MIRA INFORM REPORT

 

 

Report Date :

04.04.2014 

 

DENTIFICATION DETAILS

 

Name :

OTEC PRÄZISIONSFINISH GMBH

 

 

Registered Office :

Dieselstr. 8-12 D 75334 Straubenhardt

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

14.12.1998

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Manufacture of abrasive products

 

 

No. of Employees :

90

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 

 

 


Company name and address

 

OTEC PRÄZISIONSFINISH GMBH

 

 

 Company Status:         active

Dieselstr. 8-12

D 75334 Straubenhardt

Telephone:07082/491120

Telefax:  07082/491129

Homepage: www.otec.de

E-mail:   info@otec.de

 

 VAT no.:                      DE812635504

 Tax ID number:             49047/05510

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      01.10.1996

 Shareholders'

 agreement:                    09.12.1998

 Registered on:             14.12.1998

 Commercial Register:   Local court 68159 Mannheim

 under:                                      HRB 504529

 

 Share capital:                          EUR             51,129.19

 

 Shareholder:

                      Helmut Gegenheimer

                      Rebenstr. 6

                      D 75210 Keltern

                      born: 05.09.1960

                      Share:             EUR             40,852.22

 Shareholder:

                      Soran Jota Beteiligungsgesellschaft mbH

                      Dieselstr. 12

                      D 75334 Straubenhardt

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              5,138.48

                      Registered on: 14.12.2001

                      Reg. data: 68159 Mannheim, HRB 505184

 Shareholder:

                      Martin Moser Beteiligungsgesellschaft mbH

                      Dieselstr. 12

                      D 75334 Straubenhardt

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              5,138.48

                      Registered on: 14.12.2001

                      Reg. data: 68159 Mannheim, HRB 505185

 Manager:

                      Soran Jota

                      Winzerstr. 2

                      D 75210 Keltern

                      having sole power of representation

                      Profession: degree-level economist

 Manager:

                      Helmut Gegenheimer

                      Rebenstr. 6

                      D 75210 Keltern

                      having sole power of representation

                      born: 05.09.1960

 

 Further functions/participations of Helmut Gegenheimer (Manager)

 Shareholder:

                      Soran Jota Beteiligungsgesellschaft mbH

                      Dieselstr. 12

                      D 75334 Straubenhardt

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR                100.00

                      Registered

                      on:         14.12.2001

                      Reg. data:  68159 Mannheim, HRB 505184

 Shareholder:

                      Martin Moser Beteiligungsgesellschaft mbH

                      Dieselstr. 12

                      D 75334 Straubenhardt

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR                100.00

                      Registered

                      on:         14.12.2001

                      Reg. data:  68159 Mannheim, HRB 505185

 Manager:

                      Florian Gegenheimer Gebäudeverwaltungs GmbH

                      Dieselstr. 8-12

                      D 75334 Straubenhardt

                      Legal form: Private limited company

                      Share capital:     EUR             30,000.00

                      Registered

                      on:         06.03.2014

                      Reg. data:  68159 Mannheim, HRB 719110

 

 

 COMPANY HISTORY

 

 01.10.1996 - 04.11.1998  Helmut Gegenheimer Otec-Präzisionsfinish

                          Robert-Bosch-Str. 14

                          D 75334 Straubenhardt

                          Unregistered commercial enterprise

 04.11.1998 - 14.12.1998  OTEC Präzisionsfinish -Inh. Dipl.-Ing.

                          (FH) Helmut Gegenheimer e.K.

                          Robert-Bosch-Str. 14

                          D 75334 Straubenhardt

                          Sole proprietorship

 14.12.1998 - 25.01.1999  OTEC Präzisionsfinish GmbH

                          Robert-Bosch-Str. 14

                          D 75334 Straubenhardt

                          Private limited company

 25.01.1999 - 2011        OTEC Präzisionsfinish GmbH

                          Dieselstr. 12

                          D 75334 Straubenhardt

                          Private limited company

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 23910   Manufacture of abrasive products

 

28290   Manufacture of other general-purpose machinery

 

46692   Wholesale of other machinery

 

 

Payment experience:  cash discount/within agreed terms

 

 Negative information:We have no negative information at hand.

