MIRA INFORM REPORT

 

 

Report Date :

18.04.2014

 

IDENTIFICATION DETAILS

 

Name :

NORDICFORM AS

 

 

Formerly Known As :

NORDISK FJER NORGE AS

 

 

Registered Office :

Kjaarlighetsstien 1 Mysen 1850

 

 

Country :

Norway

 

 

Financials (as on) :

2012

 

 

Date of Incorporation :

11.01.2003

 

 

Com. Reg. No.:

985215294

 

 

Legal Form :

Limited company

 

 

Line of Business :

Manufacture of house-hold linen

 

 

No. of Employees

37

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2014

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Norway

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

NORWAY - ECONOMIC OVERVIEW

 

The Norwegian economy is a prosperous mixed economy, with a vibrant private sector, a large state sector, and an extensive social safety net. The government controls key areas, such as the vital petroleum sector, through extensive regulation and large-scale state-majority-owned enterprises. The country is richly endowed with natural resources - petroleum, hydropower, fish, forests, and minerals - and is highly dependent on the petroleum sector, which accounts for the largest portion of export revenue and about 30% of government revenue. Norway is the world's third-largest natural gas exporter; and seventh largest oil exporter, making one of its largest offshore oil finds in 2011. Norway opted to stay out of the EU during a referendum in November 1994; nonetheless, as a member of the European Economic Area, it contributes sizably to the EU budget. In anticipation of eventual declines in oil and gas production, Norway saves state revenue from the petroleum sector in the world's largest sovereign wealth fund, valued at over $830 billion in January 2014 and uses the fund's return to help finance public expenses. After solid GDP growth in 2004-07, the economy slowed in 2008, and contracted in 2009, before returning to positive growth in 2010-13. Nevertheless, the government budget remains in surplus.

 

Source : CIA

 

 

 


REGISTERED NAME & COMPANY SUMMARY

 

Company Name

NORDICFORM AS

Company Number

985215294



Company name

NORDICFORM AS

Company number

985215294

Address

Kjærlighetsstien 1

Safe number

-

City

MYSEN 1850

Legal form

Limited company

Website address

www.nf.no

E-mail address

post@nf.no

Telephone Number

00 47 69894300

Fax Number

00 47 69892174

Registration date

11/01/2003

Status

Active

Previous Name

NORDISK FJER NORGE AS

Share capital

1,000,000

Name change date

13/01/2003

Currency

-

 

 

Number of employees

37

Postal Address

Address

City

Postal Code

Postboks 4

MYSEN

1851

 

 

DIRECTORS/MANAGEMENT

 

Current Directors

Name

Address

Function

Fjeld-Nielsen, Rolf Tom

Konsul Schjelderups V. 2 OSLO 0286

General manager/CEO

Fjeld-Nielsen, Rolf Tom

Konsul Schjelderups V. 2 OSLO 0286

Board member(s)

Østereng, John Gunnar

Kolleveien 21 ASKIM 1832

Board member(s)

Lie, Trond

Dusaveien 43 SKJEBERG 1747

Board member(s)

Lie, Stein

Henstadkollen 10 ASKIM 1809

Chairman of the board

 

Other Company Officials

No data exist

 

 

NEGATIVE INFORMATION

 

No negative information given.

 

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Shareholders

Shareholder Name

Number of Shares

Percentage Share

NORDICFORM HOLDING AS

1,000

100.0

 

 

PAYMENT INFORMATION

 

Na

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Ultimate Holding Company

Safe Number

Company Name

 

Company Number

NO00209184

NORDICFORM HOLDING AS

 

961410436

 

 

FINANCIAL INFORMATION

 

Key Financials

Year to Date

Sales Revenue

Profit Before Tax

Total Equity

2012

118,306,000

3,622,000

20,803,000

2011

123,411,000

4,863,000

18,253,000

2010

129,700,000

7,768,000

14,780,000

2009

112,653,000

10,312,000

14,255,000

2008

99,625,000

221,000

13,383,000

 

Profit & Loss Account

Financial Year

2012

 

2011

 

2010

 

2009

 

2008

Currency

NOK

 

NOK

 

NOK

 

NOK

 

NOK

Consolidated Accounts

No

 

No

 

No

 

No

 

No

Complete Accounts

Yes

 

Yes

 

Yes

 

Yes

 

