MIRA INFORM REPORT

 

 

Report Date :

31.10.2013

 

IDENTIFICATION DETAILS

 

Name :

IIA TECHNOLOGIES PTE. LTD.

 

 

Formerly Known As :

THE GEMESIS COMPANY (S) PTE. LTD

 

 

Registered Office :

65, Chulia Street, 38 - 02/03 Ocbc Centre, 049513, Singapore

 

 

Country :

Singapore

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

07.12.2005

 

 

Com. Reg. No.:

200516961-K

 

 

Legal Form :

Private Limited

 

 

LINE OF BUSINESS :

MANUFACTURE OF PIEZO-ELECTRIC DEVICES (GROWING OF DIAMONDS)

 

 

No. of Employees :

165

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate 

 

 

Payment Behaviour :

Slow 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. Real GDP growth averaged 8.6% between 2004 and 2007. The economy contracted 0.8% in 2009 as a result of the global financial crisis, but rebounded 14.8% in 2010, on the strength of renewed exports, before slowing to 5.2% in 2011 and 1.3% in 2012, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity, which has sunk to an average of about 1.0% in the last decade. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub

Source : CIA


EXECUTIVE SUMMARY

 

 

 

REGISTRATION NO.

:

200516961-K

COMPANY NAME

:

IIA TECHNOLOGIES PTE. LTD.

FORMER NAME

:

THE GEMESIS COMPANY (S) PTE. LTD. (14/11/2012)
NOZOMI TECHNOTRON PTE. LTD. (01/10/2010)

INCORPORATION DATE

:

07/12/2005

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

 

 

 

 

 

 

REGISTERED ADDRESS

:

65, CHULIA STREET, 38 - 02/03 OCBC CENTRE, 049513, SINGAPORE.

BUSINESS ADDRESS

:

17 TUKANG INNOVATION DRIVE, 618300, SINGAPORE.

TEL.NO.

:

65-65555825

FAX.NO.

:

65-65555830

CONTACT PERSON

:

SONIA JATIN MEHTA ( MANAGING DIRECTOR )

 

 

 

 

 

 

PRINCIPAL ACTIVITY

:

MANUFACTURE OF PIEZO-ELECTRIC DEVICES (GROWING OF DIAMONDS)

 

 

 

ISSUED AND PAID UP CAPITAL

:

54,581,508.00 ORDINARY SHARE, OF A VALUE OF USD 69,429,087.00
3,500,000.00 ORDINARY SHARE, OF A VALUE OF SGD 3,500,000.00

 

 

 

SALES

:

USD 20,860,110 [2012]

NET WORTH

:

USD 50,595,559 [2012]

 

 

 

STAFF STRENGTH

:

165 [2013]

BANKER (S)

:

UNITED OVERSEAS BANK LIMITED

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

FAIR

PAYMENT

:

POOR

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MATURE

 

 

HISTORY / BACKGROUND

 

The SC is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the SC must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the SC is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the SC is insolvent. The SC is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The SC is principally engaged in the (as a / as an) manufacture of piezo-electric devices (growing of diamonds).

 

The immediate and ultimate holding company of the SC is JRD INTERNATIONAL LIMITED, a company incorporated in BAHAMAS.

 

The major shareholder(s) of the SC are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

MS. SONIA JATIN MEHTA +
[1000000 SHARES IN SGD]

33B, JALAN MUTIARA, 08 - 03, LATITUDE, 249208, SINGAPORE.

S2766230G

1,000,000.00

1.72

JRD INTERNATIONAL LIMITED
[2500000 SHARES IN SGD, 54581508 SHARES IN USD]

BRITISH AMERICAN INSURANCE HOUSE, SUITE 204, MARLBOROUGH STREET, P O BOX CB, NASSAU, 12399, BAHAMAS.

BS011002

57,081,508.00

98.28

 

 

 

---------------

------

 

 

 

58,081,508.00

100.00

 

 

 

============

=====

+ Also Director

 

The SC interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

011090

UNITED STATES

NOZOMI TECHNOLOGY INC

100.00

31/03/2012

 

 

 

 

 

200811403M

SINGAPORE

HELIOS INTERNATIONAL PTE. LTD.

100.00

31/03/2012

 

 

 

 

 



DIRECTORS



DIRECTOR 1

 

Name Of Subject

:

MEHTA SURAJ JATIN

Address

:

33, JALAN MUTIARA, 11 - 03, LATITUDE, 249208, SINGAPORE.

