MIRA INFORM REPORT

 

 

Report Date :

18.04.2014

 

IDENTIFICATION DETAILS

 

Name :

EL SALAM LATEX & PLASTIC WORKS CO

 

 

Registered Office :

4th Industrial Zone, Block 34, Plot 11, Borg El Arab, P O Box 57, Alexandria

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishment :

1997

 

 

Com. Reg. No.:

323, Borg El Arab

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

manufacturer of toothbrushes and feeding bottles under their own brand and for third parties.

 

 

No of Employees :

45

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Egypt

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

Egypt ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate growth. Poor living conditions combined with limited job opportunities for the average Egyptian contribute to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, pushing up unemployment levels, and economic growth remains slow amid political uncertainty, government transitions, unrest, and cycles of violence. Cairo since 2011 has drawn down foreign exchange reserves and depended on foreign assistance, particularly from Gulf countries, to finance imports and energy products and prevent further devaluation of the Egyptian pound, fearing higher inflation from a weaker currency.

 

Source : CIA

SUMMARY

 

Company Name                                    : EL SALAM LATEX & PLASTIC WORKS CO

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 1997

Commercial Registration Number           : 323, Borg El Arab

Industrial Registration Number                : 274550

Tax Card Number                                  : 202-484-777

Issued Capital                                       : £E 5,000,000

Paid up Capital                                     : £E 5,000,000

Total Workforce                                     : 45

Activities                                               : Manufacturers of toothbrushes and feeding bottles.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 

 


COMPANY NAME

 

EL SALAM LATEX & PLASTIC WORKS CO

 

 

company ADDRESS

 

Registered & Physical Address

Location           : 4th Industrial Zone, Block 34, Plot 11

Area                 : Borg El Arab

PO Box            : 57

Town                : Alexandria

Country             : Egypt

Telephone         : (20-3) 4594121

Facsimile          : (20-3) 4594121

Mobile              : (20-12) 7352197 / 2132327

 

Premises

 

Subject operates from a medium sized suite of offices and a warehouse that are rented and located in the Industrial Area of Alexandria.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       445 Canal El Mahmoudyia Street                                                       Factory premises

Smouha

     Alexandria

     Tel: (20-3) 4291485

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Camilia Mohamed Farag El Banna                                                     Chairman

·       Mohamed Naguib El Banna                                                               Managing Director

·       Hanan Mohamed El Azaly                                                                 Director

·       Reham Mohamed El Azaly                                                                Director

·       Ahmed Mohamed El Azaly                                                                Director

·       Ahmed Sadek Amar                                                                          Director

·       Roushdy Farag                                                                                 Finance Manager

·       Ahmed Mohamed El Azaly                                                                Factory Manager

·       Hanan Mohamed El Azaly                                                                 Quality Manager

·       Moustafa Abd El Maksoud                                                                Accounts Manager

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1997

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 323, Borg El Arab

 

Industrial Reg. No.       : 274550

 

Tax Card No.                : 202-484-777

 

Authorised Capital       : £E 20,000,000

 

Issued Capital              : £E   5,000,000

 

Paid up Capital            : £E   5,000,000

 

Name of Shareholder (s)                                               Percentage

 

·       Mohamed Naguib El Banna                                            33%

 

·       Ahmed Mohamed El Azaly                                             26%

 

·       Camilia Mohamed Farag El Banna                                  15%

 

·       Hanan Mohamed El Azaly                                              13%

 

·       Reham Mohamed El Azaly                                             13%

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of toothbrushes and feeding bottles under their own brand and for third

     parties.

 

     Subject is ISO 9001:2000 accredited.

 

Production Capacity: 5,500,000 brushes per annum

 

Import Countries: Italy, Germany and India.

 

Export Countries: Saudi Arabia, Libya, Lebanon, France, Kuwait, Syria, and the United Kingdom.

 

Brand Names: BAROUN and EAMA PROFESSIONAL

 

Operating Trend: Steady

Subject has a workforce of 45 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Sales                                £E 10,800,000                           £E 11,320,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Egypt

24 Sherif Street

     Cairo

     Tel: (20-2) 33924175

     Fax: (20-2) 33924143

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                               July 2012

Amount overdue                                    0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.38

UK Pound

1

Rs.101.63

Euro

1

Rs.83.57

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.