MIRA INFORM REPORT

 

 

Report Date :

05.04.2014  

 

IDENTIFICATION DETAILS

 

Name :

CENTS & BEYOND BVBA

 

 

Registered Office :

Hoveniersstraat 2 2018, Antwerpen

 

 

Country :

Belgium

 

 

Date of Incorporation :

14.09.2012

 

 

Com. Reg. No.:

848842842

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesales of Watches and Jewellery

 

 

No. of Employees :

No Available 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Belgium

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.

 

Source : CIA

 

 

 

 


Company name and address

 

Business Number :        848842842

Company Name :          CENTS & BEYOND BVBA

Address :                      Hoveniersstraat 2 2018 Antwerpen

Date of Establishment: 14/09/2012

Telephone number:        037072630

Fax number:                  037072630

 

 

Commentary 

 

No employees are recorded for this business.

The business has been at the address for over 18 months.

There has been no significant change in the business's credit limit.

The credit rating for this business has increased from 24 to 27.

 

 

Payment expectations

 

Past payments

 

Payment expectation days

-

Industry average payment expectation days

166.79

Industry average day sales outstanding

569.27

 

 

Company Information

 

Business number

848842842

Company name

CENTS & BEYOND BVBA

Fax number

037072630

Date founded

14/09/2012

Company status

active

Company type

Private Limited Company (BL/LX)

Currency

Euro (€)

Date of latest accounts

-

Activity code

46480

liable for VAT

yes

Activity description

Wholesale of Watches and Jewellery

VAT Number

BE.0848.842.842

Belgian Bullettin of Acts Publications

Moniteur Belge

 

 

 


 

Industry comparison

 

Activity code

46480

Activity description

Wholesale of watches and jewellery

industry average credit rating

61.07

Industry average credit limit

7967.53

 

Activity code

46480

Activity description

Wholesale of watches and jewellery

Industry average payment expectation days

166.79

Industry average day sales outstanding

569.27

 

 

Industry quartile analysis

 

Payment expectations

Company result

-

Lower

116.19

Median

44.37

Upper

12.51

 

 

Day Sales Outstanding

 

Company result

-

Lower

107.50

Median

48.06

Upper

14.90

 

 

Shareholder Details

 

Summary

 

Group - Number of Companies

0

Linkages - Number of Companies

0

Number of Countries

0

 

 

Group Structure

 

No group structure for this company.

 

 

Minority Shareholders

 

No minority shareholders found

 

 

Minority Interests

 

No minority interests found

 

 

Bankruptcy Data

 

There is no bankruptcy data against this company

 

 

Court data

 

There is no data for this company

 

 

Director details

 

Current director details

Name

JAYANTIKUMAR JIVANBHAI SANSPARA

Position

Non Statutory Partner

Start Date

14/09/2012

Street

45 QUINTEN MATSIJSLEI ANTWERPEN

Post code

2018

Country

Belgium

 

Name

JAYANTIKUMAR JIVANBHAI SANSPARA

Position

Principal Manager

Start Date

14/09/2012

Street

45 QUINTEN MATSIJSLEI ANTWERPEN

Post code

2018


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.32

UK Pound

1

Rs.100.04

Euro

1

Rs.82.65

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.