MIRA INFORM REPORT

 

 

Report Date :

16.10.2013

 

IDENTIFICATION DETAILS

 

Name :

FACTORY X PTY. LTD.

 

 

Registered Office :

C/O B. Woodland & Associates Pty. Ltd.

150 Union Street, Windsor, Victoria, Zip/Postal Code 3181

 

 

Country :

Australia

 

 

Financials (as on) :

30.06.2011 (Consolidated)

 

 

Date of Incorporation :

09.04.1997

 

 

Com. Reg. No.:

078151667

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Subject owns and operates clothing retail stores across Australia and New Zealand

 

 

No. of Employees :

800

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

austraLia ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

IDENTIFICATION DETAILS

 

Verified Address

Subject name :              FACTORY X PTY. LTD.

 

Business address :        61 Church Street

Town :                          Abbotsford

Province :                     Victoria

Zip/postal code :           3067

Country :                       Australia

Tel :                              +61 3 94290000

Fax :                             +61 3 84200333

 

 

Registered address :     C/o B. WOODLAND & ASSOCIATES PTY. LTD.

150 Union Street

Town :                          Windsor

Province :                     Victoria

Zip/postal code :           3181

Country :                       Australia

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :      09/04/1997

Legal form :                              Australian Proprietary Company

Chief executive :                       David Patrick Heeney

Issued & paid up capital :          AUD 48,654.81

Sales turnover :                         AUD 100,289,939 (Consolidated 12 months, 30/06/2011)

Net income :                             AUD 8,013,744 (Consolidated 12 months, 30/06/2011)

Total fixed assets :                    AUD 52,357,432 (Consolidated 12 months, 30/06/2011)

Line of business :                      Operator of clothing retail stores.

Staff employed :                       800 employees

 

           

CREDIT RISK OPINION

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                       Operational trend is progressing

Management experience :          Management is adequately experienced

Financial performance :             Financial performance is good

Organization structure :              Organizational structure is stable

Detrimental :                             No detrimental found

Payment history :                      No payment delays noted

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                     09/04/1997

Legal form :                              Australian Proprietary Company

Registration no                          Australian Company Number: 078151667

Registered authority :                Australian Securities and Investments Commission

Fiscal/ Tax no :                         Australian Business Number: 51078151667

Registry status :                        Live/Active

Previous name :                        None reported.

Change of legal form :               None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                                      David Patrick Heeney

Designation :                            Managing Director

 

Name :                                      Ken Song

Designation :                            Chief Financial Officer

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          John Cain

Designation :                Director

Appointment date :        09/04/97

Address :                      17 Mayfield Street

Abbotsford, VIC 3067

Australia

Biography :                   Born on 03-12-1962 in Melbourne, Victoria, Australia.

 

 

Name :                          David Patrick Heeney

Designation :                Director and Company Secretary

Appointment date :        09/04/97

Address :                      17 Mayfield Street

Abbotsford, VIC 3067

Australia

Biography :                   Born on 24-03-1963 in Melbourne, Victoria, Australia.

Staff employed :           800 employees


Key Advisors

Auditors :                      SAWARD DAWSON

20 Albert Street

Blackburn, VIC 3130

Australia

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :       AUD 48,654.81

No of shares :               9,250 AH Class Shares / 10,000 CM Class Shares / 7,500 FOC Class Shares /

10,000 JL Class Shares / 10,000 LG Class Shares / 58 Ordinary Shares / 9,003

Ordinary1 Shares

Share par value :           No par value

Issued capital :              AUD 48,654.81

Paid up capital :                        AUD 48,654.81

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

 

Composition

Shareholder name :       A.C.N. 068 893 112 PTY LTD

Address :                      C/o B. WOODLAND & ASSOCIATES PTY. LTD.

150 Union Street

Windsor, VIC 3181

Australia

No. of shares :              750 AH Class Shares / 833 CM Class Shares / 833 FOC Class Shares / 833 JL

Class Shares / 833 LG Class Shares / 45 Ordinary Shares / 949 Ordinary1

Shares

 

 

Shareholder name :       GAMBIT ENTERPRISES PTY. LTD.

Address :                      C/o B. WOODLAND & ASSOCIATES PTY. LTD.

