MIRA INFORM REPORT

 

 

Report Date :

02.09.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. GRASADA INTERNATIONAL

 

 

Registered Office :

Kawasan Industri Muara Karang Block B Utara No. 33-35 Jalan Pluit Karya 1 Kelurahan Pluit, Kecamatan Penjaringan Jakarta Utara, 14450

 

 

Country :

Indonesia

 

 

Date of Incorporation :

01.07.2002

 

 

Com. Reg. No.:

No. AHU-58297.AH.01.02.TH.2009

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Distribution of Granite and Marble

 

 

No. of Employees :

27 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

indonesia - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Name of Company :

P.T. GRASADA INTERNATIONAL

 

Address :

Head Office & Warehouse

Kawasan Industri Muara Karang Block B Utara No. 33-35

Jalan Pluit Karya 1

Kelurahan Pluit, Kecamatan Penjaringan

Jakarta Utara, 14450

Indonesia

Phones             - (62-21) 6669 5341, 6669 3646

Fax                   - (62-21) 6669 3150

E-mail               - info@grasada.com

Website            - http://www.grasada.com

Land Area         - 5,000 sq. meters

Building Space  - 2,000 sq. meters

Region              - Industrial Estate

Status               - Rent

 

Date of Incorporation :

1 July 2002

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

-           No. C-18061.HT.01.01.TH.2002

            Dated 18 September 2002

-           No. AHU-58297.AH.01.02.TH.2009

            Dated 30 November 2009

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 02.228.576.1-809.000

 

The Department of Industry and Trade

TDP No. 090115115912

Dated 9 October 2002

 

Related Companies :

a.         P.T. RENEO GRASADA (Granite and Marble Stone Industry)

b.         P.T. UNION GRASADA (Leasing)

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          : Rp. 6,000,000,000.-

Issued Capital    : Rp. 1,500,000,000.-

Paid up Capital  : Rp. 1,500,000,000.-

 

Shareholders/Owners :

a. Mr. Indra Gunawan                                                              - Rp. 750,000,000.-

    Address : Taman Anggrek Timur 8/31.D, RT. 012 RW. 001

                    Kelurahan Tanjung Duren Selatan, Kecamatan

                    Grogol Petamburan, Jakarta Barat

                    Indonesia

b. Mrs. Hilda Noveda                                                               - Rp. 750,000,000.- 

    Address : Taman Anggrek Timur 8/31.D, RT. 012 RW. 001

                    Kelurahan Tanjung Duren Selatan, Kecamatan

                    Grogol Petamburan, Jakarta Barat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Distribution of Granite and Marble

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

August 2002

 

Brand Name :

Grasada International

 

Technical Assistance :

None

 

Number of Employee :

27 persons

 

Marketing Area :

Local    - 100%

 

Main Customer :

Building contractors, Trading and Distribution of Building Materials

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ADIDAYA PRIMA MARMER

b. P.T. BANGUNANREKSA PERKASA

c. P.T. DEKORAMIK PERDANA

d. P.T. DHARMAWAN INTERSARANA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.         P.T. Bank CENTRAL ASIA Tbk

                        Jalan Muara Karang Timur Block B VIII No. 116-117

                        Jakarta Barat

                        Indonesia

b.         P.T. Bank UOB INDONESIA      

                        Jalan Muara Karang No. 1

                        Jakarta Barat

                        Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 32.0 billion

2011 – Rp. 34.0 billion

2012 – Rp. 36.0 billion

 

Net Profit (estimated) :

2010 – Rp. 1.9 billion

2011 – Rp. 2.2 billion

2012 – Rp. 2.5 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                         - Mr. Indra Gunawan

 

Board of Commissioners :

Commissioner   - Mrs. Hilda Noveda

 

Signatories :

Director (Mr. Indra Gunawan) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. GRASADA INTERNATIONAL (P.T. GI) was established in Jakarta based on notary deed of Mrs. Titiek Irawati Sugianto, SH., No. 1 dated 1 July 2002 with the authorized capital of Rp. 1,000,000,000 issued capital of Rp. 250,000,000 fully and paid up. The founding and shareholders of the company are Mr. Indra Gunawan and his wife Mrs. Hilda Noveda, both are Indonesian business family of Chinese descents. The company notary deed had been changed and according to the revision of notary documents of Mrs. Titiek Irawati Sugianto, SH., No. 52 dated 16 October 2009 the company authorized capital was increased to Rp. 6,000,000,000 issued capital to Rp. 1,500,000,000 fully and paid up. With this development the composition of its shareholders has been changed to become Mr. Indra Gunawan (50%) and his wife Mrs. Hilda Noveda (50%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-58297.AH.01.02.TH.2009 dated November 30, 2009.

