MIRA INFORM REPORT

 

 

Report Date :

04.04.2014

 

IDENTIFICATION DETAILS

 

Name :

GHATWARY MEDICAL SUPPLY (GMS)

 

 

Registered Office :

15/40 Saad Zaghloul Square, Ramallah Station, Ramleh, P O Box 256, Alexandria

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishments:

1993

 

 

Com. Reg. No.:

120034, Alexandria

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

manufacturer of intensive care unit and medical requisites, including blood transfusion and sterilization equipment, medical furniture and trolleys

 

 

No. of Employees

340 (approximately)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Egypt

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Egypt ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, pushing up unemployment levels, and economic growth is likely to remain slow amid political uncertainty. Cairo since 2011 has drawn down foreign exchange reserves and depended on foreign assistance to finance imports and prevent further devaluation of the Egyptian pound, fearing higher inflation from a weaker currency.

 

Source : CIA

SUMMARY

 

Company Name                                    : GHATWARY MEDICAL SUPPLY (GMS)

Country of Origin                                   : Egypt

Legal Form                                           : Limited Liability Partnership

Registration Date                                  : 1993

Commercial Registration Number           : 120034, Alexandria

Industrial Registration Number                : 239630

Tax Card Number                                  : 100-442-013

Issued Capital                                       : £E 150,000

Paid up Capital                                     : £E 150,000

Total Workforce                                     : 340

Activities                                               : Manufacturers of medical requisites.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 

 


COMPANY NAME

 

GHATWARY MEDICAL SUPPLY (GMS)

 

 

company ADDRESS

 

Registered & Physical Address

Street               : 15/40 Saad Zaghloul Square

Area                 : Ramallah Station, Ramleh

PO Box            : 256

Town                : Alexandria

Country             : Egypt

Telephone         : (20-3) 4877695 / 4877604

Facsimile          : (20-3) 4877695 / 4863613

Mobile              : (20-122) 2894885

Email                : ghatwary@ghatgms.com

 

Premises

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Alexandria.

 

Branch Office (s)

 

     Location                                                                              Description

 

·       2nd Industrial Zone, Plot No.8, Block 28                                  Owned factory premises

     Borg El Arab

     El Gedida

     Alexandria 21131

     Tel: (20-3) 4595926 / 4877695 / 4863613

     Fax: (20-3) 4590776

 

·       11 El Borsa El Adima Street                                                  Showroom premises

El Mansheya

Alexandria

Tel: (20-3) 4809308

Fax: (20-3) 4863613

 

·       24 Ghaza Street                                                                    Rented office premises

Mohandessin, Giza

Cairo

Tel: (20-2) 3050619

Fax: (20-2) 3447594

 

 

KEY PRINCIPALS

 

     Name                                                                                   Position

·       Dr Mohamed Bahaa El Din Ghatwary                                     Managing Partner

·       Dr Essam El Din Abbas Fahmy El Saharty                             Partner

·       Mohamed Roshdy                                                                Finance Manager

·       Mahmoud El Zalabany                                                          Factory Manager

·       Ayman Ahmed                                                                      Accounts Manager

·       Shimaa Moustafa                                                                 Export Manager

·       Khaled Hussein                                                                    Planning Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1993

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 120034, Alexandria

 

Industrial Reg. No.       : 239630

 

Tax Card No.                : 100-442-013

 

Issued Capital              : £E 150,000

 

Paid up Capital            : £E 150,000

 

Name of Shareholder (s)                                                      Percentage

 

·       Dr Mohamed Bahaa El Din Ghatwary                                     70%

·       Dr Essam El Din Abbas Fahmy El Saharty                             20%

·       Mona Mosei                                                                         10%

 

 

AFFILIATED COMPANIES

 

·       Ghatwary Computers

     15 Saad Zaghloul Square

     Ramleh

     Alexandria

     Tel: (20-3) 4877695

     Fax: (20-3) 4863613

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of intensive care unit and medical requisites, including blood transfusion and sterilization equipment, medical furniture and trolleys.

 

Subject is ISO 13485: 9001-2000 accredited.

 

Import Countries: Germany, Italy, China, France, United Kingdom, Mali, Netherlands and the United States of

                               America

 

Export Countries: Saudi Arabia, United Arab Emirates, Syria, Pakistan, Jordan, Sudan, Yemen, Panama, Italy and Iran.

 

Brand Names: GMS

 

Operating Trend: Steady

 

Subject has a workforce of approximately 340 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)                                                                                   

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Sales                                £E 83,046,776                           £E 86,410,893

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Faisal Islamic Bank of Egypt

7 Victor Pasilly Street

El Azareta

Alexandria

Tel: (20-3) 4911653

 

·       Commercial International Bank (CIB)

61 Sultan Hussein Street

Alexandria

Tel: (20-3) 4824643 / 4834255

Fax: (20-3) 4832240

 

·       Banque Misr

El Hanoville Street

Agami

Alexandria

Tel: (20-3) 4302697

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.12

UK Pound

1

Rs.100.07

Euro

1

Rs.82.74

                

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.