MIRA INFORM REPORT

 

 

 

 

Report Date :

10.09.2013

 

IDENTIFICATION DETAILS

 

Name :

SIGNET TRADING LIMITED

 

 

Registered Office :

110 Cannon Street London EC4N 6EU

 

 

Country :

United Kingdom

 

 

Financials (as on) :

02.02.2013

 

 

Date of Incorporation :

12.05.1999

 

 

Com. Reg. No.:

03768979

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

Subject is a specialty retail jeweler

 

 

No. of Employees :

3,156

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the second largest economy in Europe after Germany. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of up to £375 billion (approximately $605 billion) as of December 2012. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy. GDP fell 0.1%, and the budget deficit remained stubbornly high at 7.7% of GDP. Public debt continued to increase.

 

Source : CIA

 


Company identification

           

SIGNET TRADING LIMITED       

110 CANNON STREET

LONDON

EC4N 6EU

United Kingdom

Telephone                     0044 121 6977400

Fax                                    --                    

Website                         www.signetjewelers.com

 

Company Number:      03768979

Foundation:                  12/05/1999       

Status:                          Active - Accounts Filed

VAT No                         GB 233 000924

 

 

Main indices

 

Payment experience

The company should be considered equal to engagements

 

 

Comments

 

The CCJ recorded against the company. The credit limit on this company has fallen 1.4% in comparison to the previously suggested credit limit. Sales in the latest trading period decreased 0.2% on the previous trading period. Net Worth decreased by 2.7% during the latest trading period. A 5.6% decline in Total Assets occurred during the latest trading period. Pre-tax profits decreased by 44.6% compared to the previous trading period.

 

There has been no significant change in the company’s credit rating. The company has undergone recent changes in its directorships. The company is part of a group. The company has changed its registered address recently. The company was established over 14 years ago.

 

 

Basic information

 

Legal form                   Private limited with Share Capital

Foundation                  12/05/1999

Company No.               03768979

 

 

Previous Names

 

Date of Change                         Previous Name

29.07.1999                                Signet UK Trading Limited

17.06.1999                                Signet UK Jewellery Limited

 

 

Shareholders

 

Name                           Currency          Number of Shares        Share Type       Nominal Value

Signet Holdings Ltd       GBP                 162,067,896                  Ordinary            1

                                                                                                                         GBP 162,067,896

 

 

Management

 

Company Secretary

 

NAME                                       ADDRESS                                                        APPOINTMENT DATE

Mr. Mark Andrew Jenkins           110 Cannon Street, London EC4N 6EU   03.01.2004

 

 

Name                                       Address                       Date of Birth     Nationality        Appointment Date

Mr. Mark Andrew Jenkins           110 Cannon Street,       

London EC4N 6EU        11.03.1958        British               06.01.2009       

Mr. Michael Povall                     110 Cannon Street,

London EC4N 6EU        07.07.1959        British               04.12.2013

 

Other Known Addresses

 

