MIRA INFORM REPORT

 

 

Report Date :

19.09.2013

 

IDENTIFICATION DETAILS

 

Name :

INDUSTRIAL TEXTIL ACUARIO S.A.

 

 

Registered Office :

Parinacochas 1180, La Victoria, Lima, 13

 

 

Country :

Peru

 

 

Date of Incorporation :

01.07.1995

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

Manufacture, importation, exportation and commercialization of items of clothing for men, women and children: Cotton, wool and synthetic fiber socks, underwear, among others.

 

 

No. of Employees :

236

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Peru

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

PERU - ECONOMIC OVERVIEW

 

Peru's economy reflects its varied geography - an arid lowland coastal region, the central high sierra of the Andes, the dense forest of the Amazon, with tropical lands bordering Colombia and Brazil. A wide range of important mineral resources are found in the mountainous and coastal areas, and Peru's coastal waters provide excellent fishing grounds. The Peruvian economy has been growing by an average of 6.4% per year since 2002 with a stable/slightly appreciating exchange rate and low inflation, which in 2013 is expected to be below the upper limit of the Central Bank target range of 1 to 3%. Growth has been in the 6-9% range for the last three years, due partly to a leap in private investment, especially in the extractive sector, which accounts for more than 60% of Peru's total exports. Despite Peru's strong macroeconomic performance, dependence on minerals and metals exports and imported foodstuffs subjects the economy to fluctuations in world prices. Poor infrastructure hinders the spread of growth to Peru's non-coastal areas. Peru's rapid expansion coupled with cash transfers and other programs have helped to reduce the national poverty rate by 23 percentage points since 2002, but inequality persists and continues to pose a challenge for the new Ollanta HUMALA administration, which has championed a policy of social inclusion and a more equitable distribution of income. Peru's free trade policy has continued under the HUMALA administration; since 2006, Peru has signed trade deals with the US, Canada, Singapore, China, Korea, Mexico, Japan, the European Free Trade Association, Chile, and four other countries; concluded negotiations with Venezuela, Costa Rica, and Guatemala; and begun trade talks with two other Central American countries and the Trans-Pacific Partnership. Peru also has signed a trade pact with Chile, Colombia, and Mexico called the Pacific Alliance that rivals Mercosur in combined population, GDP, and trade. The US-Peru Trade Promotion Agreement entered into force 1 February 2009, opening the way to greater trade and investment between the two economies. Although Peru has continued to attract foreign investment, political activism and protests are hampering development of some projects related to natural resource extraction

Source : CIA


IDENTIFICATION

 

 

CORRECT COMPANY NAME

INDUSTRIAL TEXTIL ACUARIO S.A.

TRADE NAME

INDUTEXA S.A.

TAXPAYER REGISTRATION

RUC 20267910813

MAIN ADDRESS

Parinacochas 1180, La Victoria

POSTAL CODE

Lima, 13

DEPT/PROV/REGION/STATE

Lima / Lima

COUNTRY

PERU

TELEPHONE

(511) 4732913 - 4746570

E-MAIL

fernando.silva@indutexa.com.pe

WEB

www.indutexa.com.pe

COMMENTS

 

No telephone numbers were provided in your order to expedite our investigation.
 
Other e-mail: ventas@indutexa.com.pe

 

SUMMARY

Date of foundation

1995

Capital stock

S/.1,185,320.= Nuevos Soles

permanent employees

236

Chief Executive

CUEVAS VILLA, SANTOS ANANIAS

Disposition

REPORT PREPARED FROM OUTSIDE SOURCES.

Payments policy

Usually to terms / good

 

 

LEGAL BACKGROUNDS

 

 

LEGAL STATUS

Joint-Stock Company

 

 

DATE OF INCORPORATION

05JUL1995

STARTING DATE

01/07/1995

PLACE OF REGISTRY

Lima

 

 

NOTARY OFFICE

Oscar Medelius Rodriguez

DURATION

Perpetual

REGISTRATION

Card 119513; Entry 00195340

 

 

INITIAL CAPITAL

S/.50,000.= Nuevos Soles

 

 

CURRENT PAID-IN CAPITAL

S/.1,185,320.= Nuevos Soles

LAST CAPITAL INCREASE

14.01.2004 (568,237 shares)

CURRENT EXCHANGE RATE (US$)

S/.2.80 per USD.1.00

 

 

COMMENTS

 

According to SUNAT,  the Company has been incorporated in the Regimen of Tax Withholding Agent (R.S.037-2002) as from 01/06/2002.

