MIRA INFORM REPORT

 

 

Report Date :

18.09.2013

 

IDENTIFICATION DETAILS

 

Name :

VITIVA D.D.

 

 

Registered Office :

Nova vas pri Markovcih 98, 2281 Markovci

 

 

Country :

Slovenia

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

17.10.1991

 

 

Legal Form :

Joined stocked Company

 

 

Line of Business :

Manufacture of other chemical products

 

 

No. of Employees :

54

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Slovenia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SLOVENIA - ECONOMIC OVERVIEW

 

Slovenia became the first 2004 European Union entrant to adopt the euro (on 1 January 2007) and has experienced one of the most stable political and economic transitions in Central and Southeastern Europe. With the highest per capita GDP in Central Europe, Slovenia has excellent infrastructure, a well-educated work force, and a strategic location between the Balkans and Western Europe. Privatization has lagged since 2002, and the economy has one of the highest levels of state control in the EU. Structural reforms to improve the business environment have allowed for somewhat greater foreign participation in Slovenia's economy and helped to lower unemployment. In March 2004, Slovenia became the first transition country to graduate from borrower status to donor partner at the World Bank. In 2007, Slovenia was invited to begin the process for joining the OECD; it became a member in 2012. Despite its economic success, foreign direct investment (FDI) in Slovenia has lagged behind the region average, and taxes remain relatively high. Furthermore, the labor market is often seen as inflexible, and legacy industries are losing sales to more competitive firms in China, India, and elsewhere. In 2009, the global recession caused the economy to contract - through falling exports and industrial production - by 8%, and unemployment to rise. Although growth resumed in 2010, it dipped into negative territory in 2012 and the unemployment rate continued to rise, approaching 12% in 2012

Source : CIA


Company identification

 

VITIVA d.d.

Phone

02 788 87 33

Nova vas pri Markovcih 98

Telefax

02 788 87 31

2281 Markovci

E-Mail

service@vitiva.eu

Slovenia

Web

www.vitiva.eu

 

Crefo Nr.

9270031476

Registration:

Ptuj

Statistical Nr.

5528895

Registration Nr.

10984700

Tax Nr.

SI42286212

Status

Active

 

 

Economic situation

 

Business connection

Business connection appear premissable

(31)

Terms of payment

Partly within agrees credit terms, partly within delays

(42)

 

 

Basic information

 

Legal form

Joined stocked Company

 

Founded

17/10/1991 as Joined stocked Company

 

Registration

17/10/1991, Ptuj, 10984700 Statistical Nr.: 5528895 Tax Nr.: SI42286212

 

Owners and Capital

 

Crefo Nr.

Name / Address / Status

From

Share

Head shareholders

9270157441

ILLURIA HOLDINGS LIMITED

 

100%

 

 

Management

 

Crefo Nr.

Name / Address / Status

Since            Power of attorney

Board of Directors

9270035361

confidential clerk

Andreja RiZner Hras

Ob potoku 27, 2327 Race Slovenia

 

9270035360

director

Ohad Ovadya Cohen

Zrkovska cesta 50, 2000 Maribor Slovenia

 

Supervisory Board

9270141456

chairman of the supervisory board

Andrej Rucigaj

25 Hepworth Court, 30 Gatliff Road, SW1W 8 QN London Great-Britain

 

9270157440

member of the supervisory board

Anton Zunic

Cesta Radomeljske cete 15, 1235 Radomlje Slovenia

 

 

9270035367

member of the supervisory board

Davor Bauman

Mariborska cesta 71, 2327 Race Slovenia

9270035360

member of the supervisory board

Ohad Ovadya Cohen

Zrkovska cesta 50, 2000 Maribor Slovenia

9270027965

member of the supervisory board

PrimoZ Pegam

Dasnica 49, 4228 Zelezniki Slovenia

 

 

Company addresses

 

Valid from

Residence address

Valid until

 

Nova vas pri Markovcih 98, 2281 Markovci, Slovenia

Phone: 02 788 87 33 Telefax: 02 788 87 31

E-Mail: service@vitiva.eu Web: www.vitiva.eu

 

 

 

Business activities

 

Main activity

Nace

Manufacture of other chemical products n.e.c.

20.59

Additional activities

Nace

 

company activity:

 

manufacture of other chemical products n.e.c.

headquarters and business premises are located on the address above

 

Economic data

 

 


Turnover and Employees

 

Date

Turnover

Employees

2008

6.341.390 EUR

41

2009

6.402.415 EUR

44

2010

7.841.550 EUR

49

2011

5.636.931 EUR

40

2012

6.146.349 EUR

41

2013

 

54

 

Import / Export

 

 

Import

Export

Percentage

Unknown

Unknown

Countries

European Union, China, Israel

European Union, USA, Russia

 

Supplementary data

 

Remarks

company name:

VITIVA proizvodnja in storitve d.d.

company development needs to be supervised - vast loss and high liabilities

 

Banks

 

Code

Bank name / Address

Account Nr.

118

FACTOR BANKA d.d.

