MIRA INFORM REPORT

 

 

Report Date :

02.09.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. GAMA INDAH LESTARI

 

 

Registered Office :

Kawasan Industri Pasir Jaya, Jalan Industri IV Block AH No. 1, Kelurahan Bunder, Kecamatan Cikupa, Tangerang, 15710, Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

19.04.2004

 

 

Com. Reg. No.:

No. AHU-41589.AH.01.02.TH.2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Plastic Packaging Manufacturing

 

 

No. of Employees :

30

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

 Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 

 

Name of Company

 

P.T. GAMA INDAH LESTARI

 

 

Address

 

Head Office & Factory

Kawasan Industri Pasir Jaya

Jalan Industri IV Block AH No. 1

Kelurahan Bunder, Kecamatan Cikupa

Tangerang, 15710

Banten Province

Indonesia

Phones             - (62-21) 5905638 (Hunting)

Fax                   - (62-21) 5905637

E-mail               - sierra@cbn.net.id

Land Area         - 2,000 sq. meters

Building Space  - 1,200 sq. meters

Region              - Industrial Estate

Status               - Owned

 

 

Date of Incorporation

 

19 April 2004

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

- No. C-16319 HT.01.01.TH.2004

  Dated 30 June 2004

- No. AHU-41589.AH.01.02.TH.2008

  Dated 16 July 2008

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 02.289.512.2-451.000

 

The Department of Industry and Trade

TDP No. 300312506125

Dated 6 March 2006

 

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : Rp. 1,000,000,000.-

Issued Capital                                 : Rp.    500,000,000.-

Paid up Capital                               : Rp.    500,000,000.-

 

Shareholders/Owners :

a. Mr. Suryadi Tjakrawadi                                                 - Rp. 250,000,000.-

    Address : Taman Harapan Indah E 61

                    Kelurahan Jelambar Baru, Kecamatan

                    Grogol Petamburan Jakarta Barat

                    Indonesia

b. Mr. Mulyadi Tjakrawadi                                                 - Rp. 250,000,000.- 

    Address : Taman Harapan Indah E 61

                    Kelurahan Jelambar Baru, Kecamatan

                    Grogol Petamburan Jakarta Barat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Plastic Packaging Manufacturing

 

Production Capacity :

Plastic Bags (Shopping Bags)         - 280 tons p.a.

 

Total Investment :

Owned Capital                                 - Rp. 1.0 billion

 

Started Operation :

2004

 

Brand Name :

Gama Indah Lestari

 

Technical Assistance :

None

 

Number of Employee :

30 persons

 

Marketing Area :

Local       - 100%

 

 

Main Customer :

Matahari Hypermartket, etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. DUNIA PRIMA DAMAI

b. P.T. MULTIPLASTINDO

c. P.T. MURNI MAPAN INDAH

d. P.T. PANCA BUDI PRATAMA

e. P.T. SIUSCO PERSADA MANDIRI

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jalan Raya Serang Km. 11

Cikupa, Tangerang

Banten Province

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 7.5 billion

2011 – Rp. 8.3 billion

2012 – Rp. 9.5 billion

 

Net Profit (estimated) :

2010 – Rp. 0.6 billion

2011 – Rp. 0.7 billion

2012 – Rp. 0.8 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                          - Mr. Suryadi Tjakrawadi

 

Board of Commissioners :

Commissioner                                 - Mr. Mulyadi Tjakrawadi

 

Signatories :

Director (Mr. Suryadi Tjakrawadi) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

 

OVERALL PERFORMANCE

 

The correct name of the Subject is P.T. GAMA INDAH LESTARI not P.T. GRAMA INDAH LESTARI as stated in your order ref. no. 232730 dated 14 August 2013. According investigation through the address located at Jalan Agung Timur IX Block 01 No. 31-33 is registered on P.T. PANELINDO UTAMALESTARI.

