MIRA INFORM REPORT

 

 

Report Date :

24.10.2013

 

IDENTIFICATION DETAILS

 

Name :

AURIONPRO SOLUTIONS PTE. LTD.

 

 

Registered Office :

39, Robinson Road, 07 - 01, Robinson Point, 068911

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

19.06.1999

 

 

Com. Reg. No.:

199903424-M

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Software Consultancy

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

singapore - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. Real GDP growth averaged 8.6% between 2004 and 2007. The economy contracted 0.8% in 2009 as a result of the global financial crisis, but rebounded 14.8% in 2010, on the strength of renewed exports, before slowing to 5.2% in 2011 and 1.3% in 2012, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity, which has sunk to an average of about 1.0% in the last decade. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub.

 

Source : CIA

 


 

* Adopted abbreviations :

SC - Subject Company (the company enquired by you)

 

 

N/A - Not Applicable

 

 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

199903424-M

COMPANY NAME

:

AURIONPRO SOLUTIONS PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

19/06/1999

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

39, ROBINSON ROAD, 07 - 01, ROBINSON POINT, 068911, SINGAPORE.

BUSINESS ADDRESS

:

39 ROBINSON ROAD, 07-01 ROBINSON POINT, 068911, SINGAPORE.

TEL.NO.

:

65-65364852

FAX.NO.

:

65-65364864

WEB SITE

:

WWW.AURIONPRO.COM

CONTACT PERSON

:

SUJATA ( STAFF )

PRINCIPAL ACTIVITY

:

SOFTWARE CONSULTANCY

ISSUED AND PAID UP CAPITAL

:

1,493,799.00 ORDINARY SHARE, OF A VALUE OF SGD 1,493,799.00

SALES

:

USD 2,434,606 [2012]

NET WORTH

:

USD 3,328,934 [2012]

STAFF STRENGTH

:

10 [2013]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

FAIR

PAYMENT

:

FAIR

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 

 

HISTORY / BACKGROUND

 

The SC is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the SC must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the SC is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the SC is insolvent. The SC is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The SC is principally engaged in the (as a / as an) software consultancy.

 

The ultimate holding company of the SC is AURIOPRO SOLUTIONS LTD, a company incorporated in INDIA.

 

The major shareholder(s) of the SC are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

AURIONPRO SOLUTIONS LTD.

404, WINCHESTER, HIGH STREET, HIRANANDANI BUSINESS PARK, POWAI, MUMBAI , 400076, INDIA.

T03UF2941

1,493,799.00

100.00

 

 

 

---------------

------

 

 

 

1,493,799.00

100.00

 

 

 

============

=====

+ Also Director



DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

MR. JADHAV DHANANJAY BALKRISHNA

Address

:

12, UPPER SERANGOON VIEW, 02-07, RIO VISTA, 534199, SINGAPORE.

IC / PP No

:

S7165131B

Nationality

:

SINGAPOREAN

Date of Appointment

:

27/08/2008

 

DIRECTOR 2

 

Name Of Subject

:

PATHIMA MUNEERA AZMI

Address

:

122, JURONG EAST STREET 13, 02-31, IVORY HEIGHTS, 600122, SINGAPORE.

IC / PP No

:

S2715498J

Nationality

:

SINGAPOREAN

Date of Appointment

:

01/02/2013

 

DIRECTOR 3

 

Name Of Subject

:

PARESH CHANDULAL ZAVERI

Address

:

3, SIGLAP ROAD, 06-23, MANDARIN GARDENS, 448907, SINGAPORE.

IC / PP No

:

Z1787499

Nationality

:

INDIAN

Date of Appointment

:

25/04/2000


MANAGEMENT

 

 

 

1)

Name of Subject

:

JADHAV DHANANJAY BALKRISHNA

 

Position

:

DIRECTOR

 

 

 

 

 

2)

Name of Subject

:

SUJATA

 

Position

:

STAFF

 

 

 

AUDITOR

 

Auditor

:

S. RENGANATHAN & CO.

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

CHENG LIAN SIANG

 

IC / PP No

:

S1519832Z

 

Address

:

7, SIN MING WALK, 20-17, THE GARDENS AT BISHAN, 575577, SINGAPORE.

