MIRA INFORM REPORT

 

 

Report Date :

18.04.2014

 

IDENTIFICATION DETAILS

 

Name :

AL BASSAM FERTILIZERS FACTORY

 

 

Registered Office :

Maan Development Area (MDA), Maan City

 

 

Country :

Jordan

 

 

Date of Incorporation :

28.02.2012

 

 

Com. Reg. No.:

172423

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Subject is engaged in the manufacture of fertilizers, compound chemicals and phosphoric acid.

 

 

No of Employees :

6

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Recently Commenced Operation

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Jordan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

JORDAN - ECONOMIC OVERVIEW

 

Jordan's economy is among the smallest in the Middle East, with insufficient supplies of water, oil, and other natural resources underlying the government's heavy reliance on foreign assistance. Other economic challenges for the government include chronic high rates of poverty, unemployment, inflation, and a large budget deficit. Since assuming the throne in 1999, King ABDALLAH has implemented significant economic reforms, such as opening the trade regime, privatizing state-owned companies, and eliminating some fuel subsidies, which in the last decade spurred economic growth by attracting foreign investment and creating some jobs. The global economic slowdown and regional turmoil, however, have depressed Jordan's GDP growth, impacting export-oriented sectors, construction, and tourism. In 2011 and 2012, the government approved two economic relief packages and a budgetary supplement, meant to improve the living conditions for the middle and poor classes. Jordan's finances have also been strained by a series of natural gas pipeline attacks in Egypt, causing Jordan to substitute more expensive diesel imports, primarily from Saudi Arabia, to generate electricity. Jordan is currently exploring nuclear power generation in addition to the exploitation of abundant oil shale reserves and renewable technologies to forestall energy shortfalls. In 2012, to correct budgetary and balance of payments imbalances, Jordan entered into a $2.1 billion, multiple year International Monetary Fund Stand-By Arrangement. Jordan's financial sector has been relatively isolated from the international financial crisis because of its limited exposure to overseas capital markets. In 2013, Jordan depended heavily on foreign assistance to finance the budget deficit, as the influx of about 600,000 Syrian refugees put additional pressure on expenditures.

Source : CIA

SUMMARY

 

Company Name                                    : AL BASSAM FERTILIZERS FACTORY

Country of Origin                                   : Jordan

Legal Form                                           : Sole Proprietorship

Registration Date                                  : 28th February 2012

Commercial Registration Number           : 172423, Amman

National ID Number                               : 100383987

Membership Number                             : 25402

Invested Capital                                                : JD 10,000

Total Workforce                                     : 6

Activities                                               : Manufacturers of fertilizers, compound chemicals and phosphoric acid.

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

Person Interviewed                                : Bassam Yousef Shareef Abdul Hamid,             Proprietor & General Manager

 


COMPANY NAME

 

AL BASSAM FERTILIZERS FACTORY

 

 

company ADDRESS

 

Registered & Physical Address

 

Location           : Maan Development Area (MDA)

 

Town                : Maan City

Country             : Jordan

 

Telephone         : (962-6) 5713360

Facsimile          : (962-6) 5713360

Mobile              : (962-79) 7161215

Email                : bassam_y_S@yahoo.com

 

Premises

 

Subject operates from a small suite of offices and a factory that are rented and located in the Industrial Area of Maan City.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Bassam Yousef Shareef Abdul Hamid                                               Proprietor & General Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 28th February 2012 (Production began in April 2014)

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 172423, Amman

 

National ID No.             : 100383987

 

Membership No.           : 25402

 

Invested Capital           : JD 10,000

 

Mr. Bassam Yousef Shareef Abdul Hamid is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of fertilizers, compound chemicals and phosphoric acid.

 

Import Countries: Europe and the Far East.

 

Subject has a workforce of 6 employees.

 

 

FINANCIAL DATA

 

Companies registered in Jordan are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Arab Bank Plc

King Faisal Street

PO Box: 8 & 68

Amman

Tel: (962-6) 5638161

     Fax: (962-6) 5637082

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 60.38

UK Pound

1

Rs. 101.63

Euro

1

Rs. 83.57

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.