MIRA INFORM REPORT

 

 

Report Date :

03.04.2014

 

IDENTIFICATION DETAILS

 

Name :

YEM CORP. S.A.

 

 

Registered Office :

Calle 57 y 58, Abel Bravo, Edif. Time Square Plaza, Piso 2, Urb. Obarrio

 

 

Country :

Panama

 

 

Date of Incorporation :

22.08.2007

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

Importation, exportation, distribution and commercialization items of clothing for men, women and children

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Panama

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

PANAMA - ECONOMIC OVERVIEW

 

Panama's dollar-based economy rests primarily on a well-developed services sector that accounts for more than three-quarters of GDP. Services include operating the Panama Canal, logistics, banking, the Colon Free Zone, insurance, container ports, flagship registry, and tourism. Economic growth will be bolstered by the Panama Canal expansion project that began in 2007 and is estimated to be completed by 2015 at a cost of $5.3 billion - about 10-15% of current GDP. The expansion project will more than double the Canal's capacity, enabling it to accommodate ships that are too large to traverse the existing canal. The United States and China are the top users of the Canal. Panama is also constructing a metro system in Panama City, valued at $1.2 billion and scheduled to be completed by 2014. Panama's booming transportation and logistics services sectors, along with aggressive infrastructure development projects, have lead the economy to continued high growth in 2012. Foreign investment, at around 10% of GDP in both 2011 and 2012, has continued to be a source of growth. Strong economic performance has not translated into broadly shared prosperity, as Panama has the second worst income distribution in Latin America. About one-fourth of the population lives in poverty; however, from 2006 to 2012 poverty was reduced by 10 percentage points, while unemployment dropped from 12% to 4.5% of the labor force in 2013. The US-Panama Trade Promotion Agreement was approved by Congress and signed into law in October 2011, and entered into force in October 2012. Panama also achieved removal from the Organization of Economic Development's gray-list of tax havens by signing various double taxation treaties with other nations.

 

Source : CIA

 

IDENTIFICATION

 

CORRECT COMPANY NAME

YEM CORP. S.A.

TAXPAYER REGISTRATION

RUC 11916751580342

MAIN ADDRESS

Calle 57 y 58, Abel Bravo, Edif. Time Square Plaza, Piso 2, Urb. Obarrio,

DEPT/PROV/REGION/STATE

Panamá/Panamá

COUNTRY

PANAMA

TELEPHONE

(507) 2046000 - 2046161 - 2046060

CORPORATE E-MAIL

jamoni@bmc.com.pa, info@esmo.com.pa

 

 

EXECUTIVE SUMMARY

 

Date of foundation

2007

Capital stock

B/.10,000.= Balboas

Disposition

REPORT PREPARED FROM OUTSIDE SOURCES.

Payments policy

Without rating (No payment experience traced)

Number of times that this company was required: 3

 

 

LEGAL STRUCTURE

 

LEGAL STATUS

Joint-Stock Company

 

 

DATE OF INCORPORATION

22AUG2007

PLACE OF REGISTRY

Panama

 

 

NOTARY OFFICE

Fifth of the Circuit

DURATION

Perpetual

REGISTRATION

No.580342, Doc.1191675, Not.Act18064 (20/08/2007)

 

 

INITIAL CAPITAL

B/.10,000.= Balboas

 

 

CURRENT PAID-IN CAPITAL

B/.10,000.= Balboas

LAST CAPITAL INCREASE

No increase reported

CURRENT EXCHANGE RATE (US$)

B/.1.= per USD.1.00

 

 

COMMENTS

 

The President shall act as Legal Representative, in his absence, the Secretary, or the Treasurer or any other person designated by the Board of Directors.

 

Registered Agent: Ivette Carol Lee Peñalba

 

 


DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

GALLARDO HURTADO DE MOJICA, AMABILIS ITZEL

Director

AGUILAR, EDITH MARISOL

Director / Treasurer

MIRANDA, ESPERANZA ELENA

Director / Secretary

MOGILEVSKY, MIJAEL

Director

YES

ESKENAZI ABADI, ALBERTO

Director

YES

YOHROS, JOSEPH RAMON

Director

YES

 

 

WHO IS WHO?

