MIRA INFORM REPORT

 

 

 

 

Report Date :

26.10.2013

 

IDENTIFICATION DETAILS

 

Name :

FURNISHING DISTRIBUTORS LIMITED

 

 

Formerly Known as:

BOYLE INTERIOR MARKETING LIMITED

 

 

Registered Office :

1 Whitethorn Brae Dromara  Dromore BT25 2DH

 

 

Country :

Ireland

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

28.10.1991

 

 

Com. Reg. No.:

NI026035

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

·         Retail Sale of Carpets, Rugs, Wall and Floor Coverings in Specialised Stores

·         Wholesale distribution textiles.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Ireland

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

IRELAND - ECONOMIC OVERVIEW

 

Ireland is a small, modern, trade-dependent economy. Ireland was among the initial group of 12 EU nations that began circulating the euro on 1 January 2002. GDP growth averaged 6% in 1995-2007, but economic activity has dropped sharply since the onset of the world financial crisis, with GDP falling by over 3% in 2008, nearly 7% in 2009, and less than 1% in 2010. Ireland entered into a recession in 2008 for the first time in more than a decade, with the subsequent collapse of its domestic property and construction markets. Property prices rose more rapidly in Ireland in the decade up to 2007 than in any other developed economy. Since their 2007 peak, average house prices have fallen 47%. In the wake of the collapse of the construction sector and the downturn in consumer spending and business investment, the export sector, dominated by foreign multinationals, has become a key component of Ireland's economy. Agriculture, once the most important sector, is now dwarfed by industry and services. In 2008 the former COWEN government moved to guarantee all bank deposits, recapitalize the banking system, and establish partly-public venture capital funds in response to the country's economic downturn. In 2009, in continued efforts to stabilize the banking sector, the Irish Government established the National Asset Management Agency (NAMA) to acquire problem commercial property and development loans from Irish banks. Faced with sharply reduced revenues and a burgeoning budget deficit, the Irish Government introduced the first in a series of draconian budgets in 2009. In addition to across-the-board cuts in spending, the 2009 budget included wage reductions for all public servants. These measures were not sufficient. In 2010, the budget deficit reached 32.4% of GDP - the world's largest deficit, as a percentage of GDP - because of additional government support for the banking sector. In late 2010, the former COWEN government agreed to a $112 billion loan package from the EU and IMF to help Dublin further increase the capitalization of its banking sector and avoid defaulting on its sovereign debt. Since entering office in March 2011, the new KENNY government has intensified austerity measures to try to meet the deficit targets under Ireland's EU-IMF program. Ireland achieved moderate growth of 1.4% in 2011 and cut the budget deficit to 9.1% of GDP. Although the recove

 

Source : CIA

 


COMPANY NAME AND ADDRESS

 

Company Name:

FURNISHING DISTRIBUTORS LIMITED

Company No:

NI026035

Registered Address:

1 WHITETHORN BRAE

DROMARA

DROMORE

BT25 2DH

 

 

COMPANY SUMMARY   

   

Company Name

FURNISHING DISTRIBUTORS LIMITED

Company Number

NI026035

Registered Address

1 WHITETHORN BRAE

DROMARA

DROMORE

BT25 2DH

Trading Address

1 Whitethorn Brae
Dromara
Dromore
County Down
BT25 2DH


 

 

 

 

 

 

 

 

 

 

Website Address

-

 

 

Telephone Number

-

Fax Number

 

TPS

-

FPS

No

Incorporation Date

28/10/1991

Company Status

Active - Accounts Filed

Previous Name

BOYLE INTERIOR MARKETING LIMITED

Type

Private limited with Share Capital

Date of Change

07/11/1991

Filing Date of Accounts

05/07/2013

 

 

Share Capital

£100

SIC03

5248

Currency

GBP

SIC03 Description

Other retail specialised stores

SIC07

47530

SIC07 Description

RETAIL SALE OF CARPETS, RUGS, WALL AND FLOOR COVERINGS IN SPECIALISED STORES

Principal Activity

Wholesale distribution textiles.

 

 

Commentary

 

No exact match CCJs are recorded against the company.

The company's credit rating has increased from 42 to 50 which indicates it is creditworthy.

There is insufficient data to indicate a change in this companies percentage of sales.

Net Worth increased by 0.8% during the latest trading period.

A 34.2% growth in Total Assets occurred during the latest trading period.

There is insufficient data to indicate a change in this companies pre-tax profit.

The company saw an increase in their Cash Balance of 196.9% during the latest trading period.

The company is exempt from audit.

No recent changes in directorship are recorded.

The company is not part of a group.

The movement in accumulated earnings would indicate that the company made a profit after tax and other appropriations, including dividends.

The company has changed its registered address recently.

