MIRA INFORM REPORT

 

 

Report Date :

21.04.2014

 

IDENTIFICATION DETAILS

 

Name :

AMGAL CHEMICAL PRODUCTION (1989) LTD.

 

 

Registered Office :

2 Tnuva Street, Industrial Zone, Be'er Tuvia 8381500       

 

 

Country :

Israel

 

 

Date of Incorporation :

16.07.1989

 

 

Com. Reg. No.:

51-140043-4

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers and marketers of industrial chemicals for the water purification (including cleaning substances), food and printing industries.

 

Subject specializes in water and fire repellant chemicals, as well as food additives and chemicals for the food industry.

 

 

No of Employees :

110 employees (had 100 employees as of mid 2012, similar to 2011 and 2010).

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

Israel ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 

 


Company name & address

 

AMGAL CHEMICAL PRODUCTION (1989) LTD.

 

(Also known as AMGAL CHEMICAL PRODUCTS (1989) LTD. and

AMGAL CHEMICAL MANUFACTURING (1989) LTD.)

 

Telephone      972 8 861 06 10

Fax                972 8 940 14 39 /44

 

2 Tnuva Street

Industrial Zone

BE'ER TUVIA 8381500                   ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-140043-4 on the 16.07.1989.

 

Early in 1992 company took over the business activities of AMGAL CHEMICALS LTD., originally established 1979.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 643,600.00, divided into -

                   643,600 ordinary shares of NIS 1.00 each,

of which 622,569 shares amounting to NIS 622,569.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by DEPOTCHEM (1989) LTD., owned by CHEMOVIL LTD., 99%, owned by Oded Feller and his family (holding remaining 1% of DEPOTCHEM via E. FELLER & ASS. LTD.).

 

In April 2012 DEPOTCHEM completed the acquisition of two companies from Asher Skalsky: Subject and BACTOCHEM LTD. (established in 1975). According to the media the deal value was US$ 50 million (divided US$ 30 million for operations and manufacturing facilities and US$ 20 million –to be paid along 5 years- for the goodwill and non-competition), yet subject's official refused to disclose the deal's numbers, commenting that 'the numbers' in the media are incorrect.


DIRECTORS

 

DEPOTCHEM (1989) LTD. is registered as sole director.

Oded Feller is Chairman of Group.

 

 

GENERAL MANAGER

 

Ms. Iris Fine.

 

 

BUSINESS

 

Manufacturers and marketers of industrial chemicals for the water purification (including cleaning substances), food and printing industries.

 

Subject specializes in water and fire repellant chemicals, as well as food additives and chemicals for the food industry.

 

Almost all sales are to the local market (subject also exports however in insignificant volume).

 

Among major clients are local large corporations: MEKOROT WATER CO., THE ISRAEL ELECTRIC CORP., GAT GIVAT HAIM, GAN SHMUEL FOOD, TNUVA, MILOPRI, GANIR, STRAUSS GROUP, MA'ARIV, YEDIOTH AHARONOT (latter 2 are largest local daily newspapers), etc.

 

Among local suppliers: MAKHTESHIM CHEMICAL WORKS, HAIFA CHEMICALS, BROMINE COMPOUNDS, FERTILIZERS & CHEMICALS, MATERIALS HANDLING, etc.

 

Operating from rented premises (offices and plant), on an area of 48,000 sq. meters, 10,000 sq. meters of which are built, in 2 Tnuva Street, Industrial Zone, Be'er Tuvia (to where they recently moved from 18 Hacharash Street, Industrial Zone, Nes Ziona).

 

Having 110 employees (had 100 employees as of mid 2012, similar to 2011 and 2010).

 

 

MEANS

 

Subject and sister company BACTOCHEM LTD. were acquired according to a reported value of US$ 50 million.

 

Stock was valued at NIS 18,000,000 in mid 2012 (was valued at NIS 16,000,000 in mid 2011 and NIS 11,500,000 in mid 2010).

 

Later and other financial data not forthcoming.

 

Subject is an "Approved Enterprise", and as such entitled to tax benefits and State incentives. In April 2005, the Investment Center Authority approved a NIS 16.5 million investment plan for the expansion of subject’s plant.

 

There are 2 charges for unlimited amounts registered on the company's assets (all assets), in favor of the State of Israel and Bank Hapoalim Ltd. (charges placed in 2007 and in April 2012).



sales

 

·         2007 sales claimed to be NIS 129,000,000.

·         2008 sales claimed to be NIS 150,000,000.

·         2009 sales claimed to be NIS 140,000,000.

·         2010 sales claimed to be NIS 150,000,000.

·         2011 sales claimed to be NIS 150,000,000.

·         2012 sales claimed to be NIS 160,000,000.

·         2013 sales claimed to be NIS 160,000,000.

 

 

OTHER COMPANIES

 

BACTOCHEM LTD., 100%, laboratory for food, water and chemical testing.

 

BACTOCHEM LOGISTICS LTD., 100%,

 

DERECH HA'MA'ABADA LTD., 100%.

 

DEPOTCHEM (1989) LTD., parent company, importers and marketers of industrial and agricultural chemicals and allied products for the industry, mainly the paper and food industries. 2012 sales claimed to be US$ 50 million.

