MIRA INFORM REPORT

 

 

Report Date :

17.04.2014

 

IDENTIFICATION DETAILS

 

Name :

CAPTOTRON CC

 

 

Registered Office :

11 Quarry Park Place, River Horse Valley Business Estate, EFFINGHAM KwaZulu Natal

 

 

Country :

South Africa

 

 

Date of Incorporation :

30.04.2010

 

 

Com. Reg. No.:

2010/057575/23

 

 

Legal Form :

Private Company

 

 

Line of Business :

Importers and distributors of men’s, womens and children’s clothing.

 

 

No of Employees :

40

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth

 

Source : CIA

 

 

COMPANY NAME

 

CAPTOTRON CC

 

 

TRADING NAME 

 

FOREVER FASHION

 

 

PHYSICAL ADDRESS    

 

11 Quarry Park Place

River Horse Valley Business Estate

EFFINGHAM

KwaZulu Natal

 

 

POSTAL ADDRESS   

 

P O Box 40676

REDHILL

4071

 

TELEPHONE NUMBER:            +27 31 514 3600

 

FAX NUMBER:                          +27 31 569 1616

 

 

MEMBERS

 

100%    T V C STEFANO                        ID No. 5401150159080

 

 

ASSOCIATE COMPANIES

 

None

 

BANKERS

 

NEDBANK, KZN Business Banking. Further information on banking facilities was not forthcoming from respondent.

 

DATE REGISTERED

 

30 April 2010

Registration Certificate Number:  2010/057575/23

 

The subject commenced trading in 2010 as a new business.

 

 

VAT NUMBER          

 

4460257852

 

 

MAJOR OPERATION

 

Importers and distributors of men’s, womens and children’s clothing. There are no specific brands.

 

 

MAJOR SUPPLIERS

 

CLOUD 9 TRADING CC

 

The respondent declined to assist with further suppliers unless the name of the enquirer is divulged.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Retail clothing chain stores

 

 

AREA OF DISTRIBUTION AND SELLING   

 

South Africa

 

 

EXPORTS

 

None

 

TOTAL EMPLOYEES

 

40

 

OTHER PREMISES   

 

None

 

 

OWNED OR LEASED

 

Leased

 

 

MEMBERS CONTRIBUTION

 

R100

 

 

FINANCIALS

 

Full financial information was not forthcoming from respondents at the subject and outside authorities were unable to assist in this regard.

 

 

AUDITORS    

 

PKF

 

 

FINANCIAL YEAR END

 

FEBRUARY

 

 

INSURANCE BROKERS 

 

NEDBANK INSURANCE BROKERS

 

 

CURRENT TRADE REFERENCES

 

            ACCOUNT        HIGHEST          AVERAGE        TERMS PAYMENT   EXPERIENCE

            OPENED          CREDIT            CREDIT                        PATTERN

 

1.         2 years open     R100 000+        30 days            30 days            Excellent                      

NATURE OF GOODS OR SERVICES SUPPLIED:

(These descriptions relate respectively by number to the above current trade transactions):

 

1.         Clothing           

                       

 

COMMENTS

 

This is an established business meeting its one divulged commitment timeously and is well regarded by its local supplier. The subject is considered equal to a maximum figure of €7 000 over 30 days, however the lack of financial information should be borne in mind.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 60.26

UK Pound

1

Rs. 100.78

Euro

1

Rs. 83.29

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.