 

 

 

BANKING


No Banker found in our databank.

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C201105489

04/05/2011

N/A

AXIS BANK LIMITED

N/A

Unsatisfied

 

 

LEGAL CHECK AGAINST SC


* A check has been conducted in our databank againt the SC whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The SC is a service provider and it does not deal with trade suppliers.


The SC refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

 

]

 

Good 31-60 Days

[

 

]

 

Average 61-90 Days

[

 

]

 

Fair 91-120 Days

[

X

]

 

Poor >120 Days

[

 

]

 

 

 

 

 

 



CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

 

 

 

Export Market

:

WORLDWIDE

Credit Term

:

N/A

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

 

OPERATIONS

 

Services

:

SOFTWARE CONSULTANCY

 

 

 

 

 

Total Number of Employees:

YEAR

2013

 

GROUP

N/A

 

 

 

 

 

 

 

 

COMPANY

10

 

 

 

 

 

 

 

 

 

Branch

:

NO

 

 

Other Information:


The SC is principally engaged in the (as a / as an) software consultancy.



Aurionpro is a publicly traded technology company that helps enterprises to be more efficient through domain-driven software and consulting offerings.


The SC is organized into four primary business lines that include:


* Banking & Financial Technologies: providing a mature suite of software products around Banks’ core banking systems.

* SCM Software: providing Logistics, Manufacturing, and Retail companies with a cloud-based software platform to manage their entire supply chain, from managing inventory in warehouses, to shipping finished products across the globe.


*Oracle Implementation Services: providing industry-leading consulting services across Oracle's Identity Management, WebCenter, and Apps product suites.


*Enterprise IT Services: combining deep levels of expertise in niche areas such as cloud-based software implementations and mobile app development, with a sizable pool of resources that can be leveraged to complement larger scale IT projects



CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the SC indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-65364852

Match

:

N/A

 

 

 

Address Provided by Client

:

39, ROBINSON ROAD, 07-01 ROBINSON POINT SINGAPORE 068911

Current Address

:

39 ROBINSON ROAD, 07-01 ROBINSON POINT, 068911, SINGAPORE.

Match

:

YES

 

 

 

 

Other Investigations


On 22nd October 2013 we contacted one of the staff from the SC and she provided some information on the SC.


FINANCIAL ANALYSIS

 

 

Profitability

 

 

 

 

 

 

Turnover

:

Increased

[

9.90%

]

 

Profit/(Loss) Before Tax

:

Increased

[

49.30%

]

 

Return on Shareholder Funds

:

Acceptable

[

17.17%

]

 

Return on Net Assets

:

Acceptable

[

20.34%

]

 

 

 

 

 

 

 

 

The higher turnover could be attributed to the favourable market condition.The higher profit could be attributed to the increase in turnover. The SC's management had generated acceptable return for its shareholders using its assets.

 

 

 

 

 

 

 

Working Capital Control

 

 

 

 

 

 

Stock Ratio

:

Nil

[

0 Days

]

 

Debtor Ratio

:

Unfavourable

[

156 Days

]

 

Creditors Ratio

:

Unfavourable

[

84 Days

]

 

 

 

 

 

 

 

 

As the SC is a service oriented company, the SC does not need to keep stocks. The SC's debtors ratio was high. The SC should tighten its credit control and improve its collection period. The unfavourable creditors' ratio could be due to the SC taking advantage of the credit granted by its suppliers. However this may affect the goodwill between the SC and its suppliers and the SC may inadvertently have to pay more for its future supplies.

