MIRA INFORM REPORT

 

 

Report Date :

07.09.2013

 

IDENTIFICATION DETAILS

 

Name :

SA PHI SPI SERVICE PRODUCTION AND IMPORT- EXPORT JOINT STOCK COMPANY

 

 

Registered Office :

No. 72/22 Phan Dang Luu Street, Ward 5, Phu Nhuan District, Ho Chi Minh City

 

 

Country :

Vietnam

 

 

Date of Incorporation :

11.04.2006

 

 

Com. Reg. No.:

4103004603

 

 

Legal Form :

Joint stock company

 

 

Line of Business :

The subject is specializing in trading and exporting pepper.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

 

 

Payment Behaviour :

Slow but Correct

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Vietnam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that has been transitioning from the rigidities of a centrally-planned economy since 1986. Vietnamese authorities have reaffirmed their commitment to economic modernization in recent years. Vietnam joined the World Trade Organization in January 2007, which has promoted more competitive, export-driven industries. Vietnam became an official negotiating partner in the Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to less than 22% in 2012, while industry's share increased from 36% to nearly 41% in the same period. State-owned enterprises account for roughly 40% of GDP. Poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession hurt Vietnam's export-oriented economy, with GDP in 2012 growing at 5%, the slowest rate of growth since 1999. In 2012, however, exports increased by more than 18%, year-on-year; several administrative actions brought the trade deficit back into balance. Between 2008 and 2011, Vietnam's managed currency, the dong, was devalued in excess of 20%, but its value remained stable in 2012. Foreign direct investment inflows fell 4.5% to $10.5 billion in 2012. Foreign donors have pledged $6.5 billion in new development assistance for 2013. Hanoi has oscillated between promoting growth and emphasizing macroeconomic stability in recent years. In February 2011, the government shifted from policies aimed at achieving a high rate of economic growth, which had stoked inflation, to those aimed at stabilizing the economy, through tighter monetary and fiscal control. Although Vietnam unveiled a broad, "three pillar" economic reform program in early 2012, proposing the restructuring of public investment, state-owned enterprises, and the banking sector, little perceptible progress had been made by early 2013. Vietnam's economy continues to face challenges from an undercapitalized banking sector. Non-performing loans weigh heavily on banks and businesses. In September 2012, the official bad debt ratio climbed to 8.8%, though some independent analysts believe it could be higher than 15%.

 

Source : CIA

 


SUBJECT IDENTIFICATION & LEGAL FORM

 

English Name

 

SA PHI SPI SERVICE PRODUCTION AND IMPORT- EXPORT JOINT STOCK COMPANY

Vietnamese Name

 

CONG TY CO PHAN DICH VU SAN XUAT KINH DOANH XUAT NHAP KHAU SA PHI SPI

Short name

 

CONG TY CO PHAN SA PHI SPI

Type of Business

 

Joint stock company

Year Established

 

2006

Business Registration No.

 

4103004603

Date of Registration

 

11 Apr 2006

Date of the latest adjustment (2nd)

 

31 July 2008

Place of Registration

 

Business registration office - Planning and Investment Department of Hochiminh City

Chartered capital

 

VND 16,000,000,000

Tax code

 

0304285438

Total Employees

 

10

 

 

 

ADDRESSES

 

Head Office

Current Address

 

No. 72/22 Phan Dang Luu Street, Ward 5, Phu Nhuan District, Ho Chi Minh City, Vietnam

Former address

 

No.778/21 Nguyen Kiem Street, Ward 4, Phu Nhuan District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 3990 4341 - 3990 4384

Fax

 

(84-8) 3990 4117

Email

 

saphihcm@saphispi

 

Branch in Ha Noi

Address

 

No.284 Ton Duc Thang Street, Hang Bot Ward, Dong Da District, Ha Noi City, Vietnam

Tax code

 

0304285438-001

 

 

DIRECTORS

 

1. NAME

 

Mr. HOANG TRONG DONG

Position

 

General Director – legal representative

Date of Birth

 

28 Nov 1957

ID Number/Passport

 

023425933

ID Issue Date

 

17 Apr 2007

ID Issue Place

 

Police station of Hochiminh City

Resident

 

No.227 Hai Ba Trung Street, Ward 6, District 3, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Qualification

 

Managing

 

2. NAME

 

Ms. NGUYEN THI DUNG

Position

 

Chief Accountant

Current resident

 

Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Email

 

dungnguyenkt09@gmail.com

Qualification

 

Bachelor

 

 

BUSINESS NATURE AND ACTIVITIES

 

The subject is specializing in trading and exporting pepper.

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT: N/A

EXPORT:

Market

 

Russia

 

 

 

BANKERS

 

VIETNAM TECHNOLOGYCAL AND COMMERCIAL JOINT STOCK BANK HO VAN HUE BRANCH

Address

 

141 Ho Van Hue Street, Ward 9, Phu Nhuan District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 3890 9150

Fax

 

(84-8) 3847 7007

 

 

SHAREHOLDERS

 

The subject is a joint stock company. Following is its registered shareholders:

1. NAME

 

Mr. HUYNH THI KIM THU

ID Number/Passport

 

022990145

Resident

 

No.227 Hai Ba Trung Street, Ward 6, District 3, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

6,000

Value of shares

 

VND 6,000,000,000

Percentage

 

37.5%

 

2. NAME

 

Ms. CAO THI THUY

ID Number/Passport

 

024429485

Issued on

 

19 Feb 2009

Issued Place

 

Police Station of Ho Chi Minh City

Resident

 

No. 35 Cuu Long Street, Ward 2, Tan Binh District, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

4,000

Value of shares

 

VND 4,000,000,000

Percentage

 

25%

 

3. NAME

 

Mr. PHAN TAN QUOC

ID Number/Passport

 

021584441

Resident

 

No.91 Cach Mang Thang Tam Street, Ben Thanh Ward, District 1, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

4,000

Value of shares

 

VND 4,000,000,000

Percentage

 

25%

 

 

FINANCIAL DATA

 

Not available

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Normal

Liquidity

 

N/A

Payment status

 

N/A

Financial Situation

 

Average

Development trend

 

N/A

Litigation data

 

No Recorded

Bankruptcy

 

No Recorded

Payment Methods

 

through by bank

Sale Methods

 

To contracts

Public opinion

 

Normal

 

 

 

 

INTERPRETATION ON THE SCORES

 

The subject was established in 2006 under business registration no. 4103004603 issued by Business Registration Office – Planning and Investment Department of Hochimin City with chartered capital VND 16 billion.

Its head office is locating at no .72/22 Phan Dang Luu Street – Ward 5 – Phu Nhuan District – Hochiminh City. Besides, the subject has a branch in Hanoi City. The subject registers many fields. However, currently the subject is only specializing in trading and exporting pepper. Currently, the subject main market is Russia.

Operation about 7 years, its market is also stable. According to Ms. Nguyen Thi Dung - subject’s chief accountant, the subject has good relationship with partner with Russia market. Currently, its business activities are normal. In overview, the subject is operating with small scale. The subject has capacity to meet small transactions. Caution is needed for medium and big financial commitments.

 

 

 

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.96

UK Pound

1

Rs.102.91

Euro

1

Rs.86.58

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.