Yes

Sales Revenue

118,306,000

-4.1 %

123,411,000

-4.8 %

129,700,000

15.1 %

112,653,000

13.1 %

99,625,000

Other operating income

3,701,000

-10.7 %

4,145,000

95.1 %

2,125,000

-42.6 %

3,699,000

33.5 %

2,770,000

Total Operating Income

122,007,000

-4.4 %

127,556,000

-3.2 %

131,825,000

13.3 %

116,352,000

13.6 %

102,395,000

Total Operating Expenses

117,212,000

-4.1 %

122,263,000

-1.0 %

123,554,000

16.3 %

106,205,000

8.2 %

98,178,000

Operating Profit

4,795,000

-9.4 %

5,293,000

-36.0 %

8,271,000

-18.5 %

10,147,000

140.6 %

4,217,000

Wages & Salaries

21,693,000

5.4 %

20,589,000

-3.3 %

21,285,000

10.4 %

19,288,000

2.4 %

18,838,000

Depreciation

623,000

-21.8 %

797,000

-30.5 %

1,147,000

116.4 %

530,000

-4.8 %

557,000

Financial Income

887,000

-13.3 %

1,023,000

124.3 %

456,000

-68.2 %

1,435,000

744.1 %

170,000

Financial Expenses

2,061,000

41.8 %

1,453,000

51.5 %

959,000

-24.5 %

1,270,000

-69.5 %

4,166,000

Profit Before Tax

3,622,000

-25.5 %

4,863,000

-37.4 %

7,768,000

-24.7 %

10,312,000

4,566.1 %

221,000

Tax

-1,072,000

22.9 %

-1,390,000

36.9 %

-2,204,000

24.6 %

-2,923,000

-3,850.0 %

-74,000

Profit After Tax

2,550,000

-26.6 %

3,473,000

-37.6 %

5,564,000

-24.7 %

7,389,000

4,926.5 %

147,000

Extraordinary Result

0

-

0

-

0

-

0

-

0

Dividends

-

-

-

-

-

-

-

-

-

Net Result after Dividends

2,550,000

-26.6 %

3,473,000

-37.6 %

5,564,000

-24.7 %

7,389,000

4,926.5 %

147,000

 

Balance Sheet

Financial Year

2012

 

2011

 

2010

 

2009

 

2008

Currency

NOK

 

NOK

 

NOK

 

NOK

 

NOK

Consolidated Accounts

No

 

No

 

No

 

No

 

No

Complete Accounts

Yes

 

Yes

 

Yes

 

Yes

 