 

 

 

 

 

 

 

Liquidity

 

 

 

 

 

 

Liquid Ratio

:

Acceptable

[

0.96 Times

]

 

Current Ratio

:

Unfavourable

[

0.96 Times

]

 

 

 

 

 

 

 

 

The SC's liquid ratio was slightly low. This could indicate that the SC's working capital was slightly deficient. The SC will have to improve its liquidity position either by obtaining short term financing or increase its paid up capital so that it can meet all its short term obligations as and when they fall due.

 

 

 

 

 

 

 

Solvency

 

 

 

 

 

 

Interest Cover

:

Acceptable

[

3.31 Times

]

 

Gearing Ratio

:

Acceptable

[

0.88 Times

]

 

 

 

 

 

 

 

 

The SC's interest cover was slightly low. If there is no sharp fall in its profit or sudden increase in the interest rates, we believe the SC is able to generate sufficient income to service its interest and repay the loans. The SC's gearing was slightly high. The SC is utilising the leverage concept to fund its expansion. However, the high gearing has added financial risks to the SC. It will be more vulnerable in times of economy downturn.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overall Assessment :

 

 

 

 

 

 

Generally, the SC's performance has improved with higher turnover and profit. The SC's liquidity was at an acceptable range. If the SC is able to obtain further short term financing, it should be able to meet all its short term obligations. The SC had an acceptable interest cover. If there is no sudden sharp increase in interest rate or fall in the SC's profit, we do believe the SC is able to generate sufficient cash flow to service its interest payment. The SC's gearing was slightly high and its financial risk was also high. If no plans are made to reduce its gearing, the SC's performance may deteriorate in the coming year.

 

 

 

 

 

 

 

Overall financial condition of the SC : FAIR

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2008

2009

2010

2011

2012

 

 

 

 

 

 

Population (Million)

4.84

4.98

5.08

5.18

5.31

Gross Domestic Products ( % )

1.5

<0.8>

14.5

4.9

1.3

Consumer Price Index

6.6

0.6

2.8

5.2

4.6

Total Imports (Million)

450,892.6

356,299.3

423,221.8

459,655.1

474,554.0

Total Exports (Million)

476,762.2

391,118.1

478,840.7

514,741.2

510,329.0

 

 

 

 

 

 

Unemployment Rate (%)

2.2

3.2

2.2

2.1

2.0

Tourist Arrival (Million)

10.12

9.68

11.64

13.17

14.37

Hotel Occupancy Rate (%)

81.0

75.8

85.6

86.5

86.4

Cellular Phone Subscriber (Million)

1.31

1.37

1.43

1.50

1.52

 

 

 

 

 

 

Registration of New Companies (No.)

25,327

26,414

29,798

32,317

31,892

Registration of New Companies (%)

<2.2>

4.3

12.8

8.5

<1.3>

Liquidation of Companies (No.)

10,493

22,393

15,126

19,005

17,218

Liquidation of Companies (%)

13.7

113.4

<32.5>

25.6

9.4

 

 

 

 

 

 

Registration of New Businesses (No.)

24,850

26,876

23,978

23,494

24,788

Registration of New Businesses (%)

0.36

8.15

<10.78>

2.02

5.51

Liquidation of Businesses (No.)

21,150

23,552

24,211

23,005

22,489

Liquidation of Businesses (%)

<0.8>

11.4

2.8

<5>

<2.2>

 

 

 

 

 

 

Bankruptcy Orders (No.)

2,326

2,058

1,537

1,527

1,748

Bankruptcy Orders (%)

<15.9>

<11.5>

<25.3>

<0.7>

14.5

Bankruptcy Discharges (No.)

