MIRA INFORM REPORT

 

 

Report Date :

20.09.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. INTI BUMI ALAM LESTARI

 

 

Registered Office :

Komplek Medan Mega Trade Center Block D No. 91, Jalan Williem Iskandar (Pancing), Kelurahan Percut Sei Tuan, Kecamatan Deli Serdang, Medan, 20122

North Sumatra

 

 

Country :

Indonesia

 

 

Date of Incorporation :

07.07.2008

 

 

Com. Reg. No.:

No. AHU-67503.AH.01.01.TH.2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Agriculture Commodities Products

 

 

No. of Employees :

11

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices

Source : CIA


BASIC SEARCH

 

Name of Company :

P.T. INTI BUMI ALAM LESTARI

 

A d d r e s s :

Register Office

Komplek Medan Mega Trade Center Block D No. 91

Jalan Williem Iskandar (Pancing)

Kelurahan Percut Sei Tuan, Kecamatan Deli Serdang

Medan, 20122

North Sumatra

Indonesia

Phones             - (62-61) Not Available

Fax                   - (62-61) Not Available

Building Area     - 2 storey

Office Space      - 110 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

7 July 2008

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-67503.AH.01.01.TH.2008

Dated 22 September 2008

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

Not Available

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 1,000,000,000.-

Issued Capital                                  : Rp.    250,000,000.-

Paid up Capital                                : Rp.    250,000,000.-

 

Shareholders/Owners :

a. Mr. Arif Mulyadi Oetman                                              - Rp. 100,000,000.-

    Address : Jl. Kapten Pattimura No. 143

                    Kelurahan Darat, Kecamatan Medan Baru

                    North Sumatra

                    Indonesia

b. Mr. Soedharma                                                             - Rp.   50,000,000.- 

    Address : Jl. K.L. Yos Sudarso (Sari Mas) No. 1-FF

                    Kelurahan Silalas, Kecamatan Medan Barat

                    Medan, North Sumatra

                    Indonesia

c. Mr. Ruslan Dani Siregar, SE                                         - Rp.   50,000,000.-

    Address : Jl. Sisingamangaraja GG. Indrajit No. 14

                    Kelurahan Teladan Barat, Kecamatan Medan

                    Kota, Medan, North Sumatra

                    Indonesia

d. Mr. Budy Bunyamin                                                      - Rp.   50,000,000.- 

    Address : Jl. Pasar III No. 66-RR

                    Kelurahan Tegal Rejo, Kecamatan Medan

                    Perjuangan, Medan, North Sumatra

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Agriculture Commodities Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

2009

 

Brand Name :

Inti Bumi Alam Lestari

 

Technical Assistance :

None

 

Number of Employee :

11 persons

 

Marketing Area :

Local       - 100%

 

Main Customer :

Traditional Market

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. LANNGENG PUTRA MANDIRI

b. P.T. LIKA DAYATAMA

c. C.V. MEKAR JAYA

d. P.T. RIDHO SRIBUMI SEJAHTERA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jalan Williem Iskandar (Pancing)

Medan, North Sumatera

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 28.2 billion

2011 – Rp. 30.6 billion

2012 – Rp. 33.5 billion

 

Net Profit (estimated) :

2010 – Rp. 1.4 billion

2011 – Rp. 1.5 billion

2012 – Rp. 1.7 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory


KEY EXECTIVES

 

Board of Management :

President Director                            - Mr. Soedharma

Director                                           - Mr. Ruslan Dani Siregar, SE

 

Board of Commissioners :

President Commissioner                   - Mr. Arif Mulyadi Oetman

Commissioner                                 - Mr. Budy Bunyamin

 

Signatories :

President Director (Mr. Soedharma) or the Director (Mr. Ruslan Dani Siregar, SE) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

P.T. INTI BUMI ALAM LESTARI (P.T. IBAL) was established in Medan, North Sumatra based on notary deed of Mr. San Smith, SH., No. 26 dated 7 July 2008 with the authorized capital of Rp. 1,000,000,000 issued capital of Rp. 250,000,000 fully and paid up. The founding and shareholders of the company are Mr. Arif Mulyadi Oetman (40%), Mr. Soedharma (20%), Mr. Budy Bunyamin (20%) the three all Indonesian businessmen of Chinese descent and Mr. Ruslan Dani Siregar, SE (20%) an indigenous businessman. The notary deed of incorporation was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-67503.AH.01.01.TH.2008 dated September 22, 2008.

 

According to the notary deed, P.T. IBAL registered its office located at Medan Mega Trade Center Block D No. 91, Jalan Williem Iskandar (Pancing), Medan, North Sumatera. However after clarification through Telkom Information Medan, P.T. IBAL has yet been registered in the Telkom Medan Book Directory.

 

According information from Department of Industry & Trade, P.T. IBAL office registered on the above address, but there is no phone available. According information P.T. IBAL is a private company started to be operating in 2010 dealing with trading, export import of agriculture commodities products. According information from Department of Industry and Trade, explained P.T. IBAL engaged in trading, export import services by imported of various agriculture commodities. The company has reached a license from Department of Trade import quota of 1,862 tons of garlic from India. The company explained that the company sells and distributed of agricultural products such as garlic, black pepper, groundnut, red onion, green bean, dates, soy bean and legume. P.T. IBAL imported of garlic, red onion imported from India and China; black pepper from India; dates from Egypt; groundnut from India and Vietnam and legume from China and also soy bean from Vietnam. Then, the whole product like garlic, ground nut, black pepper, dates, soy bean marketed locally through traditional market in North Sumatra and surroundings.

 

However according information from Business Competition Supervisory Commission (KPPU) declared 19 companies indicated to garlic trade cartel period November 2012 – February 2013 that triggered the commodity prices soared. Practice cartel conducted 19 companies that violate Article 11, Article 19C and Article 24 of Law no. 5 Year 1999 concerning Prohibition of Monopolistic Practices and Unfair Business Competition," said the Commission's Commissioner Sukarmi, after chairing a preliminary hearing related to the importation of garlic.

 

According to Mrs. Sukarmi, in the examination of 19 companies as garlic importers reported involved in unfair business competition and practice cartel, are P.T. INTI BUMI ALAM LESTARI, C.V. MAHKOTA BARU, C.V. BINTANG, C.V. Karya Pratama, C.V. Mekar Jaya, P.T. Dakai Impex, P.T. Dwi Tunggal Buana, P.T. Global Sarana Perkasa, P.T. Lika Dayatama, P.T. Mulya Agung Dirgantara, P.T. Sumber Alam Jaya Perkasa. After the KPPU reports P.T. IBAL very closed to the outside to provide information on the activities of the company.

 

      We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country. Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia. We consider P.T. IBALto be in a quite favorable position for having already got hold of a steady clientele in North Sumatra.

 

Until this time P.T. IBAL has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of the company is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 28.2 billion rose to Rp. 30.6 billion in 2011 increased to Rp. 33.5 billion in 2012 and projected to go on rising by at least 4% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 1.7 billion and the company has an estimated total networth of at least Rp. 3.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. IBAL is led by Mr. Soedharma (50) a businessman with experience in trading, export import and distribution of agriculture commodities products. Daily activity he is assisted by Mr. Ruslan Dani Siregar, SE (42) as Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. However, in view of the negative factor surrounded P.T. INTI BUMI ALAM LESTARI we recommend to treat prudently in extending a loan to the company.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.78

UK Pound

1

Rs.99.56

Euro

1

Rs.83.54

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.