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Report Date : |
22.04.2014 |
IDENTIFICATION DETAILS
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Name : |
PRO-ORTO PIOTR BUKOWSKI |
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|
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Registered Office : |
ul. Tadeusza 22, 05-420 Józefów |
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Country : |
Poland |
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Date of Incorporation : |
19.04.2006 |
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Legal Form : |
Natural persons conducting business activity |
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|
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Line of Business : |
·
Wholesale of handmade Persian carpets ·
Wholesale of other household goods |
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No. of Employees : |
1 to 9 employees |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No complaints |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2014
|
Country Name |
Previous Rating (31.12.2013) |
Current Rating (31.03.2014) |
|
Poland |
B1 |
B1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
POLAND - ECONOMIC OVERVIEW
Poland has pursued a policy of
economic liberalization since 1990 and Poland's economy was the only one in the
EU to avoid a recession through the 2008-09 economic downturn. Although EU
membership and access to EU structural funds have provided a major boost to the
economy since 2004, GDP per capita remains significantly below the EU average
while unemployment continues to exceed the EU average. The government of Prime
Minister Donald TUSK steered the Polish economy through the economic downturn
by skillfully managing public finances and adopting controversial pension and
tax reforms to further shore up public finances. While the Polish economy has
performed well over the past five years, growth slowed in 2012 and 2013, in
part due to the ongoing economic difficulties in the euro zone. Short-term, the
key policy challenge will be to consolidate debt and spending without stifling
economic growth. Over the longer term, Poland's economic performance could
improve if the country addresses some of the remaining deficiencies in its road
and rail infrastructure, business environment, rigid labor code, commercial
court system, government red tape, and burdensome tax system.
|
Source
: CIA |
PRO-ORTO PIOTR
BUKOWSKI
ul. Tadeusza 22
05-420 Józefów
Phone: 22 7893916
Fax: 22 7893916
E-mail: p_bukowski@o2.pl
Website: www.pro-orto.com.pl
Legal form Natural
persons conducting business activity (1)
Stat.no. 140517750
Tax ID PL
5321130921
Establishment 19.04.2006
Registration: 31.12.2011,
Central Business Activity Registration and Information
Office, Data concerning previous
registrations:
Municipal Office Józefów, No. 6477
Owner Piotr
Tadeusz Bukowski
Main activity wholesale
of handmade Persian carpets
Branches NACE 2007:
Wholesale of other household goods
Other wholesale
Other reloading
Real estate renting
Employment 2009:
1 to 9
employees
2010: 1 to 9 employees
Turnover data
not possible to obtain
Balance data is not available due to the lack of balance data
publication.
While rating the company, it is advisable to take into consideration
information about the branch, the company is acting in
|
(G.46.49.Z - NACE 2007), as at : |
31.12.2013 |
31.12.2012 |
31.12.2011 |
31.12.2010 |
31.12.2009 |
|
Current
ratio |
1,47 |
1,62 |
1,49 |
1,74 |
0,91 |
|
Quick
ratio |
0,85 |
0,98 |
0,96 |
1,27 |
0,58 |
|
Immediate
ratio |
0,07 |
0,11 |
0,06 |
0,08 |
0,03 |
|
Return
on sale |
3,28 |
2,73 |
1,50 |
4,15 |
0,68 |
|
Return
on assets |
4,92 |
4,10 |
2,47 |
7,38 |
1,38 |
|
Return
on equity |
12,61 |
10,91 |
7,25 |
12,97 |
5,75 |
|
Average
trade debtors' days |
92,09 |
93,09 |
99,56 |
82,03 |
65,02 |
|
Average
stock turnover's days |
74,19 |
67,77 |
56,93 |
31,85 |
39,29 |
|
average
payables payment period |
120,40 |
108,16 |
110,48 |
69,61 |
120,95 |
|
Total
indebtedness ratio |
61,00 |
62,37 |
65,91 |
43,13 |
76,06 |
|
Percent
share in the examinated group |
83,30 |
80,60 |
73,50 |
76,10 |
81,00 |
|
Sales/revenue
per employee in th. PLN.... |
766,21 |
791,39 |
795,34 |
1 157,41 |
888,69 |
|
Average
sales/revenue per company in th. PLN |
59
977,50 |
66
124,89 |
69
147,59 |
110
608,07 |
100
358,07 |
according to the Central Statistical Office
Locations: seat:
ul. Tadeusza 22, 05-420 Józefów
Phone: 22
7893916
Mobile phone: 602 213 812
Fax: 22
7893916
E-mail: p_bukowski@o2.pl
Website: www.pro-orto.com.pl
Real Estate No
data
Verification of information on real estate
ownership position through the Real Estate
Register is not covered by the standard
report.
Connections: Piotr
Tadeusz Bukowski
- BUPECO P. BUKOWSKI M. PERŁOWSKI sp.
j. w likwidacji NIP
5320100361, ul. Tadeusza 22, 05-420 Józefów
· shareholder
· liquidator
- ASMA POLSKA Sp. z o.o. NIP 5321877407,
Wola Ducka, ul.
Mostów 10, 05-408 Glinianka
· shareholder: PLN 7 500,00 (15,00%)
- POLSKA FUNDACJA OCHRONY DZIEDZICTWA
KULTURY NIP
5242305042, ul. Tadeusza 25, 05-420 Józefów
· member of supervisory board
Data concerning connections are valid as at:
25.03.2014.
General
information The subject company
takes part in the program "Rzetelna Firma" conducted under the
auspices of the National Debt Register. As on 17.04.2014 the company had no
overdue debts registered in the National Debt Register conducted by Biuro
Informacji Gospodarczej S.A. which fulfil the conditions determined in the Act
from 09.04.2010 on availability and exchange of economic information (Journal
of Laws No. 81, section 530).
The subject has
not decided to cooperate in elaboration of the report.
Banks Names
of banks were not disclosed
Payment Manner In
available sources, payment delays have not been noted
Credit capability Business
connections should not be refused, credits require security
Due to no insight
into financial situation of the company
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.60.34 |
|
|
1 |
Rs.101.41 |
|
Euro |
1 |
Rs.83.38 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
NNA |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.