1 King Edward Court, Windsor, Berkshire SL4 1TF

1 King Street, Manchester M2 6AW

1 Market Walk, Newton Abbot, Devon TQ12 2RX

1 Shewell Walk, Colchester, Essex CO1 1WG

10 Central Square, The Ashley Centre, Epsom, Surrey KT18 5DA

11 Crown Walk, Milton Keynes, Buckinghamshire MK9 3AH

11 Eagle Walk, Milton Keynes, Buckinghamshire MK9 3AJ

11 Liberty 2, Mercury Gardens, Romford, Essex RM1 3EE

11 Westborough, Scarborough, North Yorkshire YO11 1UQ

117 The Mall, Cribbs Causeway Regional Shopping C, Patchway, Bristol, Avon BS34 5UP

12 Penny Street, Lancaster, Lancashire LA1 1UA

12-14 Gold Street, Kettering, Northamptonshire NN16 8JB 12-

14 Middle Street, Yeovil, Somerset BA20 1LY

124 Armada Way, Plymouth, Devon PL1 1LA

126 A Arndale Cen, Luton, Bedfordshire LU1 2TJ

13 West Gate, Stevenage, Hertfordshire SG1 1QR

14 Cambridge Walk, Camberley, Surrey GU15 3SW

15 St. Marys Arcade, The Quadrant, Swansea, West Glamorgan SA1 3QW

167 Oxford Street, London, London W1D 2JP

17-17A King Street, Huddersfield, West Yorkshire HD1 2PZ

17-18 Hope Street, Wrexham, Clwyd LL11 1BG

19 High Street, Meadowhall Centre, Sheffield, South Yorkshire S9 1EN

19 Horse Fair, Wisbech, Cambridgeshire PE13 1AR

19 Market Walk, Chorley, Lancashire PR7 1DE

19 Queensmere, Slough, Berkshire SL1 1DB

2 Gaolgate Street, Stafford, Staffordshire ST16 2BG

2 Oberhausen Mall, Hill Street Shopping Centre, Middlesbrough, Cleveland TS1 1TB 2-

4 Lands Lane, Leeds, West Yorkshire LS1 6AW

20 Sankey Street, Warrington, Cheshire WA1 1TD

201 Dean Street, Town Centre, Telford, Shropshire TF3 4BT

21 Broad Walk, Harlow, Essex CM20 1HX

21 The Peacocks Centre, Woking, Surrey GU21 6GB

230 The Chimes Shopping Centre, High Street, Uxbridge, Middlesex UB8 1GB

24 Cornmarket, Derby, Derbyshire DE1 2DP

26 Arndale Centre, Eastbourne, East Sussex BN21 3NW

26 Regent Street, Swindon, Wiltshire SN1 1JL

28-28A Bridge Street, Haverfordwest, Dyfed SA61 2AD

28-29 Mayfair House, Town Centre, Basingstoke, Hampshire RG21 7JY

28a Old Christchurch Road, Bournemouth, Dorset BH1 1LG

29 Stall Street, Bath, Avon BA1 1QF

3 Brigg Street, Norwich, Norfolk NR2 1QN

3 Cheapside, High Road, London, London N22 6HH

3 Westbury Mall, Fareham, Hampshire PO16 0PE

3-5 Newgate Street, Bishop Auckland, County Durham DL14 7EP

30 Albion Street, Derby, Derbyshire DE1 2PR

32-32A Dolphin Centre, Poole, Dorset BH15 1SS

33 Gaolgate Street, Stafford, Staffordshire ST16 2NT 33-

34 Cornhill, Bury St. Edmunds, Suffolk IP33 1DY

35 Princes Mead, Farnborough, Hampshire GU14 6YA

352 Chiswick High Road, London W4 5TA

35a The Mall, Cribbs Causeway Regional Shopping C, Bristol, Avon BS34 5GG

36 Hankinson Way, Salford, Lancashire M6 5JA

3rd Floor, 12-13 Market Square, Bromley, Kent BR1 1NA

4 Norfolk Street, King’s Lynn, Norfolk PE30 1AF

41 Lister Gate, Nottingham, Nottinghamshire NG1 7EE

41 Park Street, Walsall, West Midlands WS1 1LY

43 East Mall, Upper Mall Level, Sheffield, South Yorkshire S20 7PQ

43 Merseyway, Stockport, Cheshire SK1 1QE

45 Church Street, Liverpool, Merseyside L1 1DE

46 Bath Street, Ilkeston, Derbyshire DE7 8FD

47 Queensgate Centre, Peterborough, Cambridgeshire PE1 1NH

49 Above Bar Street, Southampton, Hampshire SO14 7DZ

5 Cameron Toll Shopping Centre, 6 Lady Road, Edinburgh, Midlothian EH16 5PB

50 Ashley Centre, Epsom, Surrey KT18 5DB

