MIRA INFORM REPORT

 

 

Report Date :

28.10.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. LANCAR MAJU SEJAHTERA

 

 

Registered Office :

Komp. Ruko Enggano Megah Block B No. 9X Jl. Enggano Raya, Tanjung Priok Jakarta Utara 14310

 

 

Country :

Indonesia

 

 

Date of Incorporation :

08.07.2008

 

 

Com. Reg. No.:

No. AHU-68161.AH.01.01.Tahun 2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Fresh Fruits, Car and Motorcycle Spare parts, Ceramic Tiles

 

 

No. of Employees :

6 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Name of Company :

P.T. LANCAR MAJU SEJAHTERA

 

Address:

Head Office

Komp. Ruko Enggano Megah Block B No. 9X

Jl. Enggano Raya, Tanjung Priok

Jakarta Utara 14310

Indonesia

Phones             - (62-21) 43800260, 6125764, 6503875

Fax                   - (62-21) 43800263

Building Area    - 3 storey

Office Space    - 110 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

08 July 2008

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-68161.AH.01.01.Tahun 2008

Dated 23 September 2008

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP - Not available

 

Related/Affiliated Companies :

a. P.T. MITRA MENARA PRIMA (Freight Forwarding Services)

b. P.T. MITRA SEJATI MANUNGGAL (Export and Import Services)

c. Etc.

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - Rp. 3,000,000,000.-

Issued Capital               - Rp. 2,000,000,000.-

Paid up Capital             - Rp. 2,000,000,000.-

 

Shareholders/Owners :

a. Mr. Gandi Wijaya      - Rp. 1,800,000,000.-

    Address : Jl. Warakas I No. 80, RT.14/01

                    Kel. Warakas, Tanjung Priok

                    Jakarta Utara

                    Indonesia

b. Mr. Tony      - Rp.    200,000,000.-

    Address : Jl. Merdeka No. 120, RT.03/01

                    Kel. Sukajadi, Karawaci

                    Tangerang, Banten

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Fresh Fruits, Car and Motorcycle Spare parts, Ceramic Tiles

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

2008

 

Brand Name :

Lancar Maju Sejahtera

 

Technical Assistance :

None

 

Number of Employee :

6 persons

 

Marketing Area :

Local    - 100%

 

Main Customer :

a. Supermarkets and Hypermarkets

b. Car and Motorcycle Retailers and Agents

c. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Indo Express Logistics

b. PT. Putra Global Mandiri

c. PT. Jorindo Sakti Utama

d. PT. Lancar Sukses Abadi

e. PT. Bina Mentari Tungga

f.  PT. Surya Cemerlang Abadi

 

Business Trend :

Declining

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

            a.         P.T. Bank CENTRAL ASIA Tbk

            Tanjung Priok Branch

                        Jl. Enggano Raya No. 22-23

                        Jakarta Utara

            c.         P.T. Bank MANDIRI Tbk 

            Tanjung Priok Branch

                        Jl. Enggano Raya No. 42

                        Jakarta Utara

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 7.5 billion

2011 – Rp. 8.6 billion

2012 – Rp. 7.4 billion

2013 – Rp. 3.3 billion (January – June)

 

Net Profit (estimated) :

2010 – Rp. 370 million

2011 – Rp. 430 million

2012 – Rp. 380 million

2013 – Rp. 165 million (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Fairly

 

 

 

KEY EXECUTIVES

 

Board of Management :

Director                        - Mr. Gandi Wijaya

 

Board of Commissioners :

Commissioner   - Mr. Tony

 

Signatories :

Director (Mr. Gandi Wijaya) which must be approved by Board of Commissioner (Mr. Tony)

 

 

CAPABILITIES

 

Management Capability :

Fairly

 

Business Morality :

Doubted

 

Credit Risk :

Above average

 

Credit Recommendation :

Credit should be extended under guarantee

 

Proposed Credit Limit :