IC / PP No

:

G0724138R

 

 

 

 

 

 

 

 

 

Nationality

:

INDIAN

Date of Appointment

:

31/01/2013

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

TAN TECK NGUAN MICHAEL

Address

:

205, ANG MO KIO AVENUE 1, 07 - 1089, 560205, SINGAPORE.

IC / PP No

:

S1217289C

 

 

 

 

 

 

 

 

 

Nationality

:

SINGAPOREAN

Date of Appointment

:

07/12/2005

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

MISRA DEVI SHANKER

Address

:

5, ROSEWOOD DRIVE, 01 - 09, ROSEWOOD, 737936, SINGAPORE.

IC / PP No

:

G6051933T

 

 

 

 

 

 

 

 

 

Nationality

:

INDIAN

Date of Appointment

:

31/01/2013

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 4

 

Name Of Subject

:

GIRIJA PRASAD PANDE

Address

:

245, ORCHARD BOULEVARD, 07 - 03, ORCHARD BEL AIR, 248648, SINGAPORE.

IC / PP No

:

S2720729D

 

 

 

 

 

 

 

 

 

Nationality

:

SINGAPOREAN

Date of Appointment

:

01/04/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 5

 

Name Of Subject

:

MEHTA VISHAL JATIN

Address

:

33 JALAN MUTIARA, 11 - 03, LATITUDE, 249208, SINGAPORE.

IC / PP No

:

G6299143M

 

 

 

 

 

 

 

 

 

Nationality

:

INDIAN

Date of Appointment

:

27/07/2006

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 6

 

Name Of Subject

:

MS. SONIA JATIN MEHTA

Address

:

33B, JALAN MUTIARA, 08 - 03, LATITUDE, 249208, SINGAPORE.

IC / PP No

:

S2766230G

 

 

 

 

 

 

 

 

 

Nationality

:

INDIAN

Date of Appointment

:

03/05/2006

Remark

:

1000000 SHARES IN SGD

 

 

 

 

 

 

 

 

 


MANAGEMENT

 

 

1)

Name of Subject

:

EMILY

 

Position

:

HUMAN RESOURCE MANAGER

 

 

 

 

 

2)

Name of Subject

:

SHAMIKA

 

Position

:

PRODUCTION MANAGER

 

 

 

 

 

3)

Name of Subject

:

SONIA JATIN MEHTA

 

Position

:

MANAGING DIRECTOR

 

 

 

 

 

 

AUDITOR

 

Auditor

:

AT ADLER

Auditor' Address

:

N/A

 

 

 

 

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

YAP CHING CHING JOCELYN

 

IC / PP No

:

S7048039E

 

 

 

 

 

Address

:

626, UPPER THOMSON ROAD, 05 - 38, MEADOWS @ PEIRCE, 787130, SINGAPORE.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

UNITED OVERSEAS BANK LIMITED

 

 

 

 

 

 

 

 

 

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C201207434

04/07/2012

N/A

UNITED OVERSEAS BANK LIMITED

N/A

Unsatisfied

C201207440

04/07/2012

N/A

UNITED OVERSEAS BANK LIMITED

N/A

Unsatisfied

C201207445

04/07/2012

N/A

UNITED OVERSEAS BANK LIMITED

N/A

Unsatisfied

C201311760

28/08/2013

N/A

BANCO NACIONAL ULTRAMARINO S.A.

N/A

Unsatisfied

 

 

LEGAL CHECK AGAINST SC


* A check has been conducted in our databank againt the SC whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A

 

 

 


The SC refused to disclose any information about their payment record.

The SC refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

 

]

 

Good 31-60 Days

[

 

]

 

Average 61-90 Days

[

 

]

 

Fair 91-120 Days

[

 

]

 

Poor >120 Days

[

X

]

 

 

 

 

 

 

 

CLIENTELE

 

Local

:

N/A

 

 

 

Overseas

:

N/A

 

 

 

Credit Term

:

N/A

 

 

 

 

 

 

Payment Mode

:

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


The SC refused to disclose any information about their clientele.

 

OPERATIONS

 

Products manufactured

:

PIEZO-ELECTRIC DEVICES (GROWING OF DIAMONDS)

 

 

 

 

Total Number of Employees:

YEAR

2013

 

 

GROUP

N/A

 

 

 

 

 

 

 

 

COMPANY

165

 

 

 

 

 

 

 

 

 

Branch

:

NO

 

Other Information:


The SC is principally engaged in the (as a / as an) manufacture of piezo-electric devices (growing of diamonds).