 

GALLARDO HURTADO DE MOJICA, AMABILIS ITZEL

TITLE

Director

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

INTERNATIONAL AFFAIRS S.A.

1353745-1-61799113

PANAMA

 

 

ESKENAZI ABADI, ALBERTO

TITLE

Director

NATIONALITY

Panamanian

BACKGROUND INFORMATION

Member of the National Election Board of Panama.

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

INTERNATIONAL APPAREL CORPORATION S.A.

Secretary

10710841552146

PANAMA

DISTRIBUIDORA DALET S.A.

Shareholder

29033912338061

PANAMA

 

 

BUSINESS HISTORY

 

David Alberto Davarro and Esperanza Elena Miranda signed the Articles of Incorporation.

 

The Company is part of the ESMO GROUP, which has more than 10 years of a solid experience in the sector, with apparels collections and accessories for men, women and children sold in prestigious shops in major shopping areas of Latin America and the Caribbean.

 

Apart from YEM CORP. S.A., the Group gathers the following companies:

 

 

RELATED COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER

 

COMPANY NAME

COUNTRY

TAX REG.

RELATION %

ESMO INTERNACIONAL BUSINESS S.A.

PANAMA

(AC) 97409615305222

Related

ESMO INTERNATIONAL S A

PANAMA

(AC) 5743310833884045

Related

PACIFIC LATINAMERICA S.A.

PANAMA

(AC) 7665561484125 24

Related

 

 

BUSINESS

 

SIC Classification

Y - TEXTILES- HILANDERIA- TEJEDURIA Y CONEXOS (Industria textil: Hilanderia, tejeduria y teñido de telas. Producción y comercialización de textiles en general. No confeccion.)

Main activity

Importation, exportation, distribution and commercialization items of clothing for men, women and children; it is the authorized representative of the brands: "U.S. POLO ASSOCIATION", "OCEAN PACIFIC - OP" , "BISOU BISOU", "SCULPTURE" (jacket, stockings, leggings,  shirts, shorts, bath towels, jeans, pants).

O P E R A T I O N S

Export

Yes

COUNTRY

Ecuador, Canada, Suriname, Puerto Rico, Peru and Colombia

SELLING TerritorY

Domestic market and abroad

LOCATION

OTHER PREMISES

Headquarters are located at the above address.

 

Warehouse: Calle 9 de Enero, última calle antes de Manzanillo T. France Field, Colón.

Comments

 

The number of employees is unknown.

 

Main Clients:

 

- Los tres Elefantes (Colombia)

- Supertiendas y Droguerias Olímpicas (Colombia)

- The Classics By Rc Nv (Puerto Rico)

- Supermercados Peruanos S.A.(Peru)

- Bigfoot Colombia SAS

- Disbren S.A. (Ecuador)

 

 

FINANCIAL INFORMATION

 

Disposition

REPORT PREPARED FROM OUTSIDE SOURCES.

Information provided

We talked to Jamení Perez (Assistant to Manager) who submits our request to the executives in charge. We were not able to see them as they are always in meetings.

 

Hence, we have had to prepare this report based on data collected from reliable third-party sources, where no balance sheets or estimated accounting figures were available to assess the operations of this Company.

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

UNDETERMINED

Financial situation is indeterminate.  No balance sheets or estimated accounting figures were available to assess this Company's current results.

 

Although no negative backgrounds were found, no more elements were available to give a better opinion.

Main fixed assets of the company (general detail)

 

Information unavailable.

 

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

 

(Confidential Information)

 

TRADE REFERENCES

Note : Other suppliers did not provide information or could not be consulted

Supplier

Country

DHL EXPRESS PANAMA S.A.

PANAMA

CHINA SHIPPING AGENCY

PANAMA

MAERSK PANAMA S.A.

PANAMA


CREDIT BUREAU COMMENTS

Found no protested documents, cancelled current accounts or credit cards, neither tax nor social security debts owed to any AFP (Pension Fund Private Administrators).

 

 

GENERAL INFORMATION

 

Explanation about commercial reputation                                                                                                 

                                                                                                                                                                                  

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.65

UK Pound

1

Rs.99.21

Euro

1

Rs.82.39

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.