MIRA INFORM REPORT

 

 

Report Date :

03.04.2014 

 

IDENTIFICATION DETAILS

 

Name :

LUSTER GEMS

 

 

Registered Office :

Unit 905, 9/F., Hilder Centre, 2 Sung Ping Street, Hunghom, Kowloon,

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

22.09.2012

 

 

Com. Reg. No.:

36508757-006-02

 

 

Legal Form :

Sole Ownership

 

 

LINE OF BUSINESS :

SUBJECT IS TRADING IN ALL KINDS OF GEMSTONES AND JADE

 

 

No. of Employees :

08

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Business is under development

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies

 

Source : CIA

 

 

 

 


Company name and address

 

LUSTER GEMS

 

 

ADDRESS:       Unit 905, 9/F., Hilder Centre, 2 Sung Ping Street, Hunghom, Kowloon, Hong Kong.

 

PHONE:            852-2739 7136

 

FAX:                 852-2739 7138

 

E-MAIL:            anil@decent.com.hk

 

 

MANAGEMENT

 

Manager:  Mr. Anil Batwara

 

 

SUMMARY

 

Establishment:                          22nd September, 2012.

 

Organization:                 Sole Ownership.

 

Capital:                         Not disclosed.

 

Business Category:       Gemstone Trader.

 

Employees:                   8.  (Including associates)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


 

ADDRESS

 

Head Office:-

Unit 905, 9/F., Hilder Centre, 2 Sung Ping Street, Hunghom, Kowloon, Hong Kong.

 

Parent Company:-

Decent Colorstone Co. Ltd., Hong Kong.  (Same address)

 

Sister Companies:-

DCS International, Hong Kong.  [BR No.36508757-001]

Decent Colorstone Co., Hong Kong.      [BR No.36508757-007]

Decent Gems, Hong Kong.        [BR No.36508757-004]

Jewellery Supermart (H.K) Co., Hong Kong.        [BR No.36508757-002]

Sino Trading Co., Hong Kong.   [BR No.36508757-003]

YL Enterprises, Hong Kong.      [BR No.36508757-005]

 

Associated Companies:-

Decent Colorstone (Thai) Ltd., Thailand.

Decent Gems & Jew Co. Ltd., Hong Kong.  (Same address)

Decent Jewelry Co. Ltd., Hong Kong.  (Same address)

Sun Gems, India.

 

 

BUSINESS REGISTRATION NUMBER 

 

36508757-006-02

 

 

MANAGEMENT

 

Manager:  Mr. Anil Batwara

 

 

SOLE OWNER

 

Decent Colorstone Co. Ltd., Hong Kong.  (See attachment)

 

 

HISTORY

 

The subject was established on 22nd September, 2012 as a Sole Ownership concern owned by Mr. Anil Batwara under the Hong Kong Business Registration Regulations.

Originally the subject was registered under the name of Africa Gems, name changed to the present style on 6thDecember, 2012.

Formerly the subject was located at “Unit 06, 1/F., Fu Hang Industrial Building, 1 Hok Yuen Street East, Hunghom, Kowloon, Hong Kong”, moved to the present address in October 2013.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:          Gemstone Trader.

 

Lines:               All kinds of gemstones.

 

Employees:      8.  (Including associates)

 

Commodities Imported: India, Thailand, etc.

 

Markets:            Hong Kong, China, US, Taiwan, Italy, other European countries, etc.

 

Terms/Sales:     L/C, Advanced T/T, etc.

 

Terms/Buying:  L/C, D/P, O/A, etc.

 

 

FINANCIAL INFORMATION

 

Capital:             Not disclosed.

 

Profit or Loss:   Too early to offer an opinion.

 

Condition:         Business is under development.

 

Facilities:          Making fairly active use of general banking facilities.

 

Payment:          Met trade commitments as required.

 

Commercial Morality:  Satisfactory

 

Banker:             The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:          Small.

 


GENERAL

 

Luster Gems is a subsidiary company of Decent Colorstone Co. Ltd. [Decent], a Hong Kong-registered company located at the same address.

The manager of the subject Mr. Anil Batwara is an Indian.  He is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.

Your given phone and fax number 852-2994 2244 and 852-2748 7997 belong another company known as Sidhhi Creation (HK) Ltd., a Hong Kong-registered company located at a different address.

The subject is a gemstone trader.  It is trading in all kinds of gemstones carried by Decent.

Anil Batwara is also the managing director of Decent.

The subject is trading in all kinds of gemstones and jade which are imported from India, Thailand and China.  Prime markets are the other Asian countries, Southeast Asia, Western Europe, North America, etc.  Business is under development.

 

The subject is one of the members of the Decent Group of companies.  It is engaged in manufacturing and exporting all kinds of cubic zirconia (CZ) and synthetic stones.

The manufacturing base of the Group is in China, with its own cutting factory to cut CZ and synthetic stones.  Apart from about 220 staff employed in the factory, it also subcontracts to many small factories to maintain mass production and timely delivery to meet the customers orders.

Now, Decent Group has newly introduced “SWISS STAR®” machine cut CZ to the industry, which is a top quality Swiss machine cut stone that shows a “star effect” in it.  It is produced by fully automated European machinery, and all of the stones are high quality.  The size of “Swiss Star” ranges from 0.80 mm to maximum 10 mm.

The Group’s factory also produces machine cut CZ in many shapes like oval, pear, square, marquise, octagon, trillion, and fancy shapes.

 

Meanwhile, the Group also produces all kinds of normal hand cut CZ, synthetic spinel, corundum, glass stones, and hydro thermal quartz.

The sales offices of the Group are located in all major Asian countries including Thailand, Hong Kong, China, and India.

 

In order to penetrate the international market further, Decent has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, it participated at the Bangkok Gems & Jewelry Fair and also the India International Jewellery Show in Mumbai under the company name Sun Gems.

The subject is fully supported by Decent.

The history of the subject is just over a year.

On the whole, since the history of the subject is short in Hong Kong, consider it good for normal business engagements on L/C basis.


 

Company name

 

DECENT  COLORSTONE  CO.  LTD.

 

 

ADDRESS

 

Flat 905, 9/F., Hilder Centre, 2 Sung Ping Street, Hunghom, Kowloon, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

 1023883

 

 

COMPANY FILE NUMBER

 

36508757

 

 

DATE OF INCORPORATION

 

11th February, 2006.

 

 

CAPITAL

 

Nominal Share Capital: HK$3,000,000.00 (Divided into 3,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$3,000,000.00

 

SHAREHOLDER:          (As per registry dated 11-02-2014)

Name

 

No. of shares

Anil BATWARA

 

3,000,000

=======

 

DIRECTOR:      (As per registry dated 11-02-2014)

Name

(Nationality)

 

Address

Anil Batwara

Flat A, 11/F., Tower 6, One Silversea, 181 Hoi Fai, Road Tai Kok Tsui, Kowloon, Hong Kong.

 

SECRETARY:   (As per registry dated 11-02-2014)

Name

Address

Co. No.

Buttar.HK Ltd.

1/F., Mau Lam Commercial Building, 16-18 Mau Lam Street, Jordan, Kowloon, Hong Kong.

0975326

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.65

UK Pound

1

Rs.99.21

Euro

1

Rs.82.39

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.