The SC's primary business is the growth of rough diamonds. The SC able to accelerate its research into processes that could grow these diamonds due to their undivided attention to the Gem Quality Industry.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the SC indicated that :

Telephone Number Provided By Client

:

6565555825

Current Telephone Number

:

65-65555825

Match

:

YES

 

 

 

Address Provided by Client

:

2, WOODLANDS SECTOR 1, #03-14, WOODLANDS SPECTRUM 1, SINGAPORE

Current Address

:

17 TUKANG INNOVATION DRIVE, 618300, SINGAPORE.

Match

:

NO

 

 

 

 

Other Investigations


The SC has shifted from the address provided.

FINANCIAL ANALYSIS

 

Profitability

 

 

 

 

 

 

Turnover

:

Increased

[

97.12%

]

 

Profit/(Loss) Before Tax

:

Increased

[

29.31%

]

 

Return on Shareholder Funds

:

Unfavourable

[

3.71%

]

 

Return on Net Assets

:

Unfavourable

[

4.12%

]

 

 

 

 

 

 

 

 

The increase in turnover could be due to the SC adopting an aggressive marketing strategy.The SC's management have been efficient in controlling its operating costs. The unfavourable return on shareholders' funds could indicate that the SC was inefficient in utilising its assets to generate returns.

 

 

 

 

 

 

 

Working Capital Control

 

 

 

 

 

 

Stock Ratio

:

Unfavourable

[

158 Days

]

 

Debtor Ratio

:

Unfavourable

[

251 Days

]

 

Creditors Ratio

:

Unfavourable

[

140 Days

]

 

 

 

 

 

 

 

 

The SC could be incurring higher holding cost. As its capital was tied up in stocks, it could face liquidity problems. The SC's debtors ratio was high. The SC should tighten its credit control and improve its collection period. The unfavourable creditors' ratio could be due to the SC taking advantage of the credit granted by its suppliers. However this may affect the goodwill between the SC and its suppliers and the SC may inadvertently have to pay more for its future supplies.

 

 

 

 

 

 

 

Liquidity

 

 

 

 

 

 

Liquid Ratio

:

Favourable

[

1.51 Times

]

 

Current Ratio

:

Favourable

[

2.06 Times

]

 

 

 

 

 

 

 

 

A minimum liquid ratio of 1 should be maintained by the SC in order to assure its creditors of its ability to meet short term obligations and the SC was in a good liquidity position. Thus, we believe the SC is able to meet all its short term obligations as and when they fall due.

 

 

 

 

 

 

 

Solvency

 

 

 

 

 

 

Interest Cover

:

Favourable

[

10.21 Times

]

 

Gearing Ratio

:

Favourable

[

0.00 Times

]

 

 

 

 

 

 

 

 

The interest cover showed that the SC was able to service the interest. The favourable interest cover could indicate that the SC was making enough profit to pay for the interest accrued. The SC had no gearing and hence it had virtually no financial risk. The SC was financed by its shareholders' funds and internally generated fund. During the economic downturn, the SC, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overall Assessment :

 

 

 

 

 

 

Generally, the SC's performance has improved with higher turnover and profit. The SC was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the SC should be able to repay its short term obligations. With the favourable interest cover, the SC could be able to service all the accrued interest without facing any difficulties. The SC was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The SC has good chance of getting loans, if the needs arises.

 

 

 

 

 

 

 

Overall financial condition of the SC : FAIR

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2008

2009

2010

2011

2012

 

 

 

 

 

 

Population (Million)

4.84

4.98

5.08

5.18

5.31

Gross Domestic Products ( % )

1.5

<0.8>

14.5

4.9

1.3

Consumer Price Index

6.6

0.6

2.8

5.2

4.6

Total Imports (Million)

450,892.6

356,299.3

423,221.8

459,655.1

474,554.0

Total Exports (Million)

476,762.2

391,118.1

478,840.7

514,741.2

510,329.0

 

 

 

 

 

 

Unemployment Rate (%)

2.2

3.2

2.2

2.1

2.0

Tourist Arrival (Million)

10.12

9.68

11.64

13.17

14.37

Hotel Occupancy Rate (%)

81.0

75.8

85.6

86.5

86.4

Cellular Phone Subscriber (Million)

1.31

1.37

1.43

1.50

1.52

 

 

 

 

 

 

Registration of New Companies (No.)

