MIRA INFORM REPORT

 

 

Report Date :

20.09.2013

 

IDENTIFICATION DETAILS

 

Name :

DASCO ENGINEERING INDUSTRIES NIG. LIMITED

 

 

Registered Office :

3, Okoya Street, Lagos Island, Lagos State

 

 

Country :

Nigeria

 

 

Date of Incorporation :

25.01.1986

 

 

Com. Reg. No.:

85644

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is engages in engineering services such as Metal Fabrication and Repairs of Hydraulic Piston, Metal and Brass Planting, Zinc Metallization and Electrolyses Metal Planting and others.

 

 

No. of Employees :

20

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Nigeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

NIGERIA - ECONOMIC OVERVIEW

 

Oil-rich Nigeria has been hobbled by political instability, corruption, inadequate infrastructure, and poor macroeconomic management, but in 2008 began pursuing economic reforms. Nigeria's former military rulers failed to diversify the economy away from its overdependence on the capital-intensive oil sector, which provides 95% of foreign exchange earnings and about 80% of budgetary revenues. Following the signing of an IMF stand-by agreement in August 2000, Nigeria received a debt-restructuring deal from the Paris Club and a $1 billion credit from the IMF, both contingent on economic reforms. Nigeria pulled out of its IMF program in April 2002, after failing to meet spending and exchange rate targets, making it ineligible for additional debt forgiveness from the Paris Club. In November 2005, Abuja won Paris Club approval for a debt-relief deal that eliminated $18 billion of debt in exchange for $12 billion in payments - a total package worth $30 billion of Nigeria's total $37 billion external debt. Since 2008 the government has begun to show the political will to implement the market-oriented reforms urged by the IMF, such as modernizing the banking system, removing subsidies, and resolving regional disputes over the distribution of earnings from the oil industry. GDP rose strongly in 2007-12 because of growth in non-oil sectors and robust global crude oil prices. President JONATHAN has established an economic team that includes experienced and reputable members and has announced plans to increase transparency, diversify economic growth, and improve fiscal management. Lack of infrastructure and slow implementation of reforms are key impediments to growth. The government is working toward developing stronger public-private partnerships for roads, agriculture, and power. Nigeria's financial sector was hurt by the global financial and economic crises, but the Central Bank governor has taken measures to restructure and strengthen the sector to include imposing mandatory higher minimum capital requirements

Source : CIA


 

OPERATIONS

 

The company engages in engineering services such as Metal Fabrication and Repairs of Hydraulic Piston, Metal and Brass Planting, Zinc Metallization and Electrolyses Metal Planting and others.

 

 

COMPANY LOCATION

 

The company is located at 3, Akanni Doherty Street, behind Dunlop/Guinness, off Oba-Akran Avenue, Ikeja, Lagos State, Nigeria

 

 

RISK FACTORS

 

Credit Risk

ASSESSMENT:   Apparently healthy, with adequate working  capital to meet normal Commitments

 

CREDIT LINE AMOUNT: Normal

 

CREDIT LINE OPINION: Subject appears to be a credit worthy organization

 

 

IDENTIFICATION

 

COMPANY NAME:                                DASCO ENGINEERING INDUSTRIES NIG. LIMITED

REGISTERED NAME:                            DASCO ENGINEERING INDUSTRIES NIG. LIMITED

REGISTERED ADDRESS:                     3, Okoya Street, Lagos Island, Lagos State, Nigeria

HEAD OFFICE ADDRESS:                    3, Akanni Doherty Street, behind Dunlop/Guinness, off Oba

Akran Avenue, Ikeja, Lagos State, Nigeria

TELEPHONE:                                        234-1-7765464, 7753343

E-MAIL:                                                disco@dascochrome.com

WEBSITE:                                             www.dasconigeria.com

PRIMARY CONTACT:                            Eraben Mane (General Manager)

                                                            Tel: 234-706-150-7478

 

Currency: All monetary quoted in this report are in Nigerian Naira, the local currency or unless otherwise stated. The exchange rate is N160 to 1 US $.

  


 

SUMMARY

 

NATURE OF PREMISES:                       Owned office space occupying approximately 1,300 square metres.

DATE INCORPORATED:                        25th June, 1986

YEAR BEGAN OPERATION:                  1986

LEGAL FORM:                                      Limited Liability Company

REGISTRATION NO:                              RC: 85644

SHARE CAPITAL:                                  25,000,000.00

ALLOTTED SHARE CAPITAL:                500,000.00

PAID-UP CAPITAL                                 500,000.00

STAFF STRENGHT:                               Over 20

 

 

OWNERSHIP/SHAREHOLDING STRUCTURE

 

John Olatunji                                                                                                                

3, Okoya Street, Lagos Island, Lagos State, Nigeria

 

Daswani Jaikishin                                                                     

Plot 2, Block D, Isolo Expressway, Isolo, Lagos State, Nigeria

 

Lakhani Kishin

Plot 2, Block D, Isolo Expressway, Isolo, Lagos State, Nigeria

 

Chandru Daswani

Plot 2, Block D, Isolo Expressway, Isolo, Lagos State, Nigeria

 

Ram Hathiranmani

Plot 2, Block D, Isolo Expressway, Isolo, Lagos State, Nigeria   

 

 

DIRECTORS

 

John Olatunji

Daswani Jaikishin

Lakhani Kishin

Chandru Daswani

Ram Hathiranmani

 

 

BACKGROUND

 

Dasco Engineering Industries Nigeria Limited (DEINL) was incorporated on 25th June, 1986 with Registration Number (RC. 85644). The corporate head office is located at 3, Akanni Doherty Street, behind Dunlop/Guinness, off Oba-Akran Avenue, Ikeja, Lagos State, Nigeria. Ther company is located at the left side of Akanni Doherty Street, opposite Guinness warehouse while Dasco is boldly written on the wall. The Company occupies a large premises which comprises administrative block and factory for production of their products, the whole firm is fenced with a big gate painted green while the company administrative block is painted white.