50 Peel Avenue, The Trafford Centre, Manchester, Lancashire M17 8BL

53A Cornmarket Street, Oxford, Oxfordshire OX1 3HB

54-55 Briggate, Leeds, West Yorkshire LS1 6AS

59 Evesham Walk, Kingfisher Shopping Centre, Redditch, Worcestershire B97 4HA

6-7 North Mall, Frenchgate Centre, Doncaster, South Yorkshire DN1 1SR

62 Queen Street, Cardiff, South Glamorgan CF10 2GQ

68-69 Prospect Centre, Prospect Street, Hull, North Humberside HU2 8PW

7 The Square, Camberley, Surrey GU15 3SL

7-8 Queens Square, Sandwell Centre, West Bromwich, West Midlands B70 7NG 71-

73 Rye Lane, London SE15 5EX

74 Week Street, Maidstone, Kent ME14 1RJ

8 Four Seasons Centre, Mansfield, Nottinghamshire NG18 1SN

8 The Arcade, Meadowhall Centre, Sheffield, South Yorkshire S9 1EH

8-10 Eastgate Row South, Chester, Cheshire CH1 1LF

82A High Street, Scunthorpe, South Humberside DN15 6SA

83 Putney High Street, London SW15 1SR

83 The Galleries, Washington Centre, Washington, Tyne and Wear NE38 7RT

86 Cathedral Walk, The Ridings Centre, Wakefield, West Yorkshire WF1 1YD

88 Union Street, Aberdeen, Aberdeenshire AB10 1JL

Bentalls Shopping Centre, Wood Street, Kingston-upon-thames, Surrey KT1 1TR

Bon Accord Centre, George Street, Aberdeen, Aberdeenshire AB25 1HZ

Broadmead Gallery, The Mall, Broadmead, Bristol, Avon BS1 3XB

Cannon Street House, 110 Cannon Street, London EC4N 6EU

Churchill Square, Brighton, East Sussex BN1 2TB

Connswater Industrial Estate, East Bread Street, Belfast, County Antrim BT5 5AP

Edinburgh House, 20 Princes Square, East Kilbride, Glasgow, Lanarkshire G74 1LJ

Gyle Avenue, South Gyle Broadway, Edinburgh, Midlothian EH12 9JU

High Street, Paisley, Renfrewshire PA1 2BY

High Street, Southend-on-sea, Essex SS1 1JX

Hunters Road, Hockley, Birmingham, West Midlands B19 1DS

L3/32 Buchanan Galleries, 220 Buchanan Street, Glasgow, Lanarkshire G1 2GF L39-

40 Lower Level, White Rose Shopping Centre, Leeds, West Yorkshire LS11 8LL Middle

Mall, Bullring, Birmingham, West Midlands B5 4BE

Park Centre, Donegall Road, Belfast BT12 6HN

Priory Meadow, Hastings, East Sussex TN34 1PH

Queen Street, Oxford, Oxfordshire OX1 1EJ

Selborne Walk, London E17 7JR

The Exchange, High Road, Ilford, Essex IG1 1RR

The Mall, 26 Arndale Centre, Eastbourne, East Sussex BN21 3NW

The Merry Hill Centre, Brierley Hill, West Midlands DY5 1SY

Unit 119, Churchway, Potteries Shopping Centre, Market Square, Stoke-on-trent, Staffordshire ST1 1PS

Unit 13, The Kyle Centre, 203 High Street, Ayr, Ayrshire KA7 1QT

Unit 15, The Arcades, Warrington Street, Ashton-under-lyne, Lancashire OL6 7JE

Unit 17 Glasgow Fort Shopping Centr, Glasgow, Lanarkshire G33 6HZ

Unit 2, Lewisham Centre, London, London SE13 7EP

Unit 21, Eastgate Shopping Centre, Inverness, Inverness-Shire IV2 3PP

Unit 21, Trinity Centre, Union Street, Aberdeen, Aberdeenshire AB11 6BE

Unit 25, Ankerside Shopping Centre, Tamworth, Staffordshire B79 7LG

Unit 27, Bamburgh House, Manor Walks Shopping Centre, Cramlington, Northumberland NE23 6QE

Unit 36, Upper Ground Level, Reading, Berkshire RG1 2AH

Unit 51, The Marlowes Centre, Marlowes, Hemel Hempstead, Hertfordshire HP1 1DX

Unit 6, Castle Court, Royal Avenue, Belfast, County Antrim BT1 1DD

Unit B4, Brent Cross Shopping Centre, Prince Charles Drive, London, London NW4 3FQ