25,327

26,414

29,798

32,317

31,892

Registration of New Companies (%)

<2.2>

4.3

12.8

8.5

<1.3>

Liquidation of Companies (No.)

10,493

22,393

15,126

19,005

17,218

Liquidation of Companies (%)

13.7

113.4

<32.5>

25.6

9.4

 

 

 

 

 

 

Registration of New Businesses (No.)

24,850

26,876

23,978

23,494

24,788

Registration of New Businesses (%)

0.36

8.15

<10.78>

2.02

5.51

Liquidation of Businesses (No.)

21,150

23,552

24,211

23,005

22,489

Liquidation of Businesses (%)

<0.8>

11.4

2.8

<5>

<2.2>

 

 

 

 

 

 

Bankruptcy Orders (No.)

2,326

2,058

1,537

1,527

1,748

Bankruptcy Orders (%)

<15.9>

<11.5>

<25.3>

<0.7>

14.5

Bankruptcy Discharges (No.)

1,500

3,056

2,252

1,391

1,881

Bankruptcy Discharges (%)

<7.7>

103.7

<26.3>

<38.2>

35.2

 

 

 

 

 

 

INDUSTRIES ( % of Growth ) :

 

 

 

 

 

Agriculture

 

 

 

 

 

Production of Principal Crops

<0.32>

3.25

<0.48>

4.25

3.64

Fish Supply & Wholesale

<6.31>

<1.93>

<10.5>

12.10

<0.5>

 

 

 

 

 

 

Manufacturing *

74.6

71.5

92.8

100.0

100.3

Food, Beverages & Tobacco

94.8

90.4

96.4

100.0

103.5

Textiles

180.1

145.9

122.1

100.0

104.0

Wearing Apparel

334.6

211.0

123.3

100.0

92.1

Leather Products & Footwear

128.2

79.5

81.8

100.0

98.6

Wood & Wood Products

132.0

101.4

104.0

100.0

95.5

Paper & Paper Products

101.0

95.4

106.1

100.0

97.4

Printing & Media

118.2

100.9

103.5

100.0

93.0

Crude Oil Refineries

113.1

96.4

95.6

100.0

99.4

Chemical & Chemical Products

84.5

80.3

97.6

100.0

100.5

Pharmaceutical Products

43.7

49.1

75.3

100.0

109.7

Rubber & Plastic Products

120.1

101.2

112.3

100.0

96.5

Non-metallic Mineral

96.5

91.9

92.5

100.0

98.2

Basic Metals

109.8

92.6

102.2

100.0

90.6

Fabricated Metal Products

101.3

90.8

103.6

100.0

104.3

Machinery & Equipment

65.0

57.3

78.5

100.0

112.9

Electrical Machinery

81.7

86.8

124.1

100.0

99.3

Electronic Components

93.1

85.2

113.6

100.0

90.6

Transport Equipment

102.0

96.0

94.0

100.0

106.3

 

 

 

 

 

 

Construction

45.90

<36.9>

14.20

20.50

28.70

Real Estate

<11.2>

1.4

21.3

25.4

31.9

 

 

 

 

 

 

Services

 

 

 

 

 

Electricity, Gas & Water

<1.3>

1.70

4.00

7.00

6.30

Transport, Storage & Communication

11.60

3.90

12.80

7.40

5.30

Finance & Insurance

<5.9>

<16.4>

<0.4>

8.90

0.50

Government Services

17.40

4.50

9.70

6.90

6.00

Education Services

0.50

0.10

<0.9>

<1.4>

0.30

 

 

 

 

 

 

* Based on Index of Industrial Production (2011 = 100)

 

 

 

 

 

(Source : Department of Statistics)

 

 

 

 

 

 

INDUSTRY ANALYSIS

 

INDUSTRY :

MANUFACTURING

 

 

 

The manufacturing sector contracted by 1.1% in the fourth quarter of 2012, led by declines in the electronics and precision engineering clusters. These clusters were weighed down by weak global demand for semiconductors and semiconductor-related equipment. For the whole year of 2012, the manufacturing sector grew by 0.1%, significantly lower than the 7.8% recorded in 2011 when the sector was boosted by a surge in the growth of the biomedical manufacturing cluster.

 

Output of the biomedical manufacturing cluster grew by 2.4% in the fourth quarter. The expansion was driven by the medical technology segment which grew by a healthy 9.2%, benefitting from robust export demand for medical devices. The pharmaceuticals segment also grew by a modest 1.1%. For 2012, the biomedical manufacturing cluster expanded by 9.9%.

