MIRA INFORM REPORT

 

 

Report Date :

23.09.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. JAROSITE

 

 

Registered Office :

Jalan Sunset Road No. 69, Banjar Abian Base, Badung, Kuta – Bali 80360

 

 

Country :

Indonesia

 

 

Date of Incorporation :

31.08.2005

 

 

Com. Reg. No.:

No. AHU-AH.01.10-28847

 

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Line of Business :

Trading and Importing of Surfing Goods and Accessories

 

 

No. of Employees :

30 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA


Name of Company

 

P.T. JAROSITE

 

 

Company Address

 

Head Office

Jalan Sunset Road No. 69

Banjar Abian Base, Badung

Kuta – Bali 80360

Indonesia

Phones             - (62-361) 754455 ext. 401

Fax.                  - (62-361) 751745

Email                - lyna@ripcurl.co.id or agus@ripcurl.co.id

Website            - www.ripcurl.co.id

Building Area    - 2 storey

Office Space    - 140 sq. meters

Region              - Commercial

Status               - Rent

 

 

Date of Incorporation

 

31 August 2005

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

  a.  No. C-32729 HT.01.01.TH.2005

      Dated 09 December 2005

  b.  No. AHU-77989.AH.01.02.Tahun 2008

      Dated 24 October 2008

  c.  No. AHU-AH.01.10-28847

      Dated 15 July 2013

 

 

Company Status

 

National Private Company

 

 

Permit by the Government Department

 

The Department of Finance

NPWP No. 02.414.470.1-056.000

 

 

Related/Affiliated Company

 

A member of the RIP CURL Group of Australia

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital            - US$ 2,300,000.- (Rp 22,574,500,000.-)

Issued Capital                  - US$ 1,175,000.- (Rp 11,532,625,000.-)

Paid up Capital                - US$ 1,175,000.- (Rp 11,532,625,000.-)

 

Shareholders/Owners :

a. RIP CURL INTERNATIONAL Pty. Ltd.   - US$ 1,116,250.- (95%)

    Address : 101 Surtcoast Higway,

                    Torquay Victoria 3228

                    Australia

b. RIP CURL PROPRIETARY Limited       - US$      58,750.- (  5%)

    Address : 101 Surtcoast Higway,

                    Torquay Victoria 3228

                    Australia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Importing of Surfing Goods and Accessories

 

Sole Distributor of :

Rip Curl Product of Australia

 

Total Investment :

None

 

Started Operation :

2005

 

Brand Name :

Rip Curl Indonesia

 

Technical Assistance :

None

 

Number of Employee :

30 persons

 

Marketing Area :

Local (Domestic)     - 100%

 

Main Customers :

Corporate and Individuals

 

Market Situation :

Very Competitive

 

Main Competitors :

a. Billabong Surfing Equipment

b. Quiksilver Surfing Equipment

c. Volcom Surfing Equipment

d. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

  a.  P.T. Bank CENTRAL ASIA Tbk

      Kuta - Bali Branch

      Jl. Raya Kuta No. 121

      Bali, Indoneisa

  b.  P.T. Bank MANDIRI Tbk

      Kuta - Bali Branch

      Jl. Raya Kuta No. 456

      Bali, Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No detrimental filling in our database

 

 

FINANCIAL FIGURE

 

Total Sales/Revenue (estimated) :

2010 – US$. 17.5 million

2011 – US$. 19.8 million

2012 – US$. 22.6 million

2013 – US$. 13.8 million (January - June)

 

Net Profit  (estimated) :

2010 – US$. 1.1 million

2011 – US$. 1.3 million

2012 – US$. 1.5 million

2013 – US$. 0.9 million (January - June)

 

Payment Manner :

Almost promptly

 

Financial Comments :

Fairly good

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Jeffry Robert Anderson

Director                                          - Mr. Antyony John Roberts

General Manager                             - Mr. Hardiaz Wibawa Said

 

Board of Commissioners :

Commissioner                                 - Mr. Francois Jean Payot

 

Signatories :