Tivolska cesta 48, 1000 Ljubljana , 1000,

SI56 270000000385753

102

NOVA KREDITNA BANKA MARIBOR d.d.

Ulica Vita Kraigherja 4, 2505 Maribor , 2505,

04515-0000626061

 

Main indices

Payment experience and credit opinion

 

Terms of payment

Partly within agrees credit terms, partly within delays

(42)

Business connection

Business connection appear premissable

(31)

Events

No negative events registered.

 


Balances

 

A                      B                      C                      D

31.12.2012        31.12.2011        31.12.2010        31.12.2009

ASSETS (AKTIVA)                                 9.493.629          7.887.548          7.792.095          7.866.395

LONG-TERM ASSETS                           6.437.090          5.864.883          5.380.573          5.507.975

Intangible assets and                             101.796             119.420             137.747             152.553

long-term deferred costs

and accrued revenues

Intangible assets                                    101.796             119.420             137.747             152.553

Long-term deferred costs                        0                      0                      0                      0

and accrued revenues

Tangible fixed assets                              6.282.664          5.710.382          5.200.159          5.336.065

Long-term financial                                 25.000              0                      0                      0

investments and Real

estate investments

Investment property                                0                      0                      0                      0

Long-term financial                                 25.000              0                      0                      0

investments

Long-term operating                               0                      0                      0                      0

receivables

Deferred receivables for                           27.630              35.081              42.667              19.357

taxes

>SHORT-TERM ASSETS                       >3.037.291        >1.994.265        >2.384.481        >2.326.742

Assets (group for                                   0                      0                      0                      0

estrange) for sell

Inventories                                             1.332.623          1.322.770          1.188.053          1.072.584

Short-term financial                                335.750             0                      466.563             88.114

investments

Short-term operating                               1.181.467          670.440             716.840             1.095.591

receivables

Cash assets                                          187.451             1.055                13.025              70.453

>Short-term deferred                              >19.248            >28.400            >27.041            >31.678

costs and accrued revenues

Off-balance sheet items                          4.936.990          4.215.765          3.073.268          3.039.635

>LIABILITIES                                         >9.493.629        >7.887.548        >7.792.095        >7.866.395

>CAPITAL                                             >3.191.867        >3.809.847        >4.538.057        >4.044.035

Called-up capital                                                1.332.163          1.332.163          1.332.163          1.332.163

Basic (subscribed) capital                       1.332.163          1.332.163          1.332.163          1.332.163

Non called-up capital                              0                      0                      0                      0

(deductive item)

Capital reserves                                     1.795.941          1.795.941          1.795.941          1.795.941

Reserves from profit                                876                   876                   876                   876

Surplus from revaluation             0                      0                      0                      0

Retained net                                          680.867             1.409.077          915.055             556.834

Net business result for                            -617.980            -728.210            494.022             358.221

the business year


>PROVISIONS AND LONG-TERM          >524.865           >307.391           >359.563           >42.569

ACCRUED COSTS AND

DEFERRED REVENUES

>FINANCIAL AND BUSINESS                >5.771.797        >3.765.088        >2.881.266        >3.770.400

LIABILITIES

LONG-TERM LIABILITIES                       1.522.921          1.151.026          1.334.087           1.761.458

Long-term financial                                 1.522.921          1.151.026          1.334.087          1.743.673

liabilities

Long-term operating                               0                      0                      0                      17.785

liabilities

Deferred liabilities for                              0                      0                      0                                  0

taxes

>SHORT-TERM LIABILITIES       >4.248.876        >2.614.062        >1.547.179        >2.008.942

Liabilities, included in                             0                      0                      0                      0

groups for estrange

Short-term financial                                2.595.533          1.538.210          575.506             1.019.627

liabilities

Short-term operating                               1.653.343          1.075.852          971.673             989.315

liabilities

 

SHORT-TERM ACCRUED COSTS         5.100                 5.222                13.209               9.391

AND DEFERRED REVENUES

Off-balance sheet items                          4.936.990          4.215.765          3.073.268          3.039.635

 

A. The enclosed profit and loss account of 2012 is originated from official

source, it is not authenticated by the auditor. (31.12.2012 - 1 EUR)

B. The enclosed profit and loss account of 2011 is originated from official

source, it is not authenticated by the auditor. (31.12.2011 - 1 EUR)

C. The enclosed profit and loss account of 2010 is originated from official

source, it is not authenticated by the auditor. (31.12.2010 - 1 EUR)

D. The enclosed profit and loss account of 2009 is originated from official

source, it is not authenticated by the auditor. (31.12.2009 - 1 EUR)

 

Balance

31.12.2012 The enclosed balance of 2012 is originated from official source, it is not authenticated by the auditor. 31.12.2011 The enclosed balance of 2011 is originated from official source, it is not authenticated by the auditor. 31.12.2010 The enclosed balance of 2010 is originated from official source, it is not authenticated by the auditor. 31.12.2009 The enclosed balance of 2009 is originated from official source, it is not authenticated by the auditor

 

Name

Ref.