1,500

3,056

2,252

1,391

1,881

Bankruptcy Discharges (%)

<7.7>

103.7

<26.3>

<38.2>

35.2

 

 

 

 

 

 

INDUSTRIES ( % of Growth ) :

 

 

 

 

 

Agriculture

 

 

 

 

 

Production of Principal Crops

<0.32>

3.25

<0.48>

4.25

3.64

Fish Supply & Wholesale

<6.31>

<1.93>

<10.5>

12.10

<0.5>

 

 

 

 

 

 

Manufacturing *

74.6

71.5

92.8

100.0

100.3

Food, Beverages & Tobacco

94.8

90.4

96.4

100.0

103.5

Textiles

180.1

145.9

122.1

100.0

104.0

Wearing Apparel

334.6

211.0

123.3

100.0

92.1

Leather Products & Footwear

128.2

79.5

81.8

100.0

98.6

Wood & Wood Products

132.0

101.4

104.0

100.0

95.5

Paper & Paper Products

101.0

95.4

106.1

100.0

97.4

Printing & Media

118.2

100.9

103.5

100.0

93.0

Crude Oil Refineries

113.1

96.4

95.6

100.0

99.4

Chemical & Chemical Products

84.5

80.3

97.6

100.0

100.5

Pharmaceutical Products

43.7

49.1

75.3

100.0

109.7

Rubber & Plastic Products

120.1

101.2

112.3

100.0

96.5

Non-metallic Mineral

96.5

91.9

92.5

100.0

98.2

Basic Metals

109.8

92.6

102.2

100.0

90.6

Fabricated Metal Products

101.3

90.8

103.6

100.0

104.3

Machinery & Equipment

65.0

57.3

78.5

100.0

112.9

Electrical Machinery

81.7

86.8

124.1

100.0

99.3

Electronic Components

93.1

85.2

113.6

100.0

90.6

Transport Equipment

102.0

96.0

94.0

100.0

106.3

 

 

 

 

 

 

Construction

45.90

<36.9>

14.20

20.50

28.70

Real Estate

<11.2>

1.4

21.3

25.4

31.9

 

 

 

 

 

 

Services

 

 

 

 

 

Electricity, Gas & Water

<1.3>

1.70

4.00

7.00

6.30

Transport, Storage & Communication

11.60

3.90

12.80

7.40

5.30

Finance & Insurance

<5.9>

<16.4>

<0.4>

8.90

0.50

Government Services

17.40

4.50

9.70

6.90

6.00

Education Services

0.50

0.10

<0.9>

<1.4>

0.30

 

 

 

 

 

 

* Based on Index of Industrial Production (2011 = 100)

 

 

 

 

 

(Source : Department of Statistics)

 

 

 

 

 



INDUSTRY ANALYSIS

 

INDUSTRY :

INFORMATION TECHNOLOGY

 

 

 

Singapore's infomation communication services industry is well-positioned to tap into the new business opportunities of the digital age. An early mover in infocomm technology, Singapore today ranks as the second most network-ready country in the world and the first in Asia, according to the World Economic Forum's "Global Information Technology Report 2010/2011". The roll out of the Intelligent Nation 2015 Master Plan and the National Broadband Network will further strengthen Singapore's infrastructure network.

 

The Intelligent Nation 2015 masterplan lays out the blueprint for Singapore's infocomm strategies in the digital age, with the creation of some 80,000 jobs and an increase of value-add to SGD 26 billion. Besides, under the Wireless@SG programme initiated by the Infocomm Development Authority of Singapore, free wireless broadband connection is made available at public places till March 31 2013, to encourage usage.

 

More than 80 of the top 100 software and services companies have set up their regional headquarters in Singapore. Many of them, including the top 15 software companies, have regional or Asia Pacific headquarters here. Some of the companies who have set up base in Singapore include Alcatel, Cisco, Crimson Logic, Dell, Hewlett Packard, IBM, Mahindra Satyam, NCS, Oracle, and Tata Consultancy Services.

 

As such, the highly cyclical tech sector has taken a hit in both its financial and share price performance. Moving into 2012, the macroeconomic headwinds will remain strong. Hence tepid growth is expected for the sector, in tandem with easing global economic conditions. Many of the tech companies have customers who are adopting cautious sentiment which increases the risk of order delays and/or pullbacks.