 

 

 BALANCE SHEET YEAR:  2012

 

 


 

 REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Dieselstr. 8-12

                                    D 75334 Straubenhardt

 

 Real Estate of:             Soran Jota Beteiligungsgesellschaft mbH

 Type of ownership:       Tenant

 Address                       Dieselstr. 12

                                    D 75334 Straubenhardt

 

 Real Estate of:             Martin Moser Beteiligungsgesellschaft mbH

 Type of ownership:       Tenant

 Address                       Dieselstr. 12

                                    D 75334 Straubenhardt

 

 Land register documents were not available.

 

 

 BANKERs

 

 DEUTSCHE BANK, 75104 PFORZHEIM

 Sort. code: 66670006, Account no.: 15459100

 BIC: DEUTDESM666, IBAN: DE63666700060015459100

 VOLKSBANK WILFERDINGEN-KELTERN, 75196 REMCHINGEN

 Sort. code: 66692300, Account no.: 88633

 BIC: GENODE61WIR, IBAN: DE28666923000000088633

 SPARKASSE PFORZHEIM CALW, 75162 PFORZHEIM

 Sort. code: 66650085, Account no.: 977438

 BIC: PZHSDE66XXX, IBAN: DE72666500850000977438

 

 

 FINANCIAL FIGURES

 

 Turnover:                     2012                 EUR         16,995,000.00

                                    2013                 EUR         17,000,000.00

 Expected turnover:                               EUR         17,005,000.00

 Profit:                           2012               EUR            874,968.00

 further business figures:

 Equipment:                                          *EUR            630,000.00

 Ac/ts receivable:                                              EUR          2,480,290.00

 Liabilities:                                            EUR          1,848,826.00

 Total numbers of vehicles:                                            4

 Employees:                                                                             90

 - Temporary workers:                                                    20

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios     01.01.2012 - 31.12.2012

 Equity ratio [%]:                       61.12

 Liquidity ratio:                          2.24

 Return on total capital [%]:        12.61

 

 Balance sheet ratios     01.01.2011 - 31.12.2011

 Equity ratio [%]:                       57.09

 Liquidity ratio:                          2.39

 Return on total capital [%]:        19.01

 

 Balance sheet ratios     01.01.2010 - 31.12.2010

 Equity ratio [%]:                       53.04

 Liquidity ratio:                           1.82

 Return on total capital [%]:        13.08

 

 Balance sheet ratios     01.01.2009 - 31.12.2009

 Equity ratio [%]:                        57.96

 Liquidity ratio:                          1.63

 Return on total capital [%]:         -10.34

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 


 

 Type of balance sheet:                                    Company balance sheet

 

 Financial year:                                                01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          6,981,998.14

  Fixed assets                           EUR          1,017,215.52

   Intangible assets                     EUR             81,631.00

   Tangible assets                       EUR            935,284.52

   Financial assets                      EUR                300.00

    Other / unspecified financial assets EUR                300.00

  Current assets                         EUR          5,905,309.43

   Stocks                                EUR          2,751,627.43

   Accounts receivable                   EUR          2,480,290.41

   Liquid means                          EUR            673,391.59

  Remaining other assets                 EUR             59,473.19

   Accruals (assets)                     EUR             59,473.19

 

 LIABILITIES                             EUR          6,981,998.14

  Shareholders' equity                   EUR          4,214,507.56

   Capital                               EUR             51,129.19

    Subscribed capital (share capital)   EUR             51,129.19

   Balance sheet profit/loss (+/-)       EUR          4,163,378.37

    Balance sheet profit / loss          EUR          4,163,378.37

  Items between shareholders' equity and

  debt capital                           EUR            360,000.00

   Mezzanine financing                   EUR            360,000.00

    Subordinated loans                   EUR            360,000.00

  Provisions                             EUR            558,665.00

  Liabilities                            EUR          1,848,825.58

   Financial debts                       EUR            930,661.73

    Liabilities due to banks             EUR            930,661.73

   Other liabilities                     EUR            918,163.85

    Unspecified other liabilities        EUR            918,163.85

 

