MIRA INFORM REPORT

 

 

Report Date :

19.04.2014              

 

IDENTIFICATION DETAILS

 

Name :

STAHL BRASIL S A

 

 

Registered Office :

Rua Boa Vista,1832 A - Estação Portão 93180-000 - Portão/Rs

 

 

Country :

Brazil

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.09.1978

 

 

Legal Form :

Privately Held Corporation

 

 

Line of Business :

Manufacture and trade of chemical products for leather and related as well as distribution of solvents

 

 

No. of Employees

99

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

BRAZIL ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. In 2008, Brazil became a net external creditor and two ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Rising inflation led the authorities to take measures to cool the economy; these actions and the deteriorating international economic situation slowed growth in 2011-13. Unemployment is at historic lows and Brazil's traditionally high level of income inequality has declined for each of the last 14 years. Brazil's historically high interest rates have made it an attractive destination for foreign investors. Large capital inflows over the past several years have contributed to the appreciation of the currency, hurting the competitiveness of Brazilian manufacturing and leading the government to intervene in foreign exchange markets and raise taxes on some foreign capital inflows. President Dilma ROUSSEFF has retained the previous administration's commitment to inflation targeting by the central bank, a floating exchange rate, and fiscal restraint

 

Source : CIA

 

 

 


Company name

 

STAHL BRASIL S/A

 

 

address

 

MAIN ADDRESS:

RUA BOA VISTA,1832 A - ESTAÇÃO PORTÃO

ZIP CODE/CITY:

93180-000 - PORTÃO/RS

 

 

PHONE:

51 3304-9955

E-MAIL:

luciano.matte@stahl.com

WEB SITE:

www.stahl.com

 

BRANCHES:

 

 

 

ADDRESS:

RUA BOA VISTA,1832 - ESTAÇÃO PORTÃO

ZIP CODE/CITY:

93180-000 PORTÃO/RS

CNPJ:

89.488.316/0006-92

STATE REGISTER:

213/0007915

 

 

ADDRESS:

AV WILSON BEGO,400 - DISTRITO INDUSTRIAL

ZIP CODE/CITY:

14406-091 FRANCA/SP

CNPJ:

89.488.316/0002-69

STATE REGISTER:

310.070.849.110

 

 

ADDRESS:

RUA BENTO GONCALVES,3144

ZIP CODE/CITY:

93520-000 NOVO HAMBURGO/RS

STATE REGISTER:

086/0083772

 

 

LEGAL DATA

 

MAIN ACTIVITIES:

 

MANUFACTURE AND TRADE OF CHEMICAL PRODUCTS FOR LEATHER AND RELATED AS WELL AS DISTRIBUTION OF SOLVENTS.

 

LEGAL FORM:

PRIVATELY HELD CORPORATION

 

 

INCORPORATION DATE:

01/09/1978

REGISTER DATE:

23/11/1978

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

89.488.316/0001-88

STATE REGISTER:

213/0007915

 

 

SHARE CAPITAL:

R$ 14.412.000,00

 

BOARD OF DIRECTORS:

 

 

 

SAUL RIOS ALVAREZ

PRESIDENT DIRECTOR

 

 

AUTHORIZED USE OF SIGNATURE

 

THE DIRECTORS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

STAHL NETHERLANDS BV

99,99%

STAHL HOLDINGS BV

0,01%

 

AFFILIATES / SUBSIDIARIES:

 

 

 

KALANDA INDUSTRIA E COMERCIO DE CALÇADOS

 

 

 

COMPANY'S BACKGROUND

 

THE SUBJECT WAS ESTABLISHED ON SEPTEMBER 01, 1978 AS STAHL BRASIL QUÍMICA INDÚSTRIA E COMÉRCIO LTDA TO BE ENGAGED IN THE SAID LINE OF BUSINESS. LATER IT ADOPTED THE ABOVE MENTIONED NAME AND UP TO DATE IT IS STILL OPERATING WITHIN THE GENERAL SCENE REPORTED HEREIN.

 

THE COMPANY OPERATES WITH THE TRADE NAME "TOKI".

 

FURTHER DETAILS ABOUT THE SUBJECT'S HISTORY ARE SO FAR NOT KNOWN.

 

PUBLIC INFORMATION:

 

NO DETRIMENTAL FILES WERE FOUND.

 

 

FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/12/2012, 31/12/2011 AND 31/12/2010.

