MIRA INFORM REPORT

 

 

Report Date :

23.09.2013

 

IDENTIFICATION DETAILS

 

Name :

LAURA ZHANGIROVNA BIMAKHANOVA IP

 

 

Formerly Known As :

ZHK LAURA ZHANGIROVNA BIMAKHANOVA

 

 

Registered Office :

Zhazylbekova Street 16, Area: Village Almalybak, Karasayskiy District 480000, Almaty Region 

 

 

Country :

Kazakhstan

 

 

Date of Incorporation :

04.01.2001

 

 

Com. Reg. No.:

Series 60, No. 0046692 (issued on: 24 May 2004)

 

 

Legal Form :

Private Company

 

 

Line of Business :

Producers and processors of tea, pasta and confectionery products.

 

 

No. of Employees :

125

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Kazakhstan

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KAZAKHSTAN - ECONOMIC OVERVIEW

 

Kazakhstan, geographically the largest of the former Soviet republics, excluding Russia, possesses enormous fossil fuel reserves and plentiful supplies of other minerals and metals, such as uranium, copper, and zinc. It also has a large agricultural sector featuring livestock and grain. In 2002 Kazakhstan became the first country in the former Soviet Union to receive an investment-grade credit rating. Extractive industries have been and will continue to be the engine of Kazakhstan's growth, although the country is aggressively pursuing diversification strategies. Landlocked, with restricted access to the high seas, Kazakhstan relies on its neighbors to export its products, especially oil and grain. Although its Caspian Sea ports, pipelines, and rail lines carrying oil have been upgraded, civil aviation and roadways continue to need attention. Telecoms are improving, but require considerable investment, as does the information technology base. Supply and distribution of electricity can be erratic because of regional dependencies, but the country is moving forward with plans to improve reliability of electricity and gas supply to its population. At the end of 2007, global financial markets froze up and the loss of capital inflows to Kazakhstani banks caused a credit crunch. The subsequent and sharp fall of oil and commodity prices in 2008 aggravated the economic situation, and Kazakhstan plunged into recession. While the global financial crisis took a significant toll on Kazakhstan's economy, it has rebounded well, helped by prudent government measures. GDP increased 7.5% year-on-year in 2011, and 5.0% in 2012. Rising commodity prices have helped the recovery. Despite solid macroeconomic indicators, the government realizes that its economy suffers from an overreliance on oil and extractive industries, the so-called "Dutch disease." In response, Kazakhstan has embarked on an ambitious diversification program, aimed at developing targeted sectors like transport, pharmaceuticals, telecommunications, petrochemicals and food processing. In 2010 Kazakhstan joined the Belarus-Kazakhstan-Russia Customs Union in an effort to boost foreign investment and improve trade relationships and is planning to accede to the World Trade Organization in 2013.

 

Source : CIA

Company Name 

 

Laura Zhangirovna Bimakhanova IP (Correct)

IP BIMAKHANOVAL ZH (Requested)

 

 

Company ADDRESS

 

Street               : Zhazylbekova Street 16

 

Area                 : village Almalybak

 

Town                : Karasayskiy District 480000

Province           : Almaty Region 

Country             : Kazakhstan 

 

Telephone         : (7 727) 388 3928 / Mobile (7 701) 758 1309 (Zhandos Medeuovich Serikbaev)  

Fax                   : (7 727) 388 3929

 

Shortform Name : Bimakhanova L. Zh. IP 

 

Extended Name : Laura Zhangirovna Bimakhanova Individualniy Predrinimatel

 

English Translation : Laura Zhangirovna Bimakhanova Individual Entrepreneur

 

Also known as : ZhK Laura Zhangirovna Bimakhanova

 

 

SENIOR COMPANY PERSONNEL

 

   Name                                                             Position

 

1. Laura Zhangirovna Bimakhanova        General Manager / Owner

 

2. Zhandos Medeuovich Serikbaev         Import & Export Manager   

 

Total Employees : 125

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

 

We consider it is acceptable to deal with subject for SMALL amounts, although it is normal accepted practice for international suppliers to deal on secured terms with Kazakhstani importers.