 

P.T. GI has been operating since August 2002 engaged in the field of trading and distribution of granite and marble. The company is an authorized distributor of granite and marble produced by parent company P.T. RENEO GRASADA a national private company dealing with marble and granite stone industry.

 

Whether a customer is looking for a basic clean cream marble stones for the main hall in the house or for more elegant grey colored tiles for the bathroom its produced all. Despite popular belief that imported product is always better than local one, P.T. GI’s local marble stones are without a doubt able to compete with the more high-end imported materials, as they have been exported to various countries such as Australia, Korea and Malaysia for numerous times. For a wider range of color and pattern choices, customers and clients are also able to select materials from P.T. GI’s Import Section. Ranging from the more common Italian white and cream marbles, to colorful red or black and silver granite and marbles, customers will surely find types of materials that will suit their need. With its wide variety, continuous supply from local Quarries, Europe, Middle East and other Asian countries, long experience and full commitment P.T. GI has been trusted to supply materials for many housing and building projects in Jakarta and other Indonesian cities, as well as cities abroad. According information parent company P.T. RENEO GRASADA imported granite and marble in the form of block and slabs from China, India, Italy and others countries as well also obtained from locals, South Sulawesi and others. Later the marble and granite stone was cutting and processed in P.T. RENEO GRASADA in Tangerang, Banten Province. We observe that whole marble and granite marketed locally to various building materials in various cities in Indonesia. We observe P.T. GI has been growing and developing well in the last three years.

 

In general, demand for ceramic tile and other ceramic increased in the last five years. On the others side of the ceramic export market conditions even more alarming because of a decline in the last three years. With the domestic market is still huge and the limited utilization, ceramics companies in the country was no longer rely on export markets. Demand from the outside there is no movement increases. In terms of marketing, ceramic products in the domestic market has not encountered significant obstacles. In fact, local ceramic products are far superior when compared to the products of China (China), especially in terms of competitive prices. However, the growth of the ceramics industry in the country is relatively stagnant. Gas supply limitations make this industry can not grow more rapidly and take advantage of existing market optimally. Limited gas supply constraints also one new investment interest in the ceramic industry sector. The government was expected to make sure and prioritizing the needs of the gas supply to the industry in the country, rather than exporting it.

 

Thus, utilization of industrial ceramic production in the country could be maximized. Indonesian Ceramic Industry Association (Asaki) estimated production of ceramics by the end of 2012 reached 330 million square meters, up 10% over last year's realization of 300 million square meters thanks to the improving macro-economic conditions nationwide. For this year, the national ceramics production can penetrate 330 million square meters, an increase of 10% due to improved macroeconomic nationwide. This is impacting on the growing purchasing power. Improved macro-economic conditions nationwide, according to Elisa (Asaki) makes the construction of both residential property and office continues to grow, contribute to a ceramics manufacturer in the country to increase production capacity. The increase in production capacity of ceramic is also supported by the additional supply of gas because the gas supply increasingly filled the ceramic industry can produce optimal.

 

Production Capacity and Export Value of National Ceramic Industry, 2008 – 2012

 

Year

Production

(Million Sq. Meters)

Export (Thousand US$)

2008

264.0

33,614.4

2009

281.9

29,087.0

2010

327.0

22,824.3

2011

300.0

17,204.2

2012

330.0

18,924.6

Source: Department of Industry and Trade (Processed by ICB)

 

Until this time P.T. GI has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. GI is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 32.0 billion rose to Rp. 34.0 billion in 2011 increased to Rp. 36.0 billion in 2012 and projected to go on rising by at least 6% in 2013. The operation in 20012 yielded an estimated net profit of at least Rp. 2.5 billion and the company has an estimated total networth of at least Rp. 5.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. GI is led by Mr. Indra Gunawan (42) a businessman with experience in trading import and distribution of granite and marble; granite and marble stone industry. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. GRASADA INTERNATIONAL is sufficiently fairly good for business transaction.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.57

UK Pound

1

Rs.103.34

Euro

1

Rs.88.16

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.