MIRA INFORM REPORT

 

 

Report Date :

11.09.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. TEXCOMS

 

 

Registered Office :

Jl. Cemara No. 77, RT.008 RW.002, Sukajadi, Bandung 40161, West Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

15.01.2007

 

 

Com. Reg. No.:

No. AHU-96981 AH.01.01.Tahun 2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Distribution of Textile Machineries

 

 

No. of Employees :

35 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Name of Company :

P.T. TEXCOMS

 

Address :

Head Office

Jl. Cemara No. 77, RT.008 RW.002

Sukajadi, Bandung 40161

West Java

Indonesia

Phone               - (62-22) 2040036

Fax.                  - (62-22) 2031979

Email                - info@texcoms.com

Website            - http://www.texcoms.com

Building Area     - 650 sq. meters

Office Spare      - 160 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

15 January 2007

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-96981 AH.01.01.Tahun 2008

Dated 16 December 2008

 

Company Status :

Foreign Investment Company (PMA)

 

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 02.419.745.1-059.000

 

b. The Investment Coordinating Board

    - No. 61/I/PMA/2007

      Dated 05 January 2007

    - No. 476/T/PERDAGANGAN/2007

      Dated 06 June 2007

 

Holding Company :

EASTERN GHATS INTERNATIONAL PTE LTD (Investment Holding)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          - US$. 400,000.-

Issued Capital    - US$. 100,000.-

Paid up Capital  - US$. 100,000.-

 

Shareholders/Owners :

a. EASTERN GHATS INTERNATIONAL Pte Ltd. - US$. 99,000.- (99%)

    Address : 42 B, Hrne Road

                    Singapore

b. Mr. Drs. Yanuar Pamuji                                            - US$.   1,000.- (  1%)

    Address : Jl. Haji Kurdi III No. 5

                    Bandung, West Java

                    Indonesia 

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Distribution of Textile Machineries

 

Production Capacity :

Not available

 

Total Investment :

Owned Capital    - US$. 400,000

 

Started Operation :

June 2007

 

Brand Name :

TEXCOMS

 

Technical Assistance :

None

 

Number of Employee :

35 persons

 

Marketing Area :

Local    - 100 %

 

Main Customer :

Textile and Garment Industries in Bandung and its surrounding

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Euroasiatic Jaya

b. PT. Agansa Primatama

c. PT. Prasada Ekaprima

d. PT. Sekawan

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jl. Asia Afrika 122-124

Bandung, West Java

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp. 22.0 billion

2010 – Rp. 24.8 billion

2011 – Rp. 27.5 billion

2012 – Rp. 30.0 billion

 

Net Profit (estimated) :

2009 – Rp.    920 million

2010 – Rp. 1,030 million

2011 – Rp. 1,140 million

2012 – Rp. 1,220 million

 

Payment Manner :

Fairly

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director          - Mr. Pitchamuthu Boobalan

Directors                       - a. Mr. Thar Nagarjun Subhash

                                      b. Mr. Bambang Harijanto

 

Board of Commissioner :

President Commissioner - Mr. Drs. Yanuar Pamuji

 

Signatories :

President Director (Mr. Pitchamuthu Boobalan) or one of Directors (Mr. Thar Nagarjun Subhash or Mr. Bambang Harijanto) which must be approved by Board of Commissioner (Mr. Drs. Yanuar Pamuji).

 

 

CAPABILITIES

 

Management Capability :

Fairly

 

Business Morality :

Fairly

 

Credit Risk :

Above average

 

Credit Recommendation :

Credit should be extended under guarantee

 

Proposed Credit Limit :

C.O.D. To small amount

 

 

OVERALL PERFORMANCE

 

P.T. TEXCOMS was established on January 15, 2007 with the authorized capital of US$. 400,000.- of which US$ 100,000.- was issued and fully paid up. The founding shareholders of the company are EASTERN GHATS INTERNATIONAL Pte., Ltd., of Singapore (99%) and Mr. Drs. Yanuar Pamuji, an indigenous businessman of Indonesia (1%). The deed of company was made by Ms. Dewantari Handayani, SH., a public notary in Jakarta and it was approved by the Ministry of Law and Human Right in its Decision Letter No. W7-01466.HT.01.01.TH.2007 dated February 14, 2007 and No. AH-96981.AH.01.02.Tahun 2008 dated December 16, 2008.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

Basically P.T. TEXCOMS is the representative of Eastern Ghats International Pte. Ltd., a trading company in Singapore is owned by Indian businessmen.  This company operates in general trading, import-export and distribution of industrial equipment, machinery, separation equipment, steel drum, steel erector, etc.

 

P.T. TEXCOMS obtained a Foreign Investment company (PMA) license in trading (export-import) and business management consulting services.  The company had been operating since June 2007 in the following areas:

 

a. Buying and selling used textile machinery

b. Sourcing of Spinning, Weaving and Finishing Plants from USA, Europe, Taiwan, Korea, etc.

    and market them in other parts of the world.

c. Relocation of complete Spinning & Weaving Plant from all over the world to various countries

    e.g. Indonesia, Thailand, Bangladesh and India.

d. Have a specialized team of Expert who can take up the following jobs:

    - Valuation of Spinning Plants

    - Dismantling, Packing and Shipping of the equipment from various countries

    - Re-installation of the plants with the qualified Engineers

e. Assisting in acquiring complete plants in various countries.

f.  Closely working with Air Conditioning Specialists for designing, installing air-conditioning and

    modification system in spinning and weaving mills.

 

Generally, the local demand for industrial machinery such as textile machinery, boilers, general sets, separation equipment, steel drum and erector and others had been increasing by 6% to 7% on the average per annum in the last five years having close relation with the growth of various industrial sectors in the country.   But, there are lots of similar companies in the country dealing with trading of industrial machinery for local and imported products. The long-term business prospect of the company is favorable once the unstable economic condition in the country starts recovery.

 

P.T. TEXCOMS management adopted reclusive attitude towards outsiders and rejected to unveil its financial condition.  But we estimated that P.T. TEXCOMS operation in 2010 recorded a total sales turnover of Rp. 24.8 billion increased to Rp. 27.5 billion in 2011 and rose again to Rp. 30.0 billion in 2012.   P.T. TEXCOMS operation in 2012 booked a total net profit of Rp. 1,220 million with total assets of about Rp. 6.5 billion.  It is projected that total sales turnover of the company will increase at least 18% in 2013.  So far we did not hear that P.T. TEXCOMS has been black listed by Bank Indonesia (Central Bank) or having detrimental cases being settled in local district court.

 

P.T. TEXCOMS's management headed by Mr. Pitchamuthu Boobalan (47) a professional manager of India take hold of as President Director since early 2007.  In daily activities, he is assisted by Mr. Thar Nagarjun Subhash (44) of India and Mr. Bambang Harijanto (50) of Indonesia. The management is also handled by a number of professional staff, having maintained a wide business relation with private businessmen at home and abroad as well as with government sector. So far, we did not hear that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. TEXCOMS is sufficiently fairly good for business transaction. However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.21

UK Pound

1

Rs.100.82

Euro

1

Rs.85.21

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.