MIRA INFORM REPORT

 

 

Report Date :

05.04.2014

 

IDENTIFICATION DETAILS

 

Name :

BANDRICH, INC.

 

 

Registered Office :

6F., No.71, Zhouzi St., Neihu Dist., Taipei City 11493

 

 

Country :

Taiwan

 

 

Date of Incorporation :

11.04.2006

 

 

Reg. No.:

28146688

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacturing and sales of electronic equipment

 

 

No. of Employees :

About 90 Employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

TAIWAN - ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are other major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, and following the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, Taiwan in July 2013 signed a free trade deal with New Zealand—Taipei’s first-ever with a country with which it does not maintain diplomatic relations—and in November inked a trade pact with Singapore. Negotiations continue on follow-on components of ECFA regarding trade in goods and a dispute resolution mechanism; a trade in services agreement is under review in the legislature. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large overall trade surplus largely because of its surplus with China, and its foreign reserves are the world's sixth largest, behind China, Japan, Saudi Arabia, Russia, and Switzerland. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Taiwan since 2009 has gradually loosened rules governing Chinese investment on the island, and has also secured greater market access for its investors in the mainland. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

Source : CIA

 

 

 


Contact Points

 

Company Name:

BANDRICH, INC.

Supplied Name:

BANDRICH INC.

Trading Address:

6F., No.71, Zhouzi St., Neihu Dist., Taipei City 11493, Taiwan (R.O.C.)

Supplied Address:

6F, 71 ZHOUZI STREET NEIHU DISTRICT TAIPEI CITY 11493

Telephone Number:

+886-2-2799-8851

Fax Number:

+886-2-2799-8812

Notes: The exact name and address are as above.

 

 

Company Identification Details

 

Registered Name:

BANDRICH, INC.

Registered Address:

6F., No.71, Zhouzi St., Neihu Dist., Taipei City 11493, Taiwan (R.O.C.)

Date of Foundation:

2006-4-11

Registration Number:

28146688

Registry:

Taipei City Government

Registered Capital:

NTD 366,500,000 (USD 12,131,150)

(As of 2014.4, 1 NTD = 0.0331 USD)

Paid-up Capital:

NTD 203,400,000 (USD 6,732,540)

Legal Representatives:

Ronghui Xu

Legal Form:

Joint Stock Company

Principal Activities:

Manufacturing and sales of electronic equipment

Staff:

About 90 Employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2014-3-25

 

 

History

 

Subject was incorporated on 2006-4-11 with registered number28146688 as Joint Stock Company in Taiwan.

 

 

Shareholders

 

Name

Subscription Shares

Zhengwen Investment Co., Ltd (Liberal translation)

5,500,000         

Fuding Enterpriseship Investment Co., Ltd (Liberal translation)

1,276,180

HTC Corporation

2,025,000

Xuesong Lin

51,000

Wenyi Guo

901,500

Liaoding Enterpriseship Investment Co., Ltd (Liberal translation)

1,276,180

 

The information above is that of subject’s major shareholders.

 

Shareholder Information:

1

Registered Name:

Zhengwen Investment Co., Ltd (Liberal translation)

Registered Address:

No.15-1, Zhonghua Rd., Hukou Township, Hsinchu County, Taiwan (R.O.C.)

Date of Foundation:

2001-3-23

Registration Number:

12770968

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 1,200,000,000 (USD 39,720,000)

(As of 2014.4, 1 NTD = 0.0331 USD)

Paid-up Capital:

NTD 800,000,000 (USD 26,480,000)

Legal Representatives:

Hongwen Chen

Legal Form:

Joint Stock Company

Listed at Stock Exchange:

No

Date of Last Annual Return:

2011-8-31

2

Registered Name:

Fuding Enterpriseship Investment Co., Ltd (Liberal translation)

Registered Address:

8F., No.99, Sec. 1, Xinsheng S. Rd., Da'an Dist., Taipei City, Taiwan (R.O.C.)

Date of Foundation:

2004-5-26

Registration Number:

27236789

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 2,000,000,000 (USD 66,200,000)

(As of 2014.3, 1 NTD = 0.0331 USD)

Paid-up Capital:

NTD 1,230,000,000 (USD 40,713,000)

Legal Representatives:

Shaoxin Wang

Legal Form:

Joint Stock Company

Listed at Stock Exchange:

No

Date of Last Annual Return:

2013-6-14

3

Registered Name:

HTC Corporation

Registered Address:

No.23, Xinghua Rd., Taoyuan City, Taoyuan County 330, Taiwan (R.O.C.)

Date of Foundation:

1997-5-15

Registration Number:

16003518

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 10,000,000,000 (USD) 331,000,000

(As of 2014.4, 1 NTD = 0.0331 USD)

Paid-up Capital:

NTD 8,403,521,250 (USD 278,156,553)

Legal Representatives:

Xuehong Wang

Legal Form:

Joint Stock Company

Staff:

About 12,000 Employees

Listed at Stock Exchange:

Yes; (Public, TPE: 2498)

Date of Last Annual Return:

2014-3-11

Tel

+886-2-8912-4138

Fax

+886-2-8912-4998

4

Registered Name:

Liaoding Enterpriseship Investment Co., Ltd (Liberal translation)

Registered Address:

8F., No.99, Sec. 1, Xinsheng S. Rd., Da'an Dist., Taipei City, Taiwan (R.O.C.)

