MIRA INFORM REPORT

 

 

Report Date :

21.09.2013

 

IDENTIFICATION DETAILS

 

Name :

DAPIGEM MINERAL + COMMERCE SPRL EXPLOITATION IMPORTEXPORT

 

 

Registered Office :

Avenue Du Commerce Immeuble Demitriou, Kinshasa, Gombe , DRC

 

 

Country :

Congo

 

 

Date of Incorporation :

1998

 

 

Legal Form :

Societe Privee Responsibilitee Limitee

 

 

Line of Business :

Importers, exporters and traders dealing with various merchandise such as minerals, timber, IT products.

 

 

No. of Employees :

47

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Congo

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

CONGO - ECONOMIC OVERVIEW

 

The economy is a mixture of subsistence hunting and agriculture, an industrial sector based largely on oil and support services, and government spending. Oil has supplanted forestry as the mainstay of the economy, providing a major share of government revenues and exports. Natural gas is increasingly being converted to electricity rather than being flared, greatly improving energy prospects. New mining projects, particularly iron ore, that may enter production as early as late 2013 may add as much as $1 billion to annual government revenue. Economic reform efforts have been undertaken with the support of international organizations, notably the World Bank and the IMF, including recently concluded Article IV consultations. Denis SASSOU-Nguesso, who returned to power when the war ended in October 1997, publicly expressed interest in moving forward on economic reforms and privatization and in renewing cooperation with international financial institutions. Economic progress was badly hurt by slumping oil prices and the resumption of armed conflict in December 1998, which worsened the republic's budget deficit. The current administration faces difficult economic challenges of stimulating recovery and reducing poverty. The drop in oil prices during the global crisis reduced oil revenue by about 30%, but the subsequent recovery of oil prices boosted the economy's GDP from 2009-12. In March 2006, the World Bank and the International Monetary Fund (IMF) approved Heavily Indebted Poor Countries (HIPC) treatment for Congo, which received $1.9 billion in debt relief under the program in 2010. Congo also restructured old defaulted London Club debt in 2007, which effectively cancelled 80% of its private debt. Contracts with China have increased Congo's publicly held debt. Officially the country became a net external creditor as of 2011, with external debt representing less than 22% of GDP and debt servicing less than 3% of government revenue

Source : CIA

 

 


SUBJECT'S NAME

    

Registered Name:                                   DAPIGEM MINERAL + COMMERCE SPRL EXPLOITATION

                                                              IMPORT/EXPORT

Requested Name:                                   DAPIGEM MINERAL + COMMERCE SPRL EXPLOITATION IMPORT/EXPORT

Other Names:                                          DAPIGEM MINERALS AND COMMERCE CONGO SPRL

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:                                   Avenue Du Commerce Immeuble Demitriou, Kinshasa, Gombe , DRC

Postal Address:                                      34,Lubefu

                                                              Kinshasa, Gombe ,

Country:                                                 DRC

Phone:                                                   243-822212486/818118515/815087254

Fax:                                                       243-815087254

Email:                                                     None

Website:                                                 None

 

CREDIT OPINION

 

Financial Index as of December 2012 shows subject firm with a medium risk of credit. However, bank and credit information obtained reveal a history of prompt payments.

 

 

LEGAL

 

Legal Form:                                                     Societe Privee Responsibilitee Limitee

Date Incorporated:                                           1998

Reg. Number:                                                  DRC

Nominal Capital                                                CFA. 1,000,000

Subscribed Capital                                           CFA. 1,000,000

 

Subscribed Capital is Subscribed in the following form:

                                                                       Position                          Shares

Mr. Issa Ndangi                                                President                        

Mr. Lederies Thompson                                    Director                          

 

 

RELATED COMPANIES  

 

None                                                               Parent company.

None                                                               Subsidiary company.

Dapigem Minerals and Commerce South Africa Affiliated company.

None                                                               Shareholder of subject firm.

None                                                               Branches of the firm

 

 

OPERATIONS

 

Registered to operate as importers, exporters and traders dealing with various merchandise such as minerals, timber, IT products

 

Imports:                                                           Asia

Exports:                                                          Worldwide

Trademarks:                                                     None

Terms of sale:                                                  Cash (40%) and 25-90 days (60%), invoices.

                                                                      

Main Customers:                                              Industries, firms and organizations  

Employees:                                                     47 employees.

Vehicles:                                                         Several motor vehicles.

Territory of sales:                                             DRC

Location:                                                         Owned premises, 5,000 square feet,

 

 

AUDITORS AND INSURANCE   

 

Auditors:                                                         Information not available.

Insurance Brokers:                                            Information not available.

                                                                      

 

FINANCE

                                                                      

Currency Reported:                                          West African Franc (CFA.)

Approx. Ex. Rate:                                            1 US Dollar = 491.28 West African Franc

Fiscal Year End:                                              December 31, 2012

Inflation:                                                          According to information given by independent sources, the inflation at December 31st, 2012 was of 13%.

 

Financial Information not Submitted                 

                                                                      

                                                                      

Profit and Loss (expressed in CFA.)

                                                                                        2012

Sales                                                                                450,000,000

 

 

BANK

                                                                      

Bank Name:                                                     ECOBANK

Branch:                                                            DRC

Comments:                                                      None

                                                                      

 

TRADE REFERENCES

                                                                      

Experiences:                                                    Good

                                                                      

 

NOTARIAL BONDS                                          None

 

 

COMMENTS / ADDITIONAL INFORMATION

                                                                            

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

                                                                      

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.24

UK Pound

1

Rs.99.90

Euro

1

Rs.84.23

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.