MIRA INFORM REPORT

 

 

Report Date :

17.10.2013

 

IDENTIFICATION DETAILS

 

Name :

ZIKA INDUSTRIES LTD.

 

 

Formerly Known as: 

TECHNO ZIKA (1983) LTD

 

 

Registered Office :

P.O. Box 2317, Moshe Borenstein Street, Southern Industrial Zone, Acre 2412202           

 

 

Country :

Israel

 

 

Date of Incorporation :

06.09.1983

 

 

Com. Reg. No.:

51-099806-5

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers, marketers and exporters of welding electrodes and allied products

 

 

No. of Employees :

Having 65 employees in subject (had 63 employees in 2011), and 80 employees serving ZIKA Group (had 86 employees in the Group in mid 2012 and 81 employees in mid 2011).

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Israel

A2

A2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

israEl ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Its major imports include crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel''s energy security outlook. The Leviathan field was one of the world''s largest offshore natural gas finds this past decade, and production from the Tama field is expected to meet all of Israel''s natural gas demand beginning mid-2013. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

 

Source : CIA

 


Company name & address

 

ZIKA INDUSTRIES LTD.

Telephone    972 4 985 18 05; 985 18 00

Fax             972 4 985 18 70

P.O. Box 2317

Moshe Borenstein Street

Southern Industrial Zone

ACRE          2412202    ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-099806-5 on the 06.09.1983, as a subsidiary of ELECTRODE WORKS ZIKA LTD., a public limited liability company established in 1950.

 

Originally registered under the name of KEREN DISTRIBUTORS OF WELDING PRODUCTS (AGENCIES AND IMPORT) LTD., which changed to TECHNO ZIKA (1983) LTD. on the 16.07.1990, which changed to the present name on the 17.01.2000.

 

During 2001-2003 the ELECTRODE WORKS ZIKA Group (subject included) encountered grave financial difficulties and reached bankruptcy. In October 2003 a request for liquidation was submitted by the Group's creditors (banks) and in February 2004 the Haifa District Court issued a liquidation order.

 

The Group operated under a special Court nominated manager and in August 2005, following a Creditors' Arrangement, the Court appointed an official receiver to the Group, including for subject.

 

In June 2004, ZIKA GROUP LTD. acquired all the activities of ELECTRODE WORKS ZIKA LTD., including subject's activities, for a sum of NIS 7.26 million (see more below).

 

In November/ December 2006 ZIKA GROUP LTD., after obtaining all approvals, acquired subject from the liquidator and transferred all their manufacturing activities into subject.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 93.00, divided into -

              2 deciding shares (issued),

              4 management shares (issued),

              92,994 ordinary shares (11,008 shares issued), all of NIS 0.001 each

of which shares amounting to NIS 1.014 were issued.

 

(Note: The currency in share capital was originally in Old Israeli Shekel whose nominal value was 1 thousandth of the current New Israeli Shekel (NIS), converted in 1986).

 


SHAREHOLDERS

 

Subject is fully owned by ZIKA GROUP LTD., owned by Yaakov Bakarach.

 

In August 2008 Yehoshua Perla –via his owned company CHIMNIAR GROUP LTD. - sold his shares in ZIKA GROUP LTD. and since then Yaakov Bakarach is the sole owner.

 

 

DIRECTORS

 

1.         Liav Bakarach, General Manager,

2.         Yaakov Bakarach,

3.         Ms. Rina Bakarach,

4.         Roi Bakarach.

 

 

BUSINESS

 

Manufacturers, marketers and exporters of welding electrodes and allied products.

Subject's products are used for a wide range of purposes, from thickly coated electrode for general purposes, through special electrode suitable for workings used in Nuclear reactors, petrochemical industry and heavy industry.

50% of sales are for export.

 

All of raw materials purchases are imported.

Amongst local suppliers: INBAR TECHNOLOGIES, B. GAVRIEL TRANSPORTATION (transportation services).

 

Among local clientele: Ministry of Defense, DEAD SEA WORKS, MEKOROT WATER CO., ISRAEL ELECTRIC CORP., MEM BET, A.G. POLACK, etc.

 

Operating from owned premises (Group's offices and plant), on an area of 15,000 sq. meters (of which 13,000 sq. meters built), in Moshe Borenstein Street, Southern Industrial Zone, Acre (city Hebrew name: Acco or Akko).

 

Having 65 employees in subject (had 63 employees in 2011), and 80 employees serving ZIKA Group (had 86 employees in the Group in mid 2012 and 81 employees in mid 2011).

 

 

MEANS

 

Owned property in Moshe Borenstein Street, Southern Industrial Zone, Acre (where subject is operating from), was valued at NIS 15 million in 2011.

 

Group's consolidated stock was valued at NIS 6,000,000 in 2008 (same as in 2007 and 2006). Later stock and other financial data not forthcoming.

 

 

There are 5 charges for unlimited amounts registered on the company's assets (financial assets, real estate and other assets), in favor of Union Bank of Israel Ltd. Bank Leumi Le’Israel Ltd., Bank Hapoalim Ltd. and the State of Israel (last 3 charges placed during 2012).