 

Trade risk assessment: Normal

 

 

PRINCIPAL BANKERS

 

NAME               : BANK TSENTRKREDIT AO

 

Branch              : Rozybakieva Street 111

Town                : Almaty

 

Telephone         : (7 727) 316 0209 / 244 3000

Fax                   : (7 727) 258 4510  

Acc. No.           : KZ898560000000444300 (900715265)

Acc. No.           : KZ638560000000488903 (100160610)

Acc. No.           : KZ708560000000483830 (100070810)

BIK                   : KCJBKZKX (190552621)

Tax No.             : RNN 600700033173 (090500222196)  

 

The Subject also has an account with :

 

Qazaq Banki (frmly Senim-Bank) AO

Furmanova Street 279

Almaty

 

Telephone         : (7 727) 380 3950 / 380 3951 / 380 3952

Fax                   : (7 727) 380 3950  

Acc. No.           : KZ07549B139822069339

Acc. No.           : KZ76549B1398R9003213

Acc. No.           : KZ44549B1643R9003219

Acc. No.           : KZ60549B1840R9003217

BIK                   : SENIKZKA  

Tax No.             : RNN 600700017765

 

 

FINANCIAL INFORMATION

 

Private companies in Kazakhstan are not required to publish or disclose balance sheets. However, the subject interviewed offered the following information:

 

Sales Turnover    : US DLRS 1,800,000 - 2012 - exact

 

Net Profit             : not given

 

Financial year ends 31 December.

 

 

LEGAL STATUS AND HISTORY

 

Date Started     : 4 January 2001

 

C.R. No.           : Series 60, No. 0046692 (issued on: 24 May 2004)

 

Tax No.             : RNN 090511662278

 

Business Identification No.: BIN 650106401194

 

Patent No.        : Series 12915, No. 0529882 (issue date : 18 December 2012)

 

Capital              : not applicable

 

Individualniy Predrinimatel (Individual Entrepreneur) owned by Laura Zhangirovna Bimakhanova (Kazakhstani national / ID No.: 024665083, issued on 15 January 2010, resides at : Zhazylbekova Street 16, village Almalybak, Karasayskiy District 480000, Almaty Region)

 

Personal profile on Laura Zhangirovna Bimakhanova :

 

She was born in Donskoy city, Aktobe region on 6 January 1965. She is married with children.   

  

Former associate :

 

Vostochnie Sladosti TOO

Almaty

Tax No.: RNN 090500032732

(currently liquidated)

 

 

ACTIVITIES

 

The Subject is involved in the following activities :

 

Producers and processors of tea, pasta and confectionery products.

 

NACE Code: 1082 / 1083  

 

Imports from India, Kenya, China and Sri Lanka.

 

Exports to Russia.

 

Subject closely cooperates with :

 

1. Chainiy Tsentr TOO

   Babaeva Street 4

   village Almalybak

   Karasayskiy District 040909

   Almaty Region 

   Telephone : (7 727) 388 3928 / 388 3929 / 388 3943 

   Fax       : (7 727) 388 3929 

   E-Mail    : office@teacenter.kz

   Est.: 31 October 2000

   C.R. No. : 422-1907-05-ТОО

   Tax No.: RNN 090500032300

   Business Identification No.: BIN 001040000287

   Statistics No.: OKPO 39342142

 

2. Food Center TC TOO

   Babaeva Street 4

   village Almalybak

   Karasayskiy District 040909

   Almaty Region 

   Telephone : (7 727) 388 3928 / 388 3929 / 388 3943 / Mobile (7  

   701) 758 1309 (Zhandos Medeuovich Serikbaev) / (7 707) 216 2842 /

   (7 701) 777 5198

   Fax       : (7 727) 388 3929 

   E-Mail    : trade@foodcenter.kz

   Est.: May 2012

   Tax No.: RNN 090500235495

   Business Identification No.: BIN 120540009634

 

 

FACILITIES

 

The Subject has the following facilities :

 

Premises comprising administrative offices, a manufacturing unit and storage facilities located at the heading address.

 

 

REGISTERED OFFICE

 

Zhazylbekova Street 16

village Almalybak

Karasayskiy District 480000

Almaty Region 

 

 

SPECIAL NOTE

 

You enquired on: IP BIMAKHANOVAL ZH. Please note that the correct name is as per heading.  

 

Interviewed: Zhandos Medeuovich Serikbaev (Import & Export Manager).

 

 

 

FOREIGN EXCHANGE RATES

 

Currency
Unit

Indian Rupees

US Dollar

1

Rs.62.24

UK Pound

1

Rs.99.90

Euro

1

Rs.84.23

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.