MIRA INFORM REPORT

 

 

Report Date :

09.04.2014

 

IDENTIFICATION DETAILS

 

Name :

P.T. PANDURASA KHARISMA

 

 

Registered Office :

Jalan Indo Karya II, Blok G No. 5, Sunter Agung Podomoro, Papanggo, Tanjung Priok, Jakarta Utara 14340

 

 

Country :

Indonesia

 

 

Date of Incorporation :

15.05.1997

 

 

Com. Reg. No.:

No. AHU-AH.01.10-27001

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Import and Distribution of Food and Beverage Products

 

 

No. of Employees :

70

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices.

 

Source : CIA

 

 

 

 


BASIC SEARCH

 

Name of Company :

P.T. PANDURASA KHARISMA

 

A d d r e s s :

Head Office

Jalan Indo Karya II, Blok G No. 5

Sunter Agung Podomoro

Papanggo, Tanjung Priok

Jakarta Utara 14340

Indonesia

Phone               - (62-21) 650 5335 (hunting)

Fax                   - (62-21) 650 5328

E-Mail               - sales@pandurasa.co.id

Website            - http://www.pandurasa.co.id

Building Area    - 3 storey

Office Space    - 240 sq. meters

Region              - Commercial

Status               - Owned

 

Date of Incorporation :

15 May 1997

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Laws and Human Rights

            a.         No. C-00064 HT.01.04.TH.2003

            Dated 03 February 2003

            b.         No. AHU-42109.AH.01.02.Tahun 2008

            Dated 17 July 2008

            c.         No. AHU-AH.01.10-27001

            Dated 03 July 2013

 

Company Status  :

Domestic Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.785.452.2-042.000

 

Related/Affiliated Company :

Not available

 


CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - Rp. 1,000,000,000.-

Issued Capital               - Rp.    500,000,000.-

Paid up Capital             - Rp.    500,000,000.-

 

Shareholders/Owners :

a. Mr. Soeman Santoso            - Rp. 495,000,000.- (99%)

    Address : Jl. Purwakarta No. 18

                    Menteng, Central Jakarta

                    Indonesia

b. Mr. Kheng Dro Yohnny         - Rp.     5,000,000.- (  1%)

    Address :  Kavling Polri Blok A XIX/430

                     Jelambar, Grogol, West Jakarta

                     Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Food and Beverage Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

June 1997

 

Brand Name :

PANDURASA

 

Technical Assistance :

None

 

Number of Employee :

70 persons       

 

Marketing Area :

Domestic    - 100%

 

Main Customers :

a. Hypermarkets, Supermarkets, Convenience Store

b. Hotels and Restaurant

c. Hospital, Airline Catering, Café, School

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. Anugerah Buana Utama

b. P.T. Fajar Mekar Indah

c. P.T. Segar Manis Mata

d. P.T. Wigah Perkasa

e. P.T. Agroindo Usahajaya

f.  Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.         P.T. Bank CENTRAL ASIA Tbk.

            Wisma BCA

            Jl. Jend. Sudirman Kav. 22-23

            Jakarta Selatan

            Indonesia

b.         P.T. Bank NEGARA INDONESIA Tbk.

            Wisma Kota BNI 46

            Jalan Jend. Sudirman Kav. 1

            Jakarta Selatan

            Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp.   64.8 billion

2011 – Rp.   98.0 billion

2012 – Rp. 112.6 billion

2013 – Rp. 128.0 billion

 

Net Profit (estimated) :

2010 – Rp. 3.1 billion

2011 – Rp. 4.6 billion

2012 – Rp. 5.2 billion

2013 – Rp. 5.9 billion

 

Payment Manner :

Almost Promptly

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director            - Mr. Soeman Santoso

General Manager           - Mr. Roland Santoso

 

Board of Commissioners :

Commissioners             - Mr. Kheng Dro Yohnny

 

Signatories :

