MIRA INFORM REPORT

 

 

Report Date :

19.09.2013

 

IDENTIFICATION DETAILS

 

Name :

MIDI CO LTD

 

 

Registered Office :

597-5 Kamicho Kofu Yamanashi-Pref 400-0831

 

 

Country :

Japan

 

 

Date of Incorporation :

November, 2006

 

 

Com. Reg. No.:

0900-01-002091 (Yamanashi-Kofu)

 

 

Legal Form :

Limited Company (Kabushiki Kaisha)

 

 

Line of Business :

Import, wholesale, retail of jewelry, diamonds, precious stones

 

 

No. of Employees :

25

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 


COMPANY NAME

 

MIDI CO LTD

 

 

REGD NAME

 

KK Midi

 

 

MAIN OFFICE: 

 

597-5 Kamicho Kofu Yamanashi-Pref 400-0831 JAPAN

Tel: 055-241-9200      Fax: 055-242-6017

 

URL:                 N/A

E-Mail address: midi-japan@yahoo.co.jp

 

 

ACTIVITIES     

 

Import, wholesale, retail of jewelry, diamonds, precious stones

 

 

BRANCHES     

 

Nil

 

 

FACTORIES    

 

(subcontracted)

 

 

OFFICERS       

 

KENJI MOCHIZUKI, PRES

Tsuneko Mochizuki, dir

Shigeru Mochizuki, dir   

           

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY      

 

FINANCES        UNDETD           A/SALES          UNDISCLOSED

PAYMENTS      UNKNOWN       CAPITAL           Yen 5 M

TREND UNDETD           WORTH            UNAVAILABLE

STARTED         2006                 EMPLOYES      25

 

 

 

COMMENT      

 

TRADING FIRM SPECIALIZING IN JEWELRY.

FINANCIAL SITUATION UNDETERMINED DUE TO THE LACK OF PROVEN BUSINESS, WHICH THE FIRM DOES NOT DISCLOSE.

                       

MAX CREDIT LIMIT: & CREDIT AMOUNT CANNOT BE ASSESSED DUE TO THE SAME REASON.  ANY CREDITS ON NEW TRANSACTIONS ARE RECOMMENDED WITH FULLY SECURED TERMS.

 

 

HIGHLIGHTS

           

The subject company was established by Kenji Mochizuki in order to make most of his experience in the subject line of business.  This is a trading firm specializing in import, wholesale and retail of diamonds, jewelry products, other precious stones.  Goods are imported from Israel, India, China, other.  Diamonds are partially subcontracted mfg into jewelry products to local processors.  Goods are sold online, too.

 

 

FINANCIAL INFORMATION

           

Financials are not disclosed.  The firm declined to disclose its business.

 

Both the financial situation and business trends are not determined due to the lack of proven business, which the firm does not disclose, but should be good for MODERATE business engagements.  Max credit limit & proposed credit amount are not to be assessed due to the same reason.  Any credits on new transactions are recommended with fully secured terms.

 

 

REGISTRATION

 

Date Registered:                       Nov 2006

Regd No.:                                 0900-01-002091 (Yamanashi-Kofu)

Legal Status:                             Limited Company (Kabushiki Kaisha)

Authorized:                              400 shares

Issued:                                     100 shares

Sum:                                        Yen 5 million

Major shareholders (%):           Kenji Mochizuki (100)

 

Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION

           

Activities: Imports, wholesales and retails (online) diamonds, diamond jewelry, precious stones, others (--100%)

 

Diamonds are partially subcontracted mfg to local processors into jewelry products.

 

Clients: Jewelers, consumers, other 

            No. of accounts: Unavailable

            Domestic areas of activities: Centered in Yamanashi-Pref

Suppliers: [Mfrs, wholesalers] Imports from Israel, India, China, other

 

Payment record: Unknown

 

Location: Business area in Kofu.  Office premises at the caption address are owned and maintained satisfactorily.

 

Bank References:

Mizuho Bank (Kofu)

Relations: ^Satisfactory

 

 

FINANCES

 

(In Million Yen)

 

NOT DISCLOSED AND UNAVAILABLE.


DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 


 

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.