C.O.D. To small amount

 

 

OVERALL PERFORMANCE

 

P.T. LANCAR MAJU SEJAHTERA (PT. LMS) was established in Jakarta based on notarial Deed of Notary Inggrid Lannywaty, SH., No. 67 dated 08 July 2008 with the authorized capital of Rp. 3,000,000,000.- of which Rp. 2,000,000,000.- was issued and fully paid up. The founding shareholders of the company are Mr. Gandi Wijaya (90%) and Mr. Tony (10%), both are Indonesian businessmen of Chinese extraction.    The Article of Association has been approved by the Minister of Law and Human Rights through its Decision Letter No. AHU-68161.AH.01.01.Tahun 2008 dated September 23, 2008.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

We observed that Mr. Gandi Wijaya and Mr. Tony are also founders and business stakes owners of P.T. MITRA MENARA PRIMA dealing with freight forwarding services and P.T. MITRA SEJATI MANUNGGAL dealing with import and export services.

 

 

P.T. LMS has been in operation since October 2008 in trading and importing of fresh fruits such as grapes, apples, pears, orange, etc. from Peru, the USA and China.  Miss Lisa, an administrative staff of the company explained that the company also imported car and motorcycle spare parts and industrial chemicals and ceramic tiles from Singapore, India, China and Taiwan.   Miss Lisa also explained that P.T. LMS supplies the above products to fruits supermarkets and hypermarkets (for fresh fruits), to car and motorcycle components dealers/shops (for car and motorcycle spare parts), to building material shops (for ceramic tiles).   We observed that P.T. LMS is classified as a small-sized company of its kind in the country of which the operation has been declining in the last two years.


In March 2013, the agriculture ministry destroy 183 tons of horticultural products (vegetables and fresh fruits like grapes, pears and carrots) illegally imported from China. Horticultural products that are imported by three companies and one of them is PT. LMS (9 containers) and two other companies are PT. Jaka Marintama (3 containers) and PT. Karya Utama Persada (1 container). Destruction of horticultural products is because the three companies to enter the product through the Tanjung Priok Port, Jakarta.   According to the regulation of the Minister of Agriculture that the Tanjung Priok port should not be the point of entry of fruit and vegetables fresh fruit from China. Besides, the government also provides financial penalties to the companies

 

We note that generally the domestic demand for fresh fruits, fresh vegetables, car and motorcycle spare parts, chemicals and ceramic tile has been rising by about 8% - 10% per year in the last five years in line with the growing population and increasing income of part of the population in the country.  But since the global economic crisis and tight money policy being imposed by Bank Indonesia in October 2008 the demand was decreased within due to a poor economic condition, decreasing income per capita and a weak in public purchasing power. The demand was increasing in the early 2009 due to economic condition was gradually recovery in the country. Market competition is very tight due to a large number of similar companies operating in the country.

 

Until this time P.T. LMS has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. LMS is very reclusive towards outsiders and rejected to disclose its financial condition. We estimate P.T. LMS's sales turnover in 2010 reached Rp. 7.5 billion increased to Rp. 8.6 billion in 2010 and declining to Rp 7.4 billion in 2012.  It’s estimated that the company’s sales turnover/revenues declined again in 2013.  The operation in 2012 yielded an estimated net profit of at least Rp. 380 million and the company has an estimated total net worth of at least Rp. 1.2 billion.   So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia).

 

P.T. LMS's management is headed by Mr. Gandi Wijaya (42) as director and he is assisted by Mr. Tony (45) as commissioner. The company's management is handled by professionals in the above business. They have wide relations with private businessmen within and outside the country. But the morality of the management company 'is not good because it had to import fruit from China and put it into Indonesia through illegal ports (Port of Tanjung Priok).  As a result, the fruit is destroyed by the government. Therefore we recommend to treat prudently in extending any new loan to the company.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.63

UK Pound

1

Rs.99.94

Euro

1

Rs.85.14

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.