MIRA INFORM REPORT

 

 

Report Date :

10.04.2014

 

IDENTIFICATION DETAILS

 

Name :

SORYA SUPERMARKETS Company

 

 

Registered Office :

Building No. 77, Shuwaikh Industrial Area, P O Box15578, Deawa 35456

 

 

Country :

Kuwait

 

 

Date of Incorporation :

14.01.2013

 

 

Com. Reg. No.:

345106

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Engaged in the operation of supermarkets selling a wide range of foodstuff and consumable products.

 

 

No. of Employees

65

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees, as well as increased allotments to Kuwait’s Future Generations Fund. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, though much of these funds have yet to be allocated.

 

Source : CIA

 

 

 

SUMMARY

 

Concern Name                                      : SORYA SUPERMARKETS company

Country of Origin                                   : Kuwait

Legal Form                                           : General Partnership

Registration Date                                  : 14th January 2013

Commercial Registration Number           : 345106

Trade Licence Number                           : 1406/2012

Chamber Membership Number               : 136038

Partners Capital                         : KD 50,000

Total Workforce                                     : 65

Activities                                               : Operation of supermarkets

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

Person Interviewed                                : Nilan Sinjaya, Accounts Manager


CONCERN NAME

 

SORYA SUPERMARKETS COMPANY

 

 

CONCERN ADDRESS

 

Registered & Physical Address

Building                        : Building No. 77

Area                 : Shuwaikh Industrial Area

PO Box                        : 15578

Town                : Deawa 35456

Country : Kuwait

Telephone         : (965) 24929966 / 99821155 / 97283796 / 50969611

Facsimile          : (965) 24929555

Mobile              : (965) 99821155

Email                : accounts@taktom.co

 

 

Premises

Subject operates from a medium sized suite of offices that are rented and located in the Industrial Area of Deawa.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Ali Farhan Mohamed Kohari                                                              Managing Partner

·       Farhan Mohamed Ismail Kohari                                                          Partner

·       Mohamed Farhan Mohamed Kohari                                                   Partner

·       Saleg Qassim                                                                                   Commercial Manager

·       Nilan Sinjaya                                                                                    Accounts Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 14th January 2013

 

Legal Form                  : General Partnership

 

Commercial Reg. No.   : 345106

 

Trade Licence No.        : 1406/2012

 

Chamber Member No.  : 136038

 

Partners Capital           : KD 50,000

 

Name of Partner (s)                                                     

·       Ali Farhan Mohamed Kohari                                                             

·       Farhan Mohamed Ismail Kohari                                                         

·       Mohamed Farhan Mohamed Kohari

 

 

OPERATIONS

 

Activities: Engaged in the operation of supermarkets selling a wide range of foodstuff and consumable products.

 

Import Countries: Europe and the Far East

 

Subject has a workforce of 65 employees.

 

 

FINANCIAL DATA

 

Subject is a newly formed business and as a result financial information is not currently available.

 

 

BANKERS

 

·       Commercial Bank of Kuwait SAK

     Mubarak Al Kabir Street

     PO Box: 2861

     Safat 13029

     Tel: (965) 22411001

     Fax: (965) 22450150

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

In view of subject’s infancy, extensive payment and financial are not available, therefore dealings are recommended to be on secured terms, and a close monitoring of subject’s business development is advisable.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.07

UK Pound

1

Rs.100.56

Euro

1

Rs.82.79

                

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.