MIRA INFORM REPORT

 

 

Report Date :

23.04.2014

 

IDENTIFICATION DETAILS

 

Name :

KALPANA CRAFT 

 

 

Registered Office :

Lalitpur, P.O. Box No. 8975, EPC 2924

 

 

Country :

Nepal

 

 

Date of Incorporation :

03.02.2006

 

 

Com. Reg. No.:

302544509

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Manufacturer & Exporters of Felt products including handmade shoes and slipper made up of 100% sheep’s wool depend upon costumer’s designs or requirement.

 

Subject product ranges includes :-

·         Felt Carpets

·         Felt Bag

·         Felt Purse

·         Shoes & Slipper

·         Felt Balls / Felt  Beads

 

 

No of Employees :

120

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Nepal

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

NepaL ECONOMIC OVERVIEW

 

Nepal is among the poorest and least developed countries in the world, with about one-quarter of its population living below the poverty line. Nepal is heavily dependent on remittances, which amount to as much as 22-25% of GDP. Agriculture is the mainstay of the economy, providing a livelihood for more than 70% of the population and accounting for a little over one-third of GDP. Industrial activity mainly involves the processing of agricultural products, including pulses, jute, sugarcane, tobacco, and grain. Nepal has considerable scope for exploiting its potential in hydropower, with an estimated 42,000 MW of commercially feasible capacity, but political uncertainty and a difficult business climate have hampered foreign investment. Additional challenges to Nepal's growth include its landlocked geographic location, persistent power shortages, underdeveloped transportation infrastructure, civil strife and labor unrest, and its susceptibility to natural disaster. The lack of political consensus in the past several years has delayed national budgets and prevented much-needed economic reform, although the government passed a full budget in 2013.

 

Source : CIA

 

 

CONCERN NAME

 

Kalpana Craft

 

Concern address

 

Lalitpur

P.O. Box No. 8975, EPC 2924
Nepal

Office Phone                +977 1 5544440
Mobile Telephone          +977-9851071601 (Mr. Amrit),
E-Mail Id:                      kalpanacraft@gmail.com

 

 

CONCERN SUMMARY

 

Years Established                     :           03.02.2006

 

Type of Concern                       :           Propritorship  registration no. 302544509

 

Name of the Proprietor              :           Mr. Amrit Khadka

Auditors                                    :           Sreshtha & Co.

 

Bankers                                    :           Nepal Grindlays Bank Ltd., Kathmandu, Nepal

                                                            Nepal Bank Ltd, Kathmandu, Nepal

                                                            Global Bank Ltd., Kathmandu, Nepal

 

 

Business               

           

Kalpana” means Creativity in Sanskrit and Imagination in Nepali. They are an experienced and young team.

 

Manufacturer & Exporters of Felt products including handmade shoes and sleeper made up of 100% sheep’s wool depend upon costumer’s designs or requirement.

 

Product details

·         Felt Carpets

·         Felt Bag

·         Felt Purse

·         Shoes & Slipper

·         Felt Balls / Felt  Beads


They have different sections for efficient production with highly skilled and trained felters.

 

·         Wet Felting              

·         Needle Felting          

·         Sewing mistress       

·         Designer                 

·         Other craftsmen and assistant workers


The number of employees is increasing. We planned this year to generate working opportunities to more than 100 people.


They have highly experienced and creative designers who can materialize any concept. The Design, Research and development section conducts research regarding their products and also the different aspects related with their product.

 

Store
They have well facilitated store with about 2 ton of wool in stock.

+ 60   Color

 

 

Trading Terms

 

Purchasing Terms          : Cash, Advance Payment

Sales Terms                  : Cash, Advance Payment

 

 

Types of Customers

 

·         Wholesalers

·         Retailers

·         End Users

 

 

No. of Employees

 

120

 

 

bankers

 

Nepal Grindlays Bank Limited

Kathmandu


Nepal Bank Limited

Kathmandu

 

Bank of Kathmandu

 

 

Affiliation

 

1. Member of "International felt artist Association"
2. Member of Handicraft Association Nepal (FHAN).
3. Member of Nepal Chamber of Commerce.

 

 

Main Markets:

50.00% North America
20.00% Northern Europe
10.00% Western Europe
5.00% Southern Europe
5.00% Eastern Europe
5.00% Oceania
5.00% Eastern Asia

 

They are handmade felt craft manufacturer and exporter from Nepal. Our concern has registered in government of Nepal and we are a member of HAN (handicraft Association of Nepal) . They are specialized in wet felting, needle felting and nuno felting.

 

They deal with only quality felt goods. Our prime objective is to ensure quality product and their timely delivery.

 

They have very attractive new design of felt handicraft. Most of our products in felt are purses, bags, caps, hat, felt shoes, Room slippers, Hair band accessories’, necklace, ear ring, bracelet, brooch, felt shawl, muffler, scarf, table mat, cushion cover and pencil cover in many designs. We also make customs items such as toys, flowers or any shape desired. They can make any motif or design and in any color your request.

 

They are looking for joint venture business partner in Europe, North America and Japan.

 

Information parted by

 

Name :              Ms. Anisha

Designation :    Office Controller

Contact No.:     000 97715544440

 

 

Financial

 

Working Capital-                        Nep. Rs. 8 Crores.

Sales-                                       Nep. Rs 12 Crores. (2012)

Sales-                                       Nep. Rs.14 Crores. (2013)

 

 

Remarks

 

Well established, respectable, payments are reported to be correct and regular as per commitments, trade relations are fair, consider good for normal business engagements at usual trade terms and conditions. Business may be done. Business may be done medium amount.

 


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.71

UK Pound

1

Rs.102.04

Euro

1

Rs.83.77

 

INFORMATION DETAILS

 

Information Gathered by :

sva

 

 

Analysis Done by :

SUM

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.