 

Based on the information from our secondary sources, the company engages in engineering services such as Metal Fabrication and Repairs of Hydraulic Piston, Metal and Brass Planting, Zinc Metallization and Electrolyses Metal Planting and others. The company’s aim is highly committed to executing Nigerian engineering projects with high efficiency and recognizes that majority of all such work must be executed in Nigeria.

 

Dasco Engineering Industries Nigeria Limited started as a small scale bucket handle manufacturing unit when founded in 1986. The company was born from this initial project of bucket handle manufacturing to the pioneers of engineering and plating services. It immediately ventured into the production of zinc brass nails, plating and hard chrome services, tool room services and mould manufacturing respectively and also masterminded Rotogravure Cylinder manufacturing in Nigeria.

 

Most of the equipment supplied and maintained by the company is protective and preventive in nature, as the company believes in transparency, total commitment, integrity and solidity.  The company and its partners are composed of highly experienced and skilled personnels with a wide range of experience in engineering sector.  With a sound resources base at its disposal, it has acquired the necessary technical capability, which has enabled it to undertake major installation within the country. 

 

The Company consists of a professionally qualified, well experienced, well-informed management team and staff who carry on the core values upon which Dasco was founded and are dedicated in providing its customers with high quality products and services that are both efficient and cost effective. It also has highly motivated group of factory trained engineers who are ready to answer any questions, offer advice and give quotes. Dasco believes in unity and honesty in all aspects of business, prominent customer service and welfare of its employees.

 

During our visit to the company on 16th September, 2013, we met some of the company’s staff who declined to provide any information on the company and claimed that they cannot do so without prior authorization and approval by the management. According to them, the person who is in  best position to provide information about the company was not available. All efforts to persuade them in order to see any top management of the company proved abortive as they claimed that visitors without prior appointment are not allowed to meet the principal officers. We later called the company’s telephone number (34-1-7753343)) obtained from secondary sources but the respondent refused to disclose any information but provided an email address (disco@dasconigeria.com). We also spoke with Eraben Mane (General Manager – 234-7061507478) who confirmed the company’s line of business and promised to get back to us as soon as possible.

We sighted several motor cars parked in the premises and some white men were also seen in the promises during our visit.

 

Conclusion: Based on our physical visit and available information, we are of the opinion that the company is into legitimate business. As such, any business relationship with the company should be mutually beneficial.

 

 

BANKER

 

Zenith Bank Plc

 

 

 

PRODUCTS

 

Dasco Engineering offers the following range of wire products of unsurpassed quality and reliability:

Bucket Handles

Barbed Wire

Razor Blade Wire

Zinc Brass Nails

 

 

TYPES OF CUSTOMERS

 

General Public,

Group of Companies

Government Agencies

Private Companies

Foreign Companies etc.

 

 

PERFORMANCE RANKING

 

* Quality of Management:          GOOD

* Ethics & Integrity:                     GOOD

* Ownership Structure:               GOOD

 

 

FINANCES

 

Subject’s Audited Accounts was not available as at the time of compiling this report. However, the Company’s estimated turnover could be put at $70 Million (Seventy Million Dollars). This figure is given in our own opinion because of the volume of services they render and the industry they belong.

FGSL RISK RATING ASSESSMENT:

B (40-49)           GOOD Apparently healthy, with adequate working

capital to meet normal Commitments

 

CREDIT LINE AMOUNT:

Normal

CREDIT LINE OPINION:

Subject appears to be  a credit worthy organization

 

 

 

INDUSTRIAL OVERVIEW/ OPERATING ENVIRONMENT

 

Subject is operating in an industry with very great potentials. The engineering sector in Nigeria has a lot to explore when it comes to the need for expansion, improvement of product quality, work force development and general technical expertise. Mainly, private individuals dominate this sector. Despite the huge capital requirement for setting up this investment, it has grown in its leaps and bounds over the decades in the nation, although, the efforts of the Federal Government cannot be ruled out. The government has put in place different policies that support private individuals to secure loans/ mortgages from banks and other financial institutions. However, to record a groundbreaking record in this sector, foreign investors are inevitable. They facilitate the importation of high-tech equipment, which will boost quality services. 

 

 

There are many opportunities in this sector of the economy. These could be largely achieved through foreign companies joint ventures with Nigerian companies, with adequate Training/Technical Assistance - Provision of training facilities for a large work force indirectly engaged in the sub-sector of the economy. This sector of the economy has great potentials for intending investors

 

CMT REPORT (Corruption, Money Laundering & Terrorism)

 

Public Notice from various sources including but not limited to: The Courts, Nigerian Prison Service, Economic & Financial Crimes Commission (EFCC), National Drug Law Enforcement Agency (NDLEA), National Agency for Food & Drugs Administration and Control (NAFDAC), Independent Corrupt Practices and other related offences Commission (ICPC) Etc.

 

No negative information on subject from the above agencies as at the time of compiling this report.

 

FGSL’s OFFICIAL REMARKS

Having carried out all necessary verifications on the company, our investigations revealed that Dasco Engineering Industries Nigeria Limited is duly registered in Nigeria with a registered address is located at 3, Okoya Street, Lagos Island, Lagos State, Nigeria, while its operational address is located at 3, Akanni Doherty Street, behind Dunlop/Guinness, off Oba-Akran Avenue, Ikeja, Lagos State, Nigeria

 

The company is into genuine business transactions.  It is an on-going concern. 

 

Information contained in the report is mostly from secondary sources.

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.75

UK Pound

1

Rs.99.56

Euro

1

Rs.83.55

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.