MIRA INFORM REPORT

 

 

Report Date :

10.04.2014

 

IDENTIFICATION DETAILS

 

Name :

H DAWSON SONS & CO WOOL NZ LIMITED

 

 

Registered Office :

C/O Grant Thornton New Zealand Limited,

Level 3, 2 Hazeldean Road, Addington, Christchurch, Zip Code 8024

 

 

Country :

New Zealand

 

 

Financials (as on) :

30.06.2013 (Sale Turnover)

 

 

Date of Incorporation :

21.11.1969

 

 

Com. Reg. No.:

131690

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

importer and exporter of wool

 

 

No. of Employees :

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

With Financials

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

New Zealand

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

new Zealand ECONOMIC OVERVIEW

 

Over the past 20 years the government has transformed New Zealand from an agrarian economy dependent on concessionary British market access to a more industrialized, free market economy that can compete globally. This dynamic growth has boosted real incomes - but left behind some at the bottom of the ladder - and broadened and deepened the technological capabilities of the industrial sector. Per capita income rose for ten consecutive years until 2007 in purchasing power parity terms, but fell in 2008-09. Debt-driven consumer spending drove robust growth in the first half of the decade, helping fuel a large balance of payments deficit that posed a challenge for economic managers. Inflationary pressures caused the central bank to raise its key rate steadily from January 2004 until it was among the highest in the OECD in 2007-08; international capital inflows attracted to the high rates further strengthened the currency and housing market, however, aggravating the current account deficit. The economy fell into recession before the start of the global financial crisis and contracted for five consecutive quarters in 2008-09. In line with global peers, the central bank cut interest rates aggressively and the government developed fiscal stimulus measures. The economy pulled out of recession late in 2009, and achieved 2-3% per year growth in 2010-13. Nevertheless, key trade sectors remain vulnerable to weak external demand. The government plans to raise productivity growth and develop infrastructure, while reining in government spending.

 

Source : CIA

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :              H DAWSON SONS & CO WOOL NZ LIMITED

 

Business address :        374 Manchester Street

Town :                          Saint Albans

Province :                     Christchurch

Zip/postal code :           8014

Country :                       New Zealand

Tel :                              +64 3 3272159

Fax :                             +64 3 3272163

Email :                          wool@hdfarmdirect.co.nz

Website :                      www.hdfarmdirect.co.nz

 

 

Registered address :     C/o GRANT THORNTON NEW ZEALAND LIMITED

Level 3, 2 Hazeldean Road

Town :                          Addington

Province :                     Christchurch

Zip/postal code :           8024

Country :                       New Zealand

 

 

Postal address :            P.O. Box 21135

Town :                          Edgeware

Province :                     Christchurch

Zip/postal code :           8143

Country :                       New Zealand

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :      21/11/1969

Legal form :                              Private Limited Company

Chief executive :                       Thomas Wayne Robertson

Issued & paid up capital :          NZD 50,000

Sales turnover :                         NZD 59,205,320 (Non-Consolidated 12 months, 30/06/2013)

Line of business                        Import and export of wool.

Staff employed :                       20 employees

ETAILS


CREDIT RISK OPINION

 

Credit Risk Interpretation

Credit risk theory :                     Reasonable financial and operational base. Small credits may be considered with

some confidence that commitments will be sustained under normal circumstances. This is based on criterions such as years of establishment, number of employees, sales turnover and others. A cautious credit control policy

applies.

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                       Operational trend is declining

Management experience :          Management is adequately experienced

Financial performance :             Financial performance is good

Organization structure :              Organizational structure is stable

Detrimental :                 No detrimental found

Payment history :                      No payment delays noted

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                     21/11/1969

Legal form :                              Private Limited Company

Registration no                         131690

Registered authority :                New Zealand Companies Office

Fiscal/ Tax no :                                     9429031899895

Registry status :                        Live/Active

Previous name :                        None reported.

Change of legal form :               None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                         Thomas Wayne Robertson

Designation :                Managing Director

 

Name :                          Michael David Stirling

Designation :                Chief Financial Officer

 


BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Andrew Gerard Dawson

Designation :                Director

Appointment date :        01/05/07

Address :                      Hall Wells Barn, Appletreewick

Skipton, North Yorkshire BD23 6DD

United Kingdom

 

 

Name :                          Jo Harry Dawson

Designation :                Director

Appointment date :        01/05/07

Address :                      10 Low Green

Rawdon, Leeds LS19 6HB

United Kingdom

 

 

Name :                         Mark Bruce Johnston

Designation :                Director

Appointment date :        27/06/03

Address :                      5 Brigadoon Place

Avonhead, Christchurch 8042

New Zealand

 

 

Name :                          Thomas Wayne Robertson

Designation :                Director

Appointment date :        18/11/11

Address :                      11 Orlando Crescent

Waimairi Beach, Christchurch 8083

New Zealand

 

 

Name :                          Craig Bruce Smith

Designation :                Director

Appointment date :        01/01/13

Address :                      Flat 1, 84 Perry Street

Papanui, Christchurch 8053

New Zealand

Staff employed :           20 employees

 


SHARE CAPITAL

 

Composition

Authorized Capital :       NZD 50,000

No of shares :               50,000 Shares

Share par value :           NZD 1

Issued capital :              NZD 50,000

Paid up capital :            NZD 50,000

 

OWNERSHIP / SHAREHOLDERS

 

Composition

 

How listed : Full List

 

Shareholder name :       Andrew Gerard Dawson

Address :                      Hall Wells Barn, Appletreewick

Skipton, North Yorkshire BD23 6DD

United Kingdom

No. of shares :              50,000 Shares

% of shares :                100%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          H. DAWSON SONS AND COMPANY (WOOL) LIMITED

Affiliation type :                        Associate

Address :                      Mercury House

Essex Street

Bradford, West Yorkshire BD4 7PG

United Kingdom

 

 

Name :                          H. DAWSON SONS & CO. (AUST.) PTY. LIMITED

Affiliation type :                        Associate

Address :                      Level 2, 99 Frome Street

Adelaide, SA 5000

Australia

 

 


Name :              H. DAWSON ITALIA S.R.L.

