MIRA INFORM REPORT

 

 

Report Date :

17.09.2013

 

IDENTIFICATION DETAILS

 

Name :

LUCKYTEX  (HK)  LTD.

 

 

Formerly Known as:

Regintex (HK) Ltd

 

 

Registered Office :

c/o Sincere Secretaries Ltd.

11/F., Chun Wo Commercial Centre, 23-29 Wing Wo Street, Central

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

02.07.1991

 

 

Com. Reg. No.:

14754403

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

trader of all kinds garments, textile products, fabrics, gifts, souvenirs, sundry products, foodstuffs, footwear, general household products, stationery

 

 

No. of Employees :

06 (Including associate)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

Hong Kong ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

Source : CIA

 

 

Company name

 

LUCKYTEX  (HK)  LTD.

 

 

Company Address

 

8/F., Tin On Sing Commercial Building, 41-43 Graham Street, Central, Hong Kong.

 

PHONE:            852-2813 6381,  852-3118 6767,  852-2543 5581

FAX:                 852-2813 6739

E-MAIL:            sbd18@netvigator.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Ajit Kishin Jagtiani

 

 

SUMMARY

 

Incorporated on:            2nd July, 1991.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$2,000,000.00

Issued:             HK$500,000.00

 

Business Category:       Importer, Wholesaler and Re-exporter.

 

Employees:                  6. (Including associate)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


 

Company name

 

LUCKYTEX  (HK)  LTD.

 

 

Company ADDRESS

 

Registered Office:-

c/o Sincere Secretaries Ltd.

11/F., Chun Wo Commercial Centre, 23-29 Wing Wo Street, Central, Hong Kong.

 

Head Office:-

8/F., Tin On Sing Commercial Building, 41-43 Graham Street, Central, Hong Kong.

 

Associated Companies:-

Rainbow Crest Ltd., Hong Kong.  (Same address)

Super Bloom Development Indonesia, Ltd., Indonesia.

Super Bloom Development Ltd., Hong Kong.  (Same address)

 

 

BUSINESS REGISTRATION NUMBER

 

14754403

 

 

COMPANY FILE NUMBER

 

0316515

 

 

MANAGEMENT

 

Managing Director:  Mr. Ajit Kishin Jagtiani

 

 

CAPITAL

 

Nominal Share Capital: HK$2,000,000.00 (Divided into 200,000 shares of HK$10.00 each)

Issued Share Capital:     HK$500,000.00

 


SHAREHOLDERS

(As per registry dated 02-07-2013)

 

Name

 

No. of shares

Ajit Kishin JAGTIANI

 

25,000

JAGTIANI CHENG Ying To, Helena

 

25,000

 

 

––––––

 

Total:

50,000

=====

 

 

DIRECTORS

(As per registry dated 02-07-2013)

 

Name

(Nationality)

 

Address

Ajit Kishin JAGTIANI

Carmel Hill House, #10, 12 Carmel Road, Stanley, Hong Kong.

 

JAGTIANI CHENG Ying To, Helena

Carmel Hill House, #10, 12 Carmel Road, Stanley, Hong Kong.

 

 

SECRETARY

 

JAGTIANI CHENG Ying To, Helena  (As per registry dated 02-07-2013)

 

 

HISTORY

 

The subject was incorporated on 2nd July, 1991 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Originally the subject was registered under the name of Regintex (HK) Ltd., name changed to the present style on 17th January, 2008.

 

Last time, the subject’s registered address was located at 8/F., Tin On Sing Commercial Building, 41-43 Graham Street, Central, Hong Kong, moved to the present address with effect from 15th June, 2009.  However, its head office is still located at the previous address.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 


OPERATIONS

 

Activities:                      Importer, Wholesaler and Re-exporter.

 

Lines:                           Piecegoods, household products, paper, stationery, garments, sundries, foodstuffs,

footwear

 

Employees:                  6.  (Including associate)

 

Commodities Imported: China, Thailand, Indonesia, India and the other Asian countries, etc.

 

Markets:                        Middle East, Africa, other Asian countries, etc.

           

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$2,000,000.00 (Divided into 200,000 shares of HK$10.00 each)

 

Issued Share Capital:     HK$500,000.00

 

Profit or Loss:               Making a small profit every year.

           

Condition:                     Keeping in a normal manner.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

·         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

·         China Construction Bank (Asia) Corporation Ltd., Hong Kong.

 

Standing:  Normal.

 

 

GENERAL

Having issued 50,000 ordinary shares of HK$10.00 each, Luckytex (HK) Ltd. is a private limited company equally owned by Mr. Ajit Kishin Jagtiani who is an India, and his spouse Mrs. Helena Jagtiani Cheng Ying To who is a Hong Kong Chinese.

The subject’s registered office is in a commercial service firm located at 11/F., Chun Wo Commercial Centre, 23-29 Wing Wo Street, Central, Hong Kong known as Sincere Secretaries Ltd. which is handling its correspondences and documents.  However, its head office is located at 8/F., Tin On Sing Commercial Building, 41-43 Graham Street, Central, Hong Kong.

The subject has had an affiliated company Super Bloom Development Ltd. [Super Bloom], also a Hong Kong-registered firm, located at the above‑mentioned address.  Super Bloom is also owned and operated by the shareholders of the subject.  Super Bloom has had an associated company known as Super Bloom Development Indonesia Ltd. [SBDI] in Indonesia.  SBDI was incorporated in 2000.

The subject and Super Bloom are engaged in the same lines of business.

Incorporated in July 1991, the subject is trading in all kinds garments, textile products, fabrics, gifts, souvenirs, sundry products, foodstuffs, footwear, general household products, stationery.  Most of the commodities are imported from China and other Asian countries.  Imported commodities are re-exported to India, some of the Asian countries, the Middle East, Africa, etc.

 

Currently, the subject is trading in the following commodities and offering clients with the following services:-

 

Product/Service

Product/Service Remarks

Piecegoods – Synthetic

Rayon and polyester/cotton from China

Necktie Material – Polyester, Woven

Rayon and polyester/cotton from China

Garment

 

Footwear

 

Foodstuffs

 

Puzzle Blocks

 

Household Products – Glass

 

Household Products – Metal

 

Paper – Copier and Printer

Copier paper

Exercise Book

Memo pad

Pen Stand

 

Stapler, Staple and Staple Remover

 

Eraser

 

 

The subject is responsible for supplying its affiliated factories in China with raw materials which are mainly imported from India.  Some of the China factories manufacture the subject’s products on OEM basis.  Long term business ties have been developed with China and foreign suppliers as well as foreign buyers.

The subject’s business is mainly handled by Mrs. Helena Jagtiani Cheng Ying To.  History in Hong Kong is over twenty-two years and two months.  Business is profitable.  Regular suppliers and customers have been maintained.

On the whole, consider the subject good for normal business engagements.


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.48

UK Pound

1

Rs.99.66

Euro

1

Rs.83.50

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.