MIRA INFORM REPORT

 

 

Report Date :

29.10.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. SUMBER ROSO AGROMAKMUR

 

 

Registered Office :

Jalan Raya Bekasi Timur No.146-148, Jakarta Timur, 13410 Jakarta

 

 

Country :

Indonesia

 

 

Date of Incorporation :

16.07.2007

 

 

Com. Reg. No.:

No. AHU-AH.01.10-06932

 

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Agriculture Commodities Products

 

 

No. of Employees :

15 Persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA


 

Name of Company

 

P.T. SUMBER ROSO AGROMAKMUR

 

 

company Address

 

Head Office

Jalan Raya Bekasi Timur No. 146-148

Jakarta Timur, 13410

Indonesia

Phones - (62-21) 8191908 (Hunting)

Fax                   - (62-21) 8199386

Mobile Phone    - 0811 868797 (Mr. Haryanto Tjahyadikarta)

E-mail               - sb-roso@rad.net.id

                          haryanto@swmberroso.com

Building Area     - 2 storey

Office Space      - 180 sq. meters

Region              - Commercial

Status               - Rent

 

 

Date of Incorporation

 

16 July 2007

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

- No. AHU-36283.AH.01.01.TH.2009

  Dated 30 July 2009

- No. AHU-AH.01.10-06932

  Dated 27 February 2013

 


 

Company Status

 

National Private Company

 

 

Permit by the Government Department

 

The Department of Finance

NPWP No. 02.957.694.9-048.000

 

 

Related Companies

 

a.   P.T. GOLD MARTINDO (Trading and Retails of Gold and Jewelry)

b.   C.V. SUMBER ROSO (Trading, Import and Distribution of Agriculture Commodities Products)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 20,000,000,000.-

Issued Capital                                  : Rp.   7,000,000,000.-

Paid up Capital                                : Rp.   7,000,000,000.-

 

 

Shareholders/Owners

 

a. Mrs. Herawati Halim                                                     - Rp. 6,500,000,000.-

    Address : Jl. Raya Bekasi Timur No. 148, RT. 013 

                    RW. 009, Kelurahan Cipoinang Besar, Keca

                    matan Jatinegara, Jakarta Timur

                    Indonesia

b. Mrs. Yurika Tjahyadikarta                                            - Rp.    500,000,000.-

    Address : Apartment Bukit Golf Unit 706 B, RT. 005

                    RW. 015, Kelurahan Pondok Pinang, Keca

                    matan Kebayoran Lama, Jakarta Selatan

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Agriculture Commodities Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

August 2007

 

Brand Name :

Sumber Roso Agromakmur

 

Technical Assistance :

None

 

Number of Employee :

15 persons

 

Marketing Area :

Local       - 100%

 

Main Customer :

Traditional Markets

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ASIA AGROMAS ABADI

b. ANUGRAH PANGAN

c. C.V. BUMI DJAJA

d. UD. JAYA ABADI

e. Etc

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.   P.T. Bank MANDIRI Tbk

      Jalan Jend. Gatot Subroto Kav. 36-38

      Jakarta Selatan

      Indonesia

b.   P.T. Bank PAN INDONESIA Tbk

      Jalan H.R. Rasuna Said No. 1

      Jakarta Selatan

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 13.5 billion

2011 – Rp. 14.3 billion

2012 – Rp. 15.4 billion

 

Net Profit (estimated) :

2010 – Rp. 0.9 billion

2011 – Rp. 1.1 billion

2012 – Rp. 1.2 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mrs. Melyana Tjahyadikarta

Vice President Director                     - Mrs. Nila Puspa Sidarta

Director                                           - Mr. Haryanto Tjahyadikarta

 

Board of Commissioners :

President Commissioner                   - Mrs. Herawati Halim

Commissioner                                 - Mr. Drs, Mansur Jatim

 

Signatories :

President Director (Mrs. Melyana Tjahyadikarta) or Vice President Director (Mrs. Nila Puspa Sidarta) or the Director (Mr. Mr. Haryanto Tjahyadikarta) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. SUMBER SORO AGROMAKMUR (P.T. SRA) was incorporated in Jakarta based on notary deed of Mrs. Pudji Irawati, SH., No. 16 dated 16 July 2007 with the authorized capital of Rp. 20,000,000,000 issued capital of Rp. 5,000,000,000 entirely paid up. The company was founded by Mrs. Herawati Halim (90%) and Mrs. Yurika Tjahyadikarta (10%), both are Indonesian businesswoman of Chinese origins. The company notary deed was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-36283.AH.01.01.TH.2009 dated July 30, 2009. The company notary deed has been changed and according to the latest revision of notary documents of Mrs. Irma Devita Purnamasari, SH., M.Kn., No. 97 dated 11 February 2013 the company issued capital was increased to Rp. 7,000,000,000 entirely paid up. With this development the composition of its shareholders has been changed to become Mrs. Herawati Halim (92.86%) and Mrs. Yurika Tjahyadikarta (7.14%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-06932 dated February 11, 2013.

 

We observe that Mrs. Herawati Halim and Mrs. Yurika Tjahyadikarta both are business takes owners of P.T. GOLD MARTINDO engaged in trading and retails of gold and jewelry and C.V. SUMBER ROSO a private national company in trading, import and distribution of agriculture commodities products.

 

P.T. SRA had been operating since August 2007’s in trading, importer and distribution of agricultural commodities products. Mr. Henry, Manager Import of the company explained that the company sells and distributed of agricultural products such as garlic, black pepper, groundnut, red onion, green bean, dates, soy bean and legume. He also added the merchandising goods product like garlic, red onion imported from India and China; black pepper from India; dates from Egypt; groundnut from India and Vietnam and legume from China and also soy bean from Vietnam. Mr. Henry went to say the company has never exported agricultural commodities products overseas. He also added at present, they import of agricultural commodities products from India, Vietnam, Egypt and China. Then, the whole product like garlic, ground nut, black pepper, dates, soy bean marketed locally through traditional market in Jakarta, West Java and surroundings. We observed that P.T. SRA has been growing in the last three years.

 

We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider P.T. SRA to be in a quite favorable position for having already got hold of a steady clientele in Jakarta and West Java.

 

Until this time P.T. SRA has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. SRA is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 13.5 billion rose to Rp. 14.3 billion in 2011 increased to Rp. 15.4 billion in 2012 and projected to go on rising by at least 6% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 1.2 billion and the company has an estimated total networth of at least Rp. 7.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. SRA is led by Mrs. Melyana Tjahyadikarta (52) a businessman and professional manager with experience in trading, import and distribution of agriculture commodities products. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. SUMBER ROSO AGROMAKMUR is sufficiently fairly good for business transaction.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.50

UK Pound

1

Rs.99.94

Euro

1

Rs.84.88

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.