The Directors (Mr. Soeman Santoso) which must be approved by Board of Commissioner (Mr. Kheng Dro Yohnny)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. PANDURASA KHARISMA (P.T. PK) was established on May 1997 with an authorized capital of Rp. 200,000,000.- issued capital of Rp. 100,000,000.- wholly paid-up. Founders and shareholders are Mr. Soeman Santoso and Mrs. Soemiati Kendra, two Indonesian businessmen/woman of Chinese origin.  The articles of association of the company have frequently been revised. In April 2001, the authorized capital was raised to Rp. 1,000,000,000 of which Rp. 500,000,000 was issued and fully paid up.   The latest in July 2008 Mrs. Soemiati Kendra pulled out and the whole shares has been taken over by Mr. Kheng Dro Yohnny, an Indonesian businessman of Chinese extraction. The latest deed of amendment was made by Mrs. Inggraini Yamin, SH., a public notary in Jakarta was approved by the Ministry of Law and Human Right under Company Registration Number AHU-42109.AH.01.02.Tahun 2008, dated July 17, 2008 and No. AHU-AH.01.10-27001 dated July 3, 2013.  No changes have been effected in term of its shareholding composition and capital structures to date.

 

P.T. PK has been in operation as from the middle of 1997 in trading, importing and distribution of food and beverage including confectionery, biscuit & cookies, dairy, juice & beverage, oil & sauces, syrups, spreads, oil, sauces & salad dressings, breakfast cereals & healthy food, cake mix and others.  Miss. Fitra, an administration staff of P.T. PK disclosed that the above food products are imported from various countries including the Europe countries (Switzerland, France, Ireland, Italy, Belgium, UK, Denmark, Germany), the USA, Canada, Australia, New Zealand, Singapore, Malaysia and others. In Indonesia the import food and beverage products are supplied to various hypermarkets (Carrefour, hypermart, Lotte Mart, Giant), supermarkets (Diamond, Hero, Gelael, kem Chicks, Ranch & Market, Food Hall, Super Indo), convenience store (AlfaMart, Indomaret, Family Mart, K Circle K, 7 Eleven), hotels, restaurants, hospitals and others through-out various major cities in Indonesia. 

 

We observed that the food and beverage products sold by P.T. PK are of fine quality with expensive prices aiming at the middle to upper level income people.  P.T. PK is also managed their own logistic and distribution center with 2 fully air contained storage and 2 dry warehouses, all fully racked able to up to 1800 pallets with modern equipments and operating with 14 fleets of delivery vehicle.  P.T.PK is classified as a large-sized company of its kind in Indonesia and its business operation has been running smoothly to date.

 

We note that generally the domestic demand for food and beverage products has been rising by about 8% - 10% per year in the last five years in line with the growing population and increasing income of part of the population in the country. Besides, the demand for food and beverage products had increased in the last five years in line with the growth of industrial sector in the country such as hypermarket, supermarket, convenience stores, hotels, restaurants, cafes and others.   In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum.  In the meantime, we realized that market competition is very tough on account of many other similar companies operating in the country.  P.T. PK's business position in this case is not badly because it has succeeded to develop fairly extensive marketing network throughout several major cities in Indonesia.

 

Until this time P.T. PK has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement.  P.T. PK's management adopts very reclusive attitude towards outsiders and rejected to unveil its financial condition, but we estimated that P.T. PK's operation in 2011 booked a total sales turnover of Rp. 98.0 billion increased to Rp. 112.6 billion in 2012 rose again to Rp. 128.0 billion in 2013 and projected it will continue on rising by about 10% to 12% in 2014.    It is estimated that P.T. PK's operation in 2013 yielded a total net profit of Rp. 5.9 billion with a total assets of about Rp. 40.0 billion.  So far, we did not hear that P.T. PK having been black listed by Bank Indonesia (Central Bank) and registered in district court for detrimental cases. The company has a punctual payment habit within 1 to 3 months.

 

P.T. PK's management is led by Mr. Soeman Santoso (60) as Director and CEO of the Company, a businessman with wide experience more than 22 years in trading, supplying and distribution of imported food and beverages.  In his day-to-day activities, he is assisted by his son Mr. Roland Santoso (33) as general manager and a number of professional staff having maintained wide relation with home and overseas private businessmen as well as with the government sector.  So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. PANDURASA KHARISMA is considered to be good for normal business transaction.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.95

UK Pound

1

Rs.99.36

Euro

1

Rs.82.15

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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