MIRA INFORM REPORT

 

 

Report Date :

19.04.2014

 

IDENTIFICATION DETAILS

 

Name :

REDLINE LIMITED

 

 

Registered Office :

3rd Floor, MMID Studio Building, Westlands Rd, Nairobi

 

 

Country :

Kenya

 

 

Date of Incorporation :

16.09.2009

 

 

Com. Reg. No.:

10811

 

 

Legal Form :

Limited Corporation 

 

 

Line of Business :

providers of information communication technology services and solutions such as steel barbed wire, coated steel barbed wire and galvanized steel barbed wire, wireless communications solutions, galvanized steel wires and related products

 

 

No of Employees :

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Kenya

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

Kenya ECONOMIC OVERVIEW

 

Kenya has been hampered by corruption and by reliance upon several primary goods whose prices have remained low. Low infrastructure investment threatens Kenya's long-term position as the largest East African economy, although the Kenyatta administration has prioritized infrastructure development. International financial lenders and donors remain key to Kenya’s economic growth and development. Unemployment is high at around 40%. The country has experienced chronic budget deficits, inflationary pressures, and sharp currency depreciation - but has recovered following low global food and fuel prices. Recent terrorism in Kenya and the surrounding region threatens Kenya’s important tourism industry. Kenya, in conjunction with neighboring Ethiopia and South Sudan, intends to begin construction on a transport corridor and oil pipeline into the port of Lamu in 2014.

 

Source : CIA

 


 

SUBJECT'S NAME   

 

Registered Name:                                   REDLINE LIMITED

Requested Name:                                   REDLINE LIMITED

Other Names:                                          None

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:                                   3rd Floor, MMID Studio Building, Westlands Rd, Nairobi,

Postal Address:                                      P. o. Box 104257-00101,

                                                              Nairobi,

Country:                                                 Kenya

Phone:                                                   254-20-3742800/3742801

Cell:                                                       254-721294155

Fax:                                                       254-20-3742800

Email:                                                     info@redline.co.ke

Website:                                                 www.redline.co.ke

 

 

CREDIT OPINION

 

Financial Index as of December 2013 shows subject firm with a medium risk of credit. However, bank and credit information obtained reveal a history of prompt payments. We recommend Credit of USD 100,000 on 90 days.

 

 

LEGAL

 

Legal Form:                                                     Limited Corporation 

Date Incorporated:                                           16-Sept-2009

Reg. Number:                                                  10811

Nominal Capital                                                KES. 100,000 Divided into Share 1,000 each KES. 100

Subscribed Capital                                           KES. 100,000

 

Subscribed Capital is Subscribed in the following form:

                                                                       Position                          Shares

Mr. George Thuo                                              MD                                 

Ms. Judy Thuo                                                 Director                          

 

 

RELATED COMPANIES  

 

None                                                               Parent company.

None                                                               Subsidiary company.

None                                                               Affiliated company.

None                                                               Shareholder of subject firm.

None                                                               Branches of the firm

 

 

OPERATIONS

 

Registered to operate as providers of information communication technology services and solutions such as steel barbed wire, coated steel barbed wire and galvanized steel barbed wire, wireless communications solutions, galvanized steel wires and related products

 

Imports:                                                           Asia,Middle East, Europe

Exports:                                                          None

Trademarks:                                                     None

Terms of sale:                                                  Cash (40%) and 25-90 days (60%), invoices.

                                                                      

Main Customers:                                              firms and organizations  

Employees:                                                     20 employees.

Vehicles:                                                         Several motor vehicles.

Territory of sales:                                             Kenya

Location:                                                         Leased premises, 5,000 square feet,

 

 

AUDITORS AND INSURANCE   

 

Auditors:                                                         Information not available.

Insurance Brokers:                                            Information not available.

                                                                      

 

FINANCE 

 

Currency Reported:                                          Kenyan Shillings (KES.)

Approx. Ex. Rate:                                            1 US Dollar = 86.95 Kenyan Shillings

Fiscal Year End:                                              December 31, 2013

Inflation:                                                          According to information given by independent sources, the

                                                                       inflation at December 31st, 2013 was of 13%.

 

Financial Information not Submitted              

                                                                      

Profit and Loss (expressed in KES.)

                                                                               2013

Sales                                                                       30,000,000


BANK 

 

Bank Name:                                                     Bank of Africa

Branch:                                                            Kenya

Comments:                                                      None

                                                                      

 

TRADE REFERENCES    

 

Experiences:                                                    Good

                                                                      

 

NOTARIAL BONDS   

 

None

 

 

COMMENTS / ADDITIONAL INFORMATION    

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.38

UK Pound

1

Rs.101.63

Euro

1

Rs.83.57

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.