MIRA INFORM REPORT

 

 

Report Date :

05.04.2014

 

DENTIFICATION DETAILS

 

Name :

TERAOKA S A (PTY) LTD

 

 

Formerly Known As :

THE REAL ENVIRONMENTAL INVESTMENT TRUST COMPANY (PTY) LTD

 

 

Registered Office :

4 City Deep Industrial Park, Fortune Street, City Deep, Johannesburg, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

14.05.1993

 

 

Com. Reg. No.:

1993/002618/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Import and deal in wrapping machines and electronic weighing devices and the manufacturing of self-adhesive labels for scales

 

 

No. of Employees :

±200

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

COMPANY NAME

 

TERAOKA S A (PTY) LTD

 

Formerly: THE REAL ENVIRONMENTAL INVESTMENT TRUST COMPANY (PTY) LTD, the name having been changed on 21 November 1995

 

 

PHYSICAL ADDRESS

 

4 City Deep Industrial Park

Fortune Street

City Deep

JOHANNESBURG

Gauteng

 

 

POSTAL ADDRESS

 

P O Box 86281

CITY DEEP

2049

 

TELEPHONE NUMBER:            +27 11 613 4291

FAX NUMBER:              +27 11 613 1171

 

The subject has branch premises at 20 Sharland Street, Germiston, Gauteng, Tel No: +27 11 873 6148 / 873 8542.

 

 

SHAREHOLDERS

 

100% D F SMART

 

The shareholding changed and was previously:

 

TERAOKA SEIKO CO LTD (majority)

MANAGEMENT

 

 

ASSOCIATE COMPANIES

 

None in South Africa, however, the subject forms part of the TEROAKA group of companies worldwide.

DIRECTORS

 

P C SMART      ID No. 7401045025080

D F SMART      ID No: 7510235041085

M D STENT       ID No. 7709295219082

 

It was stated by respondents that the subject is in the process of appointing C PETERS as a director

 

 

BANKERS

 

STANDARD BANK, Alberton Branch, Account Number 200206915. The subject does not require overdraft facilities as credit balances are maintained at the bank.

 

 

DATE REGISTERED

 

14 May 1993

Registration Certificate Number: 1993/002618/07

The subject was commenced as a new business.

 

VAT NUMBER: 4810151946

 

TAX NUMBER: 9501479845

 

 

MAJOR OPERATION

 

Import and deal in wrapping machines and electronic weighing devices and the manufacturing of self-adhesive labels for scales. The subject is a sole distributor of Teraoke / Digi weighing systems as well as suppliers of other brands such as INTERMEC and ANRITSU and ARCA

 

 

MAJOR SUPPLIERS

 

The subject imports 90% of its supplies from Japan, China and on a small scale from the UK and deals locally with:

ROHLIG GRINDROD Johannesburg

EVONIK DE GUSSA

 

 


MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Manufacturing industry, retailers and industry in general.

 

 

AREA OF DISTRIBUTION AND SELLING   

 

South Africa

 

 

EXPORTS                      

 

Seychelles and neighbouring countries, e.g. Botswana.

 

 

TOTAL EMPLOYEES

 

±200

 

 

OTHER PREMISES

 

The subject has 10 branches countrywide

 

 

OWNED OR LEASED

 

The premises are reported to be leased.

 

 

AUTHORISED SHARE CAPITAL

 

R1 000 divided into 1 000 ordinary shares of R1 each

 

 

ISSUED SHARE CAPITAL

 

R100

 

 

FINANCIALS

 

Full financial information was declined; however the following estimated financial situation was submitted as at 03 April 2014:

 

STOCK                                     R 20 000 000

DEBTORS                                R 25 000 000

CREDITORS                             R 10 000 000

OVERDRAFT                                            Nil

TURNOVER per annum R159 000 000

 

 

AUDITORS

 

NKONKI

 

 

YEAR END

 

AUGUST

 

 

INSURANCE BROKERS

 

MULTI RISK INSURANCE BROKERS

 

 

TRADE REFERENCES – APRIL 2006

 

ACCOUNT        HIGHEST          AVERAGE        TERMS             PAYMENT        EXPERIENCE

OPENED          CREDIT            CREDIT                                    PATTERN

1. 5½ years       R1 000 000        R100 000 -        15 days            15 days                       Very Good

c/l                     R700 000

 

 

TRADE REFERENCES – JULY 2006

 

ACCOUNT        HIGHEST          AVERAGE        TERMS             PAYMENT        EXPERIENCE

OPENED          CREDIT            CREDIT                                    PATTERN

1. 5½ years       R1 000 000        R100 000 -        15 days            15 days            Very Good

c/l                     R600 000

 

 

TRADE REFERENCES- OCTOBER 2007

 

ACCOUNT        HIGHEST          AVERAGE        TERMS             PAYMENT        EXPERIENCE

OPENED          CREDIT            CREDIT                                    PATTERN

1. 1997             R800 000          R600 000 -        7 days              7 days              Good

R800 000 – fluctuates

 

 

TRADE REFERENCES – MAY 2008

 

ACCOUNT        HIGHEST          AVERAGE        TERMS             PAYMENT        EXPERIENCE

OPENED          CREDIT            CREDIT                                    PATTERN

1. 10 years+      open acc          R500 000±         7 days              7 days              Very good

 

 

TRADE REFERENCES – SEPTEMBER 2008

 

ACCOUNT        HIGHEST         AVERAGE        TERMS             PAYMENT        EXPERIENCE

OPENED          CREDIT            CREDIT                                    PATTERN

1. Old Acc        R1 300 000        R 400 000 -       14 days            14 days            Excellent

R1 300 000

 

 

TRADE REFERENCES – APRIL 2009

 

ACCOUNT        HIGHEST          AVERAGE        TERMS             PAYMENT        EXPERIENCE

OPENED          CREDIT            CREDIT                                    PATTERN

1. 10 years        R600 000          ±R1 000 000      14 days            14 days            Excellent

(therefore c/l is R1 200 000 per month)

2. 2006             R600 000          R300 000          30 days            30 days            Very Good

c/l

3. 15 years        R4 000 000        R250 000          60 days            60 days            Excellent

 

 

TRADE REFERENCES – FEBRUARY 2010

 

ACCOUNT        HIGHEST          AVERAGE        TERMS             PAYMENT        EXPERIENCE

OPENED          CREDIT            CREDIT                                    PATTERN

1. 8 years          R450 000          R120 000          60 days            60 days            Excellent

c/l

2. 1997             R600 000          R350 000          14 days            14 days            Very Good

c/l

3. 2006             R600 000          R100 000          30 days            30 days            Good

c/l


CURRENT TRADE REFERENCES

 

ACCOUNT        HIGHEST          AVERAGE        TERMS             PAYMENT        EXPERIENCE

OPENED          CREDIT            CREDIT                                    PATTERN

1. 1997             R1 000 000       R600 000          14 days            14 days            Excellent

c/l

2. 2006             R1 300 000        R500 000-         30 days            30 days            Good

c/l                     R800 000

 

 

NATURE OF GOODS OR SERVICES SUPPLIED

 

(These descriptions relate respectively by number to the above current trade transactions):

1. Freight Forwarder

2. Speciality Chemicals

 

 

COMMENTS

 

This is an established business which imports most of its supplies.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.32

UK Pound

1

Rs.100.04

Euro

1

Rs.82.65

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.