MIRA INFORM REPORT

 

 

Report Date :

26.04.2014

 

IDENTIFICATION DETAILS

 

Name :

C.V. GADING MAS

 

 

Registered Office :

Jalan Raya Mulyosari PFF No. 76 T, Kalisari, Mulyorejo, Surabaya, 60112 East Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

August 1996

 

 

Legal Form :

Partnership with Sleeping Partners

 

 

Line of Business :

Trader, Supplier and Distributor of Chemicals and Laboratory Equipment

 

 

No of Employees :

13 persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices

 

Source : CIA

 

 


 

BASIC SEARCH

 

Name of Company :

C.V. GADING MAS

 

Address :

Head Office

Jalan Raya Mulyosari PFF No. 76 T

Kalisari, Mulyorejo

Surabaya, 60112

East Java

Indonesia

Phones - (62-31) 5937 537, 5949 272

Fax                   - (62-31) 5928 680

E-mail               - gad-mas@indo.net.id

Building Area    - 2 storey

Office Space    - 130 sq. meters

Region              - Commercial

Status               - Owned

 

Date of Incorporation :

August 1996

 

Legal Form :

C.V. (Commanditaire Vennootschap) or Partnership with Sleeping Partners

 

Company Reg. No. :

Not Required

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.558.953.4-631.000

 

Related Company :

P.T. GIAN GLOBAL CHEMINDO (Trading and Distribution of Chemicals)

 

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Owned Capital                                 : Rp. 500 million

 

Owners :

a. Mr. Yulianto Gomez (Active Partner)

b. Mrs. Tjatur Minarti (Silent Partner)

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Supply and Distribution of Chemicals and Laboratory Equipment

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

1996

 

Brand Name :

Gading Mas

 

Technical Assistance :

None

 

Number of Employee :

13 persons

 

Marketing Area :

Local                                              - 100%

 

Main Customer :

Education Institution and Industrial

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. HADE SEJATI PRATAMA

b. C.V. HOKI KIMIA UTAMA

c. P.T. INDONESIA LOKAMANDIRI

d. P.T. INSAN DUNIA MANDIRI

 

Business Trend :

Growing

 

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.   P.T. Bank CENTRAL ASIA Tbk

      Jalan Raya Mulyosari

      Surabaya, East Java

      Indonesia

b.   P.T. Bank MANDIRI Tbk

      Jalan Raya Mulyosari No. 360 D

      Surabaya, East Java

      Indonesia

c.   P.T. Bank DANAMON INDONESIA Tbk

      Jalan Raya Mulyosari

      Surabaya, East Java

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp. 8.2 billion

2012 – Rp. 8.8 billion

2013 – Rp. 9.5 billion

 

Net Profit (estimated) :

2011 – Rp. 492 million

2012 – Rp. 528 million

2013 – Rp. 570 million

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                          - Mr. Yulianto Gomez

 

Board of Commissioners :

Commissioner                                 - Mrs. Tjatur Minarti

 

 

Signatories :

Director (Mr. Yulianto Gomez) is only the authorized person to sign the loan on behalf of the company.

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

C.V. GADING MAS (C.V. GM) was set-up in Surabaya, East Java in August 1996 with the legal status of Commanditaire Vennootschap (C.V.) or partnership with sleeping partner. Founder and owners of the company are Mr. Yulianto Gomez and his wife Mrs. Tjatur Minarti, both are Indonesian business family of Chinese extraction. Being as a Commanditaire Vennootschap status company, the amount of its authorized capital was not mentioned at the time of its establishment. We estimate the company has own capital of about Rp. 500 million and it will be rising in line with the progress of its business operation.

 

C.V. GM is a private company started to be operating since 1996 engaged in the field of trading, supply and distribution of chemical and laboratory equipment. In its operation the company sells of caustic soda, calcium carbonate, lime, sulfur, phosphates, flocculant, soda, surfactant, fondant/slurry, enzyme detectronase, enzyme amylase, biocides, etc. The company also sells laboratory scientific equipment and chemicals such as laboratory glassware & plastic ware and others. Mrs. Wati, marketing and secretary of the company explained the laboratory scientific equipment and chemicals imported from the Germany, USA, Australia, Japan, Taiwan and China. Besides, some of the chemical for sugar industries like caustic soda, calcium carbonate, sulfur, phosphates and other obtained from locals and the rest imported from China and Taiwan. Mrs. Wati also explained the whole laboratory scientific equipment and chemicals supplied to Brawijaya University, Airlangga University, Institute Technology Surabaya, government institution (Dinas Perindustrian dan Perdagangan Provinsi Jatim) and others. Meanwhile the merchandise products is also supplied to sugar industries among others P.T. Perkebunan Nusantara IX, P.T. Perkebunan Nusantara X, P.T. Perkebunan Nusantara XI, P.T. Rajawali Nusantara Indonesia (P.T. PG Rajawali I, P.T. PG Rajawali II, P.T. PG Candi Baru, P.T. Madu Baru); monosodium glumate processing such

as P.T. Cheil Jedang Indonesia and P.T. Sasa Inti, food processing P.T. Nestle Indonesia and others. We observe the operation of C.V. GM is classified a small size company of its kinds with operation has been growing in the last three years.

 

The domestic demand for various types of chemical products had been rising by 8% to 10% on the average per annum in the last five years in line with the rapid growth of various industrial sectors including textile chemical in the above period of times as the consumers. But, later dwindled as the global economic slowdown since October 2008, followed by tight money policy imposed by Indonesian Central Bank (Bank Indonesia) and also heated by political issue in the country. The demand growth started to awake in June 2009 in line with the amelioration of economic condition in the country. Market competition is very tough on account of large number of other similar companies operating in the country. C.V. GM business position in this case is not too badly because it has built regular customers and extensive marketing network all across the country.

 

Imports of Raw Materials and Auxiliary Goods, 2007-2012

Year

Food and Beverages Mainly for Industry (Million US$)

Raw Materials for Industry

(Million US$)

Primary

Processed

Primary

Processed

2007

2,079.1

1,537.1

2,827.4

21,759.1

2008

3,244.5

1,271.6

4,722.3

40,312.9

2009

2,640.9

1,582.0

2,901.7

29,248.7

2010

3,074.8

2,165.9

4,539.5

41,714.3

2011

4,186.7

3,330.2

6,813.2

53.409.6

2012

4,101.0

3,349.2

5,639.7

59,437.0

 

Until this time C.V. GM has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of the company is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2011 amounted to Rp. 8.2 billion rose to Rp. 8.8 billion in 2012 increased to Rp. 9.5 billion in 2013 and projected to go on rising by at least 5% in 2014. The operation in 2013 yielded an estimated net profit of at least Rp. 570 million and the company has an estimated total networth of at least Rp.19.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of C.V. GM is led by Mr. Yulianto Gomez (60) a businessman with experience in trading, import and distribution of laboratory scientific equipment and chemicals. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. C.V. GADING MAS is sufficiently fairly good for business transaction.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.11

UK Pound

1

Rs. 102.70

Euro

1

Rs. 84.52

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.