 

Output of the transport engineering cluster expanded by 4.9% in the fourth quarter. The aerospace segment grew by 6.2%, supported by higher demand for repair jobs from commercial airlines. Similarly, the marine & offshore engineering segment expanded by 5.0%, on the back of higher contributions from oil rig projects and oilfield equipment components. In the year 2012, the transport engineering cluster surged by 11%.

 

The output of the precision engineering cluster shrank by 1.3% in the fourth quarter. The decline was led by the 5.3% contraction in the machinery & systems segment, which saw weak export demand for semiconductor-related equipment. On the other hand, the precision modules & components segment grew by 2.9%, supported by higher production of optical instruments & photographic equipment and electronic connectors. In 2012, the precision engineering cluster expanded by 1.3%.

 

The general manufacturing cluster's output grew by 1.2% in the fourth quarter, driven by the 6.4% growth in the miscellaneous industries segment. The segment's growth was supported by higher production of batteries and constructionrelated materials. By contrast, the printing and food, beverages & tobacco segments declined by 6.4% and 1.3% respectively. For 2012, the general manufacturing cluster grew by 2.0%.

 

The chemicals cluster's output grew by 7.7% in the fourth quarter. The petrochemicals and petroleum segments registered growth of 9.3% and 6.3% respectively, partly due to the low base from plant shutdowns in end of 2011. The specialty chemicals segment also expanded by 8.0% on the back of higher regional demand. For the year 2012, the chemicals cluster declined by 0.4%, primarily due to weak regional demand for specialty chemicals in the second and third quarter of 2012.

 

Output of the electronics cluster contracted by 10% in the fourth quarter, led by the semiconductors and computer peripherals segments which contracted by 13% and 15% respectively. By contrast, the data storage segment grew by 7.8%, mainly due to the low base in end of 2011 when floods in Thailand had disrupted the supply chain for data storage products. For the whole of 2012, the electronics cluster contracted by 11%.

 

 

OVERALL INDUSTRY OUTLOOK : MATURE

 

CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2005, the SC is a Private Limited company, focusing on manufacture of piezo-electric devices (growing of diamonds). Having been in business for 8 years, the SC has established a remarkable clientele base for itself which has contributed to its business growth. Having strong support from its holding company has enabled the SC to remain competitive despite the challenging business environment. The SC has strong capital position. We are confident with the SC's business and its future growth prospect.

The SC is a fairly large and rapidly growing company with over 165 staff in its operations Overall, we regard that the SC's management capability is average. This indicates that the SC has greater potential to improve its business performance and raising income for the SC.

We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. However, the SC has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The SC is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a zero geared company, the SC virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. Given a positive net worth standing at USD 50,595,559, the SC should be able to maintain its business in the near terms.

Without a strong assets backing, the SC may face difficulties in getting loans for its future expansion and continued growth.

The poor payment habit may affect the goodwill between the SC and its suppliers and the SC may inadvertently have to pay more for its future supplies.

The industry has reached its optimum level and is generally stable. It is saturated and very competitive. Thus, the SC's growth prospect is very much depends on its capacity in sustaining its performance in the market.

Based on the above condition, we recommend credit be granted to the SC normally.

 

 

PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

IIA TECHNOLOGIES PTE. LTD.

 

Financial Year End

2012-03-31

2011-03-31

Months

12

12

Consolidated Account

GROUP

GROUP

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

USD

USD

 

 

 

TURNOVER

20,860,110

10,582,260

Other Income

-

3,654

 

----------------

----------------

Total Turnover

20,860,110

10,585,914

Costs of Goods Sold

<16,528,314>

<7,695,471>

 

----------------

----------------

Gross Profit

4,331,796

2,890,443

 

----------------

----------------

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

1,889,964

1,461,531

 

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

1,889,964

1,461,531

Taxation

<13,000>

0

 

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

1,876,964

1,461,531

 

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

As previously reported

<6,049,235>

<7,510,766>

 

----------------

----------------

As restated

<6,049,235>

<7,510,766>

 

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

<4,172,271>

<6,049,235>

 

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

<4,172,271>

<6,049,235>

 

=============

=============

 

 

 

INTEREST EXPENSE (as per notes to P&L)

 

 

Bank overdraft

54

177

Lease interest

14,064

13,434

Term loan / Borrowing

190,121

371,518

Others

913

229

 

----------------

----------------

 

205,152

385,358

 

BALANCE SHEET

 

IIA TECHNOLOGIES PTE. LTD.

