MIRA INFORM REPORT

 

 

Report Date :

11.09.2013

 

IDENTIFICATION DETAILS

 

Name :

THE NATIONAL TITANIUM DIOXIDE COMPANY LTD (CRISTAL)

 

 

Registered Office :

King Road Tower, 16th Floor, King Road, PO Box: 13586, Jeddah 21414

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

31.10.1988

 

 

Com. Reg. No.:

4030062296

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Production of titanium dioxide

 

 

No. of Employees :

750

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 17% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 5 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia''s economic development.

 

Source : CIA

 


SUMMARY

 

Company Name                                     : THE NATIONAL TITANIUM DIOXIDE COMPANY LTD (CRISTAL)

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Company

Registration Date                                   : 31st October 1988

Commercial Registration Number            : 4030062296, Jeddah

Membership Number                              : 30646

Issued Capital                                        : SR 2,362,500,000

Paid up Capital                                      : SR 2,362,500,000

Total Workforce                                     : 750

Activities                                               : Production of titanium dioxide

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 

 

 


COMPANY NAME

 

THE NATIONAL TITANIUM DIOXIDE COMPANY LTD (CRISTAL)

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : King Road Tower, 16th Floor

Street               : King Road

PO Box             : 13586

Town                 : Jeddah 21414

Country             : Saudi Arabia

 

Telephone         : (966-2) 2248000 / 2248227 / 6519883

Facsimile          : (966-2) 6069087

Email                : info@cristal.com

 

Please note that subject’s previous address was, Future Tower. 9th & 10th Floors, Al Amanah Al Jaadeed Street, West Bagdadeyaah, Jeddah.

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Jeddah.

 

Branch Office (s)

 

Location                                                                                  Description

 

Jeddah Road, Kilo 31                                                                 Owned factory premises

PO Box: 30320

Yanbu

Tel: (966-4) 3212799 / 3212831

Fax: (966-4) 3960541 / 3960343

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Dr Talal Bin Ali Al Shair                                                              Chairman

 

Jamal H Nahas                                                                          President

 

Omar Najjar                                                                               Human Resources Manager

 

Abdulla Ibrahim                                                                          Finance Manager

 

Fahd Nakshabandi                                                                     Public Relations Manager

 

Graham Swans                                                                          Operations Manager

 

Thomas Van Valkenburgh                                                           Supply Chain Manager

 

Mark Stoll                                                                                 Commercial Manager

 

Sam Livingston                                                                          Technical Manager

 

Dr Fadi Tabzuni                                                                         Strategy Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 20/03/1409 Hijri (corresponding to 31st October 1988)

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 4030062296, Jeddah

 

Membership No.          : 30646

 

Issued Capital              : SR 2,362,500,000

 

Paid up Capital            : SR 2,362,500,000

 

Name of Partner (s)                                                      Percentage

 

National Industrialisation Company (NIC)                   66%

Sitteen Street

PO Box: 26707

Riyadh 11496

Saudi Arabia

Tel: (966-1) 4770898

Fax: (966-1) 4770898

 

Gulf Investments Corporation                                              33%

Ahmed Al Jaber Street

PO Box: 3402

Safat

Kuwait

Tel: (965) 22431911

Fax: (965) 22448894

 

Talal Ibn Ali Al Shair                                                               1%

 

 

AFFILIATED COMPANIES

 

Al Shairco Company

PO Box: 13586

Jeddah 21414

Tel: (966-2) 6530104

 

 

OPERATIONS

 

Activities:                     Subject is engaged in the production of titanium dioxide, which is a white powder used as an exceptionally opaque white pigment in paint. It is also used as a raw material that enters into several chemical industries such as paper and textiles to give them bright and sparkling colours.

 

Subject began production in June 1992 with a production capacity of 70,000 metric tonnes per annum.

 

In 2002, subject increased the original TiO2 production capacity a year to 100,000 metric tonnes – in   line with a projected annual rise in world demand of around 3% to 2005. This expansion makes Cristal the largest, privately owned chemical company in Saudi Arabia.

 

Subject is ISO 9002 certified.

 

Production Capacity :  120,000 metric tonnes per annum of titanium pigment

                                     12,000 metric tonnes per annum of caustic soda

 

Import Countries:         United Kingdom, Germany and the United States of America

 

Brand Names:              CRISTAL

 

Operating Trend:         Steady

 

Subject has a workforce of approximately 750 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/11:              Year Ending 31/12/12:

 

Total Sales                                SR 9,331,262,000                      SR 7,755,067,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

United Saudi Bank

Al Hamra

PO Box: 8673

Jeddah 21492

Tel: (966-2) 6601185

Fax: (966-2) 6673617

 

Al Rajhi Banking & Investment Corporation

Al Mahjar Road

Jeddah

Tel: (966-2) 6377810

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.21

UK Pound

1

Rs.100.82

Euro

1

Rs.85.21

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.