31/12/2012

1

EUR balance

31/12/2011

1

EUR balance

31/12/2010

1

EUR balance

31/12/2009

1

EUR balance

SHORT-TERM ACCRUED COSTS AND DE­FERRED REVENUES

 

5.100

5.222

13.209

9.391

Off-balance sheet items

 

4.936.990

4.215.765

3.073.268

3.039.635

 

Profit and loss accounts

31.12.2012 The enclosed profit and loss account of 2012 is originated from official source, it is not authenticated by the auditor. 31.12.2011 The enclosed profit and loss account of 2011 is originated from official source, it is not authenticated by the auditor. 31.12.2010 The enclosed profit and loss account of 2010 is originated from official source, it is not authenticated by the auditor. 31.12.2009 The enclosed profit and loss account of 2009 is originated from official source, it is not authenticated by the auditor.

 

 

 

31/12/2012

1

EUR

profit and loss account

31/12/2011

1

EUR

profit and loss account

31/12/2010

1

EUR

profit and loss account

31/12/2009

1

EUR

profit and loss account

Name

Ref.

 

 

 

 

Net sales

 

5.851.296

5.346.281

7.506.875

5.891.547

Changes in the value of inventories of prod­ucts and work-in-process

 

-98.189

29.470

24.481

282.341

Capitalised own products and own services

 

0

0

0

0

Other operating revenues (with subventions, grants,... )

 

298.427

181.668

120.532

59.291

GROSS OPERATING YIELD

 

6.051.534

5.557.419

7.651.888

6.233.179

Cost of goods, material and services

 

4.147.330

3.920.454

4.214.723

3.621.801

Purchase value of goods and materials sold and cost of material and cost of material used

 

2.917.563

2.527.311

2.853.918

2.459.969

Cost of services

 

1.229.767

1.393.143

1.360.805

1.161.832

Labour cost

 

1.631.615

1.551.656

1.460.051

1.224.444

Cost of wages

 

1.143.960

1.090.542

962.226

827.675

Cost of pension insurance

 

138.991

133.066

131.909

110.911

Cost of other social insurance

 

186.488

172.460

138.753

103.916

Other labour cost

 

162.176

155.588

227.163

181.942

Write-offs

 

656.418

586.160

686.942

662.467

Depreciation

 

625.388

577.833

589.214

575.921

Revaluation operating expenses for non-tangible assets and tangible fixed assets

 

5.594

135

16.701

7.994

Revaluation operating expenses for current assets

 

25.436

8.192

81.027

78.552

Other operating expenses

 

107.285

100.015

429.104

90.336

OPERATING REVENUES

 

6.149.723

5.527.949

7.627.407

5.950.838

OPERATING EXPENSES

 

6.542.648

6.158.285

6.790.820

5.599.048

OPERATING RESULT

 

-392.925

-630.336

836.587

351.790

EBIT

 

-491.114

-600.866

861.068

634.131

Financial income from investments in other enter­prises

 

0

0

0

67.423

Financial income from loans

 

3.044

19.259

17.418

11.913

Financial income from operating receivables

 

44.022

58.846

171.518

89.869

 

 

 

31/12/2012

1

EUR

profit and loss account

31/12/2011

1

EUR

profit and loss account

31/12/2010

1

EUR

profit and loss account

31/12/2009

1

EUR

profit and loss account

Name

Ref.

 

 

 

 

Financial expenses from depreciation and write­offs of financial investments

 

0

0

143.683

0

Financial expenses from financial liabilities

 

157.139

125.063

163.935

192.259

Financial expenses from operating liabilities

 

51.993

73.257

188.643

189.517

Financial income

 

47.066

78.105

188.936

169.205

Financial expenses

 

209.132

198.320

496.261

381.776

Other revenues

 

47.749

1.407

726

31

Other expenses

 

5.098

950

0

6

Total revenues

 

6.146.349

5.636.931

7.841.550

6.402.415

Total costs

 

6.756.878

6.357.555

7.287.081

5.980.830

Total business result

 

-610.529

-720.624

554.469

421.585

Tax on profit

 

0

0

83.757

76.713

Deferred taxs

 

7.451

7.586

-23.310

-13.349

Net business result for the accounting period

 

-617.980

-728.210

494.022

358.221

 

Financial Ratios

 

Name

Ref.

31/12/2012

31/12/2011

31/12/2010

31/12/2009

Equity ratio

1

0,14

0,17

0,17

0,17

Cleared equity ratio

2

0,14

0,17

0,17

0,17

Current liquidity

3

0,71

0,76

1,54

1,16

Quick liquidity

4

0,40

0,26

0,77

0,62

Working capital

5

-1211585,00

-619797,00

837302,00

317800,00

Gearing

6

7,13

5,92

5,85

5,90

Cleared gearing

7

3,09

2,02

1,43

2,07

Profitability

8

-9,93

-12,78

7,07

6,58

Operating profitability

9

-10,05

-12,92

6,30

5,60

Stock days

10

79,14

85,65

55,30

61,15

Debtor days

11

70,16

43,41

33,37

62,46

Supplier days

12

98,18

69,66

45,23

56,40

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.37

UK Pound

1

Rs.100.85

Euro

1

Rs.84.59

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.