 

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

CUEVAS VILLA, SANTOS ANANIAS

General Manager

50%

01/10/95

SILVA VIOLETA, DAVID FERNANDO

Administrative Manager

 

30/03/98

MARREROS, MARCO ANTONIO

General Accountant

 

 

CUEVAS VILLA, NARCISO CARLOS

Shareholder

10%

 

CUEVAS VILLA, JESUS MARINA

Shareholder

10%

 

 

 

 

WHO IS WHO?

 

 

CUEVAS VILLA, SANTOS ANANIAS

TITLE

General Manager

NATIONALITY

Peruvian

D.O.B.

25JAN1951

ID

DNI 10303549

CIVIL STATUS

Married to Vilma Silva Violeta

PROFESSION

Industrial engineer

TAX ID

10103035495

BUSINESS HISTORY

 

 

Charter Members: Ananías Cuevas Villa, Narciso Carlos Cuevas Villa and Jesus Marina Cuevas Villa, all of them Peruvian.

 

 

 

BUSINESS

 

 

SIC Classification
2 3 - CONFECTIONARY INDUSTRY (APPAREL MADE FROM FABRICS AND SIMILAR MATERIALS). (Manuf. Suits, coats, shirts, underwear, trousers, blouses, embroideries, etc.)

Main activity

Manufacture, importation, exportation and commercialization of items of clothing for men, women and children: Cotton, wool and synthetic fiber socks, underwear, among others.
 
Brands: ALTEZA, EMPERADOR, BOYS & GIRLS, EMPERADOR KIDS.
 
They also sell international brands such as: ADIDAS, REEBOK, FILA, BABY LOONY TUNES, BEN 10, TOM & JERRY.

Import

Yes

Country

Belgium, Germany, Hungary, India, Italy, Poland, Portugal, Spain, Taiwan, Turkey and United Kingdom

ANNUAL Imports In US$ (CIF)

YEAR

AMOUNT

2013

1,140,792.00

2012

1,571,044.00

2011

1,471,094.00

Export

Yes

COUNTRY

Colombia, USA.

Annual exports in US$ (FOB)

YEAR

AMOUNT

2013

81,499.00

2012

539,410.00

2011

495,537.00

% CASH SALES / METHOD

50%

% Credit SALES / Terms

50% at 30 days

% DOMESTIC PURCHASES

Yes

% FOREIGN PURCHASES

Yes

SELLING TerritorY

Domestic market and abroad

EMPLOYEES

236

LOCATION

OTHER PREMISES

Headquarters operate at the above address.
 
 
Production Plant:  Prolg. Parinacochas 1210, La Victoria (Lima 13)
 
Warehouse: Jr. Humboldt 1373 Int.202, 101,501, 601, 701 y 801, La Victoria (Lima 13).
 
Stores:
- Jr. America 390, La Victoria, Lima
- Jr. Humboldt 1371, La Victoria, Lima
- Jr. America 340, La Victoria, Lima
- Pj. Canepa 157,  La Victoria, Lima
- Jr. America 392 Int. 103, La Victoria, Lima
- Jr. Humboldt 1377,  La Victoria, Lima
- Prolongacion Gamarra 1109 Int. 102, La Victoria, Lima.

Comments

 

BUSINESS PURPOSE: Manufacture of hosiery and socks made of cotton, wool, synthetic fiber and other materials; manufacture of items of clothing, it shall also may be engaged in the trade, import, export of goods and commercial representations; advertising and production; it also provides services as advertising agency.

 

 

 

FINANCIAL INFORMATION

 

 

Disposition

TF: REPORT PREPARED FROM OUTSIDE SOURCES.

Interviewee(s)

Marco Antonio Marreros

Position(s)

Accountant

Information provided

Despite we explained to Mr. Marreros what the advantages of being reported by an international credit agency and getting an adequate credit rating, he refused categorically to reveal any information about the Company because he had not been authorized.
 