Yes

Land & Buildings

0

-

0

-

0

-

0

-

0

Plant & Machinery

4,000

-96.6 %

117,000

-47.5 %

223,000

-57.7 %

527,000

-14.9 %

619,000

Other Tangible Assets

867,000

-23.5 %

1,134,000

-25.5 %

1,522,000

27.9 %

1,190,000

-15.7 %

1,411,000

Total Tangible Assets

871,000

-30.4 %

1,251,000

-28.3 %

1,745,000

1.6 %

1,717,000

-15.4 %

2,030,000

Intangible Assets

2,366,000

-4.8 %

2,486,000

11.4 %

2,232,000

9.4 %

2,040,000

33.5 %

1,528,000

Other Fixed Assets

184,000

-60.9 %

470,000

-93.5 %

7,212,000

-29.4 %

10,212,000

130.3 %

4,434,000

TOTAL FIXED ASSETS

3,421,000

-18.7 %

4,207,000

-62.4 %

11,189,000

-19.9 %

13,969,000

74.8 %

7,992,000

Inventories

28,049,000

3.3 %

27,165,000

-4.6 %

28,483,000

36.3 %

20,901,000

0.3 %

20,842,000

Trade Receivables

14,803,000

20.7 %

12,267,000

-3.0 %

12,643,000

-5.8 %

13,422,000

-5.4 %

14,184,000

Other Receivables

1,295,000

-38.2 %

2,097,000

-31.1 %

3,044,000

-19.0 %

3,756,000

-39.4 %

6,200,000

Cash & Bank Deposits

4,621,000

-24.7 %

6,133,000

-3.9 %

6,382,000

103.4 %

3,137,000

329.7 %

730,000

Other Current Assets

0

-

0

-

0

100.0 %

-1,000

0.0 %

-1,000

TOTAL CURRENT ASSETS

48,768,000

2.3 %

47,662,000

-5.7 %

50,552,000

22.7 %

41,215,000

-1.8 %

41,955,000

TOTAL ASSETS

52,189,000

0.6 %

51,869,000

-16.0 %

61,741,000

11.9 %

55,184,000

10.5 %

49,947,000

Trade Creditors

5,410,000

-12.9 %

6,213,000

-39.1 %

10,208,000

123.9 %

4,559,000

-28.7 %

6,390,000

Short Term Liabilities to Financial Institutions

12,138,000

81.5 %

6,686,000

-

0

-

0

-100.0 %

11,467,000

Short Term Liabilities to Group

0

-

0

-

0

-

0

-100.0 %

904,000

Other Short Term Loans

0

-

0

-

0

-

0

-

0

Miscellaneous Current Liabilities

11,213,000

-15.3 %

13,242,000

-52.3 %

27,778,000

7.3 %

25,895,000

344.3 %

5,828,000

TOTAL CURRENT LIABILITIES

28,761,000

10.0 %

26,141,000

-31.2 %

37,986,000

24.7 %

30,454,000

23.9 %

24,589,000

Long Term Liabilities to Financial Institutions

2,625,000

-32.3 %

3,875,000

-27.9 %

5,375,000

-21.8 %

6,875,000

-17.9 %

8,375,000

Other Long Term Loans

0

-

0

-100.0 %

3,600,000

0.0 %

3,600,000

0.0 %

3,600,000

Long Term Pension Commitments

0

-

0

-

0

-

0

-

0

Other Long Term Liabilities

0

-100.0 %

3,600,000

-

0

-

0

-

0

TOTAL LONG TERM LIABILITIES

2,625,000

-64.9 %

7,475,000

-16.7 %

8,975,000

-14.3 %

10,475,000

-12.5 %

11,975,000

TOTAL LIABILITIES

31,386,000

-6.6 %

33,616,000

-28.4 %

46,961,000

14.7 %

40,929,000

11.9 %

36,564,000

Share Capital

1,000,000

0.0 %

1,000,000

0.0 %

1,000,000

0.0 %

1,000,000

0.0 %

1,000,000

Share Premium Reserve

0

-

0

-

0

-

0

-

0

Revaluation Fund

0

-

0

-

0

-

0

-

0

Total Retained Earnings

19,803,000

14.8 %

17,253,000

25.2 %

13,780,000

4.0 %

13,255,000

7.0 %

12,383,000

Other Reserves

0

-

0

-

0

-

0

-

0

TOTAL EQUITY

20,803,000

14.0 %

18,253,000

23.5 %

14,780,000

3.7 %

14,255,000

6.5 %

13,383,000

 

Other Financials

Financial Year

2012

 

2011

 

2010

 

2009

 

2008

Total Exports

9,873,000

7.5 %

9,180,000

70.0 %

5,400,000

-

-

-

-

Working Capital

20,007,000

-7.0 %

21,521,000

71.3 %

12,566,000

16.8 %

10,761,000

-38.0 %

17,366,000

Net Worth

18,437,000

16.9 %

15,767,000

25.7 %

12,548,000

2.7 %

12,215,000

3.0 %

11,855,000

Capital Employed

23,428,000

-8.9 %

25,728,000

8.3 %

23,755,000

-3.9 %

24,730,000

-2.5 %

25,358,000

 

Ratios

Financial Year

2012

2011

2010

2009

2008

Pre-Tax Profit Margin

3.06

3.94

5.99

9.15

0.22

Return on Capital Employed

15.46

18.90

32.70

41.70

0.87

Return on Total Assets Employed

6.94

9.38

12.58

18.69

0.44

Return on Net Assets Employed

17.41

26.64

52.56

72.34

1.65

Sales/Net Working Capital

5.91

5.73

10.32

10.47

5.74

Stock Turnover Ratio

23.71

22.01

21.96

18.55

20.92

Debtor Days

45.67

36.28

35.58

43.49

51.97

Creditor Days

16.69

18.38

28.73

14.77

23.41

Current Ratio

1.70

1.82

1.33

1.35

1.71

Liquidity Ratio/Acid Test

0.72

0.78

0.58

0.67

0.86

Current Debt Ratio

1.38

1.43

2.57

2.14

1.84

Solvency Ratio

39.86

35.19

23.94

25.83

26.79

Equity in Percentage

41.91

37.32

28.26

33.20

30.43

Total Debt Ratio

1.51

1.84

3.18

2.87

2.73

 

 

FOREIGN EXCHANGE RATES

 

Na

 

 

ADDITIONAL INFORMATION

 

Industry

Main Industry Code & Description

Manufacture of house-hold linen

Secondary Industry Code & Description

Wholesale of textiles

Other Industry Code & Description

-

 

Event History

Date

Description

28/05/2013

APPROVED END OF YEAR REPORT AND ACCOUNTS

08/10/2012

CHANGE OF AUDITOR

23/07/2012

APPROVED END OF YEAR REPORT AND ACCOUNTS

 

 

NOTES & COMMENTS

 

Na

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.38

UK Pound

1

Rs.101.63

Euro

1

Rs.83.57

                

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

SDA

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.