Date of Foundation:

2002-11-7

Registration Number:

80347004

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 2,000,000,000 (USD)

(As of 2014.3, 1 NTD = 0.0331 USD)

Paid-up Capital:

NTD 900,000,000 (USD )

Legal Representatives:

Shaoxin Wang

Legal Form:

Joint Stock Company

Listed at Stock Exchange:

No

Date of Last Annual Return:

2013-6-28

 

 

Subsidiaries & Branches

 

Subject did not introduce whether it has any subsidiaries or branches, from other source we can not obtain the relevant information, either.

 

 

Personnel Information

 

Core Management

 

Directors

1

Name

Ronghui Xu

Position

Board Chairman

2

Name

Fuming Ye

Position

Director

3

Name

Hongwen Chen

Position

Director

4

Name

Fuding Enterpriseship Investment Co., Ltd (Liberal translation)

Position

Director

5

Name

Bolin Zou

Position

Director

6

Name

Rongsong Lin

Position

Director

7

Name

Wenyi Guo

Position

Director

8

Name

Zhihong Lin

Position

Supervisor

9

Name

Liaoding Enterpriseship Investment Co., Ltd (Liberal translation)

Position

Supervisor

 

Personnel Structure

 

Total Employees

About 90 Employees

 

 

Operation Information

 

Offices & Factories

 

 

Headquarters

Add

6F., No.71, Zhouzi St., Neihu Dist., Taipei City 11493, Taiwan (R.O.C.)

 

Production Information

 

Subject is a manufacturer of electronic equipment and etc.

It is introduced that subject has a factory in Taiwan for production.

 

Purchase Information

 

The registered activities of subject:

Business Code

Details

I501010 

Designing for products.

CC01080 

Manufacturing of electronic components.

F119010 

Wholesales of electronic materials.

F219010 

Retails of electronic materials.

F401010 

International trading business.

CC01070 

Manufacturing of wireless communication equipment.

CC01060 

Manufacturing of wired communication equipment.

CC01101 

Manufacturing of radio-frequency devices under telecommunications regulation.

F113070 

Wholesales of telecommunication materials.

F118010 

Wholesales of information software.

F213060 

Retails of telecommunication materials.

F218010 

Retails of information software.

CC01110 

Manufacturing of computer and related equipment.

E701030 

Installing of radio-frequency devices under telecommunications regulation.

F401021 

Importing of radio-frequency devices under telecommunications regulation.

CC01030 

Manufacturing of electrical appliances and audio visual electronic products.

CE01010 

Manufacturing of general instrument.

CE01030 

Manufacturing of optical projector.

E701010 

Communication engineering industry.

F113030 

Wholesales of precision instrument.

F113050 

Wholesales of computer and related products.

F213030 

Retails of computer and related products.

F213040 

Retails of precision instrument.

I301010 

Services of information software.

CH01040 

Manufacturing of toys.

CC01120 

Manufacturing and copying of files storages and media.

F109070 

Wholesales of products for culture and education, musical instrument and sports.

F113020 

Wholesales of electrical appliances.

F213010 

Retails of electrical appliances.

F601010 

Intellectual property industry.

ZZ99999 

Besides licensed business, all other business items those are not banned or restricted.

 

The components and raw material for production are purchased at home and abroad.

 

Sales Information

 

The subject is mainly engaged in sales of electronic equipment and etc.

It is introduced that subject’s selling territory including Asia, Europe, America and etc.

It is introduced that subject’s major customers are manufacturers of computer’s accessories, mobile phone and etc.

It is introduced that the broadband of subject’s products are covering over 4G LTE, DC-HSPA+/HSPA and EVDO.

 

Major Products

 

Product

1

USB modem

2

Mobile router

3

Home router

4

M2M/vehicle router

5

Outdoor CPE

6

Field perfect

7

Accessory

 

Import and export right:

Import right

Yes

Export right

Yes

 

 

Settlements

 

Purchase

 

Domestic Purchase

Product

Payment Terms

Proportion

Raw materials, components and etc

COD, CBD and etc

100%

 

Foreign Purchase

Product

Payment Terms

Proportion

Raw materials, components and etc

CBD and etc

100%

 

Sales

 

Domestic Markets

Product

Sales Terms

Proportion

Electronic equipment and etc.

COD, CBD and etc

100%

 

Export

Product

Sales Terms

Proportion

Electronic equipment and etc.

CBD and etc

100%

 

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

Subject’s relevant staff Ms. Huang declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 

 

Bankers

 

Subject declined to disclose its bank details; from other source we cannot obtain the relevant information, either.

 

 

Public Record

 

Mortgage

 

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

 

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Ms. Huang

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.32

UK Pound

1

Rs.100.04

Euro

1

Rs.82.65

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.