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

  Gross result (+/-)                     EUR          8,395,107.59

  Staff expenses                         EUR          3,777,249.39

   Wages and salaries                    EUR          3,177,234.42

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            600,014.97

  Total depreciation                     EUR            309,396.96

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            309,396.96

  Other operating expenses               EUR          3,058,131.90

  Operating result from continuing

  operations                             EUR          1,250,329.34

  Interest result (+/-)                  EUR            -30,772.01

   Interest and similar income           EUR             13,742.24

   Interest and similar expenses         EUR             44,514.25

  Financial result (+/-)                 EUR            -30,772.01

  Result from ordinary operations (+/-)  EUR          1,219,557.33

  Income tax / refund of income tax (+/-)EUR           -339,770.46

  Other taxes / refund of taxes          EUR             -4,818.59

  Tax (+/-)                              EUR           -344,589.05

  Annual surplus / annual deficit        EUR            874,968.28

 

 

 TYPE OF BALANCE  SHEET:                          COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                           01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          7,201,328.47

  Fixed assets                           EUR          1,003,171.00

   Intangible assets                     EUR            131,441.00

    Other / unspecified intangible assetsEUR            131,441.00

   Tangible assets                       EUR            871,430.00

    Other / unspecified tangible assets  EUR            871,430.00

   Financial assets                      EUR                300.00

    Other / unspecified financial assets EUR                300.00

  Current assets                         EUR          6,131,413.07

   Stocks                                EUR          2,639,059.40

   Accounts receivable                   EUR          2,222,395.27

    Other debtors and assets             EUR          2,222,395.27

   Liquid means                          EUR          1,269,958.40

  Remaining other assets                 EUR             66,744.40

   Accruals (assets)                     EUR             66,744.40

 

 LIABILITIES                             EUR          7,201,328.47

  Shareholders' equity                   EUR          4,039,539.28

   Capital                               EUR             51,129.19

    Subscribed capital (share capital)   EUR             51,129.19

   Balance sheet profit/loss (+/-)       EUR          3,988,410.09

    Balance sheet profit / loss          EUR          3,988,410.09

  Items between shareholders' equity and

  debt capital                           EUR            360,000.00

   Mezzanine financing                   EUR            360,000.00

    Subordinated loans                   EUR            360,000.00

  Provisions                             EUR            503,354.97

  Liabilities                            EUR          2,298,434.22

   Financial debts                       EUR          1,030,270.86

    Liabilities due to banks             EUR          1,030,270.86

   Other liabilities                     EUR          1,268,163.36

    Unspecified other liabilities        EUR          1,268,163.36


 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

  Gross result (+/-)                     EUR          8,384,672.74

  Staff expenses                         EUR          3,330,742.54

   Wages and salaries                    EUR          2,807,388.45

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            523,354.09

  Total depreciation                     EUR            266,187.36

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            266,187.36

  Other operating expenses               EUR          2,870,006.01

  Operating result from continuing

  operations                             EUR          1,917,736.83

  Interest result (+/-)                  EUR            -36,612.69

   Interest and similar income           EUR             11,616.87

   Interest and similar expenses         EUR             48,229.56

  Financial result (+/-)                 EUR            -36,612.69

  Result from ordinary operations (+/-)  EUR          1,881,124.14

  Income tax / refund of income tax (+/-)EUR           -521,218.47

  Other taxes / refund of taxes          EUR             -3,098.00

  Tax (+/-)                              EUR           -524,316.47

  Annual surplus / annual deficit        EUR          1,356,807.67


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.12

UK Pound

1

Rs.100.07

Euro

1

Rs.82.74

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.