150 Union Street

Windsor, VIC 3181

Australia

No. of shares :              750 AH Class Shares / 833 CM Class Shares / 833 FOC Class Shares / 833 JL

Class Shares / 833 LG Class Shares / 1,007 Ordinary1 Shares

 

Shareholder name :       Alannah Hill

Address :                      Unit 7, 91-97 Fitzroy Street

St Kilda, VIC 3182

Australia

No. of shares :              2,500 AH Class Shares


Shareholder name :       David Patrick Heeney

Address :                      17 Mayfield Street

Abbotsford, VIC 3067

Australia

No. of shares :              5,250 AH Class Shares / 5,834 CM Class Shares / 5,834 FOC Class Shares /

5,834 JL Class Shares / 5,834 LG Class Shares / 7,047 Ordinary1 Shares

 

Shareholder name :       Kelly Ann Murphy

Address :                      320 Gore Street

Fitzroy, VIC 3065

Australia

No. of shares :              2,500 CM Class Shares

 

Shareholder name :       Karl Bartl

Address :                      39 Clifton Street

Richmond, VIC 3121

Australia

No. of shares :              2,500 JL Class Shares

 

Shareholder name :       GORMAN SERVICES PTY LTD

Address :                      117-119 George Street

Fitzroy, VIC 3065

Australia

No. of shares :              2,500 LG Class Shares

 

Shareholder name :       John Cain

Address :                      17 Mayfield Street

Abbotsford, VIC 3067

Australia

No. of shares :              13 Ordinary Shares

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          FACTORY X PROPERTIES PTY LTD

Affiliation type :                        Wholly-owned Subsidiary

Address :                      61 Church Street

Abbotsford, VIC 3067

Australia

 

Name :                          FACTORY X LIMITED

Affiliation type :                        Wholly-owned Subsidiary

Address :                      23-41 Nuffield Street

Newmarket, Auckland 1050

New Zealand

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :             Australia and New Zealand Banking Group Limited

Address :                      Australia

Account details                         Current Account

 

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                  None reported.

 

Legal Fillings

Bankruptcy fillings :       None reported.

Court judgements :        None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

Source of financial statement :   Commercial Registry Filings

Financial statement date :          30/06/11

Type of accounts :                    Full audited

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 1.05 as of 16-10-2013

 

Summarized Financial Information

Consolidation type :                  Consolidated                            Consolidated

Currency :                                 Australia Dollar (AUD)                Australia Dollar (AUD)

Denomination :                          (x1) One                                    (x1) One

Date of financial year end :        30/06/11                                    30/06/10

Length of accounts :                 12 months                                 12 months

Sale turnover / Income :             100,289,939                              82,522,324

Profit before tax :                      11,481,025                               10,926,670

Net income :                             8,013,744                                  7,486,953

Non current assets :                  23,029,516                                21,312,827

Current assets :                         29,327,916                               21,497,200

Inventories :                              22,371,891                               16,973,893

Total assets :                            52,357,432                                42,810,027

Current liabilities :                      26,655,976                                21,751,948

Non current liabilities :               6,158,569                                 6,841,183

Total liabilities :                                     32,814,545                                28,593,131

Share equity :                            19,542,887                                14,216,896

Reserve :                                  888,845                        926,597

Retained earning :                     18,631,325                                13,267,582


Comments :                  The consolidated financial information above relates to the Subject and its

subsidiaries. The Subject's latest audited financial information is not available with

Australian Securities and Investments Commission.

 

The representative contacted Mr. Ken Song advised that the Subject's estimated

turnover for financial year end 30-06-2013 was AUD 120 million.

 

 

OPERATION DETAILS

 

Main activities :             The Subject owns and operates clothing retail stores across Australia and New Zealand.

 

The Subject owns popular fashion brands such as Alannah Hill, Gorman,

Princess Highway, Revival, Dangerfield & Jack London.

 

Product & services :

Clothing:

Dresses

Knitwear

Tops

Skirts

Pants And Shorts

Jackets And Coats

Fashion Accessories:

Bags

Belts

Jewellery

Shoes

Tights And Socks

Scarves & Beanies

Sunglasses

 

Brand :

Alannah Hill

Gorman

Revival

Dangerfield

Jack London

Princess Highway

 

Purchases

International :                India, China, Vietnam

 

Sales

Local :                          Yes

International :                New Zealand, Asia


Property & Assets

Premises :                    The Subject operates from premises located at the verified heading

address consisting of a administrative office and distribution center.

