MIRA INFORM REPORT

 

 

Report Date :

07.09.2013

 

IDENTIFICATION DETAILS

 

Name :

SBORAS TEXTILE'S SOTIRIOS SBOR AS & CO. E.E.

 

 

Formerly Known As :

SBORAS TEXTILE'S CLUB SOT. SBORAS & CO. E.E

 

 

Registered Office :

22 Lefkis, 14231 Nea Ionia, Attiki,

 

 

Country :

Greece

 

 

Date of Incorporation :

04.06.1985    

 

 

Legal Form :

Limited partnership

 

 

Line of Business :

Wholesales piece goods and notions and manufactures of textile goods.

 

 

No. of Employees :

06

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small company

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GREECE - ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, 6.9% in 2011, and 6.0% in 2012. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 8% in 2012. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

 

Source : CIA


 

IDENTIFICATION DETAILS

 

Name:                                                 SBORAS TEXTILE'S SOTIRIOS SBOR AS & CO. E.E.    

Address:                                               22 LEFKIS, 14231 NEA IONIA, ATTIKI, GREECE

TELEPHONE:                                        30  2102720002                                           

TELEFAX:                                             30  2102720005                                           

E-MAIL ADDRESS:                                info@sboras.gr                                            

WEB ADDRESS:                                   www.sboras.gr                                            

 

 

LEGAL STATUS AND HISTORY

 

STARTED:                                            1985                                                            

YEAR INC:                                            1985                                                             

LEGAL FORM:                                      Ltd partnership registered on Jun 4, 1985 for a period ending Dec 31, 9999.

Tax Registration Number:                    093410586

REGISTERED OFFICE:              22 LEFKIS, 14231 NEA IONIA, ATTIKI, GREECE

FORMER NAME:                                   SBORAS TEXTILE'S CLUB SOT. SBORAS & CO. E.E

 

Established in Athens (40-42 Aiolou & 9 Vassilikis Strs.), on 4.6.1985. In early 1998, subject moved its head office to the above mentioned address.

 

 

FINANCIALS

 

The below mentioned financial figures are in Euro

Sales for the 12 month period ending Dec 31, 2011 were 1,210,000.

Sales for the 12 month period ending Dec 31, 2010 were 1,320,000.

 

 

ACTIVITIES

 

SIC:                                                      5131 2299                                                       

ACTIVITY:                                            WHOLESALES PIECE GOODS AND NOTIONS                              

Local Activity Code:                             4641                                          

Local Activity Code Type:                    STAKOD                                        

Equivalent to:                                      NACE 1                                        

Wholesales piece goods and notions

Manufactures of textile goods

Subject's customers are approximately 2,000 firms all over Greece.

 


EXPORTS

 

Exports 20% to Cyprus

Normal exporting terms are open account

 

 

IMPORTS

 

Imports 80% from China, Egypt, India, Iraq, Pakistan, Spain, Turkey

Normal importing terms are cash against documents.

Imports, mfg (in third party facilities) and wholesale trade of white linen.

 

 

EMPLOYEES

 

TOTAL EMPLOYEES: 6 as at Jan 2, 2012 including 0 part-time staff.

The number of employees varies according to needs.

The number of employees peaks to 6.

 

 

BANKERS

 

 National Bank of Greece S.A., Nea Filadelfeia Branch

Location:                                               90 Dekeleias Ave & Eptalofou, Nea Filadelfeia 14341, Greece.

Telephone:                                            30 2102584910

Emporiki Bank, Nea Filadelfeia Branch

Location:                                               104 Dekeleias Ave, Nea Filadelfeia 14341, Greece.

Telephone:                                            30 2102520748

EFG EUROBANK ERGASIAS S.A., N. Filadelfeia Branch

Location:                                               79 Dekeleias Ave, Nea Filadelfeia 14341, Greece.

Telephone:                                            30 2102531788

 

 

SENIOR COMPANY PERSONNEL

 

Sotirios Nikolaos Sboras                        Administrator

Nikolaos Sotirios Sboras                        Administrator

 

 

SHAREHOLDERS

 

Sotirios Nikolaos Sboras

Has a 67.% interest in the partnership.

 

 Nikolaos Sotirios Sboras

Has a 27.% interest in the partnership.

 

Eleni Sbora

Has a 5% interest in the partnership.

 

 

PROPERTIES

 

Subject owns warehouse, covering approximately 1,600 square meters at heading address.

The site covers approximately 417 square meters.

 

 

PAYMENTS

 

Informants report that subject's payments are prompt.

 

 

GENERAL COMMENTS

 

Subject is a long established family-run, mainly trading firm.

 

Please note that the information provided in the report was obtained from official and available sources.

 

Further information was not available.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.96

UK Pound

1

Rs.102.91

Euro

1

Rs.85.58

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.