MIRA INFORM REPORT

 

 

Report Date :

17.09.2013

 

IDENTIFICATION DETAILS

 

Name :

GBJM  LTD.

 

 

Registered Office :

Unit D3, 6/F., Phase 1, Kaiser Estate, 41 Man Yue Street, Hunghom, Kowloon,

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

17.02.2006

 

 

Com. Reg. No.:

36457500

 

 

Legal Form :

Private Limited Company

 

 

LINE OF BUSINESS :

TRADER OF ALL KINDS OF DIAMOND, JEWELLERY PRODUCTS, JADE PRODUCTS.

 

 

No. of Employees :

05

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983

Source : CIA


Company name and address

 

GBJM  LTD.

 

ADDRESS:       Unit D3, 6/F., Phase 1, Kaiser Estate, 41 Man Yue Street, Hunghom, Kowloon, Hong Kong.

 

PHONE:            852-2303 1133

 

FAX:                 852-2764 4927

 

 

MANAGEMENT

 

Managing Director:  Mr. Chung Hou, Adam

 

 

SUMMARY

 

Incorporated on:            17th February, 2006.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

Issued: HK$1.00

 

Business Category:       Diamond & Jewellery Trader.

 

Employees:                  5.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

 

 


 

ADDRESS

 

Registered Address:-

c/o Hoey Nominees Ltd.

Unit E, 12/F., Tak Lee Commercial Building, 113-117 Wanchai Road, Wanchai, Hong Kong.

 

Head Office:-

Unit D3, 6/F., Phase 1, Kaiser Estate, 41 Man Yue Street, Hunghom, Kowloon, Hong Kong.

 

Associated Companies:-

Buddy & Co. Ltd., Hong Kong.  (Same address)

 

 

BUSINESS REGISTRATION NUMBER

 

36457500

 

 

COMPANY FILE NUMBER

 

1024757

 

 

MANAGEMENT

 

Managing Director:  Mr. Chung Hou, Adam

Contact Person:  Ms. Wendy Ng

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$1.00

 

 

SHAREHOLDER  

 

(As per registry dated 17-02-2013)

Name

 

No. of share

CHUNG Hou, Adam

 

1

=

 


DIRECTORS  

 

(As per registry dated 17-02-2013)

Name

(Nationality)

 

Address

CHUNG Wei Yuan
[Alias: Glen CHUNG]

Flat A, 11/F., 2-4 Observatory Court, Tsimshatsui, Kowloon, Hong Kong.

 

CHUNG Hou, Adam

Flat A, 11/F., 2-4 Observatory Court, Tsimshatsui, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 17-02-2013)

Name

Address

Co. No.

Hoey Nominees Ltd.

Unit E, 12/F., Tak Lee Commercial Building, 113-117 Wanchai Road, Hong Kong.

0114477

 

 

HISTORY

 

The subject was incorporated on 17th February, 2006 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Diamond & Jewellery Trader.

 

Lines:                           All kinds of jewellery products, jade products, etc.

 

Employees:                  5.

 

Commodities Imported: India, China, Europe, etc.

 

Markets:                        Hong Kong, Southeast Asia, Europe, North America, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C or as per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$1.00

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued just only one ordinary share of HK$1.00, GBJM Ltd. is wholly owned by Mr. Chung Hou, Adam who is a Taiwan merchant.  He and his family member Mr. Glen Chung Wei Yuan are the directors of the subject.  Both of the Chungs are Taiwan merchants.  They are Taiwan passport holders and do not have the right to reside in Hong Kong permanently.

Your given phone number 852-2303 1133 belongs to the subject but your given fax number is not correct.

The subject has had an associated company Buddy & Co. Ltd. [Buddy] a Hong Kong-registered company located at the same address.  Incorporated on 21st December, 1989, Buddy and the subject are engaged in the same lines of business.

The subject is trading in the following commodities: Jewellery - Gold,  Jewellery - Silver, Gemstones, Jade, etc.

Finished products are marketed in Hong Kong, exported to Taiwan, Southeast Asia, Europe, North America, etc.

It also imports diamonds from India and Europe.  Business is normal.

The subject’s business is chiefly handled by Ms. Wendy Ng who is a Hongkongnese.

As the history of the subject is over seven years and six months in Hong Kong, on the whole, consider it good for normal business engagements.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.48

UK Pound

1

Rs.99.66

Euro

1

Rs.83.50

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.