( FIGURES ARE IN REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/12/2012

31/12/2011

31/12/2010

 

 

 

 

CASH AND CASH EQUIVALENTS

3.136.075,00

1.727.159,00

8.487.989,00

CLIENTS

34.186.457,00

27.225.296,00

20.120.518,00

INVENTORY

9.428.393,00

7.401.655,00

7.460.094,00

RECOVERABLE TAXES

3.626.611,00

2.866.390,00

1.383.183,00

OTHER

632.623,00

787.680,00

575.957,00

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

51.010.159,00

40.008.180,00

38.027.741,00

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

 

 

JUDICIAL DEPOSITS

200.000,00

200.000,00

86.842,00

CREDIT WITH RELTD COMPANIES

 

13.810.839,00

11.791.566,00

 

----------------

----------------

----------------

TOTAL LONG-TERM RECEIVABLES

200.000,00

14.010.839,00

11.878.408,00

 

FIXED ASSETS:

 

 

 

 

 

 

 

INVESTMENTS

15.979,00

15.979,00

15.979,00

FIXED ASSETS

6.385.320,00

7.178.088,00

7.173.506,00

INTANGIBLE

11.471,00

18.792,00

27.322,00

 

----------------

----------------

----------------

TOTAL FIXED ASSETS

6.412.770,00

7.212.859,00

7.216.807,00

 

================

================

================

TOTAL ASSETS

57.622.929,00

61.231.878,00

57.122.956,00

 

LIABILITIES:

 

 

 

CURRENT:

31/12/2012

31/12/2011

31/12/2010

 

 

 

 

SUPPLIERS

32.766.019,00

32.918.589,00

29.278.165,00

TAXES & CONTRIBUTIONS

4.131.947,00

3.514.023,00

2.612.776,00

SALARY, TAXES & CONTRIB.

788.334,00

902.368,00

712.158,00

COMMISSIONS DUE

 

935.744,00

615.281,00

OTHER

2.609.958,00

1.250.986,00

2.338.677,00

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

40.296.258,00

39.521.710,00

35.557.057,00

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

 

 

 

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

14.412.000,00

14.412.000,00

14.412.000,00

CAPITAL RESERVES

265.821,00

265.821,00

265.821,00

PROFIT RESERVES

2.648.850,00

7.032.347,00

6.888.078,00

 

----------------

----------------

----------------

TOTAL NET EQUITY

17.326.671,00

21.710.168,00

21.565.899,00

 

================

================

================

TOTAL LIABILITIES

57.622.929,00

61.231.878,00

57.122.956,00

 

PROFIT AND LOSS ACCOUNTS AS OF 31/12/2012, 31/12/2011 AND 31/12/2010.

( FIGURES ARE IN REAIS ).

 

 

31/12/2012

31/12/2011

31/12/2010

 

 

 

 

GROSS SALES

80.158.114,00

73.245.673,00

79.101.851,00

(-) TAXES ON SALES

16.233.664,00

15.388.415,00

15.952.822,00

 

----------------

----------------

----------------

NET SALES

63.924.450,00

57.857.258,00

63.149.029,00

(-) COST OF SOLD GOODS

45.571.973,00

38.798.730,00

38.139.988,00

 

----------------

----------------

----------------

GROSS PROFIT

18.352.477,00

19.058.528,00

25.009.041,00

OPERATING REVENUE (EXPENSE)

-21.755.545,00

-20.114.530,00

-14.907.736,00

FINANCIAL REVENUE(EXPENSE)

-69.393,00

1.400.186,00

-1.765.515,00

 

----------------

----------------

----------------

OPERATIONAL PROFIT (LOSS)

-3.472.461,00

344.184,00

8.335.790,00

NON-OPERATING RESULT

 

24.402,00

68.425,00

CONTRIBUTION/INCOME TAX

-896.273,00

-224.317,00

-3.356.195,00

INTERESTS ON OWN CAPITAL

1.235.000,00

1.290.000,00

991.000,00

 

----------------

----------------

----------------

NET PROFIT (LOSS)

-3.133.734,00

1.434.269,00

6.039.020,00

 

RATIOS:

31/12/2012

31/12/2011

31/12/2010

 

QUICK RATIO

1,03

 

,83

 

,86

 

CURRENT RATIO

1,27

 

1,01

 

1,07

 

ACCOUNTS RECEIVABLE TURNOVER

1,87

TIMES

2,13

TIMES

3,14

TIMES

DAYS' SALES IN RECEIVABLES

192,53

DAYS

169,40

DAYS

114,70

DAYS

INVENTORY TURNOVER

4,83

TIMES

5,24

TIMES

5,11

TIMES

ACCOUNTS PAYABLE PERIOD

258,84

DAYS

305,44

DAYS

276,35

DAYS

RETURN ON ASSETS

1,11

TIMES

,94

TIMES

1,11

TIMES

SALES TURNOVER ON NET EQUITY

3,69

TIMES

2,67

TIMES

2,93

TIMES

NET WORTH TIE-UP

,37

 

,33

 

,33

 

INDEBTEDNESS

2,33

 

1,82

 

1,65

 

EQUITY RATIO

30,07

%

35,46

%

37,75

%

WORKING CAPITAL RATIO

26,59

%

1,23

%

6,95

%

GENERAL SOLVENCY

1,43

 

1,55

 

1,61

 

RETURN ON NET EQUITY

-18,09

%

6,61

%

28,00

%

RETURN ON SALES (PROFIT MARGIN)

