MIRA INFORM REPORT

 

 

Report Date :

12.04.2014

 

IDENTIFICATION DETAILS

 

Name :

AVA INTERNATIONAL (HK) LTD.

 

 

Registered Office :

Unit 501A, 5/F., Tower B, Hung Hom Commercial Centre, 37 Ma Tau Wai Road, Hunghom, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

20.07.2007

 

 

Com. Reg. No.:

38193392

 

 

Legal Form :

Private Limited Company

 

 

LINE OF BUSINESS :

IMPORTER, EXPORTER AND WHOLESALER OF TV KITS, PICTURE TUBES, MOBILE PHONES

 

 

No. of Employees :

6

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

 

 

 


Company name and address

 

AVA INTERNATIONAL (HK) LTD.

 

ADDRESS:       Unit 501A, 5/F., Tower B, Hung Hom Commercial Centre, 37 Ma Tau Wai Road, Hunghom, Kowloon, Hong Kong.

 

PHONE:            852-2424 3700,  2671 4643

 

FAX:                 852-3015 2870,  3622 0276,  3424 3800

 

E-MAIL:            ava.int@gmail.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Aditya Nayar

 

 

SUMMARY

 

Incorporated on:            20th July, 2007.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$9,000,000.00

 

Issued:                         HK$9,000,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                   6.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


Company name

 

AVA INTERNATIONAL (HK) LTD.

 

 

ADDRESS

 

Registered Head Office:-

Unit 501A, 5/F., Tower B, Hung Hom Commercial Centre, 37 Ma Tau Wai Road, Hunghom, Kowloon, Hong Kong.

 

Mailing Address:-

P O Box 90764, East Tsim Sha Tsui Post Office, Hong Kong.

 

China Offices:-

Foshan, Guangzhou, Shenzhen Special Economic Zone.

 

 

BUSINESS REGISTRATION NUMBER

 

38193392

 

 

COMPANY FILE NUMBER

 

1151760

 

 

MANAGEMENT

 

Managing Director:  Mr. Aditya Nayar

 

 

CAPITAL

 

Nominal Share Capital: HK$9,000,000.00

 

(Divided into 9,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$9,000,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 20-07-2013)

Name

 

No. of shares

Aditya NAYAR

 

6,000,000

Ashwani Kumar NAYAR

 

3,000,000

 

 

––––––––

 

Total:

9,000,000

=======

 

 

DIRECTORS

 

(As per registry dated 20-07-2013))

Name

(Nationality)

 

Address

Ashwani Kumar NAYAR

Flat E, 8/F., Tower 3, Grand Waterfront, 38 San Ma Tau Street, To Kwa Wan, Kowloon, Hong Kong.

 

Aditya NAYAR

Flat E, 8/F., Tower 3, Grand Waterfront, 38 San Ma Tau Street, To Kwa Wan, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 20-07-2013)

Name

Address

Co. No.

Buttar.HK Ltd.

1/F., Mau Lam Commercial Building, 16‑18 Mau Lam Street, Jordan, Kowloon, Hong Kong.

0975326

 

 

HISTORY

 

The subject was incorporated on 20th July, 2007 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           TV kits, picture tubes, mobile phones

 

Employees:                  6.

 

Commodities Imported: China

 

Markets:                        India, Pakistan, Bangladesh

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               As per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$9,000,000.00

 

(Divided into 9,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$9,000,000.00

 

Mortgage or Charge      (since December 2013):  (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Allahabad Bank, Hong Kong Branch.

Bank of India, Hong Kong Branch.

HBZ Finance Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 9 million ordinary shares of HK$1.00 each, Ava International (HK) Ltd. is jointly owned by Aditya Nayar, holding 66.7% interests; and Ashwani Kumar Nayar, holding 33.3%.  Aditya Nayar is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.  The latter is an India passport holder.  Both are directors of the subject.

The business of the subject is managed by Aditya Nayar who can be reached at his Hong Kong mobile phone number 852-6677 8105.


Incorporated in July 2007, the subject is trading in the following commodities:

TV Kits (SKD & CKD), Picture tubes, mobile phones, mobile phone accessories, memory products, household electric appliances, IT products, electronic products, etc.

The subject has registered with the Office of the Communications Authority (OFCA), The Government of Hong Kong SAR, the People’s Republic of China as a Radio Dealer (Unrestricted) Licensee.  The subject bears the licence No. of RU00162850-RU.

The subject’s products have been exported to India, Pakistan, Bangladesh, etc.  Business is rather active.

The subject has had its premises mortgaged to the banks of Hong Kong in order to get banking facilities.

As the history of the subject is over six years in Hong Kong, on the whole, consider it good for normal business engagements.

 

 

REMARK

 

            Property Location:         Unit 9, 4/F., Block B, Wah Tat Industrial Centre, 8 Wah Shing Street, Kwai Chung, New Territories, Hong Kong.

Owner:  AVA international (HK) Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

06-12-2013

-

HBZ Finance Ltd., Hong Kong.

Mortgage to secure general banking facilities

06-12-2013

-

- ditto -

Assignment of Rental

 

 

MORTGAGE OR CHARGE

 

(Since December 2013)

 

Date

Particulars

Amount

06-12-2013

Instrument:        Mortgage

Property:

3/6,385 part or share of and in Kwai Chung Town Lot No. 335 (Unit 9, 4/F., Block B, Wah Tat Industrial Centre, 8 Wah Shing Street, Kwai Chung, New Territories, Hong Kong.)

Mortgagee:        HBZ Finance Ltd., Hong Kong.

All moneys

06-12-2013

Instrument:        Assignment of Rental

Property:

The Borrower hereby assigns and agrees to assign to the Lender all the Borrower’s right, title, benefit to and in any moneys whatsoever payable to the Borrower by the Lessees and Licensees and all other rights and benefits whatsoever accruing thereafter to the Borrower, capacity as a lessor or licensor, from the lessees and Licensees, subject to the proviso for cesser hereinafter contained

Mortgagee:        HBZ Finance Ltd., Hong Kong.

General credit facilities to be granted to the Borrower to such extent as the Lender shall from time to time consider proper and all sums of money owing by the Borrower to the Lender under the terms of the Mortgage date 6th December, 2013.

12-03-2014

Instrument:        General Letter of Hypothecation

Property:

All goods and all bills of exchange, promissory notes and negotiable instruments

Mortgagee:        Allahabad Bank, Hong Kong Branch.

To secure all monies in respect of banking facilities owing at any time plus interest and all expenses


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.27

UK Pound

1

Rs.101.10

Euro

1

Rs.83.74

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.