 

This situation is exacerbated by rising cost pressures, as increases in labour wages, raw material costs and higher interest rates, especially in China, have culminated in a margin squeeze on companies. Currency volatility and supply chain disruptions from recent catastrophes have also shrouded the visibility of the tech sector.

 

In general, tech companies have emerged from the last financial maelstrom with stronger balance sheets. This should provide them with better resilience to weather another economic downturn.

It is believed that the tech sector still carries good long-term growth potential, given the increasing importance of IT as a business growth driver, continued technological innovation and rising affluence in the region. Stronger growth would likely come from the emerging markets as ample opportunities exist for continued IT penetration.

 

The share prices of most tech stocks have already corrected sharply in the year 2011. Although current valuations do not appear demanding, downside earnings risks exist if the macroeconomic landscape continue to deteriorate sharper than expectations. On the other hand, cyclical plays could also potentially benefit from a stronger rebound if the global economy recover faster-than-expected. The possibility of the first scenario seems more plausible.

 

 

OVERALL INDUSTRY OUTLOOK : MARGINAL GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 

 


Incorporated in 1999, the SC is a Private Limited company, focusing on software consultancy. Having been in the industry for over a decade, the SC has achieved a certain market share and has built up a satisfactory reputation in the market. It should have received supports from its regular customers. Having strong support from its holding company has enabled the SC to remain competitive despite the challenging business environment. The capital standing of the SC is fair. With an adequate share capital, the SC has the potential of expanding its business in future.

Over the years, the SC has penetrated into both the local and overseas market. The SC has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the SC to further enhance its business in the near term. Being a small company, the SC's business operation is supported by 10 employees. Overall, we regard that the SC's management capability is average. This indicates that the SC has greater potential to improve its business performance and raising income for the SC.


We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. Return on shareholders' funds of the SC was at an acceptable range which indicated that the management was efficient in utilising its funds to generate income. The SC managed to maintain an adequate liquidity level, indicating that the SC has the ability to meet its financial obligations. The gearing level of the SC is slightly high, therefore it faces moderate financial risk. Given a positive net worth standing at USD 3,328,934, the SC should be able to maintain its business in the near terms.

The SC's overall payment habit is fair and this clearly implied a weak credit control of the SC.


The industry has reached its maturity stage and only enjoying a marginal growth. The steady growth of the country's economy will further enhance the industry activities. Thus, the SC's future performance is very much depend on its marketing strategies in order to retain its position in the market.


Based on the above condition, we recommend credit be granted to the SC normally.

 



 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

AURIONPRO SOLUTIONS PTE. LTD.

 

Financial Year End

2012-03-31

2011-03-31

Months

12

12

Consolidated Account

Company

Company

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

USD

USD

 

 

 

TURNOVER

2,434,606

2,215,336

 

----------------

----------------

Total Turnover

2,434,606

2,215,336

Costs of Goods Sold

<982,700>

<2,103,173>

 

----------------

----------------

Gross Profit

1,451,906

112,163

 

----------------

----------------

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

472,716

316,624

 

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

472,716

316,624

Taxation

99,000

<47,625>

 

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

571,716

268,999

 

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

As previously reported

1,399,027

1,130,028

 

----------------

----------------

As restated

1,399,027

1,130,028

 

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

1,970,743

1,399,027

 

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

1,970,743

1,399,027

 

=============

=============

 

 

 

INTEREST EXPENSE (as per notes to P&L)

 

 

Others

204,255

57,426

 

----------------

----------------

 

204,255

57,426

 

 

BALANCE SHEET

 

 

AURIONPRO SOLUTIONS PTE. LTD.