The company was established over 21 years ago.

 

 

Key Financials

 

Year to Date

Turnover

Pre Tax Profit

Shareholder Funds

Employees

31/12/2012

-

-

-£25,527

-

31/12/2011

-

-

-£25,733

-

31/12/2010

-

-

-£9,974

-

 

 

Payment Information Summary

 

Days Beyond Terms

Trend Indicator

                         Average Payment Experience  What are Creditsafe Users saying about this company's payment behavior? This is Information on a target company's payment behaviour supplied directly by Creditsafe companies based on their direct experience of the company.

 

 

N/A

14

Company DBT

UK Average DBT

Steady

   

Improving Worsening

Be the first to leave a payment experience


Within Terms 91+ Days

 

 

 

CCJ

 

Total Number of Exact CCJs -

0

Total Value of Exact CCJs -

 

Total Number of Possible CCJs -

0

Total Value of Possible CCJs -

 

Total Number of Satisfied CCJs -

0

Total Value of Satisfied CCJs -

 

Total Number of Writs -

-

 

 

 

Exact CCJ Details

There are no exact CCJ details

 

Possible CCJ Details

There are no possible CCJ details

 

Writ Details

There are no writ details

 

Mortgage Summary

Outstanding

0

Satisfied

0

 

 

Current Directors

 

Name

Ronan Boyle

Date of Birth

05/04/1956

Officers Title

Mr

Nationality

Irish

Present Appointments

1

Function

Director

Appointment Date

28/10/1991

 

 

Address

"Highbury", Sandycove Road, Sandycove, Co.dublin

 

 

 

 

 

Name

Kenneth Boyle

Date of Birth

03/05/1954

Officers Title

Mr

Nationality

Irish

Present Appointments

2

Function

Director

Appointment Date

28/10/1991

 

 

Address

Amritsar, Sorrento Road, Dalkey, Co.dublin

 

 

 

 

 

Current Company Secretary

Name

Kenneth Boyle

Date of Birth

03/05/1954

Officers Title

Mr

Nationality

Irish

Present Appointments

2

Function

Company Secretary

Appointment Date

28/10/1991

 

 

Address

Amritsar, Sorrento Road, Dalkey, Co.dublin

 

 

 

 

 

Top 20 Shareholders

Name

Currency

Share Count

Share Type

Nominal Value

% of Total Share Count

RONAN BOYLE

GBP

99

ORDINARY

1

99

KENNETH BOYLE

GBP

1

ORDINARY

1

1

 

 

Financials

 

PROFIT & LOSS

============

 

Date Of Accounts

31/12/12

31/12/11

31/12/10

31/12/09

31/12/08

Weeks

52

52

52

52

52

Currency

GBP

GBP

GBP

GBP

GBP

Consolidated A/cs

N

N

N

N

N

Turnover

-

-

-

-

-

Export

-

-

-

-

-

Cost of Sales

-

-

-

-

-

Gross Profit

-

-

-

-

-

Wages & Salaries

-

-

-

-

-

Directors Emoluments

-

-

-

-

-

Operating Profit

-

-

-

-

-

Depreciation

£3,100

£3,100

£3,100

£3,100

£3,888

Audit Fees

-

-

-

-

-

Interest Payments

-

-

-

-

-

Pre Tax Profit

-

-

-

-

-

Taxation

-

-

-

-

-

Profit After Tax

-

-

-

-

-

Dividends Payable

-

-

-

-

-

Retained Profit

-

-

-

-

-

 

 

BALANCE SHEET

==============

 

Date Of Accounts

31/12/12

31/12/11

31/12/10

31/12/09

31/12/08

Tangible Assets

£2,842

£5,942

£9,042

£12,142

£15,242

Intangible Assets

0

0

0

0

0

Total Fixed Assets

£2,842

£5,942

£9,042

£12,142

£15,242

Stock

0

0

0

0

0

Trade Debtors

£8,465

£5,027

£6,050

£5,044

£9,545

Cash

£7,693

£2,591

£5,765

£5,913

£748

Other Debtors

£1,450

£1,681

£1,064

£987

£1,801

Miscellaneous Current Assets

0

0

0

0

0

Total Current Assets

£17,608

£9,299

£12,879

£11,944

£12,094

Trade Creditors

0

£214

£736

0

£234

Bank Loans & Overdrafts

0

0

0

0

0

Other Short Term Finance

£41,285

£36,285

£26,285

£20,793

£15,206

Miscellaneous Current Liabilities

£4,692

£4,475

£4,874

£4,663

£7,596

Total Current Liabilities

£45,977

£40,974

£31,895

£25,456

£23,036

Bank Loans & Overdrafts and LTL

0

0

0

0

£3,988

Other Long Term Finance

0

0

0

0

£3,988

Total Long Term Liabilities

0

0

0

0

£3,988

 