President Director (Mr. Jeffry Robert Anderson) or director (Mr. Antyony John roberts) which must be approved by Board of Commissioner (Mr. francois Jean Payot)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Below Average

 

Credit Recommendation :

Credit can be proceeded normally

 

Proposed Credit Limit :

Moderate amount

 

 

OVERALL PERFORMANCE

 

P.T. JAROSITE was established in Bali based on notarial Deed No. 137 dated August 31, 2005 of notary Eliwaty Tjitra, SH., with authorized capital of US$ 2,300,000.- of which US$ 575,000.- was issued and fully paid up. The founding shareholders of the company are Rip Curl International Pte., (95%) and Rip Curl Proprietary Limited (5%), both are foreign companies from Australia.  The Deed of establishment has been approved by the Minister of the Law and Human Rights of the Republic of Indonesia through its Decision Letter No. C-32729 HT.01.01.TH.2005 dated December 9, 2005. The company’s notarial deed has been changed frequently, most recently by notarial deed No. 07 dated April 8, 2013 of notary Eliwaty Tjitra, SH., the issued capital was raised from US$ 575,000.- to US$ 1,175,000.- and fully paid up.  However, no changes have been effected in term of its shareholding composition to date.  The amendment to notarial Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-AH.01.10-28847 dated July 15, 2013. 

 

P.T. JAROSITE or better known as trading style “Rip Curl Indonesia” has been operating since 2005 dealing with the trading and importing of surfing goods and accessories.  Mr. Hardiaz Wibawa Said, general manager of Rip Curl Indonesia explained that the Company importing and selling a variety surfing goods and accessories such as; clothing and apparels for men and ladies (mirage board shorts, board walks, volleys, tees, denim/pants, fleece, etc), bags and accessories (travel bag, satchels, board bags, caps, wallets), watches, eye wear, footwear, surf board, etc.  In marketing in the country, P.T. JAROSITE is supported by its holding company Rip Curl International Pty., Ltd., which already has a wide marketing network in the world.  The Company operates and manages about 3 outlets in Bali and outside of Bali such as Jakarta, Bandung (West Java), Medan (North Sumatra) and Balikpapan (South Sulawesi).  We observed that P.T. JAROSITE of “Rip Curl Indonesia” is classified as a large sized company of its kind in the country of which the operation has been growing in the last three years.

 

Generally, local demand for Surfing equipments and accessories had been increasing by 8% to 10% on the average per annum in the last five years having close relation with the growth of surfing club and health centers, sport centers including the growth of hotels, apartment and modern office buildings in Jakarta and other big cities in Indonesia.  Its projected the demand will be increasing by 6% to 7% in the next two years in line with the amelioration of the economic condition in the country. The competition is very tight on account of lots of similar companies operating in the country. The business position of P.T. JAROSITE is appraised to be favorable for having established regular customers and wide marketing networks in the country.

 

Until this time P.T. JEROSITE have not become a go public company (unlisted in the Indonesian Stock Exchange), so that they shall not obliged to announce their financial statement to the public. We observed that total income/revenue of the company in 2010 is US$ 17.5 million increased to US$ 19.8 Million in 2011 and rose again to US$ 22.6 million in 2012.   The operation in 2012 yielded a net profit at least US$ 1.5 Million and the company has a total net worth of US$ 8.0 million.  It is projected that total sales turnover of the company will increase at least 10% in 2013.   We observe that P.T. JEROSITE is supported by financially strong behind it. So far, we did not hear that the company having been black listed by the Central Bank (Bank Indonesia).

 

P.T. JEROSITE's management headed by Mr. Jeffry Robert Anderseon (41) as President Director with experience more than 12 years in trading, import and distribution of surfing goods and accessories.  In daily activities, he is assisted by Mr. Antyony John Roberts (48) as director and a number of professional staff with more than 10 years experience in above business.  We consider the management is quite capable of further developing business in the future. They have close relations with private businessmen within and outside the country. So far, we did not hear that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.  

 

P.T. JEROSITE is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.24

UK Pound

1

Rs.99.90

Euro

1

Rs.84.23

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.