 

ASSETS EMPLOYED:

 

 

FIXED ASSETS

2,629,475

82,787

 

 

 

LONG TERM INVESTMENTS/OTHER ASSETS

 

 

Investments

1,000,000

2,014,473

 

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

1,000,000

2,014,473

 

 

 

 

----------------

----------------

TOTAL LONG TERM ASSETS

3,629,475

2,097,260

 

 

 

CURRENT ASSETS

 

 

Trade debtors

1,041,858

961,904

Other debtors, deposits & prepayments

129,198

7,424,922

Amount due from related companies

6,157,971

105,506

Cash & bank balances

1,593

21,091

Others

99,000

-

 

----------------

----------------

TOTAL CURRENT ASSETS

7,429,620

8,513,423

 

----------------

----------------

TOTAL ASSET

11,059,095

10,610,683

 

=============

=============

 

 

 

CURRENT LIABILITIES

 

 

Trade creditors

227,149

47,846

Other creditors & accruals

667,078

34,456

Short term borrowings/Term loans

2,930,000

2,950,000

Amounts owing to holding company

1,790,845

2,090,845

Amounts owing to related companies

1,845,377

2,477,869

Provision for taxation

269,712

252,449

 

----------------

----------------

TOTAL CURRENT LIABILITIES

7,730,161

7,853,465

 

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

<300,541>

659,958

 

----------------

----------------

TOTAL NET ASSETS

3,328,934

2,757,218

 

=============

=============

 

 

 

SHARE CAPITAL

 

 

Ordinary share capital

1,286,031

1,286,031

 

----------------

----------------

TOTAL SHARE CAPITAL

1,286,031

1,286,031

 

 

 

RESERVES

 

 

Exchange equalisation/fluctuation reserve

72,160

72,160

Retained profit/(loss) carried forward

1,970,743

1,399,027

 

----------------

----------------

TOTAL RESERVES

2,042,903

1,471,187

 

 

 

 

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

3,328,934

2,757,218

 

 

 

 

----------------

----------------

 

3,328,934

2,757,218

 

=============

=============

 

 

 

FINANCIAL RATIO

 

 

AURIONPRO SOLUTIONS PTE. LTD.

 

TYPES OF FUNDS

 

 

Cash

1,593

21,091

Net Liquid Funds

1,593

21,091

Net Liquid Assets

<300,541>

659,958

Net Current Assets/(Liabilities)

<300,541>

659,958

Net Tangible Assets

3,328,934

2,757,218

Net Monetary Assets

<300,541>

659,958

BALANCE SHEET ITEMS

 

 

Total Borrowings

2,930,000

2,950,000

Total Liabilities

7,730,161

7,853,465

Total Assets

11,059,095

10,610,683

Net Assets

3,328,934

2,757,218

Net Assets Backing

3,328,934

2,757,218

Shareholders' Funds

3,328,934

2,757,218

Total Share Capital

1,286,031

1,286,031

Total Reserves

2,042,903

1,471,187

LIQUIDITY (Times)

 

 

Cash Ratio

0.00

0.00

Liquid Ratio

0.96

1.08

Current Ratio

0.96

1.08

WORKING CAPITAL CONTROL (Days)

 

 

Stock Ratio

0

0

Debtors Ratio

156

158

Creditors Ratio

84

8

SOLVENCY RATIOS (Times)

 

 

Gearing Ratio

0.88

1.07

Liabilities Ratio

2.32

2.85

Times Interest Earned Ratio

3.31

6.51

Assets Backing Ratio

2.59

2.14

PERFORMANCE RATIO (%)

 

 

Operating Profit Margin

19.42

14.29

Net Profit Margin

23.48

12.14

Return On Net Assets

20.34

13.57

Return On Capital Employed

20.34

13.57

Return On Shareholders' Funds/Equity

17.17

9.76

Dividend Pay Out Ratio (Times)

0.00

0.00

NOTES TO ACCOUNTS

 

 

Contingent Liabilities

0

0


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.53

UK Pound

1

Rs.99.75

Euro

1

Rs.84.75

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.