Capital & Reserves

 

Date Of Accounts

31/12/12

31/12/11

31/12/10

31/12/09

31/12/08

Called Up Share Capital

£100

£100

£100

£100

£100

P & L Account Reserve

-£25,627

-£25,833

-£10,074

-£1,470

£212

Revaluation Reserve

-

-

-

-

-

Sundry Reserves

-

-

-

-

-

Shareholder Funds

-£25,527

-£25,733

-£9,974

-£1,370

£312

 

Other Financial Items

 

Date Of Accounts

31/12/12

31/12/11

31/12/10

31/12/09

31/12/08

Net Worth

-£25,527

-£25,733

-£9,974

-£1,370

£312

Working Capital

-£28,369

-£31,675

-£19,016

-£13,512

-£10,942

Total Assets

£20,450

£15,241

£21,921

£24,086

£27,336

Total Liabilities

£45,977

£40,974

£31,895

£25,456

£27,024

Net Assets

-£25,527

-£25,733

-£9,974

-£1,370

£312

 

 

CASH FLOW

=========

 

Date Of Accounts

31/12/12

31/12/11

31/12/10

31/12/09

31/12/08

Net Cashflow from Operations

-

-

-

-

-

Net Cashflow before Financing

-

-

-

-

-

Net Cashflow from Financing

-

-

-

-

-

Increase in Cash

-

-

-

-

-

 

Miscellaneous

Date Of Accounts

31/12/12

31/12/11

31/12/10

31/12/09

31/12/08

Contingent Liability

NO

NO

NO

NO

NO

Capital Employed

-£25,527

-£25,733

-£9,974

-£1,370

£4,300

Number of Employees

-

-

-

-

-

Auditors

 

Auditor Comments

The company is exempt from audit

Bankers

FIRST TRUST BANK LTD

Bank Branch Code

93-83-35

 

RATIOS

======

 

Date Of Accounts

31/12/12

31/12/11

31/12/10

31/12/09

31/12/08

Pre-tax profit margin %

-

-

-

-

-

Current ratio

0.38

0.23

0.40

0.47

0.53

Sales/Net Working Capital

-

-

-

-

-

Gearing %

0

0

0

0

1278.20

Equity in %

-124.80

-168.80

-45.50

-5.70

1.10

Creditor Days

-

-

-

-

-

Debtor Days

-

-

-

-

-

Liquidity/Acid Test

0.38

0.22

0.40

0.46

0.52

Return On Capital Employed %

-

-

-

-

-

Return On Total Assets Employed %

-

-

-

-

-

Current Debt Ratio

-1.80

-1.59

-3.19

-18.58

73.83

Total Debt Ratio

-1.80

-1.59

-3.19

-18.58

86.61

Stock Turnover Ratio %

-

-

-

-

-

Return on Net Assets Employed %

-

-

-

-

-

 

 

Status History

 

No Status History found

 

 

Event History

 

Date

Description

13/07/2013

New Accounts Filed

09/05/2013

Annual Returns

06/05/2013

Change in Reg.Office

06/05/2013

Change of Company Postcode

04/08/2012

New Accounts Filed

01/06/2012

Annual Returns

18/04/2011

New Accounts Filed

08/04/2011

Annual Returns

20/08/2010

New Company Secretary Mr K. Boyle appointed

11/06/2010

New Accounts Filed

18/05/2010

Annual Returns

23/11/2009

Annual Returns

09/10/2009

New Board Member Mr K. Boyle appointed

09/10/2009

New Board Member Mr R. Boyle appointed

09/10/2009

New Company Secretary Mr K. Boyle appointed

 

 

Previous Company Names

 

Date

Previous Name

07/11/1991

BOYLE INTERIOR MARKETING LIMITED

 

 

Statistics

 

Group

-

Linkages

0 companies

Countries

In 0 countries

 

 

Summary

 

Holding Company

-

Ownership Status

 

Ultimate Holding Company

-

 

 

Group structure

 

No group structure

 

 

Statistics

 

Group

0 companies

Linkages

0 companies

Countries

In 0 countries

 

 

 

Exact CCJ Details

 

No CCJs found

 

 

Possible CCJs Details

 

There are no possible CCJ details

 

 

Writ Details

 

No writs found

 

 

Previous Director/Company Secretaries

 

Name

Current Directorships

Previous Directorships

Helen Elizabeth Murphy

0

1

 

 

Average Invoice Value            n/a

Invoices available                   n/a

Paid                                          n/a

Outstanding                               n/a

 

 

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.63

UK Pound

1

Rs.99.94

Euro

1

Rs.85.14

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.