Affiliation type : Associate

Address :          Via Serralunga 8

13900 Biella

Italy

 

 

BANK & MORTGAGES

 

Bank Details

Name of bank :                         ANZ Bank New Zealand Limited

Address :                      New Zealand

Account details :           Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if bankers references are required.

 

Mortgages :                  None reported.

 

Legal Fillings

Bankruptcy fillings :       None reported.

Court judgements :        None reported.

Tax liens :         `           None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

Source of financial statement :               Provided by the Subject

Financial statement date :                      30/06/13

Type of accounts :                                Key figures

Currency :                                             New Zealand, Dollar (NZD)

Exchange rate :                                     1 USD = NZD 1.15 as of 08-04-2014

 

Summarized Financial Information

Consolidation type :                  Non Consolidated                     Non Consolidated

Currency :                                 New Zealand, Dollar (NZD)         New Zealand, Dollar (NZD)

Denomination :                          (x1) One                                    (x1) One

Date of financial year end :        30/06/13                                    30/06/12

Length of accounts :                 12 months                                 12 months

Sale turnover / Income :             59,205,320                                67,810,006

 

Comments :                  The key figure was provided by Mr. Michael David Stirling.

Private Companies in New Zealand are not required to file accounts unless

classified as "Large", which at the moment means that two out of the following

three conditions are met:

- The company has a sales turnover of over NZD 20,000,000;

- The company has total assets of over NZD 10,000,000;

- The company employs 50 people or more.

 

 

OPERATION DETAILS

 

Main activities :                         The Subject engages in import and export of wool.

 

Purchases

Local : Yes

International : United Kingdom, China, Australia

 

Sales

Local : Yes

International : Asia, Europe, South America

 

Property & Assets

Premises :                    The Subject operates from premises at the verified heading address

consisting of an administrative office.

 

Branches :                    In addition, the Subject operates from a wool warehouse located at:

 

37 Buchanans Road

Hornby, Christchurch 8042

New Zealand

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                                    Reserve Bank of New Zealand

Reserve of foreign exchange & gold :                US$ 20.562 billion

Gross domestic product - GDP :                        US$ 180.548 billion

GPP (Purchasing power parity) :                        126.628 billion of International dollars

GDP per capita - current prices :                        US$ 40,454

GDP - composition by sector :                          agriculture: 4.7%

industry: 24%

services: 71.3%

 

Inflation :                                                          2009: 2.1%

2010: 2.3%

2011: 4%

 

Unemployment rate :                                         2009: 6.1%

2010: 6.5%

2011: 6.5%

 

Public debt

(General Government gross debt as

a % GDP)                                                         2009: 26.1%

2010: 32.3%

2011: 37%

 

Government bond ratings :                                Standard & Poor's: AA+/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares                US$67.061 billion

 

Largest companies in the country :                     Westpac Limited, Transpower, Fletcher Building Limited,

National Bank of New Zealand, Fonterra Co-Operative Group Ltd, Air New Zealand Limited, The Warehouse Group Limited, Progressive Enterprises Ltd

Trade & Competitiveness Overview

Total exports :                                       US$33.24 billion

Exports commodities :                          Dairy products, meat, wood and wood products, fish, machinery

Total imports :                                       US$31.11 billion

Imports commodities :                           Machinery and equipment, vehicles and aircraft, petroleum, electronics,

 

textiles, plastics

 

Export - major partners :                        Australia 22%, US 11.5%, Japan 9.2%, China 5.3%, UK 4.6%

 

Import - major partners :                        Australia 20.7%, China 13.4%, US 9.7%, Japan 9.5%, Singapore 4.9%,

Germany 4.7%

 

FDI Inflows :                                         2008: US$4,598 million

2009: US$-1,293 million

2010: US$561 million

 

FDI Outflows :                                       2008: US$462 million

2009: US$-308 million

2010: US$589 million

 

Best countries for doing business :        3 out of 183 countries

Global competitiveness ranking :            25 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

Total population :                      4.37 million

Total area :                                270,467 km2

Capital :                                    Wellington

Currency :                                 New Zealand dollars (NZD)

Internet users as % of total

Population                                83%

PAYMENT HISTORY

 

Purchase Term

Local :                          Bank transfer, Prepayment, Credit 30-90 days

International :                L/C, Telegraphic transfer, D/P, Credit 30-90 days

 

 

Sales Term

Local :                          Bank transfer, Prepayment, Credit 30-90 days

International :                L/C, Telegraphic transfer, D/P, Credit 30-90 days

 

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subjects

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.07

UK Pound

1

Rs.100.56

Euro

1

Rs.82.79

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.