MIRA INFORM REPORT

 

 

Report Date :

16.10.2013

 

IDENTIFICATION DETAILS

 

Name :

FAMIQ S.R.L.

 

 

Formerly Known as: 

FAMIQ S.A.

 

 

Registered Office :

Av. San Martin 4719/23, Buenos Aires City

 

 

Country :

Argentina

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

24.05.1967

 

 

Legal Form :

Liability Limited Company

 

 

Line of Business :

Manufacturer and commercialization of pipes and accessories of stainless steel.

 

 

No. of Employees :

152

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Argentina

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

argentina ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and an unprecedented bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - at the time the largest ever - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy in 2010 rebounded strongly from the 2009 recession, but has slowed since late 2011 even as the government continued to rely on expansionary fiscal and monetary policies, which have kept inflation in the double digits. The government expanded state intervention in the economy throughout 2012. In May the Congress approved the nationalization of the oil company YPF from Spain's Repsol. The government expanded formal and informal measures to restrict imports during the year, including a requirement for pre-registration and pre-approval of all imports. In July the government also further tightened currency controls in an effort to bolster foreign reserves and stem capital flight.

 

Source : CIA


Registered Name 

 

FAMIQ S.R.L.

CUIT 30-53806884-1

 

 

Summary 

 

INCORPORATED ON 1967. BEGINNER OF ACTIVITIES.- BALANCE SHEET AS OF 31/12/2011. NORMAL EVOLUTION,  DOES NOT REGISTER NEGATIVE ANTECEDENTS. FIT FOR CREDITS OF CURRENT IMPORTANCE AND ADDITIONAL GUARANTEES.

 

 

Operations 

 

STAINLESS STEEL PIPES
MANUFACTURE
COMMERCIALIZATION

 

 

Legal Structure 

 

 

Business type:              Liability Limited Company
Incorporated:                1967
Registered:                   24/05/1967
Duration:                       02/03/2096
End of fiscal year:         31/12

 

 

Contact 

 

Miss. Lorena Cerutti from Administration

Legal and operative address: Av. San Martin 4719/23, Buenos Aires City, Argentina.

Phone: (54-11) 5510-4000
Fax.: (54-11) 5510-4040
E-mail: lcerutti@famiq.com.ar
Website: www.famiq.com.ar 

 

 

Partners 

 

President:                     ESPARRICA CARLOS ALBERTO
Vice-president:              ESPARRICA JORGE ALBERTO
Alternate Director:         FIRPO MARIA OTILIA

USE OF SIGNATURE: PRESIDENT AND V.PRESIDENT

 

 

Corporate Stock 

 

Subscribed and paid in common shares: $ 33.234.830.-

 

 

Personal Information 

 

ESPARRICA CARLOS ALBERTO:
argentine, born in 28/10/1910, LE.No. 6.089.577 (CUIT No.20-06089577-8), address at  Mercedes 3150, Ciudad de Buenos Aires.

 

 

History 

 

Based on data in our power, we can tell that this businesses were set in motion by  FAMIQ S.R.L.  It worked without relevant changes until 5/10/1999, when it changed to FAMIQ S.A. adopting the present business type.

The holder is dedicated to the manufacture of stainless steel pipes and accessories.


For assembly on 30/01/2012 and 13/02/2012 and 29/03/2013 has been resolved: the transformation of Famiq SA in limited liability company. Date instrument of transformation: public deed of 18/04/12. Previous Designation: SA Famiq Designation adopted: Famiq S.R.L. Withdrawing partner: MARIO ROBERTO ESPARRICA. Capital represents $ 7,765,167, being the capital will $ 33,234,830. -

 

 

Economic-Financial Position 

 

General Balance as of 31/12/2011:

ASSETS:
------

Cash, investments,
Credits                     $ 101.204.263
Inventories               149.924.160


ASSETS CURRENT                       $ 251.128.423

ASSETS NON-CURRENT                    $  21.966.937
                                     -------------

TOTAL ASSETS                       $ 273.095.360
                                     =============

LIABILITIES:
------------

Debts commercials            $ 129.228.184

Salaries and social charges             6.682.785

LIABILITIES CURRENT                $ 135.910.969

LIABILITIES NON-CURRENT            $   1.570.356
                                   -------------

TOTAL LIABILITIES                       $ 137.481.325

NET WORTH                        $ 135.614.035
                                     -------------

TOTAL                                  $ 273.095.360

                                     =============

NET SALES                 $ 407.000.429

COST OF SALES              $ 281.757.265

GROSS PROFIT               $ 125.243.164

NET UTILITY                $  21.775.537
                                                               =============

The figures presented show economic-financial balance and obtaining a benefit that is deemed compensatory.

