MIRA INFORM REPORT

 

 

Report Date :

16.04.2014

 

IDENTIFICATION DETAILS

 

Name :

FINTIKAKI FANI - MIRSINI

 

 

Registered Office :

105 Har. Trikoupi, 11473 Athens, Attiki                                                  

 

 

Country :

Greece

 

 

Date of Incorporation :

03.04.2008

 

 

Legal Form :

Proprietorship

 

 

Line of Business :

·         Wholesales footwear

·         Imports and wholesale trade of leather goods and accessories

·         Wholesales nondurable goods

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

GREECE - ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 18% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy averaged growth of about 4% per year between 2003 and 2007, but the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. By 2013 the economy had contracted 26%, compared with the pre-crisis level of 2007. Greece met the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP in 2007-08, but violated it in 2009, with the deficit reaching 15% of GDP. Austerity measures have reduced the deficit to about 4% in 2013, including government debt payments. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to continue pushing through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, called for holders of Greek government bonds to write down a significant portion of their holdings. As Greek banks held a significant portion of sovereign debt, the banking system was adversely affected by the write down and €41 billion of the second bailout package was set aside to ensure the banking system was adequately capitalized. In exchange for the second loan Greece promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, the massive austerity cuts have prolonged Greece's economic recession and depressed tax revenues. Throughout 2013, Greece's lenders called on Athens to step up efforts to increase tax collection, dismiss public servants, privatize public enterprises, and rein in health spending. In June 2013 Prime Minister Antonis SAMARAS's efforts to meet bailout conditions led to the departure of one party, the Democratic Left, from the governing coalition when his government made the controversial decision to shut down and restructure the state-owned television and radio company. Subsequent reluctance to institute further cuts and delays in meeting public sector reform targets prompted Greek lenders to withhold bailout fund disbursements until December 2013. However, investor confidence began to show signs of strengthening by the end of 2013 as leading macroeconomic indicators suggested the economy’s freefall had been arrested.

 

Source : CIA

 

Company :                               FANI MYRSINI FINTIKAKI

GivenAddress :                        105, Har. Trikoupi Street

114 73 Athens, Greece

 

 

IDENTIFICATION DETAILS

 

Name                                        FINTIKAKI FANI - MIRSINI

ADDRESS:                               105 HAR. TRIKOUPI                                        

                                                11473 ATHENS                                             

ATTIKI                                                    

                                                GREECE                                                   

TELEPHONE:                            30  2103807351                                           

TELEFAX:                                 30  2103807351                                           

E-MAIL ADDRESS:                    mfintikaki@yahoo.gr                                      

 

 

FURTHER INFORMATION

 

     ANY AMOUNTS HEREAFTER ARE IN EURO UNLESS OTHERWISE STATED

 

 

 

  

 

 

 

STARTED:    2008                                                             

 

 

 

YEAR INC:   2008                                                            

 

 

 

LEGAL FORM: PROPRIETORSHIP                                                  

 

 

 

EMPLOYS:    0                                                               

 

 

 

SIC:        5199 5139                                                       

 

 

 

ACTIVITY:   WHOLESALES  NONDURABLE GOODS                                    

 

PRINCIPALS

 

      Fani - Myrsini Nikolaos Fyntikaki

 

 

 

             proprietor

 

 

BANKERS

 

      Alpha Bank A.E., Ippokratous Branch branch., 86 Ippokratous, Athens

 

 

 

      11427, Greece.

 

 

 

      Telephone: 30 2103639211

 


PAYMENTS REPORTED

 

Informants report that subject’s payment could not be determined. 

 

 

HISTORY

 

   BACKGROUND

 

 

 

     Business started Apr 3, 2008.

 

 

 

    

 

 

 

    

 

 

 

   LEGAL FORM

 

 

 

     Proprietorship registered on Apr 3, 2008 for a period ending Dec 31, 9999.

 

 

 

     Tax Registration Number: 062347640

 

OPERATIONS

 

Local Activity Code:          4649                                          

 

 

 

Local Activity Code Type:     STAKOD                                        

 

 

 

Equivalent to:                NACE 1                                        

 

 

 

    

 

 

 

     Wholesales nondurable goods

 

 

 

     Wholesales footwear

 

 

 

     Imports and wholesale trade of leather goods and accessories , Subject

 

 

 

     distributes its goods on wholesale

 

 

 

     Subject does not export.

 

 

 

    

 

 

 

     Imports 100% from India

 

 

 

     Normal importing terms are cash against documents

 

 

 

    

 

 

 

     EMPLOYS: 0 including 0 part-time staff.

 

 

 

     The number of employees peaks to 0.

 

 

 

    

 

 

 

     Operates from owned warehouse, at heading address.

 

 

 

    

 

 

 

     REGISTERED OFFICE: At heading address.

 

 

FINANCIAL INFORMATION

 

Please note that no detailed and latest financial information was released, neither such data was found being officially published.

 


GENERAL COMMENTS

 

Subject is a trading firm engaged in the trade of leather goods and accessories.

 

Please note the information provided in this report was obtained from official and publicly available sources.

 

Further information was not available.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.26

UK Pound

1

Rs.100.71

Euro

1

Rs.83.27

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.