We also tried to get the representatives of the Company but results were not favorable under confidentiality policy.
 
Hence, this report has been prepared based on data collected from reliable third-party sources, official and our databases where no balance sheets or estimated accounting figures could be obtained, except for the Turnover 2012.

SALES

US$ 0.00 ()

FINANCIAL SITUATION

 
No balance sheets were available to assess the current standing of this Company. We only knew Turnover 2012 came to S/.40,500,000.= Nuevos Soles accounting for an increase of 3.10% in comparison with the previous year 2011 which totaled to S/.39,282,000.= Nuevos Soles.
 
Business sources did not report negative backgrounds and credit experience in the financial sector is rated normal as per the Superintendence of Banka dn Insurance.

Insurance Comments

 

Information unavailable.

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS


(Confidential Information)

TRADE REFERENCES

Supplier: NEBUWAY E.I.R.L.

Tel.: 511 5647358

Country: PERU

Goods/Services? : Printing, designs

 

 

Highest credit? : DC 10,000

 

 

Client since? : 2011

Terms? : 30 days

Performance? : Prompt

Supplier: DHL EXPRESS ADUANAS PERU S.A.C.

Tel.: 511 5753600

Country: PERU

Goods/Services? : Customs services, courier

 

 

Highest credit? : No specified

 

 

Client since? : 2010

Terms? : 30 days

Performance? : Prompt

 

Note : Other suppliers did not provide information or could not be consulted

 

Supplier

Country

MANUFACTURAS DEL SUR S.A.

PERU

ARTDECOR S.A.

PERU

 


CREDIT BUREAU COMMENTS

Apart from that, no NSF checks, cancelled accounts or lawsuits have been reported. Found neither compulsory collection debts, nor payment failures against the State.

 

SUPERINTENDENCY OF BANK & INSURANCE (SBS)

 

Debt structure for bank. SBS Latest Consolidated Credit Report as of : 31/07/2013

 

Bank

Debt Rating
(*) See caption

Current Debt

S/.

US$

CREDITO

NORMAL

1,450,453.00

 

SCOTIABANK

 

 

 

CONTINENTAL

NORMAL

 

 

Total

1,450,453.00

 

Guarantees

2,302,688.00

 

 

CONSOLIDATED DEBT (ALL BANKS)                              ENTITIES NUMBER : 3                           31/07/2013

 

 

 

Domestic Currency

Foreign Currency

DISCOUNTS

:

481,942.00

 

FINANCIAL LEASING

:

209,694.00

 

ADVANCE ON CURRENT ACCOUNT

:

18,431.00

 

CREDIT CARDS

:

8,973.00

 

OTHER INDIRECT CONTINGENT DEBTS

:

730,232.00

 

OTHER CHARGES

:

1,181.00

 

 

 

--------------------------------------------

--------------------------------------------

TOTAL DEBT

:

1,450,453.00

 

 

 

=========================

=========================

 

 

Comments :

The SBS has rated the Company 100% NORMAL since 31/12/2010.

 

 

 

 

GENERAL INFORMATION

 

 

REPUTATION

 

NOTHING AGAINST COMPANY

 

 

 

 

CREDIT OPINION

 

 

 

Financial standing is satisfactory. However, several lawsuits have been reported against its majority shareholder. For this reason, discretion is advised.

NOTE : The opinion given is confidential, referential and with out liability.

 

 

 

PRESS RELEASES

 

 

"PROTESTS IN GAMARRA AGAINST MASSIVE INCOMING OF CHINESE CLOTHING"
Publication Year 2013
 
Entrepreneurs denounced unfair competition to the growing incoming of products made in the Asian giant. They estimated that 80% of clothes that market supply is made in Chinese and only 20% is Peruvian.
 
"They are killing the domestic industry" protesters claimed. And today they are facing unfair competition. Chinese garments enter into the country with a price undervalued, and they are the representatives of the detriment of the local market.
 
Manuel Salazar, President of the Association of Small businessmen in Gamarra, explained the situation they face: "The Chinese clothing is undervalued in our country without any restrictions, ie, it cost less than it real price. Thus, a sweater whose real value is five dollars

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.14

UK Pound

1

Rs.100.48

Euro

1

Rs.84.36

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.