MIRA INFORM REPORT

 

 

Report Date :

19.09.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. RAJA PUTRA MANGGALA

 

 

Registered Office :

Jalan Murai Raya I Block L No. 7/92, Kelurahan Simpang Tanjung, Kecaman Medan Sunggal, Medan, 20352, North Sumatra

 

 

Country :

Indonesia

 

 

Date of Incorporation :

17.09.2004

 

 

Com. Reg. No.:

No. AHU-27594.AH.01.02.TH.2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

trader and exporter of coffee and cocoa bean.

 

 

No. of Employees :

27

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No Complaints 

Litigation :

Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

Indonesia ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 


Name of Company

 

P.T. RAJA PUTRA MANGGALA

 

 

company Address

 

Head Office & Warehouse

Jalan Murai Raya I Block L No. 7/92

Kelurahan Simpang Tanjung, Kecaman Medan Sunggal

Medan, 20352

North Sumatra

Indonesia

Phones             - (62-61) 8458420 (Hunting)

Fax                   - (62-61) 8468275, 8455429

E-mail               - contact@rajaputramanunggal.com

Land Area         - 2,500 sq. meters

Building Space  - 1,800 sq. meters

Region              - Commercial

Status               - Rent

 

 

Date of Incorporation

 

17 September 2004

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

- No. C-24800 HT.01.01.TH.2004

  Dated 5 October 2004

- No. AHU-27594.AH.01.02.TH.2008

  Dated 26 May 2008

 

 

Company Status

 

National Private Company

Permit by the Government Department

 

The Department of Finance

NPWP No. 02.430.186.3-111.000

 

The Department of Industry and Trade

TDP No. 021215108706

Dated 12 October 2004

 

 

Related Company

 

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 1,000,000,000.-

Issued Capital                                  : Rp.    250,000,000.-

Paid up Capital                                : Rp.    250,000,000.-

 

Shareholders/Owners :

a. Mrs. Hajjah Ainal Mardhiah                                          - Rp. 150,000,000.-

    Address : Jl. Beringin No. 17-A

                    Kelurahan Sunggal, Kecamatan Medan

                    Sunggal, Medan, North Sumatra

                    Indonesia

b. Mr. Innamal Aftatur                                                      - Rp. 100,000,000.- 

    Address : Jl. Beringin No. 17-A

                    Kelurahan Medan Sunggal, Kecamatan Medan

                    Sunggal, Medan, North Sumatra

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Exporter of Coffee and Cocoa Bean

 

Production Capacity :

None

 

Total Investment :

None

 


Started Operation :

October 2004

 

Brand Name :

Raja Putra Manggala

 

Technical Assistance :

None

 

Number of Employee :

27 persons

 

Marketing Area :

Export      - 100%

 

Main Customer :

Buyers in Europe Union and the USA

 

Market Situation :

Very Competitive

 

Main Competitors :

a. C.V. CIPTA USAHA

b. P.T. INDO CAFCO

c. P.T. LOUIS DREYFUS COMMODITY IDNOESIA

d. P.T. MENACOM

e. P.T. VOLKOPI INDONESIA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Banker :

P.T. Bank MANDIRI Tbk

Jalan Asia No. 97 C-D

Medan, North Sumatra

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 


FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 11.8 billion

2011 – Rp. 12.4 billion

2012 – Rp. 13.5 billion

 

Net Profit (estimated) :

2010 – Rp. 708 million

2011 – Rp. 744 million

2012 – Rp. 810 million

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mr. Innamal Aftatur

 

Board of Commissioners :

Commissioner                                 - Mrs. Hajjah Ainal Mardhiah

 

Signatories :

Director (Mr. Innamal Aftatur) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

 

OVERALL PERFORMANCE

 

P.T. RAJA PUTRA MANGGALA (P.T. RPM) was established in Medan, North Sumatra on 17 September 2004 with an authorized capital of Rp. 1,000,000,000 issued capital of Rp. 250,000,000 entirely paid up. The company was founded by Mrs. Hajjah Ainal Mardhiah (60%) and her son Mr. Innamal Aftatur (40%), both are indigenous business family. The company notary deed has been changed and according to the latest revision of notary documents of Mr. Ekoevidolo, SH., No. 12 dated 3 May 2008 the company board of director and the board of commissioner reappointed to lead and runs of the company’s operation. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-27594.AH.01.02.TH.2008 dated May 26, 2008.

 

P.T. RPM has been operating since October 2004 engaged in the field of trading and exporter of coffee and cocoa bean. The company chosen from various sources in Aceh & North Sumatra, hand picked from local farmers in Gayo, Linthong and Mandheling. The types of coffee sells and export by the company including are Arabica Coffee (Lintong, Arabica/private Estates and PTP) and Mandheling.

 

Besides, the cocoa bean is obtained from farmers in Aceh, North Sumatra and surroundings. The Robusta and Arabica coffee beans are dry with machine and piled-up in its own warehouse located in Binjei, North Sumatra. Whole coffee beans are exported to the USA, Canada, Switzerland, Spain, South Africa, Australia, New Zealand, Japan, Taiwan, Hong Kong, Singapore and Malaysia. Mrs. Ina, the chief of export division disclosed that her company is able to export around 20 containers of 20 feet each per month. We observe that P.T. RPM is classified a small size company its kinds with operation has been growing slowly in the last three years.

 

Indonesia exports 7% of world coffee production. Coffee represents 0.6% of total GNP and 17% of all agricultural products exports in Indonesia. Planted on 1.3 million hectares of land, coffee plantings yield approximately 600,000 tons of green coffees are broken down as follows: 85 – 90% Robusta (65% coming from Southern Sumatra), 10 – 13% Arabica and 1 – 2% others such as Liberica. As a share of agricultural exports from Indonesia, coffee is reported at 17%.

 

Coffee is produced by a total of 2.33 million household smallholder farmers cultivating an average holding of 1.0 to 1.5 hectares and deriving approximately $ 910.00/year per hectare (Robusta) and $ 1680.00/year per hectare (Arabica). Coffee represents 50 – 70% of coffee farmer’s income. It is estimated that Aceh is the largest Arabica production area in S.E. Asia. Exports of North Sumatra coffee (Aceh 60% and North Sumatra 40%) receive a premium of 30% over similar coffees grown in Indonesia. Owing to the unique character and body coffees of Northern Sumatra is in high demand from major specialty coffee buyers. Coffee provinces visited by the assessment team included: South Sulawesi (Tana Toraja and Enrekang), North Sumatra (Medan), Aceh (Banda Aceh) and Bali (Kintamani highland).

 

We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia.

 

Until this time P.T. RPM has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of the company is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 11.8 billion rose to Rp. 12.4 billion in 2011 increased to Rp. 13.5 billion in 2012 and projected to go on rising by at least 5% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 810 million and the company has an estimated total networth of at least Rp. 2.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. RPM is led by Mr. Innamal Aftatur (30) a young businessman with experience in trading and exporter of coffee and cocoa bean. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country.

 

 

 

So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. However, in view of the global economic slowdown and Rupiah depreciation since August 2013 we recommend to treat prudently in extending a loan to the company.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.14

UK Pound

1

Rs.100.48

Euro

1

Rs.84.37

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.