So far the actions of the company shows no unfavorable alternatives and are assigned stable outlook.

Based on the figures that have been left exposed, it was possible the obtaining of the following indices:

WORKING CAPITAL $ + 115 217 454
CURRENT LIQUIDITY 1.85
DEBT 1.01
Solvency 0.99
TOTAL CAPITAL ADEQUACY 1.99
UTILITY S/SALES 5.4%

 


Balance Sheet/s

 

Balance Sheet/s

31/12/2011

31/12/2010

31/12/2009

Total Assets

$ 273.095.360,00

$ 212.236.185,00

$ 156.953.526,16

Current Assets

$ 251.128.423,00

$ 191.551.525,00

$ 137.613.368,94

Banks

$ 101.204.263,00

$ 75.731.775,00

$ 1.479.051,27

Accounts Receivables

$ 0,00

$ 0,00

$ 40.995.534,35

Inventory

$ 149.924.160,00

$ 115.819.750,00

$ 79.511.912,64

Fixed Assets

$ 0,00

$ 0,00

$ 17.285.169,37

Non-Current Assets

$ 21.966.937,00

$ 20.684.660,00

$ 19.340.157,22

Investments

$ 0,00

$ 0,00

$ 0,00

Total Liabilities

$ 137.481.325,00

$ 97.382.687,00

$ 67.225.031,82

Current Liabilities

$ 135.910.969,00

$ 97.345.632,00

$ 67.176.878,30

Non-Current Liabilities

$ 1.570.356,00

$ 37.055,00

$ 48.153,52

StockHolders Equity

$ 135.614.035,00

$ 114.853.498,00

$ 89.728.494,34

Net Sales

$ 407.000.429,00

$ 289.960.636,00

$ 169.742.553,24

Cost of Good Sold

$ 281.757.265,00

$ 198.823.187,00

$ 112.533.466,21

Gross Result

$ 125.243.164,00

$ 91.137.449,00

$ 57.209.087,03

Administrative Expenses

$ 25.571.033,00

$ 24.087.291,00

$ 15.376.138,04

Selling Expenses

$ 56.006.119,00

$ 23.724.853,00

$ 14.329.467,19

Financial Income

$ 0,00

$ 0,00

$ 3.719.687,44

Other Expenses

$ -21.890.475,00

$ -17.129.780,00

$ -7.274.333,14

Final Result

$ 21.775.537,00

$ 26.195.525,00

$ 16.509.461,22

 

 

Balance Sheet Analysis      

 

Indexes

31/12/2011

31/12/2010

31/12/2009

Current Ratio

184,77 %

196,77 %

204,85 %

Quick Ratio

74,46 %

77,80 %

86,49 %

Short Term Indebtedness

100,22 %

84,76 %

74,87 %

Debt to Equity Ratio

101,38 %

84,79 %

74,92 %

Long Term Assets to Total Assets

8,04 %

9,75 %

12,32 %

Fixed Assets to Equity

0,00 %

0,00 %

19,26 %

Total Assets to Total Liabilities

198,64 %

217,94 %

233,47 %

Debt Ratio

50,34 %

45,88 %

42,83 %

Equity Ratio

49,66 %

54,12 %

57,17 %

Investments to Assets Ratio

54,90 %

54,57 %

50,66 %

Current Investment

91,96 %

90,25 %

87,68 %

Stocks Aging Days

194,22 días

212,62 días

257,90 días

Day Sales

0,00 días

0,00 días

88,15 días

Trade Debtors To Assets

0,00 %

0,00 %

26,12 %

Total Assets Turnover

149,03 %

136,62 %

108,15 %

Net Worth Aging

300,12 %

252,46 %

189,17 %

Fixed Assets Aging

Infinito %

Infinito %

982,01 %

Gross Profit

69,23 %

68,57 %

66,30 %

Financial Expenses on Sales Ratio

0,00 %

0,00 %

2,19 %

Commercial Exp. on Sales Ratio

13,76 %

8,18 %

8,44 %

Administrative Exp. on Sales Ratio

6,28 %

8,31 %

9,06 %

 

 

Assets

 

REAL ESTATE
-----------
Av.San Martin 4751, Ciudad de Bs.As.
Blanco Encalada 1752, Florida, Bs.As.
Pte.J.A.Roca 903, Rafaela, Santa Fe
Rodriguez Peña 2175, Maipu, Prov.Bs.As.
Avellaneda 554, S.M.de Tucuman
Francia y Av.Juan D.Peron, Rosario
Av.San Martin 4791/99, Ciudad de Bs.AS.

