MIRA INFORM REPORT

 

 

Report Date :

12.09.2013

 

IDENTIFICATION DETAILS

 

Name :

WING HING SPICES GRINDING FACTORY LTD.

 

 

Registered Office :

Flat A, 2/F., Shing Po Building, 16-20 Ko Shing Street, Sai Ying Pun

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

03.02.2006

 

 

Com. Reg. No.:

36427292

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer, Exporter and Manufacturer of All kinds of spices, food additives.

 

 

No. of Employees :

11.  (Including factory)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 


Company name

 

WING HING SPICES GRINDING FACTORY LTD.

 

 

ADDRESS

 

Flat A, 2/F., Shing Po Building, 16-20 Ko Shing Street, Sai Ying Pun, Hong Kong.

 

PHONE:                        852-2548 4247,  2548 4259,  2408 7872,  2408 9817

 

FAX:                             852-2548 7186,  2408 9127

 

E-MAIL:                        spices@netvigator.com

kkhwh@netvigator.com

 

 

MANAGEMENT

 

Managing Director:         Mr. Fok Po Chung

 

 

SUMMARY

 

Incorporated on:             3rd February, 2006.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

            Issued:              HK$10.00

 

Business Category:        Importer, Exporter and Manufacturer.

 

Employees:                   11.  (Including factory)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company name

 

WING HING SPICES GRINDING FACTORY LTD.

 

 

ADDRESS

 

Registered Office & Factory:-

Flat C-D, 9/F., Wah Hing Industrial Building, 2-6 Ma Kok Street, Tsuen Wan, New Territories, Hong Kong.

 

Head Office:-

Flat A, 2/F., Shing Po Building, 16-20 Ko Shing Street, Sai Ying Pun, Hong Kong.

 

Associated Companies:-

Kung Hing Hong Wing Hing, Hong Kong.

Kung Kee Hong Wing Hing Ltd., Hong Kong.

Wing Hing Spices Grinding Factory, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

36427292

 

 

COMPANY FILE NUMBER

 

1022835

 

 

MANAGEMENT

 

Managing Director:         Mr. Fok Po Chung

 

 

CAPITAL

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$10.00

 

 

 

SHAREHOLDERS

 

(As per registry dated 03-02-2013)

Name

 

No. of shares

FOK Po Chung

 

8

TSANG Cheung Chung

 

1

FOK Ho Yan, Ivy

 

1

 

 

––

 

Total:

10

==

 

 

DIRECTOR          

 

(As per registry dated 03-02-2013)

Name

(Nationality)

 

Address

FOK Po Chung

Flat B, 18/F., 44 Nassau Street, Mei Foo Sun Chuen, Kowloon, Hong Kong.

 

TSANG Cheung Chung

Flat E, 18/F., Block 7, Melody Garden, Tuen Mun, New Territories, Hong Kong.

 

FOK Ho Yan, Ivy

Flat B, 18/F., 44 Nassau Street, Mei Foo Sun Chuen, Kowloon, Hong Kong.

 

 

SECRETARY

 

FOK Ho Yan, Ivy  (As per registry dated 03-02-2013)

 

 

HISTORY

 

The subject was incorporated on 3rd February, 2006 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer.

 

Lines:                           All kinds of spices, food additives.

 

Employees:                   11.  (Including factory)

 

Commodities/Materials:  Imported from China, Europe, India, etc.

 

Markets:                       Hong Kong, other Asian countries, Europe, North America, etc.

 

Terms/Sales:                 CAD or as per contracted.

 

Terms/Buying:               As per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$10.00

 

Mortgage or Charge:-

Date of Security Over Deposits with the Bank: 11-08-2011

Amount:            To secure all monies in respect of banking facilities

Property:           Initially CNY400,000 or equivalent and all monies whether now or hereafter standing to the credit of the Company’s deposit with the Bank under deposit number 411-781180-838 and whatever currency it may subsequently be denominated in, any renewal of such deposit & the interest thereon together with any further moneys in any deposit account with the Bank at any of its offices.

Mortgagee:                    The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Having issued 10 ordinary shares of HK$1.00 each, Wing Hing Spices Grinding Factory Ltd. is jointly owned by Mr. Fok Po Chung, holding 80% interests; Mr. Tsang Cheung Chung, holding 10%; and Ms. Fok Ho Yan, Ivy holding 10%.  Being Hong Kong merchants, they are also directors of the subject.

The predecessor of the subject Wing Hing Spices & Grinding Co. was founded in 1960.

The subject is a spice, gourmet, food additive manufacturer and trader.  The followings are some of its products:

Spice Pack, Saffron Spice, Iranian Saffron, Ocimum Basilicum, Canned Cinnamon, etc.

It is specialized in carrying out 100% grinding processes in Hong Kong with modernized production lines and has been recognized in producing a wide variety of herbs and spices with unique flavour.  It is also specialized in grinding and mixtures of Chinese herbs.  Its products are very popular in local and overseas markets.

According to the subject, the subject has had an associated company Wing Hing Spices Grinding Factory [WHSGF] which was set up in 1960.  Now, the factory of the subject is located at Flat C-D, 9/F., Wah Hing Industrial Building, 2-6 Ma Kok Street, Tsuen Wan, New Territories, Hong Kong.  This is also the registered address of the subject.

The raw materials of the subject are imported from China, Europe, India, etc.  Products are marketed in Hong Kong, exported to the other Asian countries, Europe, North America, etc.  Business is rather active.

In 2003, the subject got a food manufacturing licence from Food And Environmental Hygiene Department of the Government of the Hong Kong SAR, and this has proved the subject is able to manufacture gourmet and food additives.

The subject’s second production line has got a licence from the Chinese Medicine Council of Hong Kong.

In February 2012, the subject’s outstanding amounted to HK$135,124.70, however, it has not outstanding in 2013.

The business of the subject is profitable.  The history of WHSGF in Hong Kong is over 51 years.

On the whole, in view of the background and history of the subject, consider it good for normal business engagements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.90

UK Pound

1

Rs.100.47

Euro

1

Rs.84.65

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.