 

P.T. GAMA INDAH LESTARI (P.T. GIL) was established in Tangerang, Banten Province based on notary deed of Mrs. Rose Takarina, SH., No. 17 dated 19 April 2004 with the authorized capital of Rp. 1,000,000,000 issued capital of Rp. 500,000,000 fully and paid up. The founding and shareholders of the company are Mr. Suryadi Tjakrawadi (51%) and his young brother Mr. Mulyadi Tjakrawadi (49%), both are Indonesian business family of Chinese descents. The company notary deed had been changed and according to the revision of notary documents of Mrs. Rose Takarina, SH., No. 4 dated 2 July 2008 the company board of director and the board of commissioner reappointed to lead and runs of the company’s operation. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-41589.AH.01.02.TH.2008 dated July 16, 2008.

 

 

P.T. GIL has been operating since 2004 engaged in the field of plastic packaging manufacturing by taking over the activity of GAMA INDAH Perusahaan Plastic, a sole proprietary company which operating in 1989. The plant is located at Kawasan Industri Pasir Jaya, Jalan Industri IV Block AH No. 1, Tangerang, Banten Province standing on a land of 2,000 sq. meters. The plant produces of plastic bags (shopping bags) with capacity of 280 tons respectively per annum. Most of raw materials like polypropylene, HDPE and others is obtained from locals. Construction of the plant has absorbed an investment of Rp. 1.0 billion originally come from own capital. Mrs. Nina, marketing staff of the company went on to say that the whole shopping bags supplied in the country especially to hypermarket, supermarkets, mini markets in Jakarta among others MATAHARI HYPERMARKET across in the country. Besides the company also supplied the products based on job order basis from mini market in Jakarta, Bandung, and Sumatera. We observe that P.T. GIL is classified a small size company of its kinds which operation has been growing slowly in the last three years.

 

Potential of the consumption of plastic products in Indonesia is still quite large. Moreover, the national per capita consumption of only 10 pounds per years. This is relatively low compared to other ASEAN countries, such as Singapore, Malaysia, and Thailand, which reached 40 kilograms per capita per year. During this time, the consumption of plastic packaging products was driven by growth in the food and beverage industries to reach 60 percent. In Indonesia, the plastic packaging industry, there were 892 units. Plastic packaging products (rigid packaging), soft (flexible packaging) as well as thermoforming and extrusion market products spread across a number of regions in Indonesia. The current installed capacity of the plastic packaging industry reached 2.35 million tons per year. However, utilization of 70 percent, so that the average production reached 1.65 million tons, while the labor absorption around 350,000 people.

 

Although the structure of the national plastic industry is fairly complete or integrated from upstream to downstream, but there are still some obstacles and barriers, including import of plastic raw materials, such as polypropylene which reached 484,000 tons of total requirement of 976 000 ton per year. In addition, the plastic industry is still not supported upstream petrochemical industry that produces crude oil (naphtha) and condensate. Upstream petrochemical industry in Indonesia, many of which do not have oil refineries (oil refinery) to produces the basic raw material of plastic. Limitations of the processing makes the upstream petrochemical industry is importing naphtha feedstock of 1.6 million ton and 33 million barrels of condensate per year. Naphtha and condensate is the base material for plastic industry raw materials. To reduce the import of raw materials, the government continues to encourage the development of crude oil processing industries (oil refinery) that is integrated with the structure of the industry from upstream to downstream. In this case, the government is ready to provide incentive, such as the abolition of tax (tax holiday), tax relief (tax allowance), or exemption from import duty for capital goods. In addition, the government will also encourage the development of human resources required.

 

Until this time P.T. GIL has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. GIL is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 7.5 billion rose to Rp. 8.3 billion in 2011 increased to Rp. 9.5 billion in 2012 and projected to go on rising by at least 5% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 0.8 billion and the company has an estimated total networth of at least Rp. 2.8 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

 

The management of P.T. GIL is led by Mr. Suryadi Tjakrawadi (42) a businessman with experience in plastic packaging manufacturing and trading. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. GAMA INDAH LESTARI is sufficiently fairly good for business transaction.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.57

UK Pound

1

Rs.103.34

Euro

1

Rs.88.16

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.