VEHICLES
--------
Mitsubishi Seda 4 p model 97
Volkswagen Senda Diesel, mod.94
Chevrolet Corsa mod.98
Volkswagen Gold mod.98
Volkswagen Gold mod.99
Pick-Up Ford Ranger mod.02
Polo 1.9 mod.03
Renault Clio mod.99
5 cards VW suran model 2008

 

 


Evolution and Results 

 

THE COMPANY IS DEDICATED TO THE MANUFACTURE AND COMMERCIALIZATION OF PIPES AND ACCESSORIES OF STAINLESS STEEL.

IT ACCOUNTS WITH A GOOD INFRASTRUCTURE AND ORGANIZATION IN WHICH ITS DIRECTORS PARTICIPATE IN JOINT FORM WITH THE NECESSARY PERSONNEL.

IT CARRIES OUT EXPORTS TO URUGUAY, PARAGUAY, BOLIVIA, CHILE, EQUATOR, COLOMBIA.

Imports done on the last twelve months were for the total amount of U$S 17.150.377 as follows:

TAIWAN               11.916.154
CHINA                11.916.154
GERMANY                 550.728
OTHERS                1.231.277

THE IMPORTED PRODUCTS WERE LAMINATED PLANES OF STAINLESS STEEL, PIPES AND HOLLOW BORDERS AND SIMILARS.

Main Suppliers:
---------------
MASTELLONE S.A.
ARCOR S.A.
SIDERAR S.A.
SIDERCA S.A.

* 152 Employees.

 

 

Branches 

 

Warehouse: Av. San Martin 4723/51, Buenos Aires City, Argentina.
Blanco Encalada 1752, Florida,Buenos Aires Province, Argentina.

Branches: Rafaela City (Santa Fe Province), San Miguel de Tucuman City (Tucuman Province), Mendoza City (Mendoza Province).

 

 

Legal Background 

 

ADVERTENCIA: Si en este registro no apareciera un Nro. de Doc. o CUIT, debe tomarse como una simple referencia a verificar en el expediente para descartar la existencia de personas con igual apellido y nombre/s o empresas con igual razon social.

 

·  16/12/2011 - ORDINARIO JUZG 08 SEC 16 - ESPARRICA, MARIO ROBERTO

·  15/07/2011 - ORDINARIO JUZG 08 SEC 16 - ESPARRICA, MARIO ROBERTO

 

 

Payment Record and Credit Risk 

 

BANCO MACRO
BANCO PATAGONIA
BANCO DE GALICIA Y BUENOS AIRES
BANCO CIUDAD DE BS. AIRES
BANCO ITAU
BANCO CREDICOOP COOP.LTDO.
ICBC BANK
BANCO NACION
BANCO PCIA. BS.AS.
BANCO GALICIA

INSURANCE:
----------
PREVENCION S.A.

Credit Risk - July 2013
--------------------------
ITAU ARG              $ 11.906.200
BANCO MACRO             11.762.900
PCIA BS AS              11.732.000
BCO PATAGONIA            9.740.300
GALICIA                  6.198.100
ICBC                     5.426.200
BCO CIUDAD BS AS         4.113.900
BCO CREDICOOP            3.836.000
NACION                     504.400
                      ----------
              TOTAL $ 65.220.000

Situation 1: Normal Fulfillment

 

 

Concept 

 

UNTIL THE PRESENT THE COMPANY MAINTAINS A CORRECT COMMERCIAL ATTENTION OF THE  PAYMENTS AND IT IS WELL REFERRED IN THE HABITUAL OPERATIVE MEANS.

* FULFILLMENT WITHOUT  OBJECTIONS.

 

Final Opinion 

 

THE COMPANY IS VIABLE FOR NEW CREDITS WITHIN SUMS IN ACCORDANCE TO ITS KNOWN RESOURCES.
* APT FOR NEW CREDITS


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.69

UK Pound

1

Rs.98.59

Euro

1

Rs.83.67

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.