 

Holds:

BORA LTD., 45%, agencies, importers and distributors of raw materials for the plastic industry.

DEPOTCHEM DISTRIBUTION SERVICES (1993) LTD., 100%, non-active.

 

CHEMOVIL LTD., parent company, importers, wholesale distributors, transporters and storage of raw materials to the industry. Also controls, among others:

CAESAREA POLYMER INDUSTRIES LTD., 100%, developers, manufacturers and marketers of rigid, semi-rigid and flexible polyurethane systems for a wide range of industries and applications

BULK CHEMICALS LTD., importers of raw materials.

PAZMOVIL (FUEL TRANSPORT) LTD., 49%, transporters and distributors of petroleum products.

CHEMINTER LTD., represents CHEMOVIL Group internationally, distributors of chemicals in Europe.

CHEMINTER INC., 100%, operating from Zurich, Switzerland, dealers in chemicals.

CHEMOTHAL LTD., 100%,

POLCOM LTD., 100%,


ISRAEL ENERGY (ENEREL) LTD., engaged in fuel products.

TABIB THE ISRAELI HAZARDOUS WASTE HANDLING AND DISPOSAL CO. LTD., 50%, waste handling, recycling, transportation and disposal services.

ALFA SYSTEM, 50%, a Wroclaw (Poland) based Polyurethane Systems and Polyol producer.

 

Oded Feller holds other companies, including investment and real estate firms:

EMILIA DEVELOPMENT (O.F.G) LTD., a holding company publicly traded on TASE, controlled (84.1%) by Oded Feller, with current market value US$ 44.5 million. Having investment in the financial and industrial fields, including:

EMILIA COSMETICS LTD., 100%, manufacturers, exporters and marketers of personal care products, cosmetics, toiletries and cleaning products,

EMILIA UNDEWRITING LTD., 100%,

PALZIV EIN HANATZIV ACS LTD., 25%,

MAXIMA AIR SEPARATION LTD., 13.5%,

ALBANY BONDED WAREHOUSES (1982) LTD., 100%.

Also hold 7.3% in the TENE Investment Fund, which is holds shares (in several levels of investments) in several industrial companies.

 

Oded Feller also holds investment and holding companies, including O. FELLER HOLDINGS LTD., E. FELLER & ASS. LTD., EFGO MANAGEMENT LTD. (both latter with Feller family), as well as:

SUNORAMA TOURISM SERVICES LTD., airline agents and tourist services.

 

 

BANKERS

 

Bank Hapoalim Ltd., Haifa Business Branch (No. 978), Haifa.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

CHEMOVIL Group (which subject is part of), headed by CHEMOVIL LTD., operating since 1959, is a well-known leading company in its field, enjoying a good reputation in its field. The Group deals, besides chemicals, in the areas of waste water treatment and flour mills operation. Group rolls turnover of NIS 250 million according to estimations.

 

CHEMOVIL LTD. is one of the Oded Feller 2 main holding companies, the other one being EMILIA Group (see above OTHER COMPANIES). In October 2009 EMILIA completed the acquisition of CARELINE from PERRIGO ISRAEL PHARMACEUTICALS for some NIS 180 million, including manufacturing and commercial activities, and real estate assets (shortly after it EMILIA sold part of the commercial activities to 3rd party for NIS 85 million).

 

Oded Feller is a well-known businessman. Mr. Feller served as the President of the Haifa and North of Israel Chamber of Industry and Trade since mid 2004.

 

In February 2010 it was reported that solar energy systems company GREENTOPS will install a 630kw Photo-Voltaic (PV) system in subject’s plant in Beer Tuvia (on the plant’s roof), with an investment of NIS 10 million.

 

This is in the framework of the new regulation by the government designed to encourage the use of “clean” energies and incentives for solar Photo-Voltaic (PV) systems (small and medium-sized solar-power facilities up to 5mW), which allows individuals and companies to generate their own electricity (“private electricity production”) and get money from selling to THE ISRAEL ELECTRIC CORP. the unused electricity produced.

 

The local Chemical industry is considered one of the strongest in the market, with impressive growth trend in recent years. The chemical industry includes minerals extracted, refinery and petrochemical industry, manufacturing of pesticides for agriculture, pharmaceuticals and bio-technology industries, as well as other consumer products related industries, including paints, cosmetics, cleaning materials and others. The industry employs over 30,000 employees.

 

Total turnover of the local Chemical Industry in 2008 amounted to US$ 26 billion (of which US$ 14 billion for export), comprising some 30% of Israel’s total industrial turnover.

 

Sales for export by the Chemicals Manufacturing Industry in 2013 reached US$ 11,154.4 million, 17% increase from 2012.

 

According to Central Bureau of Statistics data, investments in imported machinery & equipment from for the Chemical Industries (incl. Pharmaceuticals, excl. oil refinery) in 2013 summed up to NIS 717.6 million, similar to 2012 level (where 2012 witnessed a sharp decrease of over 20% from 2011, after over 50% increase in real terms in 2011).

 

 

SUMMARY

 

Good for trade engagements.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.38

UK Pound

1

Rs.101.63

Euro

1

Rs.83.57

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.