 

ASSETS EMPLOYED:

 

 

FIXED ASSETS

18,614,188

6,627,032

 

 

 

LONG TERM INVESTMENTS/OTHER ASSETS

 

 

Others

14,608,374

2,551,787

 

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

14,608,374

2,551,787

 

 

 

INTANGIBLE ASSETS

 

 

Patents / Copyrights

94,565

72,717

 

----------------

----------------

TOTAL INTANGIBLE ASSETS

94,565

72,717

 

----------------

----------------

TOTAL LONG TERM ASSETS

33,317,127

9,251,536

 

 

 

CURRENT ASSETS

 

 

Stocks

9,044,417

1,633,202

Trade debtors

14,368,520

15,835,391

Other debtors, deposits & prepayments

5,989,104

458,478

Amount due from related companies

539,123

-

Cash & bank balances

4,077,244

26,810

 

----------------

----------------

TOTAL CURRENT ASSETS

34,018,408

17,953,881

 

----------------

----------------

TOTAL ASSET

67,335,535

27,205,417

 

=============

=============

 

 

 

CURRENT LIABILITIES

 

 

Trade creditors

6,330,207

363,284

Other creditors & accruals

4,092,775

1,868,481

Short term borrowings/Term loans

-

8,006,666

Amounts owing to holding company

4,004,187

421,386

Amounts owing to related companies

1,965,669

5,092,679

Amounts owing to director

22,514

-

Provision for taxation

13,000

-

Lease payables

67,488

62,305

 

----------------

----------------

TOTAL CURRENT LIABILITIES

16,495,840

15,814,801

 

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

17,522,568

2,139,080

 

----------------

----------------

TOTAL NET ASSETS

50,839,695

11,390,616

 

=============

=============

 

 

 

SHARE CAPITAL

 

 

Ordinary share capital

54,767,830

17,186,323

 

----------------

----------------

TOTAL SHARE CAPITAL

54,767,830

17,186,323

 

 

 

RESERVES

 

 

Retained profit/(loss) carried forward

<4,172,271>

<6,049,235>

 

----------------

----------------

TOTAL RESERVES

<4,172,271>

<6,049,235>

 

 

 

 

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

50,595,559

11,137,088

 

 

 

LONG TERM LIABILITIES

 

 

Lease obligations

244,136

253,528

 

----------------

----------------

TOTAL LONG TERM LIABILITIES

244,136

253,528

 

----------------

----------------

 

50,839,695

11,390,616

 

=============

=============

 

FINANCIAL RATIO

 

IIA TECHNOLOGIES PTE. LTD.

 

TYPES OF FUNDS

 

 

Cash

4,077,244

26,810

Net Liquid Funds

4,077,244

26,810

Net Liquid Assets

8,478,151

505,878

Net Current Assets/(Liabilities)

17,522,568

2,139,080

Net Tangible Assets

50,745,130

11,317,899

Net Monetary Assets

8,234,015

252,350

BALANCE SHEET ITEMS

 

 

Total Borrowings

244,136

8,260,194

Total Liabilities

16,739,976

16,068,329

Total Assets

67,335,535

27,205,417

Net Assets

50,839,695

11,390,616

Net Assets Backing

50,595,559

11,137,088

Shareholders' Funds

50,595,559

11,137,088

Total Share Capital

54,767,830

17,186,323

Total Reserves

<4,172,271>

<6,049,235>

LIQUIDITY (Times)

 

 

Cash Ratio

0.25

0.00

Liquid Ratio

1.51

1.03

Current Ratio

2.06

1.14

WORKING CAPITAL CONTROL (Days)

 

 

Stock Ratio

158

56

Debtors Ratio

251

546

Creditors Ratio

140

17

SOLVENCY RATIOS (Times)

 

 

Gearing Ratio

0.00

0.74

Liabilities Ratio

0.33

1.44

Times Interest Earned Ratio

10.21

4.79

Assets Backing Ratio

0.93

0.66

PERFORMANCE RATIO (%)

 

 

Operating Profit Margin

9.06

13.81

Net Profit Margin

9.00

13.81

Return On Net Assets

4.12

16.21

Return On Capital Employed

4.11

16.11

Return On Shareholders' Funds/Equity

3.71

13.12

Dividend Pay Out Ratio (Times)

0.00

0.00

NOTES TO ACCOUNTS

 

 

Contingent Liabilities

0

0


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.49

UK Pound

1

Rs.98.71

Euro

1

Rs.84.49

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.