MIRA INFORM REPORT

 

 

Report Date :

24.10.2013

 

IDENTIFICATION DETAILS

 

Name :

TWK-ELEKTRONIK GMBH

 

 

Registered Office :

Heinrichstr. 85, D 40239 Düsseldorf, Post Box: 10 50 63, D 40041 Düsseldorf

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

1962

 

 

Com. Reg. No.:

HRB 2090

 

 

Legal Form :

Private limited company

 

 

Line of Business :

  • Manufacture of other electronic and electric wiring devices and cables
  • Wholesale of electrical household appliances and radio and television goods
  • Retail sale of electrical household appliances

 

 

No. of Employees :

35

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 


Company name and address

 

TWK-ELEKTRONIK GMBH

 

 Company Status:          active

                                    Heinrichstr. 85

                                    D 40239 Düsseldorf

                                    Post Box:

                                     10 50 63, D 40041 Düsseldorf

                                      Telephone:0211/632067

                                      Telefax:  0211/637705

                                      Homepage: www.twk.de

                                     E-mail:   info@twk.de

 

 VAT no.:                      DE119359079

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM               Private limited company

 Date of foundation:      1962

 Shareholders'

 agreement:                   20.10.1976

 Registered on:              20.12.1976

 Commercial Register:   Local court 40227 Düsseldorf

 under:                                       HRB 2090

 

 Share capital:                          EUR            153,387.56

 

 Shareholder:

                      HWS Vermögensverwaltungs-AG

                      Wiesenweg 14

                      D 65812 Bad Soden

                      Legal form: Public limited company

                      Share capital:     EUR             51,129.19

                      Share:             EUR            153,387.56

                      Registered on: 12.12.1997

                      Reg. data: 61462 Königstein, HRB 4709

                      Control and profit transfer agreement

 Manager:

                      Johannes W. Steinebach

                      Kronberger Str. 20

                      D 65812 Bad Soden

                      having sole power of representation

                      Profession: graduate engineer

                      Marital status: unknown

 Manager:

                      Dr. Felix Steinebach

                      D 65812 Bad Soden

                      born: 27.09.1983

                      Marital status: unknown

 Manager:

                      Dr. Hannwelm Steinebach

                      D 40239 Düsseldorf

                      born: 06.05.1980

 

 Further functions/participations of Johannes W. Steinebach

 (Manager)

 Member of the Board of Directors:

                      HWS Vermögensverwaltungs-AG

                      Wiesenweg 14

                      D 65812 Bad Soden

                      Legal form: Public limited company

                      Share capital:     EUR             51,129.19

                      Registered

                      on:         12.12.1997

                      Reg. data:  61462 Königstein, HRB 4709

 

 

COMPANY HISTORY

 

 1962 - 20.12.1976        Theo W. Kessler

                                                 D 40210 Düsseldorf

                                    Unregistered commercial enterprise

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 2732    Manufacture of other electronic and electric wiring devices and cables

4643    Wholesale of electrical household appliances and radio and television goods

47540   Retail sale of electrical household appliances

 

 

PARTICIPATIONS

 

 Shareholder:

                      TWK-Sensorik GmbH

                      Flerrentwiete 28

                      D 22880 Wedel

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR            255,645.95

                      Share:             EUR            191,734.46

                      Reg. data:  07.08.1979

                                  Local court 25421 Pinneberg

                                  HRB 1046 PI

 Shareholder:

                      TWK-CONSULT GmbH

                      Heinrichstr. 83-85

                      D 40239 Düsseldorf

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR                500.00

                      Reg. data:  09.10.2002

                                  Local court 40227 Düsseldorf

                                  HRB 44719

 

 

FINANCIAL INFORMATION

 

  Payment experience:   within agreed terms

 

 Negative information:   We have no negative information at hand.

 

 Balance sheet year:      2011

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Heinrichstr. 85

                                    D 40239 Düsseldorf

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 COMMERZBANK VORMALS DRESDNER BANK, DÜSSELDORF

 Sort. code: 30080000, Account no.: 0462143800, BIC: DRESDEFF300

 

 Further bank

 POSTBANK, ESSEN, RUHR

 Sort. code: 36010043, BIC: PBNKDEFF360

 

 

 FINANCIAL FIGURES

 

 Turnover:            2011               EUR          9,080,000.00

                      2012               EUR          8,800,000.00

 further business figures:

 Equipment:                             *EUR            262,500.00

 Ac/ts receivable:                       EUR          1,804,973.00

 Liabilities:                            EUR            326,578.00

 Total numbers of vehicles:                                      3

 Employees:                                                     35

 

 Control and profit transfer agreement to:

HWS Vermögensverwaltungs-AG

Wiesenweg 14

D 65812 Bad Soden

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios                 01.01.2011 - 31.12.2011

 Equity ratio [%]:                        46.72

 Liquidity ratio:                          10.00

 

 Balance sheet ratios                 01.01.2010 - 31.12.2010

 Equity ratio [%]:                        44.35

 Liquidity ratio:                          10.00

 

 Balance sheet ratios                 01.01.2009 - 31.12.2009

 Equity ratio [%]:                        40.00

 Liquidity ratio:                          3.75

 

 Balance sheet ratios                 01.01.2008 - 31.12.2008

 Equity ratio [%]:                       44.16

 Liquidity ratio:                          5.89

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          2,808,755.59

  Fixed assets                           EUR             12,741.00

   Tangible assets                       EUR             12,241.00

    Other / unspecified tangible assets  EUR             12,241.00

   Financial assets                      EUR                500.00

    Other / unspecified financial assets EUR                500.00

  Current assets                         EUR          2,796,014.59

   Stocks                                EUR            814,587.70

   Accounts receivable                   EUR          1,804,973.37

    Other debtors and assets             EUR          1,804,973.37

   Liquid means                          EUR            176,453.52

 

 LIABILITIES                             EUR          2,808,755.59

  Shareholders' equity                   EUR          1,312,304.30

   Capital                               EUR            153,387.56

    Subscribed capital (share capital)   EUR            153,387.56

   Balance sheet profit/loss (+/-)       EUR          1,158,916.74

    Balance sheet profit / loss          EUR          1,158,916.74

  Provisions                             EUR          1,169,873.00

  Liabilities                            EUR            326,578.29

   Other liabilities                     EUR            326,578.29

    Unspecified other liabilities        EUR            326,578.29

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR          2,959,106.37

  Fixed assets                           EUR             15,271.00

   Tangible assets                       EUR             14,771.00

    Other / unspecified tangible assets  EUR             14,771.00

   Financial assets                      EUR                500.00

    Other / unspecified financial assets EUR                500.00

  Current assets                         EUR          2,943,835.37

   Stocks                                EUR            784,693.68

   Accounts receivable                   EUR          1,721,008.25

    Other debtors and assets             EUR          1,721,008.25

   Liquid means                          EUR            438,133.44

 

 LIABILITIES                             EUR          2,959,106.37

  Shareholders' equity                   EUR          1,312,304.30

   Capital                               EUR            153,387.56

    Subscribed capital (share capital)   EUR            153,387.56

   Balance sheet profit/loss (+/-)       EUR          1,158,916.74

    Balance sheet profit / loss          EUR          1,158,916.74

  Provisions                             EUR          1,254,571.00

  Liabilities                            EUR            392,231.07

   Other liabilities                     EUR            392,231.07

    Unspecified other liabilities        EUR            392,231.07


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.53

UK Pound

1

Rs.99.75

Euro

1

Rs.84.75

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.