 

Branches :                    In addition, the Subject operates from 130 owned stores located across

Australia and New Zealand.

 

Other property :             Total NBV of property, plant and equipment as of 30-06-2011 was AUD                                                               20,947,035.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

 

Reserve of foreign exchange & gold :    US$ 46.714 billion

 

Gross domestic product - GDP :            US$ 1.586 trillion

 

GPP (Purchasing power parity) :            954.296 billion of International dollars

 

GDP per capita - current prices :            US$ 68,916

 

GDP - composition by sector :             agriculture: 4%

industry: 25.6%

services: 70.4%

 

Inflation :                                              2010: 2.8%

2011: 3.4%

2012: 2.7%

 

Unemployment rate :                             2010: 5.2%

2011: 5.1%

2012: 5.2%

Public debt

(General Government gross debt as

a % GDP)                                             2010: 20.4%

2011: 22.9%

2012: 24%

 

Government bond ratings :                    Standard & Poor's: AAA

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded shares    : US$1.198 trillion

 

Largest companies in the country :         Qantas Airways (Airline),Coca-Cola Amatil (Beverages), CSL (Biotechs),

Brambles (Business & Personal Services),Crown Ltd (Casinos &  aming), Amcor (Containers & Packaging),Suncorp-Metway (Diversified Insurance), BHP Billiton (Diversified Metals & Mining),Newcrest Mining (Diversified Metals & Mining), Orica (Diversified Metals & Mining), Iluka Resources (Diversified Metals & Mining), Origin Energy (Electric Utilities), AGL Energy (Electric Utilities), Wesfarmers (Food Retail), Woolworths (Food Retail), Metcash (Food Retail), Macquarie Group (Investment services), AMP (Investment services), Challenger Ltd (Investment services), Fortescue Metals Group (Iron & Steel), Bluescope Steel (Iron & Steel), Commonwealth Bank (Major Banks), Westpac Banking Group (Major Banks), National Australia Bank (Major Banks), ANZ (Major Banks), Woodside Petroleum (Oil & Gas Operations), Santos (Oil & Gas Operations), Caltex Australia (Oil & Gas Operations), WorleyParsons (Oil Services & Equipment), Toll Holdings (Other Transportation), Transurban Group (Other Transportation), QBE Insurance Group (Property & Casualty Insurance), Insurance Australia Group (Property & Casualty Insurance), QR National (Railroads), Westfield Group (Real Estate), Stockland Australia (Real Estate), Westfield Retail Trust (Real Estate), Lend Lease (Real Estate), CFS Retail Property Trust (Real Estate), Goodman Group (Real Estate), Bendigo & Adelaide Bank (Regional Banks), Bank of Queensland (Regional Banks), Incitec Pivot (Specialized Chemicals), Telstra (Telecommunications Services)

 

Trade & Competitiveness Overview

Total exports :                           US$263.9 billion

Exports commodities :              Coal, iron ore, gold, meat, wool, alumina, wheat, machinery and transport

equipment

Total imports :                           US$239.7 billion

Imports commodities :               Machinery and transport equipment, computers and office machines,

telecommunication equipment and parts; crude oil and petroleum products

 

Export - major partners :            China 27.4%, Japan 19.2%, South Korea 8.9%, India 5.8%

Import - major partners :            China 18.5%, US 11.4%, Japan 7.9%, Singapore 6.3%, Germany 4.7%

 

FDI Inflows :                             2009: US$26,554 million

2010: US$35,556 million

2011: US$41,317 million

 

FDI Outflows :                           2009: US$16,693 million

2010: US$12,791 million

2011: US$19,999 million

Best countries for doing business : 10 out of 185 countries

 

Global competitiveness ranking : 20 (ranking by country on a basis of 144, the first is the best)

 

 

Country and Population Overview

Total population :                      22.68 million

Total area :                                7,692,024 km2

Capital :                                    Canberra

Currency :                                 Australian dollars (AUD)

Internet users as % of total

Population                                79%


PAYMENT HISTORY

PAY

Purchase Term

International :                L/C, Telegraphic transfer, D/P, Credit 30-120 days

 

 

Sales Term

Local :                          Cash, Credit card

International :                Prepayment, Telegraphic transfer, D/P, Credit 30-120 days

 

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


NT HISTORY

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.69

UK Pound

1

Rs.98.59

Euro

1

Rs.83.67

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.