 

 

REVENUES

 

Group's consolidated sales (subject and parent company ZIKA GROUP LTD.):

2006 sales claimed to be NIS 28,000,000, of which NIS 3,000,000 were for export.

2007 sales claimed to be NIS 28,000,000, of which NIS 3,000,000 were for export.

2008 sales claimed to be NIS 40,000,000, of which 30% were for export.

We were informed that there was a significant increase in sales during 2009 and 2010 (of which 36%-37% for export). Figures were not disclosed.

In the first 6 months of 2011, export rate was 42%, figures were not disclosed.

2011 sales claimed to exceed NIS 50,000,000.

Later sales figures not forthcoming.

 

 

OTHER COMPANIES

 

ZIKA GROUP LTD., parent company, traders, importers and marketers of electrodes and accessories. Also importers, marketers and distributors of a variety of complementary products and services required by its customers.

 

URANUS FINANCIAL MARKETS LTD., owned by Yaakov Bakarach.

 

 

BANKERS

 

Bank Leumi Le’Israel Ltd., Bat Yam Branch (No. 861), Bat Yam,
account No. 577500/16.

Union Bank of Israel Ltd., Tel Aviv Main Branch (No. 063), Tel Aviv, account
No. 707600/04.

 

A check with the Central Banks’ database did not reveal any negative information regarding subject’s a/m accounts.

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned on subject since reactivation (please refer to NOTE below).

 

Subject's General Manager refused to update financial data.

 

ZIKA Group is the leading welding products supplier in Israel.

ZIKA Group is ISO 9001:2000 certified.

On 7.6.2004 the Haifa District Court approved the sale of the activities of ELECTRODE WORKS ZIKA LTD. and subject to parent company, ZIKA GROUP LTD., from their liquidator. According to agreement, the buyers to pay NIS 7.26 million in 12 installments.

On 2.8.2004 the Anti-Trust Commissioner approved the transaction. The approval was required, since ELECTRODE WORKS ZIKA has been a monopoly in the welding electrodes field.

In May 2006, the liquidator of ELECTRODE WORKS ZIKA LTD. approved the acquisition of the land on which subject's plant is situated by ZIKA Group for a sum of US$ 1.2 million.

 

Several years ago we obtained couple of favorite opinion on subject's Group payment record:

INBAR TECHNOLOGIES officials told us they are working with the ZIKA GROUP since 2004, supplying subject with welding materials. ZIKA GROUP was described as a good client who always pays on time.

B. GAVRIEL officials told us they are working with the ZIKA GROUP since 2004, supplying them with transport services. ZIKA GROUP was described as a good client who always pays on time.

 

In July 2009 it was reported that subject exports some NIS 1.2 million to Thailand.

 

According to data by of the Metal, Electrical and Infrastructure Industries Association, representing the local Metal and Electricity Industries, which includes large scale export-oriented industries on one hand and family-owned plants which sell to the local market: 2010 sales (local and export) by the said industries amounted to NIS 70 billion, comprising 25% of Israel's industrial output. Results are similar to 2008 scales, after some 20% drop in 2009 due to the significant slow-down in the local economy, affected by the global financial and economic crisis. Sales for export reached US$ 10 billion in 2010.

Some 90,000 employees serve the said industries (26% of Israel's industrial workforce).

 

The Central Bureau of Statistics (CBS) data on investment in imported machinery and other equipment for the manufacturing industry in 2012 (comparing to 2011): investments in the manufacture of metal products was NIS 716 million (3.6% rise, after 32% rise in 2011).

 

CBS data reveals that investments by the local manufacturing industries -both from import and domestic production- in machinery & equipment (M&E) in 2012 fell by 1%, which comes after 41% rise in 2011. The investments originating from import, which comprised 70% of overall investment in M&E, fell 3.8% (after 69% rise in 2011), while investment originating from local production rose by 6.2% in 2012 (fell 5.3% in 2011).

Gross Domestic Capital Formation (investment) in machinery & other equipment in 2012 reached (in current prices) NIS 47,540 million, of which NIS 33,336 million was from imports and NIS 14,204 miilion from domestic production.

 

 

SUMMARY

 

Notwithstanding the refusal to update financial details, considered good for trade engagements.


 

NOTES:

1.    According to the Registrar of Companies subject has a "Law Violating Company" Status.

As part of the Registrar efforts in the last period to collect fees and supervision on meeting all duties by Companies’ law, such status notes have been added to the registry. Registration as a "Law Violating Company" is done due certain violation by the subject company for not meeting the Registrar of Companies regulations promptly, mainly for not paying Registrar fees, and/or not submitting annual reports on time. The sanctions and penalties against the company in such case include fines up to NIS 250,000, not allowing the company to register new charges on its favor, not allow registration a charge on its assets (which may deprive the company from taking new loans at their banks), cannot make changes in the Registrar, and more.

It should be noted that this may not necessarily be connected to the company's business activities and financial standing (although in many cases there is a connection, we believe it is not due financial reason; It is also possible that there is a technical or administrative problem, as such things also happen).

2.    Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.69

UK Pound

1

Rs.98.59

Euro

1

Rs.83.67

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.