Unit U069, Upper Thames Walk, Greenhithe, Kent DA9 9SR

Upper Level, West Quay Shopping Centre, Southampton, Hampshire SO15 1QD

 

 

 

 

 

Company relationships

 

Company No.               Name                                       Status                          Country

Ultimate parent

-                                     SIGNET JEWELERS LTD                       Other                                             BM

 

Affiliated companies

 

00477692

SIGNET GROUP LIMITED                       

Active

United kingdom

03769521

LESLIE DAVIS LIMITED

Active

United kingdom

07601223

SIGNET DIRECT DIAMOND SOURCING LIMITED

Active

United kingdom

02238892

RATNERS PROPERTY DEVELOPMENTS LIMITED

Non Trading

United kingdom

05860219

SDDS (BELGIUM) LIMITED

Active

United kingdom

03769623

SIGNET GROUP SERVICES LIMITED

Non Trading

United kingdom

03768981

SIGNET UK DORMANT LIMITED

Non Trading

United kingdom

00512687

EJ LIMITED

Non Trading

United kingdom

0062973

STEPHEN’S JEWELLERS LIMITED

Non Trading

United kingdom

01361155

TERRY’S (JEWELLERS) LIMITED

Non Trading

United kingdom

01569284

SIGNET JEWELLERS LIMITED

Non Trading

United kingdom

02005783

SIGNET JEWELLERS GROUP LIMITED

Non Trading

United kingdom

02068822

RATNERS LIMITED

Non Trading

United kingdom

02108408

RATNERS TRUSTEES LIMITED

Non Trading

United kingdom

02246778

COLLINGWOOD THE COUNTRY JEWELLERS LIMITED

Non Trading

United kingdom

06647317

SIGNET JEWELLERS LIMITED

Non Trading

United kingdom

01375668

ERNEST JONES (JEWELLERS) LIMITED

Non Trading

United kingdom

00468771

ERNEST JONES & CO. LONDON LIMITED

Non Trading

United kingdom

00550909

SAPHENA LIMITED

Non Trading

United kingdom

00278248

JAMES WALKER GOLDSMITH AND SILVERSMITH LIMITED

Non Trading

United kingdom

IE902912

SIGNET GROUP LIMITED

Others

Ireland 

04607153

SIGNET GROUP FINANCE LIMITED

Active

United kingdom

US44570990

SIGNET US HOLDINGS INC

Non Trading

USA

05012307

SIGNETUS FINANCE LIMITED

Non Trading

United kingdom

Subsidiaries Companies

01131608

CHECKBURY LIMITED

Active

United kingdom

03768966

ERNEST JONES LIMITED

Active

United kingdom

00146570

H SAMUEL LIMITED

Active

United kingdom

Immediate Parent

03769622

SIGNET HOLDINGS LIMITED

Non Trading

United kingdom

 

 

Business activities

 

Main activity

Signet is a specialty retail jeweler

 

Economic data

 

Turnover and Employees

 

Date of Accounts          Turnover                      Employees

29/01/2011                    GBP 447,018,000          3,399

28/01/2012                    GBP 446,921,000          3,293

02/02/2013                    GBP 446,216,000          3,156

 

 

Supplementary data

 

Banks

 

Banks Name                 Bank Branch Sort Code

Barclays Bank Plc

 

Auditor

Auditor Name

KPMG AUDIT PLC

 

Events

County Court Judgments (CCJs)

Date                 Amount            Court                            Case number                Status              Date paid

06/08/2008        GBP 767           NORTHAMPTON           CCBC 8QT71848           Satisfied           08/10/2008

 

Company history

 

Date                 Action

 