-4,90

%

2,48

%

9,56

%

GROSS PROFIT MARGIN

28,71

%

32,94

%

39,60

%

OPERATIONAL RESULT

-5,43

%

,59

%

13,20

%

SALES TURNOVER ON LIABILITIES

1,59

TIMES

1,46

TIMES

1,78

TIMES

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 2,23

 - OFFICIAL RATE ON 16/04/2014

US$ 1,00 = R$ 2,04

 - OFFICIAL RATE ON 31/12/2012

US$ 1,00 = R$ 1,87

 - OFFICIAL RATE ON 31/12/2011

US$ 1,00 = R$ 1,66

 - OFFICIAL RATE ON 31/12/2010

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

ASSESSING THE FIGURES ABOVE, IT IS NOTED THAT THE SUBJECT HAS A FAIR FINANCIAL STANDING. IT SHOWS HIGH LEVEL OF INDEBTEDNESS BUT THE COMPANY OPERATES WITH NORMAL CURRENT RATIO WITH POSITIVE WORKING CAPITAL AMOUNT. IN ADDITION IT IS NOTED SALES RECOVER BUT NEGATIVE RESULT WAS MADE.

 

REAL ESTATE:

 

  OWNED PREMISES ARE VALUED AT R$ 10.463.560,00

 

DETAIL OF OWNED REAL ESTATE:

 

OWNER:

STAH BRASIL S/A

TYPE:

BUILDING

TOTAL AREA:

LAND: 80.000 M² - BUILT UP: 10.000 M²

VALUE:

R$ ,00

ADDRESS:

RUA BOA VISTA, 1832 - PORTÃO/RS

 

 

OWNER:

STAH BRASIL S/A

TYPE:

BUILDING

TOTAL AREA:

LAND: 2.000 M² - BUILT UP: 1.243 M²

VALUE:

R$ ,00

ADDRESS:

DISTRITO INDUSTRIAL DE FRANCA/SP, RUA OTILIO M DOS SANTOS, 2981

 

VEHICLES:

 

   OWNED VEHICLES ARE VALUED AT R$ 7.083.668,00

 

MACHINES:

 

   OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 17.547.228,00

 

INSURANCE:

 

THE SUBJECT IS SAID TO HOLD INSURANCE POLICIES BUT DETAILS WERE NOT DISCLOSED.

 


 

BANKING REFERENCES

 

 

BRANCH/PHONE:

CITY:

BANCO DO BRASIL S/A

51 3584-4200

NOVO HAMBURGO/RS

BANCO BRADESCO S/A

51 3594-31132

NOVO HAMBURGO/RS

BANCO SANTANDER S/A

51 3581-6295

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK"). 

 

 

ACTIVITIES COMMENTS

 

 

THE SUBJECT IS ENGAGED IN THE MANUFACTURE AND TRADE OF CHEMICAL PRODUCTS FOR LEATHER AND RELATED AS WELL AS DISTRIBUTION OF SOLVENTS.

 

 

IMPORT AND EXPORT:

 

   IMPORTS FROM:

HOLLAND, SPAIN, INDIA, GERMANY AND OTHERS.

 

   EXPORTS TO:

ARGENTINA, CHILE, PARAGUAY, URUGUAY, BOLIVIA AND OTHERS.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

 

 

BERTIN LTDA

 

 

MERCOQUIM S/A

 

 

 

STAFF:

 

THE COMPANY HAS: 99 EMPLOYEE(S)

 


 

CONCEPT AND FULFILMENT

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY, OPERATING SINCE 1978. SO FAR IT HAS A CLEAR TRADE HISTORY, NORMAL PAYMENT BEHAVIOUR AND KEEPS ENJOYING A FAVORABLE REPUTATION AMONG LOCAL TRADE SOURCES.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

MOST OF THE SUPPLIERS, WHICH PROVIDED INFORMATION, REPORTED PROMPT PAYMENTS, THUS THE SUBJECT HAS AN EXCELLENT TRADE REPUTATION.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

 

PHONE:

COGNIS BRASIL LTDA

 

51 371-3244

IPIRANGA COMERCIAL QUIMICA S/A

 

51 477-1999

MAPLA S/A IND DE MATERIAIS PLÁSTICOS

 

51 477-3200

NEWSUL EMBALAGENS LTDA

 

54 453-2662

SCANDIFLEX DO BRASIL S/A. INDUSTRIAS QUIMICAS

 

51 450-4633

 

PAYMENT HISTORY:

 

4 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 80.749,00

 

AMOUNT OF INVOICES PAID: 20

TOTAL OF PROMPT PAYMENTS: 100%

HIGHEST INVOICE: R$ 12.329,00

HIGHEST CREDIT: R$ 12.329,00

 

 

FINAL OPINION

 

BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH.

 

DESPITE THE NEGATIVE RESULTS THE COMPANY HAS PAYMENT CAPACITY

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.38

UK Pound

1

Rs.101.63

Euro

1

Rs.83.57

 

INFORMATION DETAILS

 

Analysis Done by :

SUM

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.