19/10/2008        Annual Returns

16/06/2009        New Accounts Filed

06/10/2009        Annual Returns

30/11/2009        Annual Returns

05/07/2010        Mr W.G. Boyd has left the board

05/07/2010        New Board Member Mr K.C. Pratt appointed

16/07/2010        New Accounts Filed

22/09/2010        Change of Company Postcode

12/10/2010        Annual Returns

23/07/2011        New Accounts Filed

23/07/2011        New Accounts Filed

19/08/2011        New Accounts Filed

10/09/2011        Annual Returns

17/09/2012        Annual Returns

28/09/2012        New Accounts Filed

28/09/2012        New Accounts Filed

25/01/2013        Change in Reg.Office

25/01/2013        Change of Company Postcode

09/05/2013        Mr K.C. Pratt has left the board

09/05/2013        New Board Member Mr M.P. Povall appointed

20/05/2013        New Accounts Filed

20/05/2013        New Accounts Filed

 

 

Accounts

 

Profit & Loss

 

 

02/02/2013

56

GBP

Group: Yes

28/01/2012

56

GBP

Group: Yes

29/01/2011

56

GBP

Group: Yes

30/01/2010

56

GBP

Group: Yes

Turnover

446,216,000

446,921,000

447,018,000

118,114,000

Cost of Sales

386,699,000

376,274,000

375,669,000

110,614,000

Gross Profit

59,517,000

70,647,000

71,349,000

7,500,000

Wages And Salaries

79,892,000

79,301,000

79,487,000

81,850,000

Directors Emoluments

774,000

456,000

363,000

289,000

Operating Profit

20,446,000

34,203,000

31,896,000

7,417,000

Depreciation

14,853,000

14,602,000

11,038,000

4,311,000

Audit Fees

230,000

232,000

232,000

232,000

Interests Payments

2,399,000

3,809,000

3,861,000

9,936,000

Pre Tax Profit

19,225,000

34,690,000

32,202,000

15,560,000

Taxation

-3,703,000

-7,818,000

-7,571,000

1,379,000

Profit After Tax

15,522,000

26,872,000

24,631,000

16,939,000

Dividends Payable

0

0

0

12,500,000

Retained Profit

15,522,000

26,872,000

24,631,000

4,439,000

 

Balance Sheet

 

 

02/02/2013

56

GBP

Group: Yes

28/01/2012

56

GBP

Group: Yes

29/01/2011

56

GBP

Group: Yes

30/01/2010

56

GBP

Group: Yes

Tangible Assets

63,459,000

69,545,000

69,076,000

233,121,000

Intangible Assets

36,474,000

38,379,000

40,284,000

0

Total Fixed Assets

99,933,000

107,924,000

109,360,000

233,121,000

Stock

167,137,000

162,114,000

149,123,000

5,904,000

Trade Debtors

7,910,000

6,878,000

5,128,000

2,572,000

Cash

14,200,000

11,335,000

7,808,000

13,410,000

Other Debtors

109,290,000

133,640,000

122,559,000

216,757,000

Miscellaneous Current Assets

0

0

0

0

Total Current Assets

298,537,000

313,967,000

284,618,000

238,643,000

Trade Creditors

8,904,000

19,488,000

17,432,000

4,935,000

Bank Loans and Overdraft

0

6,336,000

12,806,000

16,541,000

Other Short Term Finance

61,312,000

59,525,000

31,135,000

203,348,000

Miscellaneous Current Liabilities

61,691,000

61,477,000

60,422,000

30,646,000

Total Current Liabilities

131,907,000

146,826,000

121,795,000

255,470,000

Bank Loans and Overdrafts LTL

1,812,000

8,338,000

14,595,000

19,569,000

Other Long Term Finance

0

0

0

0

Total Long Term Liabilities

1,812,000

2,002,000

1,789,000

3,028,000

 

Capital & Reserves

 

 

02/02/2013

56

GBP

Group: Yes

28/01/2012

56

GBP

Group: Yes

29/01/2011

56

GBP

Group: Yes

30/01/2010

56

GBP

Group: Yes

Called Up Share Capital

162,068,000

162,068,000

162,068,000

162,068,000

P and L Account Reserve

90,990,000

97,577,000

98,716,000

44,997,000

Revaluation Reserve

3,047,000

3,077,000

3,107,000

0

Sundry Reserves

8,646,000

10,341,000

6,503,000

6,201,000

Shareholders Funds

264,751,000

273,063,000

270,394,000

213,266,000

 

Other Financial Items

 

 

02/02/2013

56

GBP

Group: Yes

28/01/2012

56

GBP

Group: Yes

29/01/2011

56

GBP

Group: Yes

30/01/2010

56

GBP

Group: Yes

Net Worth

228,277,000

234,684,000

230,110,000

213,266,000

Working Capital

166,630,000

167,141,000

162,823,000

-16,827,000

Total Assets

398,470,000

421,891,000

393,978,000

471,764,000

Total Liabilities

133,719,000

148,828,000

123,584,000

258,498,000

Net Assets

264,751,000

273,063,000

270,394,000

213,266,000

 

Cash Flow

 

 

02/02/2013

56

GBP

Group: Yes

28/01/2012

56

GBP

Group: Yes

29/01/2011

56

GBP

Group: Yes

30/01/2010

56

GBP

Group: Yes

Net Cash Flow from Operations

0

0

0

0

Net Cash Flow before Financing

0

0

0

0

Increase in Cash

2,865,000

3,527,000

-5,602,000

11,519,000

 

Miscellaneous

 

 

02/02/2013

56

GBP

Group: Yes

28/01/2012

56

GBP

Group: Yes

29/01/2011

56

GBP

Group: Yes

30/01/2010

56

GBP

Group: Yes

Capital Employed

266,563,000

275,065,000

272,183,000

216,294,000

 

Financial Ratios

 

 

02/02/2013

 

28/01/2012

 

29/01/2011

 

30/01/2010

 

Pre Tax Profit Margin

4.31 %

7.76 %

7.20 %

13.17 %

Current Ration

2.26

2.14

2.34

0.93

Sales or Net Working Capital

2.68

2.67

2.75

-7.02

Gearing

0.68 %

3.05 %

5.40 %

9.18 %

Equity

73.14 %

71.20 %

76.45 %

45.21 %

Creditor Days

7.40

15.87

14.19

15.20

Debtor Days

6.57

5.60

4.17

7.92

Liquidity or Acid test

0.99

1.03

1.11

0.91

Return on Capital Employed

7.21 %

12.61 %

11.83 %

7.19 %

Return on Total Assets Employed

4.82 %

8.22 %

8.17 %

3.29 %

Current Debt Ratio

0.49 %

0.53 %

0.45 %

1.19 %

Total Debt Ratio

0.50 %

0.54 %

0.45 %

1.21 %

Stock Turnover Ratio

37.45 %

36.27 %

33.35 %

4.99 %

Return on Net Assets Employed

7.26 %

12.70 %

11.90 %

7.29 %

 

 

REMARKS

 

The company is achieving substantial turnover and profitability and the general financial position is good

Net Profit Year Ended 02/02/2013 – 15,522,000GBP

Net Profit Year Ended 02/02/2012 – 26,872,000GBP

 

Trading Address Confirmed: Hunters Road, Hockley, Birmingham , West Midlands B19 1DS

Branches: Global in Group

Employees: UK- 3,166 ( US- 14,711 )

 

Further detail

Signet’s US division operated 1,443 stores in all 50 states at February 2, 2013. Its stores trade nationally in malls and off-mall locations as Kay Jewellers (“Kay”), and regionally under a number of well-established mall-based brands. Destination superstores trade nationwide as Jared The Galleria Of Jewellery (“Jared”). Signet acquired Ultra Stores, Inc. (“Ultra”) on October 29, 2012 (the “Ultra Acquisition”) with the primary purpose to immediately increase Signet’s share of the US outlet channel for jewellery. Based on publicly available data, Signet’s US division was the largest specialty jeweller in the US in calendar 2012.

 

Signet’s UK division operated 511 stores at February 2, 2013, including 14 stores in the Republic of Ireland and three in the Channel Islands. Its stores trade in major regional shopping malls and prime ‘High Street’ locations (main shopping thoroughfares with high pedestrian traffic) as “H.

 

Samuel,” “Ernest Jones,” and “Leslie Davis.” Based on publicly filed accounts, Signet’s UK division was the largest specialty retailer of fine jewellery in the UK in calendar 2012.


DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.96

UK Pound

1

Rs.102.91

Euro

1

Rs.86.58

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

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This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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